NET  RATES  AND  RESERVES 

ADAPTED  TO  CALCULATIONS  INVOLVING 

PERLIMINARY  TERM  INSURANCE 

WITH  TABLES  FOR 

VARIOUS   INCREASING  TEMPORARY   INSURANCES 

(Based  Upon  the  Tables  Originally  Compiled  by  Wilbur  S.  Tupper) 


REVISED.   REARRANGED  AND   ENLARGED 

WITH  ADDED 

TERMINAL  AND  MEAN  RESERVE 
PURE    ENDOWMENT   TABLES 

AND  MANY  OTHER 


ADDITIONAL  TABLES 


BY 

T.  C.  RAFFERTY 


NEW  YORK 
C.  C.  HINE'S  SONS  COMPANY 
1919 


Copyright,  1919 

C.  C.  Hink's  vSons  Company 

New  York,  N.  Y. 


CONTENTS 

Page 

Introduction   v 

COMBINED  EXPERIENCE-4%. 

Net  Premiums— Fui.i,  Preliminary  Term. 

First  Year — All  Forms 3 

Renewal — All   Forms 3 

Net  Premiums— Mortuary  Additions  or  Increasing  Temporary  Insur- 
ance. 

Expiring  in  10  years , 5 

Expiring  in  15  years 5 

Expiring  in  20  years 5 

Terminal  Reserves— Fuel  Preliminary  Term. 

Ordinary  Life 6 

20  Payment  Life 10 

15  Payment  Life 14 

10  Payment  Life    17 

20  Year  Endowment   19 

15  Year  Endowment   23 

10  Year  Endowment  26 

Terminal  Reserves — Full  Levfl  Premium. 

20  Year  Mortuary  Additions 28 

15  Year  Mortuary  Additions , 32 

10  Year  Mortuary  Additions 35 

Meausi  Reserves — Full  Preliminary  Term. 

Ordinary  Life   Z7 

20  Payment  Life 41 

15  Paym.ent  Life 45 

10  Payment  Life 48 

20  Year  Endowment  50 

15  Year  Endowment  54 

10  Year  Endox^ment   57 

Mean  Reserves — Full  Level  Premium. 

20  Year  Mortuary  Additions 59 

15  Year  jMortuary  Additions 63 

10  Year  Mortuary  Additions ' 66 

AMERICAN  EXPERIENCE— 31,^%. 

Net  Premiums — Full  Preliminary  Term. 

First  Year — All  Forms 71 

Renewal  — All  Forms  71 

Net  Premiums — Mortuary  Additions  or  Increasing  Temporary  Insur- 
surance. 

Expiring  in  10  Years 72> 

Expiring  in   1 5  Years ,  . . .  7^ 

Expiring  in  20  Years 73 

Terminal  Reserves — Full  Preliminary  Term. 

Ordinary  Life ." 74 

20  Payment    Life 78 

15  Payment    Life 82 

10  Payment    Life 85 

20  Year  Endowment 87 

15  Year  Endowment 91 

10  Year  Endowment 94 

Terminal  Reserves — Full  Level  Premium. 

20  Year  Mortuary  Additions 96 

15  Year  Mortuary  Additions 100 

10  Year  Mortuary  Additions 103 

4432  1 1;) 


IV 

'  '                    ■  Page 

Mean  Reiserves — Fuli.  Preliminary  Term. 

Ordinary  Life 105 

20  Payment   Life 113 

15  Payment   Life 119 

10  Payment   Life 120 

20  Year  Endowment 122 

15  Year  Endowment 126 

10  Year  Endowment 129 

Mean  Reserves — Fuel  Level  Premium. 

20  Year  Mortuary  Additions 131 

15  Year  Mortuary  Additions 135 

10  Year  Mortuary  Additions 138 

Mean  Reserves — Full  Level  Premium. 

5  Year  Term 140 

10  Year   Term 141 

20  Year   Term 143 

Mean  Reserves. 

Paid  Up  Extended  Insurance 147 

Net  Premiums — Pure  Endowment. 

20  Year  Period 168 

15  Year  Period 168 

10  Year  Period 168 

Terminal  Reserves — Pure  Endowment 169 

Mean  Reserves — Pure  Endowment 182 

Mean  Accumulated  Temporary  Insurance 195 

Table  of  Reciprocals — Dx,  Mx,  Nx,  Ax,  and  Various  Immediate  An- 
nuities    208 

AMERICAN  EXPERIENCE— 37c; 

Net  Premium — Full  Preliminary  Term. 

First  Year — All  Forms 215 

Renewal — All  Forms 215 

Net    Premiums — Mortuary   Additions   or    Increasing   Temporary    In- 
surance. 

Expiring  in  10  Years 217 

Expiring  in  15  Years 217 

Expiring  in  20  Years 217 

Terminal  Reserves — Full  Preliminary  Term. 

Ordinary  Life 218 

20  Payment   Life 222 

15  Payment   Life 226 

10  Payment   Life 229 

20  Year  Endowment 231 

1 5  Year  Endowment 235 

10  Year  Endowment 238 

Terminal  Reserves — Full  Level  Premium. 

20  Year  Mortuary  Additions 240 

15  Year  Mortuary  Additions 244 

10  Year  Mortuary  Additions 247 

Mean  Reserves — Full  Level  Premium. 

Ordinary  Life • 249 

20  Payment   Life 253 

15  Payment  Life 257 

10  Payment   Life 260 

20  Year  Endownment 262 

15  Year  Endownment 266 

10  Year  Endownment 269 

Means  Reserves — Full  Level  Premium. 

20  Year  Mortuary  Additions 271 

15  Year  Mortuary  Additions 275 

10  Year  Mortuary  Additions 278 


INTRODUCTION 

The  original  edition  of  "Net  Rates  and  Reserves"  was  published  in  1905  by 
Messrs.  C.  C.  Hine's  Sons  Co.  (compiled  by  Wilbur  S.  Tupper),  and  supplied  the 
data  used  by  a  very  large  number  of  Life  Insurance  Companies  of  the  United 
States,  on  premiums,  terminal  and  mean  reserves,  in  connedion  with  the  Full 
Preliminary  Term  method  of  valuation  and  operation,  which  had  come  largely 
into  vogue  during  the  eight  or  ten  years  immediately  preceding  that  time. 

The  tables  of  premiums  and  reserves  contained  therein  were  computed  on  the 
basis  of  the  Combined  Experience  (Actuaries)  4%,  and  the  American  Experience 
at  both  3%%  and  3%,  these  being  the  three  tables  in  general  use. 

In  the  present  revised  edition  all  of  the  tables  of  the  original  edition  are 
included,  but  they  have  been  completely  rearranged  in  order  to  more  easily  and 
fully  serve  the  purpose  for  which  they  were  intended — Full  Preliminary  Term 
work.  As  originally  published,  the  tables  were  arranged  in  the  form  of  9  Payment, 
14  Payment,  19  Payment,  9  Year  Endowment,  14  Year  Endowment  and  19  Year 
Endowm.ent,  to  be  used  in  conjunction  with  a  One  Year  Term,  the  combination 
making  a  Full  Preliminary  Term  Policy  in  the  form  desired.  Inasmuch  as  the  use 
of  all  of  these  tables  is  primarily  for  the  purpose  of  having  a  10  Payment,  15 
Payment,  20  Payment,  etc.,  in  the  Full  Preliminary  Term  Form — it  has  been 
deemed  advisable  to  rearrange  the  tables  entirely  to  conform  to  such  use,  and  to 
facilitate  quick  reference  and  operation.  As  rearranged  there  will  be  no  necessity 
for  adjusting  the  age  and  the  year  to  fit  the  particular  case,  as  all  of  these  details 
are  taken  care  of  in  the  rearrangement.  No  adjusting  will  be  necessary.  It  is  felt 
that  this  will  be  the  means  of  saving  a  very  large  amount  of  time  in  the  use  of  the 
tables,  and  will  eliminate  the  many  possibilities  of  errors,  which  creep  in  when 
taking  out  yalues  while  adjusting  the  age  and  the  period  at  the  same  time. 

The  tables  can  stilj.  be  used  for  9  Payment,  14  Payment,  19  Payment,  etc., 
level  premium  values,  by  adjustment  of  age  and  period  in  the  reverse  order,  and  as 
their  use  for  this  purpose  will  be  only  in  a  minority  of  cases,  the  adjusting  will 
not  be  considered  a  disadvantage.  It  must  be  noted  that,  with  the  exception  of 
the  Mortuary  Additions  Tables,  all  tables  have  been  rearranged,  so  that  the  values 
in  this  edition  do  not  compare,  age  for  age,  with  those  in  the  first  edition.  This 
should  be  remembered  by  those  zvho  possess  the  first  edition. 

The  tables  of  Increasing  Temporary  Insurance  or  Mortuary  Additions,  as 
they  are  more  properly  called,  give  Net  Premiums,  Terminal  and  Mean  Reserves 
for  Ten,  Fifteen  and  Twenty  Year  temporary  periods,  and  are  based  upon  Full 
Level  Premiums,  as  such  increasing  insurances  or  return  premium  insurances  are 
nearly  always  intended  to  cover  the  first  year  of  insurance  and  the  first  premium, 
even  though  the  policy  itself  is  otherwise  Full  Preliminary  Term. 

A  number  of  additions  have  been  made  to  the  old  tables,  among  them  being 
the  Ordinary  Life  Terminal  Reserves — arranged  in  Full  Preliminary  Term  Form 
— they  having  been  left  out  of  the  original  edition.  While  these  tables  are  very 
simple,  they  are  fundamental,  and  in  the  present  arrangement  will  furnish,  without 
any  adjustments,  quick  reference  tables  for  use  in  connedion  with  policy  values 
based  thereon. 

In  the  new  and  additional  tables  of  the  present  edition,  it  has  been  the  aim  to 
work  in  the  diredion  of  Mean  Reserves — and  a  quick  method  is  presented,  with 
tables,  for  the  calculation  of  Mean  Reserves  diredly  from  the  premium,  which, 
it  is  hoped,  will  prove  of  value  in  the  many  instances  where  mean  reserves  are 
needed  on  odd  policies,  with  no  tables  of  means  or  terminals  immediately  at  hand, 
with  which  to  operate.  The  method  is  applicable  on  the  usual  forms  of  valuation, 
as  explained,  to  policies  of  all  forms  with  uniform  premiums  and  uniform  benefits 
during  the  premium  paying  period. 


VI 

EXPLANATORY  NOTES. 

Net  Premiums. 

First  Year  Premiums  and  Renewal  Premiums  are  given  on  all  the  usual 
regular  forms  of  policies — Ordinary  Life,  Limited  Payment  and  Endowment — all 
arranged  in  Full  Preliminary  Term  Form. 

Terminal  and  Mean  Reserves. 

These  tables  for  all  the  usual  regular  forms  of  policies,  are  arranged,  as  before 
stated,  as  Full  Preliminary  Term,  and  no  adjustments  for  age  or  period  are 
required  in  taking  out  values.    They  explain  themselves. 

MORTUARY  ADDITIONS  OR  INCREASING  TEMPORARY 

INSURANCE. 

Net  Premiums. 

The  Mortuary  Additions  Net  Premiums  are  Full  Level  Premiums  and  are 
given  per  $1000  of  Insurance  (or  Additions  or  Return  Premium — as  the  case  may 
be)  increasing  by  a  similar  amount  yearly  and  terminating  entirely  at  the  end  of 
the  period  stated;  i.  e.,  the  insurance  is  $1000  the  first  year,  $2000  the  second 
year,  $3000  the  third  year,  etc. 

To  determine  the  Net  Premium  for  other  amounts,  multiply  the  tabular  net 
premium  by  the  annual  Addition. 

Hxample — Suppose  a  $1000  policy,  Age  35,  Amer.  3i/%,  with  an  addition  of 
$50  a  year  for  20  years,  required  the  Net  Level  Premium  for  the  Additions — 

Net  ^  50.  X  109.03 

=  $5.45 

the  required  Net  Premium  for  the  Additions. 

(As  the  ratio  is  to  1000,  three  extra  places  must  be  pointed  off  in  arriving  at 
the  result.) 

For  a  Return  Premium  on  a  given  policy,  the  process  of  determining  the 
additional  net  premium  for  the  return,  is  as  follows : 

Multiply  the  Gross  Policy  Premium  by  the  Tabular  Premium,  and  divide  the 
product  by  1000  less  the  Tabular  Premium. 

Example — Suppose  a  $1000  policy,  20  Payment  Life,  Amer.  33^%  Illinois 
Standard,  Age  35,  Premium  $36.12;  required  the  net  additional  for  Mortuary 
Return  Premiums  Additions  for  20  years— 

36.12  X   109.03 

Net  additional  — — ■  =:  $4.42 

1000  —  109.03 

the  required  net  additional  premium,  which  added  to  the  original  premium  makes 
the  total  Annual  Premium  $40.54,  which  is  also  the  unit  of  Return  Additions. 

Should  a  percentage  of  loading  be  required  on  the  Mor.  Add.  Premium,  the 
process  is  the  same  as  above,  except  that  the  divisor  becomes  1000  less  the  Tabular 
Premium  multiplied  by  one  plus  the  percentage  of  loading. 

Example — Suppose  the  same  case  as  above  except  that  a  loading  of  20%  of 
the  Net  Additional  Premium  is  required  to  be  included — 

36.12  X  109.03 

Net  additional  — =  $4.53 

1000  —  1.2  X  109.03 

the  required  net  additional  premium,  to  which  must  be  added  the  20%  of  loading, 
$.91 — making  the  Gross  Additional  Premium  $5.44— and  the  Total  Premium  on 
the  policy  $41.56. 


Vll 

There  are  many  other  cases,  but  these  are  given  merely  to  illustrate  the  use 
of  the  table. 

Terminal  Reserves. 

The  Mortuary  Additions  Terminal  Reserves  are  arranged  on  the  basis  of 
the  attained  amount  of  insurance  in  the  years  specified,  for  the  $1000  unit. 

To  obtain  the  reserve  on  other  amounts,  multiply  the  reserve  as  given,  by  the 
unit  of  Additions. 

Example — Required,  the  11th  terminal  reserve  on  the  Return  Premium  of 
the  last  example — ^^Premium  $41.56. 

Terminal  reserve  =  41.56  X  789.41 

=  $32.81,  the  required  reserve. 

Mean  Reserves. 

The  Mortuary  Additions  Mean  Reserves  are  given  on  the  basis  per  $1000  of 
the  actual  Additions  in  force  at  each  year  as  stated. 

To  detennine  the  mean  reserve  on  odd  amounts,  multiply  the  unit  of 
Additions  by  the  number  of  years  in  force  and  multiply  this  produce  by  the 
Tabular  Mean  Reserves  of  the  year  stated. 

Example — Required,  the  11th  year  Mean  Reserve  of  the  Mortuary  Additions 
in  the  last  example. 

Mean  reserve  =  11    X  41.56  X  75.56 

=:  $34.54,  the  required  Mean  Reserve. 

Mean  Reserves — Term  Policies. 

These  tables  of  Mean  Reserves  (Full  Level  Premium)  have  been  added  for 
handy  reference,  covering  the  three  most  frequently  used  forms  of  Term  Policies ; 
on  the  American  Table  3y2%. 

Mean  Reserves. 

For  Valuing  Paid  Up  Extended  Insurance. 

This  table  of  Mean  Single  Premiums  Temporary  Insurance  will  be  found 
very  useful  in  the  valuation  of  Paid  Up  Temporary  Insurance.  The  table  is  quite 
complete,  covering  Ages  20  to  75  for  all  yearly  periods  to  the  limit  of  the 
American  Table.    At  ?>y2%. 

PURE  ENDOWMENT. 

American  Experience — 3i/^%. 

Net  Premiums. 

The  table  gives  the  Pure  Endowment  Net  Annual  Premium  necessary  to 
accumulate  a  Pure  Endowment  of  $1000  in  the  period  stated.  Useful  in  Modified 
PreliminarA^  Term  work  to  quickly  obtain  the  extra  premium  over  the  Ordinary 
lyife  Form  on  all  Limited  Payment  arid  Endowment  forms  of  policies,  and  in 
Illinois  Standard,  to  obtain  similar  extra  premiums  over  the  20  Payment  Life 
Form ;  also,  in  both  cases,  on  many  other  than  regular  forms,  when  there  is  a 
Pure  Endowment  in  the  policy. 

To  determine  Net  Premiums,  multiply  the  Tabular  Premium  for  the  period 
desired  by  the  amount  of  Pure  Endowment  to  be  accumulated. 

Example — Required,  the  additional  P.  E.  Net  Annual  Premium  to  be  added 
to  a  20  Payment  Life,  Illinois  Standard,  Age  35,  to  give  20  Year  Endowment, 
Illinois  Standard — 

Terminal  Value  20  Yr.  End.  =  $1000.00 
"    20Pav.  Life  =      566.15 


433.85 

Net  additional  Annual  Premium  =  433.85  X  29.318 

=  $12,719,  premium  required. 


Vlll 


Terminal  Reserves — Pure  Endowment. 


These  values  are  newly  calculated  and  are  the  same  values  as  Forborne 
Annuities,  but  the  name  Terminal  Reserve  Pure  Endowment  more  clearly 
describes  the  values  for  the  purposes  for  which  they  are  intended  to  be  used  in 
this  work,  being-  the  accumulations  or  Terminal  Reserves  each  year  on  an  Annual 
Pure  Endowment  Premium  of  $1.  They  are  useful  in  determining  the  extra 
terminal  reserve  each  year  on  policies  which  are  loaded  with  an  additional 
premium  to  produce  a  higher  cash  value  at  the  end  of  a  certain  period.  For 
instance,  $1  may  be  added  to  the  Ordinary  Life,  Age  35,  as  an  additional  Net 
Premium — Total  Net,  $21.55— and  the  additional  terminal  reserves  over  the 
Ordinary  Life  are  as  shown  in  this  table.  In  the  20th  year  the  additional  reserve 
would  be  $31.38  (full  preliminary  term),  making  the  total  $333.92,  allowing  a 
cash  value  of  the  same  amount  if  desired. 

These  values  are  useful  in  determining  the  extra  terminal  reserves  over  the 
Ordinary  Life  in  Modified  Preliminary  Term  work  on  Limited  Payment  and 
Endowment  Forms ;  and  similarly  in  Illinois  Standard  work,  over  the  20  Payment 
Form ;  and  for  the  same  purpo"Se,  on  either  standard,  on  odd  forms  of  policies — 
such  as  20  Payment.  Endowment  Return  Premium,  etc. — and  whenever  there  is 
a  Pure  Endowment  incorporated  in  a  policy  to  produce  certain  results. 

Example — Required,  the  17th  Terminal  on  20  Year  Endowment,  Age  35, 
Modified  Preliminary  Term — 

Extra  P.  E.  An.  Prem.  over  the  Ord.  Life  is  $20,448 
Additional  Terminal  =  20.448  X  26.4223     ' 
=  $540.28 
Ordinary  Life  Terminal  =     246.10 


20  Yr    Endowment  Terminal  =     786.38,  as  required. 

Mean  Reserves — Pure  Endowment. 

These  values,  it  is  believed,  have  never  been  published  before,  and  are 
thought  to  be  entirely  new.  being  originally  developed  and  calculated  by  the 
reviser  for  his  own  office  use.  They  furnish  a  quick  and  short  method  of 
calculating  Mean  Reserves  directly  from  the  premium,  without  the  necessity  of 
having  any  of  the  terminal  reserves,  and  without  using  any  of  the  terminal 
reserves  in  the  calculation.  They  are  of  especial  value  in  directly  calculating  the 
additional  mean  reserve  in  modified  preliminary  term  work  on  all  limited  payment 
and  endowment, forms  over  the  ordinary  life — any  mean  being  obtained  by  one 
multiplication  and  one  addition.  In  a  similar  manner  on  the  Illinois  Standard,  any 
mean  reserve  can  be  obtained  directly.  And  on  other  and  odd  forms  of  policies 
which  contain  an  extra  loading  of  a  Pure  Endowment  to  produce  certain  results — 
as  in  the  case  of  a  20  Payment,  Endowment  Return  Premium,  and  other  similar 
types — one  multiplication  and  one  addition  gives  a  mean  reserve. 

£.t-am/»/<?—  Required,  the  17th  mean  reserve  on  a  20  Year  Endowment,  Illinois 
Standard,  Age  35- — 

P.  E.  Net  Annual  Premium  of  20  Yr.  End.  over  20  Pay.  Net  =  $12,719 
Additional  mean  reserve  over  20  Pay.  =  12.719  X  25.7899 

=  $328.03 
Mean  Reserve  20  Payment  =     444.84 


20  Year  Endowment  Mean  as  required  =     772.87 

Mean  Accumulated  Temporary  Insurance. 

This  table  was  developed  by  the  reviser  in  conjunction  with  the  foregoing 
table  of  Mean  Reserves — Pure  Endowment,  and  it  is  believed  to  be  new.  With 
the  use  of  these  two  tables,  any  Mean  Reserve  can  be  obtained  directly  from  the 
premium  on  all  forms  (with  uniform  premiums  and  uniform  benefits)  on  the  full 


IX 

level  premium  and  the  full  preliminary  term  plans,  by  one  multiplication  and  one 
subtraction — without  the  use  of  terminal  reserves.  It  is  particularly  valuable  in 
machine  calculation,  giving  results  with  great  rapidity.  In  the  Valuation  of  odd 
groups  of  policies,  which  may  have  been  written  on  another  standard,  such  as  the 
Actuaries'  4%,  and  which  may  now  be  necessary  to  value  on  the  American  3^%, 
and  on  which  no  3%%  reserves  are  extant — either  terminals  or  means — it  will  be 
found  to  be  remarkably  cjuick  and  a  great  saver  of  time. 

The  fact  that  any  particular  Mean  can  be  obtained  without  reference  to  any 
other  Mean,  makes  it  useful  in  checking  tables  of  mean  reserves  otherwise 
obtained. 

To  obtain  any  Mean,  multiply  the  Net  Premium  by  the  P.  E.  Mean  Reserve 
and  deduct  the  corresponding  Mean  Accumulated  Temporary  Insurance. 

Example — Required  the  48th  year's  Mean  Reserve,  Ordinary  Life,  Age  20, 
Full  Level  Premium.  The  best  results  are  obtained  by  using  the  net  premium  to 
at  least  three  decimal  places — -four  places  on  long  period  reserves.  By  so  doing 
accurate  results  within  one  or  two  units  in  the  last  decimal  place  will  be  obtained—  - 

Net  Premium.  UA77S  X  219.4791  =  2957.974 
Deduct  Mean  Ac.  Temp.  Ins.  =  2345.45 


Mean  Reserve  required  =     612.52 

Example — Required,  the  34th  year's  Mean  Reserve,  35  Year  Endowment, 
Age  35,  Full  Level  Premium — 

Net  Premium,  23.1448  X   107.4344  =  2486.547 
Deduct  Mean  Ac.  temp.  Ins.  =  1558.02 

Mean  Reserve  required  =     928.53 

Table  of  Reciprocals. 

In  connection  with  machine  calculation  the  process  of  multiplication  is  about 
four  times  as  fast  as  the  process  of  division,  and  this  table  of  the  most  commonly 
used  factors  will  be  fOund  convenient.  Reciprocals  are  given  for  the  D,  N,  and 
M  columns,  Life  »Single  Premiums  and  the  Immediate  Life  Annuities,  as  well  as 
for  many  of  the  more  frequently  used  Temporary  Annuities.  All  on  the 
American  3>4%  table. 

All  of  the  additional  and  new  tables  were  computed  in  the  office  of  the  reviser 
on  the  Millionaire  Calculator  and  were  checked  at  intervals  with  results  derived 
from  separate  formulae.  Where  possible,  they  have  been  rechecked  with  tables 
from  other  sources,  and  it  is  believed  that  they  are  accurate  up  to  the  last  decimal 
figure,  in  which,  at  times,  there  may  be  a  variation. 

It  is  hoped  that  the  tables  will  be  found  useful,  and  while  errors  do  creep  in, 
it  is  believed  that  they  have  been  reduced  to  a  miuimum.  The  reviser  will 
appreciate  being  advised  of  any  that  appear,  and  prompt  steps  will  be  taken  to 
give  proper  corrections  to  all  users  of  the  work. 

T.  C.  R. 

Philadelphia,  June,  1919. 


Combined  E^xperience  4% 


COMB. 
EXP. 

NET 

PREMIUMS 

'*  '  ,',  I 

'■.■.:r4% 

FULL  PRELIMINARY  TERM         '    ' 

;  »      .,»  ,H  ,  ' ,   , 

First  Year 
Premiums 

RENEWAL  PREMIUMS 

Ordinary 
Life 

20  Payment         ig 
Life 

1   Payment 
Life 

lo  Payment 

Age 

All  Forms 

Life 

20 

7.01 

13.27 

19.98 

24.44 

34.13 

21 

7.09 

13.61 

20.38 

24.91 

34.79 

22 

7.18 

13.96 

20.79 

25.41 

35.46 

23 

7.27 

14.33 

21.21 

25.92 

36.16 

24 

7.37 

14.72 

21.65 

26.44 

36.89 

25 

7.47 

15.13 

22.11 

26.99 

37.64 

26 

7.58 

15.56 

22.58 

27.56 

38.42 

27 

7.70 

16.01 

23.07 

28.15 

39.22 

28 

7.83 

16.48 

23.58 

28.75 

40.05 

29 

7.96 

16.97 

24.11 

29.38 

40.91 

30 

8.10 

17.49 

24.66 

30.04 

41.80 

31 

8.25 

18.04 

25.23 

30.71 

42.72      . 

32 

8.41 

18.62 

25.83 

31.41 

43.68 

33 

8.58 

19.23 

26.45 

32.14 

44.66 

34 

8.75 

19.87 

27.10 

32.89 

45.68 

35 

8.93 

20.54 

27.77 

33.68 

46.73 

36 

~      9.12 

21.26 

28.48 

34.50 

47.82 

37 

9.32 

22.02 

29.22 

35.35 

48.96 

38 

9.53 

22.82 

30.00 

36.24 

50.13 

39 

9.74 

23.68 

30.82 

37.17 

51.36 

40 

9;96 

24.59 

31.69 

38.15 

52.64 

41 

10.21 

.25.55 

32.60 

39.18 

53.97 

42 

10.48 

26.58 

33.57 

40.27 

55.37 

43 

10.82 

27.68 

34.60 

41.41 

56.83 

44 

11.25 

28.85 

35.67 

42.60 

58.34 

45 

11.74 

30.08 

36.81 

43.84 

59.91 

46 

12.35 

31.39 

38.00 

45.13 

61.53 

47 

13.00 

32.77 

39.25 

46.48 

63.21 

48 

13.71 

34.23 

40.56 

47.88 

64.93 

49 

14.48 

35.78 

41.95 

49.35 

66.72 

50 

15.33 

37.42 

43.41 

50.88 

68.56 

51 

16.25 

39.15 

44.95 

52.48 

70.47 

52 

17.26 

41.00 

46.58 

54.16 

72.44 

53 

18.36 

42.95 

48.31 

55.91 

74.48 

54 

19.53 

45.03 

50.14 

57.76 

76.59 

55 

20.83 

47.23 

52.09 

59.71 

78.79 

56 

22.24 

49.57 

54.17 

61.76 

81.07 

S7  • 

23.73 

52.07 

56.38 

63.93 

83.44 

58 

25.37 

54.72 

58.75 

66.23 

85.93 

59 

27.16 

57.56 

61.29 

68.68 

88.53 

60 

29.17 

60.57 

64.01 

71.28 

91.25 

61 

31.36 

63.78 

62 

33.77 

67.20 

63 

36.39 

70.84 

64 

39.26 

74.72 

65 


42.39 


78.85 


COMB. 

NET  PREMIUMS 

4% 

FULL  PRF.T.IMINARY 

TERM 

ENDOWMENTS 

First  Year 

RENEWAL  PREMIUMS 

Premiums 

20  Ycflr 

15   Year 
End. 

f  €\    V^^nf* 

Age 

All  Forms 

End. 

X\J       I  well     ' 

End. 

20 

7.01 

39.42 

56.79 

94.57 

21 

7.09 

39.49 

56.85 

94.63 

22 

7.18 

39.57 

56.92 

94.68 

23 

7.27 

39.66 

56.99 

94.74 

24 

7.Z7 

39.75 

57.06 

94.80 

25 

7A7 

39.84 

57.14 

94.87 

26 

7.58 

39.94 

57.23 

94.94 

27 

7.70 

40.05 

57.32 

95.01 

28 

7.83 

40.16 

57.41 

95.09 

29 

7.96 

40.29 

57.51 

95.17 

30 

8.10 

40.42 

57.62 

95.26 

31 

8.25 

40.57 

57.73 

95.35 

32 

8.41 

40.72 

57.85 

95.44 

}>i 

8.58 

40.90 

57.98 

95.54 

34 

8.75 

41.09 

58.12 

95.65 

35 

8.93 

41.30 

58.27 

95.76 

36 

9.12 

41.54 

58.44 

95.88 

37 

9.32 

41.80 

58.63 

96.01 

38 

9.53 

42.10 

58.85 

96.15 

39 

9.74 

42.43 

59.10 

96.32 

40 

9.96 

42.80 

59.38 

96.52 

41 

10.21 

43.22 

59.70 

96.75 

42 

10.48 

43.68 

60.06 

97.01 

43 

10.82 

44.20 

60.47 

97.32 

44 

11.25 

44.78 

60.93 

97.67 

45 

11.74 

45.41 

61.43 

98.05 

46 

12.35 

46.10 

61.97 

98.47 

47 

13.00 

46.86 

62.57 

98.93 

48 

13.71 

47.68 

63.22 

99.44 

49 

14.48 

48.58 

63.94 

99.98 

50 

15.33 

49.57 

64.72 

100.58 

51 

16.25 

50.65 

65.57 

101.23 

52 

17.26 

•       51.82 

66.50 

101.94 

53 

18.35 

53.11 

67.52 

102.71 

54 

19.53 

54.52 

68.64 

103.56 

55 

20.83 

56.05 

69.87 

104.48 

56 

22.24 

57.73 

71.21 

105.50 

57 

23.73 

59.57 

72.70 

10662 

58 

25.37 

61.59 

74.32 

107.86 

59 

27.16 

63.79 

76.11 

109.22 

60 


29.17 


66.19 


78.08 


110.72 


TxT  NET  PREMIUMS  ^% 

Per  $i,ooo  of  Insurance,  increasing  annually  by  the  same 
amount,  and  terminating  entirely  at  end  of  period. 


Mortuary  or  Increasing  Additions 
FULL   LEVEL  PREMIUMS 

Age  30  Yrs.  15   Yrs.  10  Yrs. 

20  75.39  56.80  38.72 

21  76.79  57.78  39.31 

22  78.27  58.81  39.94 

23  79.84  59.89  40.61 

24  81.53  61.03  41.31 

25  83.30  62.22  42.05 

26  85.45  63.47  42.84 

27  87.77  64.78  43.66 

28  90.37  66.16  44.52 

29  93.28  67.67  45.43 

30  96.52  69.34  46.37 

31  100.11  71.23  47.36 

32  '  104.09  73.38  48.39 

33  108.49  75.82  49.49 

34  113.34  78.58  50.70 

35  118.66  81.67  52.08 

36  124.49  85.12  53.67 

37  1.30.87  88.96  55.53 

38  137,81  93.22  57.67 

39  145.35  97.92  60.11 

40  153.52  103.08  62.87 

41  162.39  108.74  65.94 

42  172.00  114.90  69.36 

43  182.39  121.58  73.13 

44  193.59  128.81  77.26 

45  205.65  136.62  81.75 

46  218.00  145.08  86.62 

47  232.48  154.23  91.91 

48  247.31  164.14  97.61 

49  263.12  174.84  103.77 

50  279.89  186.39  110.42 

51  297.64  198.84  117.65 

52  316.36  212.23  125.51 

53  336.03  226.62  134.06 

54  356.61  242.01  143.33 

55  378  07  258.42  153.39 

56  400.35  275.87  164.30 

57  423.36  294.36  176.10 

58  447.02  313.90  188.83 

59  471.23  334.47  202.53 

60  495.85  356.04  217.19 


COMB. 
EXP. 

1 

TERMINAL 

RESERVES 

4% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS. 

Age 

I 

2 

3 

4 

5 

20 

0.00 

6.47 

13.17 

20.09 

27.24 

2i 

0.00 

6.74 

13.71 

20.90 

28.34 

22 

0.00 

7.01 

14.26 

21.75 

29.49 

23 

0.00 

7.30 

14.84 

22.64 

30.69 

24 

0.00 

7.60 

15.45 

23.56 

31.94 

25 

0.00 

7.91 

16.08 

24.52 

33.24 

26 

0.00 

8.24 

16.75 

25.53 

34.60 

27 

0.00 

8.58 

17.43 

26.58 

36.02 

28 

0.00 

8.93 

18.16 

27.68 

37.50 

29 

0.00 

9.31 

18.91 

28.83 

39.06 

30 

0.00 

9.70 

19.70 

30.03 

40.70 

31 

0.00 

10.10 

20.54 

31.31 

42.43 

32 

0.00 

10.54 

21.42 

32.65 

44.25 

33 

0.00 

11.00 

22.35 

34.07 

46.20 

34 

0.00 

11.48 

23.34 

35.59 

48.25 

35 

0.00 

11.99 

24.39 

37.19 

50.43 

36 

0.00 

12.55 

25.51 

38.90 

52.75 

37 

0.00 

13.12 

26.69 

40.72 

55.22 

38 

0.00 

13.74 

27.96 

42.65 

57.83 

39 

0.00 

14.41 

29.31 

44.70 

60.55 

40 

0.00 

15.12 

30.73 

46.81 

63.29 

41 

0.00 

15.85 

32.18 

48.91 

66.04 

42 

0.00 

16.58 

33.59 

51.00 

68.73 

43 

0.00 

17.30 

34.99 

53.02 

71.38 

44 

0.00 

18.01 

36.36 

55.04 

74.03 

45 

0.00 

18.69 

37.71 

57.05 

76.72 

46 

0.00 

19.39 

39.10 

59.14 

79.47 

47 

0.00 

20.10 

40.54 

61.28 

82.30 

48 

0.00 

20.85 

42.02 

63.47 

85.19 

49 

0.00 

21.62 

43.52 

65.70 

88.13 

50 

0.00 

22.39 

45.06 

67.98 

91.14 

51 

0.00 

23.19 

46.63 

70.33 

94.24 

52 

0.00 

24.00 

48.26 

72.74 

97.42 

53 

0.00 

24.85 

49.94 

75.22 

100.70 

54 

0.00 

25.72 

51.65 

77.78 

104.08 

55 

0.00 

26.61 

53.43 

80.42 

107.55 

56 

0.00 

27.56 

55.29 

83.15 

111.07 

57 

0.00 

28.52 

57.18 

85.88 

114.59 

58 

0.00 

29.50 

59.05 

88.60 

118.08 

59 

0.00 

30.45 

60.90 

91.28 

121.54 

60 

0.00 

31.41 

62.74 

93.96 

124.99 

61 

0.00 

32.35 

64.58 

96.62 

128.41 

62 

0.00 

33.31 

66.41 

99.27 

131.77 

63 

0.00 

34.25 

68.23 

101.86 

135.09 

64 

0.00 

35.19 

70.01 

104.41 

138.37 

65 

0.00 

36.11 

71.76 

106.95 

141.65 

COMB. 
EXP. 

TERMINAL 

RESERVES 

4"^ 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS. 

Age 

6 

7 

8 

9 

lO 

20 

34.64 

42.27 

50.16 

58.31 

66.72 

21 

36.03 

43.97 

52.17 

60.64 

69.38 

22 

37.48 

45.74 

54.26 

63.07 

72.15 

23 

39.00 

47.59 

56.45 

65.60 

75.04 

24 

40.58 

49.51 

58.73    • 

68.24 

78.06 

25 

42.23 

51.52 

61.11 

71.00 

81.22 

26 

43.96 

53.62 

63.59 

73.89 

84.52 

27 

45.76 

55.81 

66.20 

76.92 

87.98 

28 

47.64 

58.12 

68.93 

80.09 

91.64 

29 

49.63 

60.54 

71.80 

83.45 

95.48 

30 

51.71 

63.08 

74.84 

86.98 

99.53 

31 

53.91 

65.78 

78.04 

90.72 

103.82 

32 

56.25 

68.63 

81.43 

94.67 

108.36 

33 

58.71 

71.65 

85.03 

98.86 

113.15 

34 

61.34 

74.86 

88.84 

103.29 

118.16 

35 

64.11 

78.26 

92.87 

107.92 

123.35 

36 

67.08 

81.87 

97.09 

112.71 

128.69 

37 

70.20 

85.62 

101.43 

117.61 

134.10 

38 

73.46 

89.48 

105.88 

122.59 

139.60 

39 

76.79 

93.42 

110.36 

127.60 

145.14 

40 

80.16 

97.35 

114.85 

132.64 

150.73 

41 

83.49 

-       101.26 

119.32 

137.69 

156.33 

42 

86.78 

105.13 

123.80 

142.74 

161.94 

43 

90.04 

109.02 

128.28 

147.80 

167.56 

44 

93.34 

112.94 

132.80 

152.91 

173.24 

45 

96.67 

116.90 

137.38- 

158.08 

179.02 

46 

100.09 

120.95 

142.05 

163.37 

184.90 

47 

103.57 

125.09 

146.83 

168.78 

190.90 

48 

107.14 

129.34 

151.73 

174.30 

197.06 

49 

110.79 

133.66 

156.72 

179.95 

203.34 

50 

114.52 

138.09 

161.84 

185.74 

209.76 

51 

118.34 

142.64 

167.09 

191.66 

216.27 

52    . 

122.29 

147.32 

172.47 

197.66 

222.86 

53 

126.35 

152.12 

177.93 

203.75 

229.51 

54 

130.51 

156.98 

183.46 

209.87 

236.19 

55 

134.72 

161.90 

189.01       , 

216.02 

242.87 

56. 

138.99 

166.84 

194.59 

222.18 

249.55 

57 

143.23 

171.77 

200.14 

228.28 

256.13 

58 

147.46 

176.66 

205.63 

234.30 

262.63 

59 

151.63 

181.49 

211.02 

240.21 

269.02 

60 

155.78 

186.25 

216.25 

246.06 

275.36 

61 

159.86 

190.94 

221.61 

251.86 

281.62 

62 

163.89 

195.59 

226.85 

257.60 

287.83 

63 

167.87 

200.21 

232.02 

263.29 

293.98 

64 

171.84 

204.79 

237.17 

268.95 

300.10 

65 

175.79 

209.36 

242.30 

274.58 

306.18 

TERMINAL   RESERVES  /^% 


COMB. 
EXP. 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

13 

13 

14 

15 

20 

75.41 

84.37 

93.62 

103.17 

113.04 

21 

78.41 

87.72 

97.33 

107.26 

117.51 

22 

81.53 

91.20 

101.20 

111.52 

122.17 

23 

84.78 

94.85 

105.24 

115.97 

127.07 

24 

88.20 

98.67 

109.47 

'  120.65 

132.19 

25 

91.76 

102.65 

113.92 

125.54 

137.56 

26 

95.50 

106.85 

118.57 

130.69 

143.22 

27 

99.43 

111.25 

123.46 

136.10 

149.16 

28 

103.56 

115.88 

128.62 

141.80 

155.40 

29 

107.91 

120.77 

134.06 

147.79 

161.93 

30 

112.51 

125.93 

139.79 

154.05 

168.68 

31 

117.37 

131.36 

145.77 

160.54 

175.66 

32 

122.50 

137.05 

151.97 

167.24 

182.80 

33 

127.86 

142.94 

158.38 

174.10 

190.11 

34 

133.41 

149.02 

164.92 

181.11 

197.57 

35 

139.13 

155.22 

171.60 

188.25 

205.18 

36 

144.97 

161.54 

178.39 

195.53 

212.92 

37 

150.89 

167.95 

185.32 

202.92 

220.76 

38 

156.89 

174.47 

192.32 

210.40 

228.71 

39 

162.97 

181.06 

199.40 

217.96 

236.73 

40 

169.09 

187.69 

206.53 

225.57 

244.82 

41 

175.22 

194.35 

213.68 

233.23 

252.95 

42 

181.37 

201.02 

220.87 

240.92 

261.11 

43 

187.54 

207.73 

228.11 

248.65 

269.36 

44 

193.79 

214.53 

235.43 

256.50 

277.70 

45 

200.13 

221.41 

242.86 

264.45 

286.15 

46 

206.59 

228.45 

250.45 

272.56 

294.71 

47 

213.19 

235.63 

258.18 

280.76 

303.35 

48 

219.95 

242.96 

266.01 

289.07 

312.06 

49 

226.84 

250.38 

273.92 

297.41 

320.81 

50 

233.82 

257.88 

281.89 

305.81 

329.58 

51 

240.88 

265.44 

289.91 

314.23 

338.36 

52 

248.00 

273.05 

297.95 

322.65 

347.10 

53 

255.18 

280.68 

306.00 

331.04 

355.79 

54 

262.35 

288.31 

313.99 

339.37 

364.42 

55 

269.52 

295.88 

321.93 

347.63 

372.98 

56 

276.63 

303.39 

329.80 

355.84 

381.47 

57 

283.65 

310:81 

337.59 

363.94 

389.84 

58 

290.58 

318.14 

345.27 

371.93 

398.09 

59 

297.42 

325.37 

352.84 

379.80 

406.22 

60 

304.18 

332.51 

360.32 

387.58 

414.26 

61 

310.87 

339.58 

367.72 

395.26 

422.19 

62 

317.50 

346.58 

375.05 

402.87 

430.07 

63 

324.07 

353.51 

382.30 

410.44 

437.87 

64 

330.57 

360.40 

389.53 

417.94 

445.58 

65 

337.08 

367.27 

396.72 

425.37 

453.27 

COMB. 
EXP. 

TERMINAL   RESERVES 

4% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS. 

Age 

l6 

17 

i8 

19 

■20 

ai 

20 

123.22 

133.73 

144.62 

155.83 

167.43 

179.43 

21 

128.09 

139.03 

150.33 

162.01 

174.08 

186.57 

22 

133.19 

144.56 

156.32 

168.48 

181.05 

194.03 

23 

138.52 

150.36 

162.61 

175.27 

188.34 

201.80 

24 

144.12 

156.45 

169.20 

182.38 

195.94 

209.84 

25 

149.99 

162.84 

176.12 

189.78 

203.79 

218.13 

26 

156.17 

169.55 

183.32 

197.44 

211.89 

226.62 

27 

162.65 

176.53 

190.78 

205.35 

220.20 

235.31 

28 

169.41 

183.78 

198.47 

213.45 

228.70 

244.20 

29 

176.42 

191.25 

206.36 

221.75 

237.39 

253.29 

30 

183.65 

198.90 

214.44 

230.22 

246.28 

262.57 

31 

191.06 

206.74 

222.69 

238.90 

255.35 

272.02 

32 

198.65 

214.75 

231.13 

247.75 

264.59 

281.64 

33 

206.39 

222.94 

239.74 

256.76 

273.99 

291.42 

34 

214.30 

231.28 

248.50 

265.92 

283.54 

301.35 

35 

222.36 

239.77 

257.40 

275.22 

293.23 

311.42 

36    * 

230.54 

248.38 

266.42 

284.66 

303.06 

321.60 

Z7 

238.83 

257.10 

275.56 

294.20 

312.98 

331.91 

38 

247.22 

265.93 

284.82 

303.84 

323.03 

342.33 

39 

255.70 

274.85 

294.14 

313.59 

ZZZ.\7 

352.84 

40 

264.25 

283.82 

303.56 

323.42 

343.37 

363.37 

41 

272.83 

^92.87 

313.03 

333.30 

353.59 

373.90 

42 

281.47 

301.96 

322.55 

343.18 

363.81 

384.39 

43 

290.19 

311.13 

332.10 

353.08 

374.01 

394.86 

44 

299.01 

320.35 

341.69 

362.99 

384.21 

405.30 

45 

307.89 

329.62 

351.31 

372.92 

394.39 

415.71 

46 

316.86 

338.96 

360.98 

382.86 

404.58 

426.07 

47 

325.89 

348.34 

370.66 

392.81 

414.72 

436.37 

48 

334.98 

357.75 

380.36 

402.72 

424.81 

446.62 

49 

344.07 

367.16 

389.99 

412.56 

434.83 

456.79 

50 

353.18 

376.52 

399.58 

422.34 

444.79 

466.88 

51 

362.24 

385.83 

409.11 

432.07 

454.66 

476.87 

52 

371.25 

395.09 

418.59 

441.72 

464.45 

486.76 

53 

380.21 

404.29 

427:99 

451.28 

474.14 

496.55 

54 

389.11 

413.41 

437.30 

460.74 

483.72 

506.21 

55 

397.92 

422.44 

446.50 

470.08 

493.17 

515.79 

56 

406.65 

431.37 

455.60 

479.31 

502.50 

525.16 

57 

415.26 

440.17 

464.56 

488.40 

511.71 

534.43 

58 

423.74 

448.84 

473.39 

497.37 

520.76 

543.52 

59 

432.09 

457.38 

482.10 

506.20 

529.65 

552.49 

60 

440.34 

465.83 

490.69 

514.88 

538.44 

561.38 

61 

448.51 

474.18 

499.15 

523.47 

547.16 

570.31 

62 

456.60 

482.40 

507.54 

532.02 

555.95 

579.44 

63 

464.57 

490.57 

515.90 

540.65 

564.95 

588.90 

64 

472.50 

498.73 

524.36 

549.52 

574.33 

598.93 

65 

480.45 

507.01 

533.10 

558.81 

584.31 

609.61 

10 


^EXP^  TERMINAL   RESERVES  4% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

2 

3 

A 

5 

20 

0.00 

13.50 

27.57 

42.20 

57.45 

21 

0.00 

13.83 

28.22 

43.21 

58.81 

22 

0.00 

14.16 

28.90 

44.24 

60.22 

23 

0.00 

14.50 

29.60 

45.31 

61.67 

24 

0.00 

14.86 

30.32 

46.42 

63.16 

25 

0.00 

15.22 

31.07 

47.55 

64.70 

26 

0.00 

15.60 

31.83 

48.71 

66.27 

27 

0.00 

15.99 

32.61 

49.91 

67.90 

28 

0.00 

16.38 

33.42 

51.14 

69.57 

29 

0.00 

16.79 

34.25 

52.41 

71.30 

30 

0.00 

17.22 

35.11 

53.72 

73.09 

31 

0.00 

17.65 

36.00 

55.09 

74.94 

32 

0.00 

18.10 

36.93 

56.51 

76.87 

33 

0.00 

18.58 

37.89 

57.98 

78.88 

34 

0.00 

19.07 

38.89 

59.52 

80.97 

35 

0.00 

19.58 

39.95 

61.13 

83.16 

36 

0.00 

20.13 

41.05 

62.82 

85.47 

Z7 

0.00 

20.69 

42.20 

64.59 

87  88 

38 

0.00 

21.29 

43.43 

66.46 

90.41 

39 

0.00 

21.92 

44.72 

68.41 

93.00 

40 

0.00 

22.58 

46.05 

70.39 

95.58 

41 

0.00 

23.27 

47.39 

72.34 

98.13 

42 

0.00 

23.93 

48.68 

74.24 

100.58 

43 

0.00 

24.57 

49.93 

76.05 

102.95 

44 

0.00 

25.20 

51.12 

77.81 

105.26 

45 

0.00 

25.77 

52.27 

79.52 

107.54 

46 

0.00 

26.36 

53.43 

81.25 

109.83 

47 

0.00 

26.94 

54.60 

82.98 

112.12 

48 

0.00 

27.54 

55.78 

84.73 

114.41 

49 

0.00 

28.13 

56.95 

86.46 

116.67 

50 

0.00 

28.73 

58.12 

88.18 

118.95 

51 

0.00 

29.33 

59.29 

89  92 

121.23 

52 

0.00 

29.92 

60.48 

91.67 

123.51 

53 

0.00 

30.55 

61.69 

93.43 

125.84 

54 

0.00 

31.16 

62.89 

95.22 

128.18 

55 

0.00 

31.79 

64.14 

97.06 

130.56 

56 

0.00 

32.46 

65.43 

98.93 

132.92 

57 

0.00 

33.13 

66.73 

100.76 

135.23 

58 

0.00 

33.81 

68.00 

102.55 

137.47 

59 

0.00 

34.45 

69.22 

104.27 

139.63 

60      0.00       35.10       70.42      105.97      141.74 


COMB.  TERMINAL  RESERVES 

EXP. 

20  Payment  Life 

FULL  PRELIMINARY  TERM 


11 

4% 


Age 

6 

20 

73.32 

21 

75.06 

22 

76.85 

23 

78.70 

24 

80.60 

25 

82.55 

26 

84.56 

27 

86.62 

28 

88.75 

29 

90.96 

30 

93.24 

31 

95.60 

32 

98.07 

33 

100.63 

34 

103.31 

35 

106.11 

36 

109.05 

37 

112.12 

38 

115.27 

39 

118.46 

40 

121.63 

41 

124.73 

42 

127.73 

43 

130.65 

44 

133.52 

45 

136.36 

46 

139.19 

47 

142.02 

48 

144.84 

49 

147.65 

50 

150.45 

51 

153.25 

52 

156.07 

53 

158.92 

54 

161.78 

55 

164.61 

56 

167.42 

57 

170.13 

58 

172.77 

59 

175.29 

YEARS 

7 

8 

9 

lO 

89.86 

107.09 

125.03 

143.72 

91.98 

109.60 

127.96 

147.09 

94.17 

112.21 

130.99 

150.56 

96.43 

114.88 

134.11 

154.13 

98.74 

117.64 

137.31 

157.81 

101.13 

120.47 

140.62 

161.61 

103.58 

123.39 

144.02 

165.51 

106.11 

126.40 

147.53 

169.55 

108.72 

129.50 

151.16 

173.72 

111.41 

132.72 

154.92 

178.04 

114.21 

136.05 

158.81 

182.53 

117.11 

139.51 

162.85 

187.19 

120.14 

143.12 

167.08 

192.05 

123.28 

146.88 

171.47 

197.09 

126.57 

150.80 

176.03 

202.28 

130.00 

154.88 

180.74 

207.58 

133.60 

159.10 

185.55 

212.98 

137.28 

163.38 

190.42 

218.39 

141.04 

167.72 

195.29 

223.82 

144.81 

172.03 

200.15 

229.22 

148.52 

176.28 

:  204.95 

234.58 

153.16 

180.49 

209.72 

239.90 

155.71 

184.57 

214.35 

245.08 

159.19 

188.61  ■ 

218.93 

250.22 

162.61 

192.58 

223.44 

255.26 

166.00 

196.50 

227.90 

260.26 

169.37 

200.40 

232.34 

265.23 

172.73 

204.29 

236.74 

270.15 

176.08 

208.16 

241.12 

275.06 

179.40 

211.98 

245.47 

279.91 

182.71 

215.81 

249.80 

284.73 

186.04 

219.64 

254.11 

289.47 

189.37 

223.45 

258.34 

294.10 

192.72 

227.22 

262.51 

298.62 

196.01 

230.92 

266.54 

302.98 

199.26 

234.52 

270.48 

307.19 

202.44 

238.04 

274.27 

311.21 

205.51 

241.40 

277.87 

315.00 

208.47 

244.61 

281.28 

318.56 

211.27 

247.64 

284.46 

321.85 

60     \77.7l  213.97      250.52      287.47      324.97 


12 


COMB. 
EXP. 

TERMINAL  RESERVES 

4% 

20 

Payment  Life 

FULL  PRELIMINARY 

TERM 

YEARS 

Age 

II 

1:3 

13 

14 

'5 

20 

163.20 

183.51 

204.67 

226.74 

249.77 

21 

167.01 

187.78 

209.43 

232.02 

255.57 

22 

170.95 

192.20 

214.36 

237.47 

261.58 

23 

175.00 

196.75 

219.42 

243.08 

267.77 

24 

179.17 

201.44 

224.66 

248.88 

274.16 

25 

183.48 

206.28 

230.06 

254.87 

280.77 

26 

187.91 

211.27 

235.63 

261.05 

287.59 

27 

192.50 

216.43 

241.40 

267.46 

294.67 

28 

197.24 

221.77 

247.36 

274.08 

301.96 

29 

202.16 

227.31 

253.56 

280.94 

309.48 

30 

207.26 

233.06 

259.97 

288.00 

317.18 

31 

212.56 

239.02 

266.56 

295.22 

325.03 

32 

218.07 

245.16 

273.33 

302.61 

333.01 

33 

223.74 

251.44 

280.21 

310.07 

341.08 

34 

229.53 

257.83 

287.17 

317.61 

349.22 

35 

235.43 

264.28 

294.20 

325.22 

357.44 

36 

241.38 

270.80 

301.28 

332.90 

365.73 

Z7 

247.34 

277.32 

308.38 

340.60 

374.03 

38 

253.32 

283.87 

315.51 

348.32 

382.37 

39 

259.29 

290.40 

322.63 

356.03 

390.70 

40 

265.20 

296.89 

329.69 

363.68 

398.97 

41 

271.08 

303.33 

336.71 

371.31 

407.23 

42 

276.82 

309.63 

343.60 

378.80 

415.34 

43 

282.51 

315.89 

350.43 

386.24 

423.44 

44 

288.11 

322.05 

357.17 

393.59 

431.43 

45 

293.65 

328.14 

363.85 

400.88 

439.35 

46 

299.15 

334.20 

370.48 

408.10 

447.17 

47 

304.62 

340.21 

377.04 

415.20 

454.85 

48 

310.04 

346.16 

383.49 

422.17 

462.36 

49 

315.39 

351.98 

389.78 

428.94 

469.66 

50 

320.65 

357.68 

395.91 

435.54 

476.74 

51 

325.81 

363.23 

401.87 

441.91 

483.57 

52 

330.80 

368.59 

407.59 

448.01 

490.09 

53 

335.66 

373.77 

413.09 

453.85 

496.32 

54 

340.32 

378.69 

418.29 

459.34 

502.17 

55 

344.77 

383.38 

423.20 

464.51 

507.68 

56 

349.00 

z^y.'j^ 

427.79 

469.35 

512.82 

57 

352.94 

391.86 

432.05 

473.80 

517.54 

58 

356.61 

395.67 

435.97 

477.89 

521.86 

59 

360.01 

399.14 

439.53 

481.55 

525.72 

60     363.18      402.34      442.76      484.85      529.15 


13 


TERMINAL  RESERVES  1^% 


COMB. 
EXP. 

20  Payment  Life 

FULL  PRELIMINARY  TERM 


YEARS 

Age 

l6 

17 

i8 

19 

30 

20 

273.80 

298.88 

325.08 

352.44 

381.04 

21 

280.16 

305.83 

332.64 

360.66 

389.96 

22 

286.75 

313.03 

340.48 

369.18 

399.18 

23 

293.53 

320.45 

348.57 

377.97 

408.71 

24 

300.55 

328.13 

356.95  . 

387.06 

418.52 

25 

307.82 

336.08 

365.00 

396.42 

428.57 

26 

315.31 

344.27 

374.48 

405.99 

438.86 

27 

323.08 

352.71 

383.60 

415.81 

449.35 

28 

331.04 

361.33 

392.89 

425.76 

460.02 

29 

339.21 

370.16 

402.37 

435.91 

470.88 

30 

347.55 

379.12 

411.99 

446.21 

481.99 

31 

356.01 

388.22 

421.74 

456.67 

493.11 

32 

364.61 

397.46 

431.66 

467.29 

504.46 

33 

373.29 

406.79 

441.66 

478.02 

515.95 

34  - 

382.06 

416.21 

451.77 

488.85 

527.57 

35 

390.91 

425.72 

461.98 

499.79 

539.31 

36 

399.83 

435.31 

472.27 

510.84 

551.16 

37 

408.78 

444.92 

482.59 

521.93 

563.10 

38 

417.75 

454.58 

492.98 

533.10 

575.14 

39 

426.73 

>   464.25 

503.39 

544.34 

587.26 

40 

435.66 

473.88 

513.79 

555.57 

599.43 

41 

444.59 

483.53 

524.23 

566.87 

611.63 

42 

453.39 

493.06 

534.55  - 

578.05 

623.83 

43 

462.17 

502.59 

544.87 

589.25 

636.00 

44 

470.84 

511.98 

555.05 

600.31 

648.12 

45 

479.42 

521.26 

565.12 

611.30 

660.17 

46 

487.88 

530.42 

575.07 

622.17 

672.12 

47 

496.17 

539.40 

584.85 

632.88 

683.97 

48 

504.29 

548.20 

594.44 

643.42 

695.65 

49 

512.15 

556.72 

603.75 

653.70 

707.19 

50 

519.79 

565.01 

612.82 

663.78 

718.57 

51 

527.15 

573.01 

621.62 

673.62 

729.76 

52 

534.16 

580.65 

630.09 

683.16 

740.77 

53 

540.87 

587.99 

638.26 

692.46 

751.57 

"54 

547.20 

594.94 

646.05 

701.41 

762.15 

55 

553.15 

601.50 

653.46 

710.03 

772.51 

56 

558.71 

607.65 

660.49 

718.32 

782.65 

57 

563.82 

613.35 

667.06 

726.22 

792.54 

58 

568.50 

618.60 

673.22 

733.7S 

802.20 

59 

572.68 

623.33 

678.87 

740.89 

811.59 

60     576.40      627.60      684.05      747.57      820.74 


14 


COMB. 
EXP. 

15  Payment  Life 

FULL  PRELIMINARY  TERM 


TERMINAL  RESERVES  /^% 


YEARS 

Age 

I 

3 

3 

4 

5     • 

20 

0.00 

18.17 

37.13 

56.89 

77.51 

21 

0.00 

18.58 

37.96 

58.17 

79.25 

22 

0.00 

19.00 

38.81 

59.48 

81.03 

23 

0.00 

19.44 

39.70 

60.84 

82.88 

24 

0.00 

19.89 

40.62 

62.23 

84.77 

25 

0.00 

20.35 

41.56 

63.67 

86.73 

26 

0.00 

20.82 

42.52 

65.15 

88.74 

27 

0.00 

21.31 

43.52 

66.66 

90.80 

28 

0.00 

21.81 

44.54 

68.23 

92.93 

29 

0.00 

22.32 

45.59 

69.84 

95.12 

30 

0.00 

22.86 

46.67 

71.50 

97.38 

31 

0.00 

23.40 

47.78 

73.20 

99.71 

32 

0.00 

23.97 

48.94 

74.98 

102.13 

33 

0.00 

24.55 

50.14 

76.81 

104.63 

34 

0.00 

25.16 

51.37 

78.71 

107.23 

35 

0.00 

25.79 

52.67 

80.69 

109.93 

36 

0.00 

26.45 

54.01 

82.75 

112.74 

37 

0.00 

27.13 

55.40 

84.90 

115.68 

38 

0.00 

27.84 

56.87 

87.15 

118.73   • 

39 

0.00 

28.60 

58.41 

89.49 

121.84 

40 

0.00 

29.38 

59.99 

91.85 

124.97 

41 

0.00 

30.19 

61.58 

94.20 

128.07 

42 

0.00 

30.98 

63.13 

96.50 

131.09 

43 

0.00 

31.74 

64.64 

98.72 

134.03 

44 

0.00 

32.48 

66.09 

100.88 

136.91 

45 

0.00 

33.18 

67.49 

102.99 

139.75 

46 

0.00 

33.88 

68.89 

105.11 

142.58 

47 

0.00 

34.57 

70.29 

107.21 

145.39 

48 

0.00 

35.27 

71.67 

109.28 

148.16 

49 

0.00 

35.96 

73.05 

111.35 

150.91 

50 

0.00 

36.63 

74.40 

113.36 

153.62 

51 

0.00 

37.30 

75.72 

115.36 

156.27 

52 

0.00 

37.95 

77.04 

117.32 

158.89 

53 

0.00 

38.62 

78.35 

119.26 

161.49 

54 

0.00 

39.26 

79.62 

121.19 

164.05 

55 

0.00 

39.89 

80.90 

123.08 

166.56 

56 

0.00 

40.55 

82.18 

124.98 

169.00 

57 

0.00 

41.19 

83.44 

126.77 

171.31 

58 

0.00 

41.82 

84.61 

128.45 

173.44 

59 

0.00 

42.38 

85.68 

129.98 

175.41 

60      0.00       42.92       86.69      131.41      177.21 


15 


COMB. 
EXP. 

TERMINAL  RESERVES 

4% 

15 

Payment  Life 

FULL  PRELIMINARY 

TERM 

YEARS 

Age 

6 

7 

8 

9 

lO 

20 

99.03 

121.41 

144.90 

169.35 

194.88 

21 

101.24 

124.18 

148.13 

173.12 

199.20 

22 

103.52 

126.98 

151.46 

177.00 

203.67 

23 

105.87 

129.85 

154.88 

181.00 

208.27 

24 

108.29 

132.81 

158.41 

185.12 

213.01 

25 

110.78 

135.87 

162.04 

189.37 

217.90 

26 

113.34 

139.00 

165.78 

193.74 

222.93 

27 

115.98 

142.24 

169.65 

198.26 

228.14 

28 

118.69 

145.57 

173.62 

202.91 

233.51 

29 

121.49 

149.01 

177.73 

207.72 

239.05 

30 

124.39 

152.56 

181.98 

212.70 

244.79 

31 

127.36 

156.22 

186.35 

217.82 

250.71 

32 

130.46 

160.03 

190.90 

223.16 

256.87 

33    . 

133.66 

163.96 

195.61 

228.67 

263.22 

34 

136.98 

168.05 

200.50 

234.39 

269.76 

35 

140.45 

172.31 

205.57 

240.27 

276.44 

36 

144.05 

176.72 

210.78 

246.27 

283.24 

37 

147.78 

181.25 

216.09 

252.37 

290.11 

38 

151.62 

185.85 

221.47 

258.50 

297.02 

39 

155.50 

'     190.49 

226.85 

264.64 

303.96 

40 

159.39 

195.11 

232.21 

270.78 

310.91 

41 

163.20 

199.66 

237.53 

276.89 

317.84 

42 

166.95 

204.15 

242.79 

282.95 

324.74 

43 

170.62 

208.59 

248.00 

288.97 

331.60 

44 

174.25 

212.97 

253.17 

294.94 

338.40 

45 

177.82 

217.30 

258.27 

300.84 

345.16 

46 

181.39 

221.61 

263.34 

306.73 

351.90 

47 

184.92 

225.87 

268.38 

312.56 

358.56 

48 

188.38 

230.07 

273.33 

318.30 

365.16 

49 

191.85 

234.25 

278.25 

324.02 

371.73 

50 

195.24 

238.35 

283.10 

329.65 

378.19 

51 

198.57 

242.39 

287.88 

335.19 

384.51 

52 

201.87 

246.38 

292.57 

340.59 

390.67 

53 

205.13 

250.30 

297.15 

345.85 

396.64 

54 

208.32 

254.10 

301.56 

350.90 

402.39 

55 

211.39 

257.74 

305.76 

355.71 

407.86 

56 

214.37 

261.23 

309.79 

360.29 

413.06 

57 

217.15 

264.50 

313.54 

364.56 

417.91 

58 

219.74 

267.51 

316.98 

368.48 

422.37 

59 

222.09 

270.23 

320.10 

372.00 

426.40 

60     224.23      272.69      322.87      375.16      430.04 


16 


COMB. 
EXP. 

TERMINAL 

RESERVES 

4% 

15  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

II 

12 

13 

14 

15 

20 
21 
22 
23 
24 

221.53 
226.45 
231.52 
236.74 
242.13 

249.37 
254.90 
260.61 
266.50 
272.56 

278.45 
284.62 
291.01 
297.58 
304.37 

308.83 
315.69 
322.78 
330.08 
337.63 

340.60 
348.17 
355.99 
364.07 
372.41 

25 
26 
27 
28 
29 

247.70 
253.43 
259.36 
265.48 
271.79 

278.84 
285.30 
291.99 
298.89 
306.03 

311.39 
318.63 
326.11 
333.85 
341.85 

345.43 
353.48 
361.82 
370.43 
379.32 

381.04 
389.96 
399.18 
408.71 

418.52 

30 
31 
32 
33 
34 

278.34 
285.10 
292.10 
299.29 
306.65 

313.43 
321.05 
328.91 
336.93 
345.13 

350.13 
358.61 
367.33 
376.21 
385.25 

388.49 
397.85 
407.46 
417.20 
427.13 

428.57 
438.86 
449.35 
460.02 
470.88 

35 
36 
37 
38 
39 

314.15 
321.74 
329.41 
337.14 
344.91 

353.45 
361.86 
2>70.?>7 
378.96 
387.61 

394.42 
403.71 
413.11 
422.60 
432.18 

437.20 
447.41 
457.75 
468.21 
478.77 

481.91 
493.11 
504.46 
515.95 

527.57 

40 
41 
42 
43 
44 

352.71 
360.50 
368.27 
376.01 
383.72 

396.30 
404.99 
413.68 
422.37 
431.04 

441.81 
451.47 
461.16 
470.87 
480.57 

489.41 
500.12 
510.89 
521.70 
532.55 

539.31 
551.16 
563.10 
575.14 
587.26 

45 
46 
47 
48 
49 

391.37 
399.01 
406.60 
414.10 
421.58 

439.66 
448.29 
456.87 
465.36 
473.80 

490.26 
499.97 
509.63 
519.19 
528.71 

543.42 
554.31 
565.16 
575.92 
586.66 

599.43 
611.63 
623.83 
636.00 
648.12 

50 
51 

52 
53 
54 

428.91 
436.08 
443.06 
449.84 
456.37 

482.09 
490.20 
498.11 
505.81 
513.24 

538.06 
547.25 
556.24 
565.02 
573.53 

597.26 
607.70 
617.97 
628.06 
637.91 

660.17 
672.12 
683.97 
695.65 
707.19 

55 
56 
57 
58 
59 

462.58 
468.50 
474.04 
479.17 
483.87 

520.34 
527.13 
533.54 
539.55 
545.11 

581.72 
589.61 
597.16 
604.32 
611.06 

647.47 
656.80 
665.84 
674.54 
682.88 

718.57 
729.76 
740.77 
751.57 
762.15 

60       488.13      550.23      617.36      690.87      772.51 


17 


COMB. 
EXP. 

TERMINAL 

RESERVES 

4% 

10   Payment   Life 

FULL  PRFl.IMINARY  TERM 

YEARS 

Age 

I 

1 

3 

4 

5 

20 

0.00 

28.33 

57.93 

88.85 

121.16 

21 

0.00 

28.93 

59.15 

90.72 

123.72 

22 

0.00 

29.54 

60.40 

92.65 

126.35 

23 

0.00 

30.18 

61.70 

94.64 

129.07 

24 

0.00 

30.84 

63.04 

96.70 

131.87 

25 

0.00 

31.51 

64.42 

98.81 

134.75 

26 

0.00 

32.21 

65.84 

100.99 

137.72 

27 

0.00 

32.92 

67.31 

103.24 

140.78 

28 

0.00 

33.66 

68.82 

105.55 

143.94 

29 

0.00 

34.42 

70.37 

107.93 

147.19 

30 

0.00 

35.20 

71.97 

110.39 

150.55 

31 

0.00 

36.00 

73.61 

112.92 

154.01 

32 

0.00 

36.83 

75.32 

115.54 

157.59 

33     > 

0.00 

37.69 

77.05 

118.22 

161.27 

34 

0.00 

38.57 

78.88 

121.03 

165.10 

35 

0.00 

39.49 

80.77 

123.92 

169.06 

d>6 

0.00 

40.44 

82.70 

126.90 

173.15 

2>7 

0.00 

41.42 

84.71 

130.00 

177.38 

38 

0.00 

42.44 

86.81 

133.22 

181.77 

39 

0.00 

43.50 

88.99 

136.55 

186.27 

40 

0.00 

44.60 

91.23 

139.94 

190.82 

41 

0.00 

45.74 

93.50 

143.35 

195.39 

42 

0.00 

46.86 

95.74 

146.74 

199.92 

43 

0.00 

47.97 

97.97 

150.08 

204.43 

44 

0.00 

49.06 

100.15 

153.39 

208.92 

45 

0.00 

50.11 

102.29 

156.67 

213.40 

46 

0.00 

51.17 

104.44 

159.96 

217.88 

47 

0.00 

52.22 

106.58 

163.24 

222.37 

48 

0.00 

53.27 

108.73 

166.52 

226.84 

49 

0.00 

54.31 

110.85 

169.77 

231.27 

50 

0.00 

55.34 

112.94 

172.97 

235.67 

51 

0.00 

56.35 

115.00 

176.15 

240.01 

52 

0.00 

57.34 

117.03 

179.27 

244.30 

53 

0.00 

58.33 

119.03 

182.34 

248.55 

54 

0.00 

59.28 

120.98 

185.37 

252.72 

55 

0.00 

60.20 

122.90 

188.34 

256.82 

56 

0.00 

61.14 

124.80 

191.25 

260.79 

57 

0.00 

62.03 

126.62 

194.02 

264.58 

58 

0.00 

62.89 

128.33 

196.63 

268.16 

59 

0.00 

63.66 

129.90 

199.04 

271.50 

60         0.00       64.38      131.35      201.27      274.60 


18 

COMB  TERMINAL  RESERVES  A% 

10   Payment   Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

154.94 

190.25 

227.17 

265.78 

306.17 

21 

158.21 

194.26 

231.96 

271.39 

312.62 

22 

161.57 

198.39 

236.89 

277.16 

319.29 

23 

165.03 

202.65 

241.98 

283.12 

326.17 

24 

168.63 

207.05 

247.24 

289.28 

333.27 

25 

172.31 

211.59 

252.66 

295.63 

340.60 

26 

176.12 

216.26 

25825 

302.19 

34817 

27 

180.03 

221.08 

264.02 

308.95 

355.99 

28 

184.08 

226.06 

269.97 

315.94 

364.07 

29 

188.25 

231.19 

276.12 

323.16 

372.41 

30 

192.55 

236.48 

282.47 

330.61 

381.04 

31 

196.99 

241.96 

289.03 

33831 

389.96 

32 

201.58 

247.61 

295.80 

346.28 

399.18 

33 

206.30 

253.43 

302.79 

354.50 

408.71 

34 

211.22 

259.50 

310.06 

363.03 

41852 

35 

216.30 

265.76 

317.56 

371.79 

428.57 

36 

221.55 

272.22 

325.25 

380.75 

438.86 

37 

226.97 

278.85 

333.12 

389.90 

449.35 

38 

232.55 

285.63 

341.15 

399.22 

460.02 

39 

238.22 

292.52 

349.28 

408.67 

470.88 

40 

243.96 

299.47 

357.50 

418.25 

481.91 

41 

249.70 

306.44 

365.79 

427.93 

493.11 

42 

255.44 

313.45 

374.15 

437.73 

504.46 

43 

261.17 

320.48 

382.56 

447.63 

515.95 

44 

266.91 

327.54 

391.03 

457.61 

527.57 

45 

272.65 

334.62 

399.53 

467.66 

539.31 

46 

278.40 

341.71 

408.07 

477.78 

551.16 

47 

284.15 

348.81 

416.65 

487.95 

563.10 

48 

289.88 

355.92 

425.24 

498.17 

575.14 

49 

295.60 

363.01 

433.82 

508.43 

587.26 

50 

301.26 

370.05 

442.40 

51870 

599.43 

51 

306.87 

377.06 

450.94 

528.96 

611.63 

'52, 

312.44 

384.02 

459.45 

539.19 

623.83 

53 

317.95 

390.92 

467.88 

549.35 

636.00 

54 

323.38 

397.70 

476.18 

559.41 

648.12 

55 

328.67 

404.32 

484.33 

569.34 

660.17 

56 

333.80 

410.77 

492.29 

579.11 

672.12 

57 

338.72 

416.99 

500.04 

588.69 

683.97 

58 

343.40 

422.94 

507.52 

598.04 

695.65 

59 

347.81 

428.60 

514.70 

607.13 

707.19 

60  351.91  433.93  521.56  615.95  71857 


19 


COMB.  TERMINAL  RESERVES  A% 

20   Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

0.00 

33.87 

69.27 

106.27 

144.96 

21 

0.00 

33.86 

69.25 

106.24 

144.91 

22 

0.00 

33.85 

69.23 

106.20 

144.86 

23 

0.00 

33.84 

69.21 

106.16 

144.80 

24 

0.00 

33.83 

69.18 

106.12 

144.74 

25 

0.00 

33.82 

69.15 

106.07 

144.67 

26 

0.00 

33.81 

69.12 

106.02 

144.59 

27 

0.00 

33.79 

69.08 

105.97 

144.51 

28 

0.00 

33.77 

69.05 

105.91 

144.43 

29 

0.00 

33.76 

69.02 

105.86 

144.36 

30 

0.00 

33.75 

68.99 

105.82 

144.30 

31 

0.00 

33.74 

68.97 

105.78 

144.25 

32 

0.00 

33.73 

68.97 

105.76 

144.24 

33 

0.00 

33.74 

68.98 

105.78 

144.26 

34 

0.00 

33.76 

69.01 

105.83 

144.33 

35 

0.00 

33.79 

69.08 

105.93 

144.46 

36 

0.00 

33.84 

69.17 

106.08 

144.66 

37 

0.00 

33.91 

69.30 

106.29 

144.94 

38 

■    0.00 

34.00 

69.49 

106.57 

145.29 

39 

0.00 

34.12 

69.73 

106.91 

145.70 

40 

0.00 

34.26 

70.01 

107.28 

146.07 

41 

0.00 

34.42 

70.27 

107.60 

146.42 

42 

0.00 

34.56 

70.50   - 

107.86 

146.63 

43 

0.00 

34.68 

70.68 

108.04 

146.79 

44 

0.00 

34.78 

70.81 

108.16 

146.89 

45 

0.00 

34.86 

70.89 

108.25 

146.96 

46 

0.00 

34.92 

71.00 

108.35 

147.04 

47 

0.00 

34.98 

71.10 

108.47 

147.13 

48 

0.00 

35.06 

71.23 

108.61 

147.24 

49 

0.00 

35.15 

71.38 

108.77 

147.37 

50 

0.00 

35.25 

71.54 

108.95 

147.53 

51 

0.00 

35.36 

71.72 

109.16 

147.73 

52 

0.00 

35.49 

71.94 

109.42 

147.99 

53  . 

0.00 

35.64 

72.20 

109.74 

148.33 

54 

0.00 

35.81 

72.50 

110.13 

148.75 

55 

0.00 

36,01 

72.86 

110.60 

149.27 

56 

0.00 

36.26 

73.29 

111.17 

149.86 

57 

0.00 

36.54 

73.78 

111.76 

150.48 

58 

0.00 

36.85 

74.09 

112.34 

151.09 

59 

0.00 

37.13 

74.77 

112.96 

151.71 

60         0.00       37.44       75.29      113.59      152.36 


20 


COMB.  TERMINAL  RESERVES 

20   Year  Endowment 
FULL  PRELIMINARY  TERM 


4% 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

185.42 

227.74 

272.02 

318.35 

366.84 

21 

185.36 

227.66 

271.91 

318.22 

366.69 

22 

185.29 

227.57 

271.79 

318.08 

366.52 

23 

185.21 

227.46 

271.66 

317.93 

366.35 

24 

185.12 

227.35 

271.52 

317.76 

366.16 

25 

185.02 

227.23 

271.37 

317.58 

365.96 

26 

184.92 

227.10 

271.21 

317.40 

365.74 

27 

184.82 

226.97 

271.05 

317.22 

365.54 

28 

184.71 

226.83 

270.89 

317.04  . 

365.33 

29 

184.62 

226.71 

270.75 

316.88 

365.15 

30 

184.54 

226.62 

270.64 

316.75 

365.01 

31 

184.48 

225.56 

270.57 

316.67 

364.93 

32 

184.46 

226.54 

270.55 

316.65 

364.92 

33 

184.49 

226.58 

270.60 

316.71 

364.99 

34 

184.58 

226.69 

270.74 

316.85 

365.12 

35 

184.75 

226.89 

270.96 

317.06 

365.29 

36 

185.01 

227.17 

271.25 

317.31 

365.48 

37 

185.34 

227.51 

271.59 

317.58 

365.63 

38 

185.72 

227.92 

271.91 

317.81 

365.74 

39 

186.13 

228.28 

272.18 

317.98 

365.79 

40 

186.49 

228.57 

272.38 

318.08 

365.76 

41 

186.77 

228.77 

272.49 

318.08 

365.63 

42 

186.95 

228.87 

272.50 

317.98 

365.39 

43 

187.05 

228.89 

272.42 

317.78 

365.05 

44 

187.10 

228.85 

272.28 

317.51 

364.63 

45 

187.11 

228.78 

272.10 

317.18 

364.16 

46 

187.14 

228.72 

271.90 

316.87 

363.67 

47 

187.17 

228.65 

271.72 

316.53 

363.16 

48 

187.22 

228.60 

271.55 

316.21 

362.69 

49 

187.29 

228.58 

271.40 

315.91 

362.24 

50 

187.39 

228.60 

271.30 

315.65 

361.80 

51 

187.54 

228.67 

271.26 

315.44 

361.36 

52 

187.76 

228.82 

271.29 

315.26 

360.92 

53 

188.08 

229.05 

271.37 

315.11 

360.49 

54 

188.48 

229.34 

271.47 

314.97 

360.04 

55 

188.95 

229.68 

271.69 

314.83 

359.57 

56 

189.46 

230.05 

271.75 

314.68 

359.06 

57 

189.99 

230.44 

271.89 

314.50 

358.50 

58 

190.53 

230.81 

272.01 

314.28 

357.87 

59 

191.08 

231.18 

272.11 

314.03 

357.19 

60       191.65      231.57  .     272.21      313.75.      356.48 


21 


^ExT  TERMINAL  RESERVES  A% 

20   Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

IX 

12 

13 

14 

15 

20 

417.60 

470.76 

526.44 

584.79 

645.95 

21 

417.43 

470.57 

526.24 

584.58 

645.75 

22 

417.24 

470.37 

526.02 

584.36 

645.53 

23 

417.04 

470.15 

525.78 

584.12 

645.29 

24 

416.83 

469.92 

525.54 

583.87 

645.04 

25 

416.61 

469.68 

525.29 

583.61 

644.79 

26 

416.38 

469.43 

525.02 

583.35 

644.54 

27 

416.15 

469.19 

524.78 

583.11 

644.31 

28 

415.93 

468.97 

524.56 

582.89 

644.09 

29 

415.74 

468.78 

524.37 

582.69 

643.89 

30 

415.60 

468.63 

524.22 

582.52 

643.69 

31 

415.52 

468.54 

524.11 

582.38 

643.50 

32 

415.50 

468.50 

524.02 

582.23 

543.29 

33 

415.54 

468.49 

523.95 

582.07 

643.06 

34 

415.62 

468.49 

523.86 

581.89 

642.80 

35 

415.73 

468.48 

523.74 

581.68 

642.51 

36 

415.80 

468.44 

523.59 

581.42 

642.17 

37 

415.83 

468.35 

523.39 

581.11 

641.78 

38 

415.81 

468,20 

523.13 

580.74 

641.32 

39 

415.73 

'      468.01 

522.80 

580.29 

640.78 

40 

415.57 

467.71 

522.37 

579.74 

640.14 

41 

415.31 

467.28 

521.82 

579.07 

639.36 

42 

41494 

466.76 

521.15  • 

578.28 

638.48 

43 

414.46 

466.13 

520.37 

577.38 

637.51 

44 

413.89 

465.41 

519.50 

576.39 

636.42 

45 

413.25 

464.63 

518.56 

575.33 

635.26 

46 

412.58 

463.81 

517.58 

574.20 

634.02 

47 

411.92 

462.96 

516.55 

573.00 

632.68 

48 

411.27 

462.09 

515.47 

571.72 

631.24 

49 

410.60 

461.22 

514.35 

570.35 

629.69 

50 

409.92 

460.27 

513.12 

568.89 

628.03 

51 

409.22 

459.26 

511.84 

567.32 

626.24 

52 

408.49 

458.22 

510.47 

565.63 

624.29 

53' 

407.74 

457.11 

509.00 

563.82 

622.17 

54 

406.94 

455.92 

507.41 

561.86 

619.87 

55 

406.07 

454.63 

505.68 

55P.72 

617.39 

56 

405.13 

453.24 

503.82 

557.43 

614.76 

57 

404.12 

451.74 

501.83 

554.97 

611.88 

58 

403.02 

450.13 

499.71 

552.34 

608.83 

59 

401.85 

448.43 

497.46 

549.55 

605.57 

60       400.64      446.66      495.10      546.61      602.10 


9.9. 


COMB. 
EXP. 

TERMINAL   RESERVES 

4% 

20 

Year  Endowment 

FULL 

PRF.MMINARY  TERM 

YEARS 

Age 

i6 

17 

l8 

19 

20 

710.09 

777.38 

847.99 

922.13 

21 

709.90 

777.21 

847.86 

922.05 

23 

709.69 

777.02 

847.71 

921.97 

23 

709.46 

776.82 

847.56 

921.88 

24 

707.23 

.       776.62 

847.41 

921.79 

25 

709.00 

776.42 

847.26 

921.70 

26 

708.77 

776.21 

847.09 

921.59 

27 

708.55 

776.02 

846.93 

921.50 

28 

708.33 

775.81 

846.76 

921.38 

29 

708.13 

775.61 

846.57 

921.26 

30 

707.91 

775.38 

846.36 

921.12 

31 

707.68 

775.13 

846.14 

920.97 

32 

707.42 

774.86 

845.89 

920.80 

33 

707.14 

774.56 

845.62 

920.63 

34 

706.83 

774.24 

845.33 

920.45 

35 

706.49 

773.89 

845.01 

920.25 

36 

706.10 

773.49 

844.65 

920.01 

37 

705.64 

773.02 

844.23 

919.74 

38 

705.12 

772.48 

843.77 

919.44 

39 

704.52 

771.86 

843.25 

919.11 

40 

703.83 

771.18 

842.68 

918.75 

41 

703.03 

770.42 

842.00 

918.34 

42 

702.12 

769.56 

841.27 

917.87 

43 

701.10 

768.58 

840.47 

917.34 

44 

699.98 

767.50 

839.54 

916.76 

45 

698.77 

766.33 

838.54 

916.13 

46 

697.46 

765.06 

837.45 

915.44 

47 

696.04 

763.67 

836.26 

914.68 

48 

694.51 

762.17 

834.97 

913.86 

49 

692.86 

760.54 

833.56 

912.96 

50 

691.08 

758.77 

832.02 

911.97 

51 

689.14 

756.85 

830.35 

910.89 

52 

687.03 

754.76 

828.53 

909.70 

53 

684.74 

752.49 

826.55 

908.41 

54 

682.27 

750.01 

824.39 

907.02 

55 

679.59 

747.35 

822.02 

905.49 

56 

676.69 

744.42 

819.45 

903.81 

57 

673.57 

741.29 

816.70 

901.97 

58 

670.22 

737.90 

813.68 

899.95 

59 

666.63 

734.24 

810.39 

897.75 

60  662.81        730.31        806.85        895.35 


23 


COMB. 
EXP. 

TERMINAL 

RESERVES 

4% 

15  Year  Endowment 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

I 

3 

3 

4 

5 

20 

0.00 

52.07 

106.54 

163.53 

223.17 

21 

0.00 

52.05 

106.50 

163.47 

223.09 

22 

0.00 

52.03 

106.46 

163.40 

223.00 

23 

0.00 

52.01 

106.41 

163.33 

222.91 

24 

0.00 

51.99 

106.36 

163.26 

222.81 

25 

0.00 

51.96 

106.31 

163.18 

222.70 

26 

0.00 

51.93 

106.25 

163.09 

222.58 

27 

0.00 

51.90 

106.19 

162.99 

222.45 

28 

0.00 

51.86 

106.12 

162.88 

222.31 

29 

0.00 

51.82 

106.04 

162.77 

222.16 

30 

0.00 

51.78 

105.96 

162.65 

222.00 

31 

0.00 

51.74 

105.88 

162.53 

221.84 

32 

0.00 

51.70 

105.80 

162.41 

221.69 

33 

0.00 

51.66 

105.72 

162.30 

221.55 

34 

0.00 

51.63 

105.65 

162.21 

221.43 

35 

0.00 

51.61 

105.60 

162.14 

221.34 

36 

0.00 

51.59 

105.57 

162.10 

221.29 

37 

0.00 

51.59 

105.56 

162.10 

221.29 

38 

0.00 

51.61 

105.59 

162.14 

221.34 

39 

0.00 

51.64 

105.66 

162.22 

221.42 

40 

0.00 

51.69 

105.77 

162.32 

221.46 

41 

0.00 

51.75 

105.84 

162.37 

221.44 

42 

0.00 

51.78 

105.87 

162.34 

221.32 

43 

0.00 

51.79 

105.84 

162.21 

221.08 

44 

0.00 

51.77 

105.74 

162.00 

220.75 

45 

0.00 

51.72 

105.59 

161.74 

220.36 

46 

0.00 

51.65 

105.42 

161.45 

219.93 

47 

0.00 

51.56 

105.23 

161.13 

219.47 

48 

0.00 

51.47 

105.03 

160.79 

218.96 

49 

0.00 

51.37 

.  104.81 

160.42 

218.41 

50 

0.00 

51.27 

104.57 

160.02 

217.82 

51 

0.00 

51.16 

104.31 

159.60 

217.20 

52 

0.00 

51.05 

104.05 

159.16 

216.56 

53  • 

0.00 

50.93 

103.78 

158.70 

215.92 

54 

0.00 

50.81 

103.52 

158.25 

215.28 

55 

0.00 

50.70 

103  28 

157.83 

214.63 

56 

0.00 

50.61 

103.06 

157.45 

213.95 

•57 

0.00 

50.54 

102.82 

157.00 

213.20 

58 

0.00 

50.45 

102.56 

156.46 

212.35 

59 

0.00 

50.34 

102.26 

155.85 

211.41 

60         0.00       50.21     -  101.91       155.20      210.38 


24 


COMB  TERMINAL  RESERVES  ^% 


15  Year  Endowment 
FULL  PRELIMINARY  TERM 


Age                       678  9  10 

20  285.61  350.97  419.42  491.11  566.22 

21  285.51  350.85  419.29  490.97  566.08 

22  285.40  350.72  419.15  490.81  565.93 

23  285.28  350.58  419.00  490.64  565.76 

24  285.15  350.43  418.83  490.46  565.57 

25  285.01  350.27  418.65  490.26  565.37 

26  284.86  350.10  418.46  490.05  565.15 

27  284.70  349.91  418.25  489.83  564.92 

28  284.53  349.71  418.02  489.59  564.67 

29  284.35  349.50  417.78  489.34  564.41 

30  284.16  349.28  417.53  489.08  564.15 

31  283.96  349.06  417.28  488.83  563.90 

32  283.77  348.85  417.05  488.60  563.67 

33  283.60  348.66  416.85  488.39  563.46 

34  283.46  348.48  416.69  488.21  563.26 

35  283.36  348.39  416.56  488.05  563.07 

36  283.31  348.32  416.45  487.91  562.86 

37  283.30  348.27  416.36  487.74  562.62 

38  283.31  348.25  416.25  487.53  562.32 

39  283.35  348.18  416.08  487.25  561.95 

40  283.32  348.03  415.82  486.89  561.49 

41  283.19  347.78  415.44  486.42  560.93 

42  282.94  347.41  414.94  485.83  560.27 

43  282.58  346.93  414.34  485.13  559.50 

44  282.12  346.35  413.64  484.32  558.61 

45  281.58  345.68  412.84  483.41  557.62 

46  281.04  344.98  412.00  482.41  556.54 

47  280.37  344.15  411.01  481.32  555.37 

48  279.70  343.31  409.99  480.15  554.11 

49  278.98  342.40  408.91  478.91  552.76 

50  278.20  341.40  407.76  477.59  551.31 

51  277.38  340.40  406.54  476.19  549.76 

52  276.54  339.33  405.25  474.70  548.10 

53  275.68  338.23  403.89  473.10  546.30 

54  274.79  337.08  402.44  471.37  544.36 

55  273.86  335.81  400.87  469.50  542.25 

56  272.86  334.47  399.16  467.47  539.94 
5;  271.76  332.99  397.28  465.24  537.40 

58  270.53  331.38  395.25  462.78  534.(^1 

59  269.17  329.55  392.97  460.07  531.56 

60  267.69  327.57        ■       390.51  457.13  528.27 


25 


c^^«  TERMINAL  RESERVES  A% 

15  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

12 

13 

14 

20 

644.95 

727.46 

813.99 

904.76 

21 

644.80 

727.34 

813.88 

904.71 

22 

644.64 

727.20 

813.77 

904.65 

23 

644.47 

727.04 

813.65 

904.58 

24 

644.29 

726.87 

813.52 

904.50 

25 

644.09 

726.69 

813.38 

904.41 

26 

643.88 

726.50 

813.23 

904.32 

27 

643.65 

726.30 

813.08 

904.23 

28 

643.41 

726.09 

812.92 

904.13 

29 

643.16 

725.88 

812.75 

904.02 

30 

642.92 

725.67 

812.58 

903.91 

31 

642.69 

725.46 

812.40 

903.80 

32 

642.47 

725.25 

812.22 

903.69 

33 

642.26 

725.03 

812.03 

903.57 

34   ~ 

642.04 

724.80 

811.83 

903.43 

35 

641.80 

724.55 

811.61 

903.28 

36 

641.55 

724.27 

811.35 

903.10 

37 

641.23 

723.94 

811.05 

902.90 

38 

640.88 

723.58 

810.71 

902.68 

39 

640.47 

723.15 

810.33 

902.43 

40 

639.96 

722.64 

809.89 

902.15 

41 

639.37 

722.05 

809.39 

901.84 

42 

638.66 

721.37 

808.81 

901.49 

43 

637.84 

720.60 

808.16 

901.09 

44 

636.92 

719.73 

807.43 

900.64 

45 

635.90 

718.76 

806.59 

900.13 

46 

634.82 

717.69 

805.73 

899.57 

47 

633.60 

716.54 

804.77 

898.97 

48 

632.32 

715.31 

803.73 

898.32 

49 

630.93 

713.98 

802.61 

■   897.61 

SO 

629.41 

712.53 

801.38 

896.83 

51 

627.79 

710.96 

800.03 

895.97 

52 

626.03 

709.26 

798.56 

895.03 

53 

624.15 

707.40 

796.96 

894.01 

54 

622.07 

705.37 

795.22 

892.90 

55 

619.83 

703.16 

793.32 

891.69 

56 

617.38 

700.74 

791.20 

890.33 

57 

614.68 

698.07 

788.90 

888.86 

58 

611.68 

695.13 

786.38 

887.22 

59 

608.45 

691.93 

783.59 

885.42 

60  604.93        688.48        780.59        883.47 


26 
COMB 


ScT*  TERMINAL  RESERVES  £^% 


10  Year  Elndowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

0.00 

91.66 

187.62 

288.10 

393.32 

21 

0.00 

91.63 

187.56 

288.02 

393.23 

22 

0.00 

91.60 

187.50 

287.94 

393.13 

23. 

0.00 

91.57 

187.44 

287.86 

393.03 

24 

0.00 

91.54 

187.38 

287.77 

392.92 

25 

0.00 

91.50 

187.31 

287.67 

392.81 

26 

0.00 

91.46 

187.24 

287.57 

392.69 

27 

0.00 

91.42 

187.16 

287.45 

392.55 

28 

0.00 

91.37 

187.07 

287.33 

392.40 

29 

0.00 

91.32 

186.98 

287.20 

392.24 

30 

0.00 

91.27 

186.88 

287.06 

392.08 

31 

0.00 

91.21 

186.77 

286.92 

391.91 

32 

0.00 

91.15 

186.66 

286.77 

391.73 

33 

0.00 

91.09 

186.55 

286.61 

391.54 

34 

0.00 

91.02 

186.43 

286.44 

391.34 

35 

0.00 

90.96 

186.31 

286.27 

391.14 

36 

0.00 

90.90 

186.19 

286.11 

390.95 

37 

0.00 

90.84 

186.08 

285.97 

390.78 

38 

0.00 

90.79 

185.99 

285.85 

390.62 

39 

0.00 

90.75 

185.92 

285.76 

390.48 

40 

0.00 

90.72 

185.87 

285.64 

390.30 

41 

0.00 

90.70 

185.79 

285.48 

390.06 

42 

0.00 

90.66 

185.66 

285.25 

389.73 

43 

0.00 

90.59 

185.47 

284.93 

389.29 

44 

0.00 

90.47 

185.20 

284.52 

388.76 

45 

0.00 

90.31 

184.87 

284.04 

388.16 

46 

0.00 

90.12 

184.50 

283.51 

387.50 

47 

0.00 

89.91 

184.10 

282.94 

386.78 

48 

0.00 

89.69 

183.68 

282.32 

386.00 

49 

0.00 

89.45 

183.23 

281.65 

385.15 

50 

0.00 

89.19 

182.73 

280.91 

384.21 

51 

0.00 

88.91 

182.17 

280.09 

383.21 

52 

0.00 

88.61 

181.56 

279.21 

382.10 

53 

0.00 

88.29 

180.90 

278.27 

380.94 

54 

0.00 

87.94 

180.20 

277.27 

379.71 

55 

0.00 

87.57 

179.47 

276.22 

378.38 

56 

0.00 

87.18 

178.71 

275.10 

376.94 

57 

0.00 

86.77 

177.90 

273.88 

375.37 

58 

0.00 

86.36 

177.02 

272.54 

373.64 

59 

0.00 

85.85 

176.01 

271.06 

371.70 

60         0.00       85.32      174.92      269.42      369.62 


27 


COMB. 
EXP. 

TERMINAL   RESERVES 

4% 

10  Year  Endowment 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

6 

7 

8 

9 

20 

503.56 

619.05 

740.09 

866.98 

21 

503.46 

618.95 

740.01 

866.92 

22 

503.35 

618.85 

739.92 

866.86 

23 

503.24 

618.74 

739.83 

866.80 

24 

503.12 

618.62 

739.73 

866.74 

25 

503.00 

618.50 

739.63 

866.68 

26 

502.87 

618.37 

739.52 

866.62 

27 

502.72 

618.22 

739.39 

866.54 

28 

502.56 

618.07 

739.26 

866.45 

29 

502.39 

617.91 

739.12 

866.36 

30 

502.21 

617.74 

738.98 

866.27 

31 

502.02 

617.56 

738.83 

866.18 

32 

501.83 

617.37 

738.67 

866.08 

33 

50]  .63 

617.17 

738.51 

865.98 

34     - 

501.42 

616.97 

738.35 

865.88 

35 

501.21 

616.77 

738.18 

865.78 

36 

501.01 

616.58 

738.01 

865.67 

37 

500.82 

616.38 

737.82 

865.54 

38 

500.63 

616.16 

737.61 

865.39 

39 

500.42 

615.91 

7?i7.Z7 

865.22 

40 

500.19 

615.62 

737.08 

865.02 

41 

499.85 

615.26 

n6.7Z 

864.79 

42 

499.44 

614.81 

736.33 

864.52 

43 

498.93 

614.28 

735.86 

864.21 

44 

498.33 

613.67 

735.33 

863.86 

45 

497.65 

612.99 

7Z\.7Z 

863.47 

46 

496.91 

612.24 

734.07 

863.04 

47 

496.11 

611.42 

733.35 

862.58 

48 

495.23 

610.52 

732.57 

862.08 

49 

494.26 

609.55 

731.72 

861.56 

50 

493.20 

608.49 

730.80 

860.94 

51 

492.06 

607.34 

729.80 

860.30 

52 

490.84 

606.09 

728.71 

859.60 

53 

489.53 

604.75 

727.52 

858.83 

54 

488.12 

603.30 

726.23 

857.99 

55 

486.60 

601.72 

724.82 

857.07 

56 

484.95 

600.02 

723.28 

856.06 

57 

483.14 

598.11 

721.58 

854.94 

58 

481.13 

596.03 

719.70 

853.70 

59 

478.90 

593.74 

717.63 

852.32 

60  476.45        591.21        715.35        850.84 


28 


*KCp"  TERMINAL   RESERVES  A% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount  yearly. 


k'EARS 

Age 

I  ' 

2 

3 

4 

5 

20 

71.63 

139.17 

202.26 

260.46 

313.35 

21 

73.03 

141.94 

206.35 

265.85 

319.99 

22 

74.50 

144.85 

210.66 

271.52 

326.94 

23 

76.04 

147.92 

215.23 

277.52 

334.29 

24' 

77.72 

151.25 

220.17 

284.01 

342.25 

25 

79.57 

154.93 

225.63 

291.20 

351.10 

26 

81.63 

159.02 

231.71 

299.23 

360.98 

27 

83.95 

163.64 

238.62 

308.34 

372.26 

28 

86.55 

168.85 

246.39 

318.66 

385.02 

29 

89.48 

174.69 

255.14 

330.26 

399.45 

30 

92.73 

181.22 

264.92 

343.28 

415.70 

31 

96.36 

188.48 

275.84 

357.86 

433.88 

32 

100.38 

196.56 

288.01 

374.11 

454.21 

33 

104.84 

205.54 

301.52 

392.19 

476.89 

34 

109.77 

215.46 

316.50 

412.27 

502.07 

35 

115.19 

226.38 

333.00 

434.40 

529.89 

36 

121.14 

238.39 

351.16 

458.80 

560.62 

37 

127.66 

251.55 

371.08 

485.62 

594.41 

38 

134.75 

265.89 

392.84 

514.89 

631.22 

39 

142.47 

281.52 

416.53 

546.74 

671.06 

40 

150.86 

298.49 

442.23 

581.11 

713.87 

41 

159.97 

316.92 

470.02 

618.14 

759.98 

42 

169.83 

336.79 

499.89 

657.95 

809.34 

43 

180.46 

358.16 

532.03 

700.64 

862.43 

44 

191.88 

381.12 

566.46 

746.48 

919.48 

45 

204.16 

405.73 

603.45 

795.77 

980.94 

46 

217.30 

432.15 

643.17 

848.78 

1047.07 

47 

231.39 

460.46 

685.80 

905.68 

1118.09 

48 

246.46 

490.79 

731.46 

966.66 

1194.24 

49 

262.53 

523.13 

780.19 

1031.77 

1275.57 

50 

279.60 

557.49 

831.97 

1100.98 

1362.19 

51 

297.68 

593.89 

886.85 

1174.46 

1454.16 

52 

316.75 

632.32 

944.87 

1252.15 

1551.49 

53 

336.81 

672.78 

1005.96 

1334.01 

1654.28 

54 

357.83 

715.18 

1070.03 

1420.04 

1762.30 

55 

379.76 

759.46 

1137.06 

1510.05 

1875.38 

56 

402.55 

805.54 

1206.82 

1603.77 

1993.08 

57 

426.13 

853.21 

1279.02 

1700.73 

2114.96 

58 

450.40 

902.31 

1353.35 

1800.66 

2240.69 

59 

475.26 

952.58 

1429.55 

1903.19 

2369.87 

60 

500.54 

1003.75 

1507.17 

2007.75 

2501.76 

29 


COMB.  TERMINAL   RESERVES  £^% 

20  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount  yearly. 


y^EARS 

Ages 

6 

7 

8 

9 

lO 

20 

360.47 

401.25 

435.13 

461.44 

479.52 

21 

368.24 

41O07 

444.84 

471.93 

490.56 

22 

376.39 

419.29 

455.03 

482.88 

502.13 

23 

384.99 

429.05 

465.77 

494.47 

514.32 

24 

394.34 

439.63 

477.48 

507.08 

527.67 

25 

404.72 

451.46 

490.56 

521.29 

542.85 

26 

416.39 

464.75 

505.37 

537.48 

56017 

27 

429.72 

480.04 

522.51 

556.27 

580.46 

28 

444.87 

497.51 

542.13 

577.92 

604.00 

29 

462.07 

517.36 

564.54 

602.78 

631.09 

30 

481.44 

539.80 

589.99 

631.06 

662.07 

31 

503.21 

565.11 

618.70 

663.10 

697.35 

32 

527.61 

593.50 

651.04 

699.32 

737.25 

33    * 

554.84 

625.28 

687.34 

740.01 

782.02 

34 

585.17 

660.76 

727.89 

785.39 

831.52 

35 

618.73 

700.03 

772.71 

835.15 

885.35 

36 

655.81 

743.36 

821.80 

889.27 

943.72 

37 

696.5^ 

790.62 

875.01 

947.79 

1006.34 

38 

740.61 

841.52 

932.20 

1010.23 

1073.31 

39 

788.09 

896.24 

993.29 

1077.10 

1145.07 

40 

839.06 

954.66 

1058.69 

1148.73 

1222.13 

41 

893.70 

1017.48 

1129.08 

1226.04 

1305.38 

42 

952.37 

1084.99 

1204.92 

1309.41 

1395.26 

43 

1015.53 

1157.85 

1286.84 

1399.57 

1492.56 

44 

1083.55 

1236.35 

1375.20 

1496.89 

1597.67 

45 

1156.86 

1321.04 

147058 

1602.03 

1711.62 

46 

1235.79 

1412.29 

1573.43 

1715.73 

1834.81 

47 

132061 

1510.39 

1684.28 

1838.27 

1967.82 

48 

1411.60 

1615.89 

1803.48 

1970.25 

2111.59 

49 

1509.00 

1728.80 

1931.25 

2112.16 

2266.23 

50 

1612.72 

1849.19 

2067.84 

2263.91 

2431.77 

51 

1722.96 

1977.48 

2213.45 

2425.82 

2608.17 

52 

1839.90 

2113.58 

2368.05 

2597.57 

2795.54 

53 

1963.42 

2257.46 

2531.34 

2779.19 

2993.78 

54 

2093.31 

2408.64 

2703.13 

2970.38 

3202.86 

55 

2229.21 

2567.01 

2883.20 

3171.16 

3422.70 

56 

2370.82 

27.32.14 

3071.28 

3381.12 

3652.94 

57 

2517.56 

2903.54 

3266.75 

3599.65 

3893.15 

58 

2669.18 

3080.86 

3469.27 

3826.60 

4143.09 

59 

2825.14 

3263.52 

3678.36 

4061.37 

4402.50 

60 

2984.59 

345065 

3892.96 

4303.06 

4670.62 

30  . 

COMB.  TERMINAL  RESERVES  A% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

II 

12 

13 

14 

15 

20 

488.54 

478.73 

476.10 

452.72 

416.59 

21 

499.98 

499.25 

487.49 

463.74 

426.79 

22 

511.88 

511.30 

499.46 

475.22 

437.51 

23 

524.49 

524.13 

512.14 

487.49 

449.06 

24 

538.42 

538.29 

526.29 

501.36 

462.19 

25 

554.26 

554.60 

542.82 

517.70 

478.00 

26 

572.54 

573.61 

562.21 

537.17 

497.26 

27 

594.15 

596.23 

585.58 

561.04 

521.12 

28 

619.31 

622.80 

613.35 

589.56 

549.72 

29 

648.47 

653.86 

645.93 

623.05 

582.77 

30 

682.02 

689.65 

683.44 

661.08 

619.68 

31 

720.27 

730.42 

725.65 

703.25 

660.38 

32 

763.48 

775.98 

772.24 

749.56 

704.26 

33 

811.49 

826.07 

823.24 

799.52 

751.75 

34 

864.09 

880.73 

878.21 

853.52 

803.08 

35 

921.08 

939.33 

937.27 

911.52 

858.40 

36 

982.33 

1002.46 

1000.92 

974.25 

918.24 

37 

1048.20 

1070.37 

1069.61 

1041.96 

982.89 

38 

1118.65 

1143.21 

1143.27 

1114..S8 

1052.17 

39 

1194.35 

1221.48 

1222.48 

1192.69 

1126.68 

40 

1275.68 

1305.65 

1307.69 

1276.73 

1207.27 

41 

1363.64 

1396.78 

1400.06 

1368.35 

1295.06 

42 

1458.72 

1495.38 

1500.46 

1467.86 

1390.71 

43 

1561.74 

1602.68 

1609.71 

1576.47 

1495.94 

44 

1673.45 

1718.99 

1728.41 

1695.21 

1611.09 

45 

1794.53 

1845.34 

1858.06 

1825.02 

1737.26 

46 

1925.69 

1982.86 

1999.26 

1966.67 

1874.52 

47 

2067.87 

2132.00 

2152.64 

2120.14 

2023.54 

48 

2221.64 

2293.53 

2318.44 

2286.38 

2184.98 

49 

2387.24 

2467.19 

2497.00 

2465.43 

2359.36 

50 

2564.23 

2653.06 

2688.12 

2657.53 

2546.50 

51 

2753.10 

2851.48 

2892.62 

2863.22 

2747.16 

52 

2953.80 

3062.77 

3110.57 

3082.75 

2961.88 

53 

3166.58 

3287.01 

3342.22 

3316.70 

3190,97 

54 

3391.24 

3524.13 

3587.81 

3565.07 

3435.18 

55 

3627.82 

3774.47 

3847.53 

3828.79 

3695.89 

56 

3876.23 

4037.79 

4121.76 

4108.64 

3973.36 

57 

4135.84 

4313.98 

4410.70 

4404.35 

4267.86 

58 

4406.93 

4603.66 

4714.72 

4716.92 

4580.65 

59 

4689.49 

4906.55 

5034.01 

5046.75 

4912.70 

60 

4982.39 

5221.82 

5367.81 

5393.46 

5263.49 

31 
COMB.  TERMINAL   RESERVES  A% 

20  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

i6 

17 

i8 

19 

20 

366.45 

301.12 

219.31 

119.46 

21 

375.53 

308.72 

224.86 

122.46 

22 

385.15 

316.69 

230.73 

125.80 

23 

395.47 

325.38 

237.38 

129.66 

24 

407.49 

335.92 

245.73 

134.83 

25 

422.44 

349.36 

256.77 

141.58 

26 

440.90 

366.20 

270.23 

149.40 

27 

464.00 

386.92 

286.48 

159.13 

28 

491.20 

410.78 

305.11 

169.54 

29 

522.04 

437.67 

325.27 

180.93 

30 

556.25 

466.60 

347.05 

193.13 

31 

593.10 

497.89 

370.53 

206.41 

32  . 

632.98 

531.71 

396.10 

220.88 

33 

676.12 

568.52 

423.94 

236.65 

34 

722.99 

608.52 

454.23 

253.84 

35 

773.44 

651.52 

486.68 

271.98 

36 

828.06 

698.09 

521.78 

292.10 

37 

887.08 

748.39 

560.16 

313.85 

38 

950.24 

802.54 

601.02 

336.77 

39 

1018.58 

860.84 

645.07 

362.06 

40 

1092.25 

923.81 

693.31 

389.65 

41 

1172.84 

993.62 

747.02 

420.98 

42 

1261.48 

1070.51 

806.54 

455.11 

43 

1359.16 

1155.66 

871.98 

493.00 

44 

1466.33 

1248.49 

943.53 

534.07 

45 

1583.29 

1350.13 

1021.73 

579.45 

46 

1710.86 

1460.90 

1107.47 

629.13 

47 

1849.29 

1581.60 

1200.81 

683.17 

48 

1999.82 

1712.92 

1302.58 

742.58 

49 

2162.47 

1854.98 

1413.05 

806.73 

50 

2337.16 

2007.89 

1531.59 

875.67 

51 

2524.98 

2172.28 

1659.70 

951.12 

52 

2726.10 

2349.12 

1798.59 

1032.89 

53 

2941.63 

2539.89 

1948.69 

1121.80 

54 

3172.69 

2744.85 

21 10.76 

1218.11 

55 

3420.08 

2965.43 

2286.05 

1323.26 

56 

3684.63 

3202.46 

2475.73 

1437.39 

57 

3966.68 

3456.65 

2679.84 

1560.83 

58 

4268.12 

3729.72 

2900.93 

1696.49 

59 

4589.83 

4023.44 

3141.35 

1844.81 

60 

4932.03 

4338.60 

3400.42 

2005.21 

3i 

COMB  TERMINAL   RESERVES  A% 

15  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

1 

2 

3 

4 

5 

20 

52.17 

99.31 

141.01 

176.81 

206.21 

21 

53.11 

101.15 

143.68 

180.24 

210.33 

22 

54.10 

103.08 

146.49 

183.87 

214.65 

23 

55.14 

105.11 

149.45 

187.65 

219.17 

24 

56.23 

107.25 

152.55 

191.63 

223.89 

25 

57.39 

109.48 

155.80 

195.78 

228.83 

26 

58.58 

111.82 

159.18 

200.10 

233.96 

27 

59.84 

114.26 

162.71 

204.61 

239.32 

28 

61.17 

116.84 

166.44 

209.40 

244.99 

29 

62.62 

119.65 

170.54 

214.63 

251.24 

30 

64.23 

122.82 

175.14 

220.56 

258.37 

31 

66.07 

126.40 

180.38 

227.36 

266.57 

32 

68.17 

130.54 

186.49 

235.30 

276.22 

33 

70.57 

135.29 

193.49 

244.46 

287.44 

34 

73.30 

140.68 

201.49 

254.99 

300.36 

35 

76.36 

146.77 

210.56 

266.94 

315.09 

36 

79.80 

153.63 

220.77  . 

280.44 

331.82 

37 

83.64 

161.30 

232.23 

295.66 

350.67 

38 

87.91 

169.84 

245.04 

312.66 

371.70 

39 

92.65 

179.33 

259.26 

331.51 

394.80 

40 

97.86 

189.77 

274.88 

352.04 

419.75 

41   ; 

103.57 

201.20 

291.87 

374.21 

446.66 

42  ^ 

109.80 

213.59 

310.17 

398.09 

475.42 

43 

116.51 

226.87 

329.78 

423.51 

506.15 

44 

123.71 

241.15 

350.75 

450.77 

539.15 

45 

131.48 

256.44 

373.28 

480.10 

574.75 

46 

139.84 

272.98 

397.67 

511.93 

613.37 

47 

148.90 

290.89 

424.13 

546.45 

655.29 

48 

158.71 

310.31 

452.83 

583.92 

700.83 

49 

169.32 

331.32 

483.89 

624.50 

750.17 

50 

180.78 

354.05 

517.50 

668.43 

803.77 

51 

193.16 

378.58 

553.81 

716.04 

861.83 

52 

206.48 

405.01 

593.03 

767.44 

924.61 

53 

220.80 

433.49 

635.28 

822.89 

992.59 

54 

236.17 

464.03 

680.64 

882.63 

1065.82 

55 

252.56 

496.65 

729.23 

946.59 

1144.29 

56 

270.02 

531.48 

781.10 

1014.92 

1227.99 

57 

288.58 

568.49 

836.24 

1087.48 

1317.01 

58 

308.21 

607.66 

894.56 

1164.32 

1411.32 

59 

328.89 

648.90 

956.05 

1245.40 

1511.04 

60   ^ 

350.58 

,  692.24 

1020.70 

1330.80 

1616.18 

33 
^ExT  TERMINAL    RESERVES  ^% 

15  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

6 

7 

8 

9 

ID 

20 

228.69 

243.63 

250.40 

248.27 

236.47 

21 

233.36 

248.73 

255.74 

253.68 

241.70 

22 

238.27 

254.06 

261.33 

259.31 

247.19 

23 

243.37 

259.60 

267.12 

265.16 

252.80 

24 

248.72 

265.39 

273.20 

271.25 

258.69 

25 

254.28 

271.45 

279.49 

277.61 

264.88 

26 

260.09 

277.70 

286.02 

284.19 

271.21 

27 

266.11 

284.23 

292.87 

291.06 

277.86 

28 

272.52 

291.21 

300.15 

298.43 

285.06 

29 

279.63 

298.95 

308.33 

306.82 

293.31 

30 

287.77 

307.92 

317.94 

316.76 

303.30 

31 

297.22 

318.46 

329.29 

328.68 

315.56 

32   V 

308.45 

331.04 

343.02 

343.37 

330.81 

33 

321.55 

345.85 

359.37 

360.92 

349.08 

34 

336.72 

363.14 

37851 

381.49 

370.12 

35 

354.13 

383.02 

400.49 

404.74 

393.49 

36 

.  373.92 

405.56 

425.08 

430.37 

419.11 

37 

396.17- 

430.62 

452.08 

458.37 

446.57 

3<S 

420.74 

457.99 

481.45 

488.38 

476.14 

39 

447.48 

487.69 

512.92 

520.67 

507.98 

40 

476.29 

519.35 

546.59 

555.23 

542.21 

41 

507.09 

553.33 

582.77' 

592.55 

579.17 

42 

540.14 

589.83 

621.80 

632.81 

619.10 

43 

■  575.49 

629.00 

663.67 

676.01 

661.91 

44 

613.56 

671.19 

708.79 

722.56 

708.01 

45 

654.62 

716.71 

757.49 

772.80 

758.05 

46 

699.22 

766.20 

810.47 

827.76 

812.72 

47 

747.65 

819.96 

868.29 

887.68 

872.50 

48 

800.29 

878.65 

931.37 

953.23 

938.43 

49 

857.54 

942.44 

1000.08 

1025.10 

1010.76 

50 

919.70 

1011.84 

1075.26 

1103.77 

1090.09 

51 

987.16 

1087.53 

1157.28 

1189.74 

1176.46 

52 

1060.41 

1169.71 

1246.46 

1282.93 

1270.28 

53 

1139.74 

1258.84 

1342.93 

1383.95 

1371.98 

54 

1225.27 

1354.72 

1446.89 

1492.81 

1481.88 

55 

1316.75 

1457.42 

1558.24 

1609.67 

1599.88 

56 

1414.47 

1567.16 

1677.50 

1734.91 

1726.49 

57 

1518.43 

1684.15 

1804.74 

1868.70 

1862.10 

58 

162883 

1808.50 

1940.17 

2011.48 

2006.96 

59 

1745.64 

1940.27 

2084.04 

2163.33 

2161.65 

60 

1869.00 

2079.77 

2236.57 

2324.97 

2327.21 

34 

COMB.  TERMINAL   RESERVES  A% 

15  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

II 

12 

13 

u 

20 

214.13 

180.38 

134.14 

74.38 

21 

218.98 

184.49 

137.24 

76.18 

22 

223.98 

188.76 

140.51 

77.99 

23 

229.14 

193.20 

143.81 

79.81 

24 

234.59 

197.82 

147.30 

81.83 

25 

240.25 

202.67 

151.01 

83.91 

26 

246.06 

207.67 

154.74 

85.97 

27 

252.22 

212.92 

158.70 

88.27 

28 

258.87 

218.67 

163.22 

90.95 

29 

266.67 

225.71 

168.95 

94.60 

30 

276.44 

234.76 

176.57 

99.36 

31 

288.59 

246.17 

185.92 

104.89 

32 

303.84 

260.22 

197.19 

111.79 

33 

321.76 

276.34 

210.06 

119.11 

34 

341.98 

294.43 

223.90 

127.08 

35 

364.29 

313.76 

238.77 

135.55 

36 

.388.16 

334.55 

254.71  " 

144.75 

37 

413.88 

356.92 

272.03 

154.75 

38 

441.57 

381.20 

290.82 

165.63 

39 

471.57 

407.50 

311.22 

177.44 

40 

503.80 

435.74 

333.05 

189.91 

41 

538.64 

466.28 

356.62 

203.71 

42 

576.29 

499.26 

382.41 

218.64 

43 

616.58 

534.79 

409.87 

234.36 

44 

660.26 

573.07 

439.48 

251.73 

45 

707.48 

614.56 

472.04 

270.76 

46 

759.28 

660.69 

508.40 

292.43 

47 

816.48 

711.70 

548.86 

316.11 

48 

879.65 

768.27 

593.35 

342.39 

49 

949.11 

830.06 

642.08 

370.93 

50 

1024.94 

897.71 

695.32 

402.45 

51 

1107.71 

971.49 

753.74 

436.97 

52 

1197.55 

1051.90 

817.34 

474.52 

53 

1295.31 

1139.42 

886.70 

515.81 

54 

1400.97 

1234.12 

961.99 

560.36 

55 

1514.48 

1336.06 

1042.76 

608.24 

56 

1636.62 

1445.71 

1130.11 

660.70 

57 

1767.49 

1563.75 

1224.89 

717.56 

58 

1907.90 

1691.24 

1327.42 

779.44 

59 

2058.70 

1828.42 

1438.25 

846.53 

60 

2220.50 

1976.35 

1558.36 

919.93 

35 

^ExT  TERMINAL   RESERVES  ^% 

10  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

I 

■2 

3 

4 

5 

20 

33.22 

60.52 

81.43 

95.42 

101.96 

21 

33.76 

61.53 

82.81 

97.09 

103.82 

22 

34.33 

62.59 

84.28 

98.88 

105.77 

23 

34.93 

63.72 

85.86 

100.77 

107.86 

24 

35.57 

64.92 

87.52 

102.78 

110.06 

25 

36.25 

66.18 

89.26 

104.87 

112.35 

26 

36.96 

67.51 

91.09 

107.07 

114.75 

27 

37.70 

68.90 

93.01 

109.36 

117.26 

28 

38.48 

70.35 

94.99 

111.74 

119.83 

29 

39.29 

71.86 

97.08 

llt.22 

122.r3 

30 

40.14 

73.45 

99.24 

116.80 

125.37 

31 

41.03 

75.08 

101.49 

119.50 

128.28 

32 

41.95 

76.80 

103.85 

122.32 

131.36 

33 

42.93 

78.64 

106.38 

125.35 

134.69 

34 

44.03 

80.69 

109.23 

128.82 

138.54 

35 

45.30 

83.09 

112.60 

132.96 

143.24 

36 

46.77  - 

85.92 

116.60 

137.96 

149.03 

37 

48.53 

89.29 

121.45 

144.10 

156.21 

3S 

50.57 

93.25 

127.19 

151.41 

164.77 

30 

52.92 

97.85 

133.86 

159.90 

174.52 

40 

55.59 

103.07 

141.43 

169.37 

185.20 

41 

58.59 

108.92 

149.79 

179.67 

196.78 

42 

61.92 

115.32 

158.84 

190.81 

209.07 

43 

65.54 

122.25 

168.62 

202.67 

222.25 

44 

69.46 

129.75 

179.08 

215.44 

236.48 

45 

73.70 

137.76 

109.31 

229.16 

251.83 

46 

78.25 

146.42 

202.47 

244.09 

268.52 

47 

83.19 

155.81 

215.69 

260.29 

286.64 

48 

88.51 

165.94 

229.94 

277.75 

306.14 

49 

94.27 

176.90 

245.35 

296.61 

327.18 

50 

100.50 

188.75 

262.00 

316.99 

350.05 

51 

107.28 

201.65 

280.15 

339.35 

375.09 

52 

114.64 

215.69 

300.00 

363.76 

402.51 

53 

122.67 

231.06 

321.70 

390.51 

432.84 

54 

131.42 

247.78 

345.36 

419.88 

466.11 

55 

140.92 

265.98 

371.27 

452.04 

502.61 

56 

151.25 

285.87 

399.56 

487.19 

542.33 

57 

162.47 

307.45 

430.30 

525.24 

585.43 

58 

174.61 

330.83 

463.51 

566.46 

632.11 

59 

187.69 

355.96 

499.28 

610.86 

682.56 

60 

201.66 

382.88 

537.59 

658.54 

736.71 

36 

COMB.  TERMINAL   RESERVES  A% 

10  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

6 

7 

8 

9 

20 

100.48 

90.28 

70.67 

40.85 

21 

102.35 

92.02 

72.06 

41.70 

22 

104.34 

93.84 

73.54 

42.55 

23 

106.44 

95.80 

75.09 

43.50 

24 

108.67 

97.83 

76.74 

44.45 

25 

110.97 

99.95 

78.40 

45.40 

26 

113.40 

102.15 

80.15 

46.47 

27 

115.90 

104.44 

82.01 

47.55 

28 

118.47 

106.81 

83.87 

48.62 

29 

121.20 

109.29 

85.84 

49.82 

30 

124.03 

111.88 

87.94 

51.04 

31 

126.96 

114.59 

90.07 

52.27 

32 

130.07 

117.42 

92.33 

53.65 

33 

133.43 

120.54 

94.92 

55.26 

34 

137.41 

124.39 

98.24 

57.48 

35 

142.44 

129.39 

102.70 

60.39 

36 

148.71 

135.69 

108.14 

63.75 

37 

156.55 

143.42 

114.66 

67.92 

38 

165.69 

152.20 

122.05 

72.29 

39 

175.89 

161.93 

129.88 

76.99 

40 

187.00 

172.20 

138.21 

81.95 

41 

198.76 

183.15 

147.08 

87.31 

42 

211.33 

194.88 

156.68 

93.12 

43 

224.84 

207.59 

167.10 

99.43 

44 

239.53 

221.41 

178.45 

106.32 

45 

255.36 

236.29 

190.60 

113.58 

46 

272.56 

252.46 

203.79 

121.68 

47 

291.24 

269.98 

218.28 

13045 

48 

311.28 

288.91 

233.73 

139.69 

49 

333.06 

309.35 

250.42 

149.94 

50 

356.63 

331.51 

268.80 

161.17 

51 

382.54 

•  356.24 

289.40 

174.03 

52 

411.22 

383.62 

312.35 

188.06 

53 

442.94 

414.05 

337.58 

203.64 

54 

477.83 

447.22 

365.19 

220.52 

55 

515.88 

483.54 

395.33 

239.16 

56 

557.40 

523.11 

428.39 

259.58 

57 

602.42 

566.20 

464.34 

281.74 

58  • 

651.39 

613.09 

503.54 

306.12 

59 

704.30 

663.79 

546.06 

332.38 

60 

761.12 

718.36 

591.63 

360.56 

37 


COMB. 
EXP. 

MEAN 

RESERVES 

4% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

I 

2 

3 

4 

5 

20 

3.51 

9.88 

16.46 

23.27 

30.31 

21 

3.55 

10.18 

17.03 

24.11 

31.43 

22 

3.59 

10.48 

17.62 

24.98 

32.60 

23 

3.64 

10.82 

18.24 

25.91 

33.83 

24 

3.69 

11.16 

18.89 

26.87 

35.11 

25 

3.74 

11.52 

19.56 

27.87 

36.44 

26 

3.79 

11.90 

20.27 

28.92 

37.84 

27 

3.85 

12.29 

21.01 

30.01 

39.30 

28 

3.91 

12.71 

21.78 

31.15 

40.83 

29 

3.98 

13.14 

22.60 

32.36 

42.39 

30 

4.05 

13.60 

23.45 

33.62 

44.11 

31 

4.13 

14.07 

24.34 

34.94 

45.89 

32 

4.21 

14.58 

25.29 

36.34 

47.76 

33 

4.29 

15.12 

26.29 

37.83 

49.75 

34 

4.37 

15.67 

27.34 

39.40 

51.85 

35 

4.47 

16.27 

28.46 

41.06 

54.08 

36 

4.56 

16.91 

29.66 

42.84 

56.46 

Z7     ' 

4.66 

17.57 

30.92 

44.71 

58.98 

38 

4.76 

18.29 

32.26 

46.72 

61.66 

39 

4.87 

19.05 

33.70 

48.85 

64.47 

40 

4.98 

19.86 

35.22 

51.10 

67.35 

41 

5.10 

20.71 

36.79 

53.32 

70.25 

42 

5.2^ 

21.58 

38.38 

55.59 

73.15 

43 

5.41 

22.49 

39.99 

57.85 

76.04 

44 

5.62 

23.43 

41.60 

60.12 

78.96 

45 

5.87 

24.39 

43.24 

62.42 

81.92 

46 

6.17 

25.39 

44.94 

64.81 

85.00 

47 

6.50 

26.44 

46.70 

67.29 

88.17 

48 

6.86 

27.54 

48.56 

69.86 

91.44 

49 

7.24 

28.70 

50.46 

72.50 

94.80 

50 

7.66 

29.91 

52.44 

75.23 

98.27 

51 

8.13 

31.17 

54.49 

78.06 

101.86 

52 

8.63 

32.50 

56.63 

81.00 

105.58 

53 

9.18 

33.91 

58.87 

84.06 

109.44 

54 

9.77 

35.38 

61.20 

87.23 

113.44 

55 

10.42 

36.92 

63.64 

90.54 

117.60 

56 

11.12 

38.57 

66.20 

94.01 

121.90 

57 

11.87 

40.29 

68.88 

97.56 

126.27 

58      • 

12.69 

42.11 

71.64 

101.18 

130.70 

59 

13.58 

44.00 

74.45 

104.87 

135.19 

60 

14.58 

45.99 

77.36 

108.64 

139.76 

61 

15.68 

48.06 

80.36 

112.49 

144.40 

62 

16.89 

50.25 

83.46 

•116.44 

149.12 

63 

18.19 

52.55 

86.66 

120.47 

153.90 

64 

19.63 

54.96 

89.96 

124.57 

158.75 

65  21.19  57.47  93.35  128.77  163.72 


38 


COMB. 
EXP. 

MEAN 

Ord 

RESERVES 

inary  Life 

4% 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

6 

7 

8 

9 

lO 

20 

37.58 

45.09 

52.86 

60.87 

69.15 

21 

38.99 

46.81 

54.88 

63.21 

71.81 

22 

40.47 

48.59 

56.98 

65.65 

74.59 

23 

42.01 

50.46 

59.18 

68.19 

77.49 

24 

43.62 

52.41 

61.48 

70.85 

80.51 

25 

45.30 

54.45 

63.88 

73.62 

83.67 

26 

47.06 

56.57 

66.38 

76.52 

86.99 

27 

48.89 

58.79 

69.01 

79.56 

90.46 

28 

50,81 

61.12 

71.77 

82.75 

94.11 

29 

52.83 

63.57 

74.66 

86.12 

97.96 

30 

54.95 

66.15 

77.71 

89.66 

102.01 

31 

57.19 

68.87 

80.93 

93.40 

106.29 

32 

59.56 

71.75 

84.34 

97.36 

110.83 

33 

62.07 

74.80 

87.96 

101.56 

115.62 

34 

64.73 

78.03 

91.79 

106.00 

120.66 

35 

67.54 

81.46 

95.84 

110.67 

125.91 

36 

70.54 

85.10 

100.11 

115.53 

131.33 

37 

73.72 

88.92 

104.53 

120.53 

136.86 

38 

77.05 

92.88 

109.09 

125.65 

142.50 

39 

80.51 

96.94 

113.72 

130.82 

148.21 

40 

84.02 

101.05 

118.39 

136.04 

153.97 

41 

87.54 

105.15 

123.07 

141.28 

159.79 

42 

91.05 

109.25 

127.74 

146.56 

165.63 

43 

94.56 

113.37 

132.49 

151.88 

171.52 

44 

98.11 

117.57 

137.30 

157.28 

177.50 

45 

101.75 

121.83 

142.18 

162.77 

183.59 

46 

105.47 

126.21 

147.19 

168.40 

189.83 

47 

109.32 

130.71 

152.34 

174.19 

196.23 

48 

113.28 

135.35 

157.65 

180.13 

202.79 

49 

117.35 

140.12 

163.08 

186.22 

209.53 

50 

121.55 

145.02 

168.67 

192.49 

216.45 

51 

125.87 

150.07 

174.44 

198.95 

223.54 

52 

130.35 

155.30 

180.39 

205.56 

230.76 

53 

135.00 

160.71 

186.50 

212.32 

238.11 

54 

139.81 

166.26 

192.73 

219.18 

245.54 

55 

144.75 

171.93 

199.07 

226.13 

253.06 

56 

149.81 

177.70 

205.50 

233.17 

260.65 

57 

154.95 

183.53 

211.99 

240.25 

268.24 

58 

160.14 

189.42 

218.51 

247.33 

275.82 

59 

165.37 

195.34 

225.03 

254.40 

283.39 

60 

170.68 

201.30 

231.58 

261.50 

291.00 

61 

176.03 

207.30 

238.17 

268.63 

298.63 

62 

181.43 

213.34 

244.82 

275.83 

306.31 

63 

186.90 

219.46 

251.54 

283.08 

314.06 

64 

192.46 

225.68 

258.34 

290.42 

321.89 

65       198.14      231.99      265.24      297.85      329,80 


39 


COMB. 
EXP. 

MEAN 

RESERVES 

4% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

II 

12 

13 

14 

15 

20 

77.70 

86.52 

95.64 

105.04 

114.74 

21 

80.70 

89.87 

99.33 

109.10 

119.19 

22 

83.82 

93.35 

103.19 

113.34 

123.83 

23 

87.08 

96.98 

107.22 

117.77 

128.69 

24 

90.49 

100.79 

111.43 

122.42 

133.78 

25 

94.05 

104.77 

115.85 

127.30 

139.12 

26 

97.79 

108.96 

120.49 

132.41 

144.73 

27 

101.71 

113.35 

125.36 

137.78 

150.63 

28 

105.84 

117.96 

130.49 

143.45 

156.84 

29 

110.18 

122.83 

135.90 

149.42 

163.34 

30 

114.77 

127.96 

141.60 

155.67 

170.11 

31 

119.62 

133.38 

147.58 

162.18 

177.12 

32 

124.74 

139.08 

153.82 

168.91 

184.33 

33 

130.12 

145.02 

160.27 

175.85 

191.72 

3^ 

135.72 

151.15 

166.90 

182.95 

199.27 

35 

141.51 

157.45 

173.68 

190.19 

206.98 

36     - 

147.46 

163.89 

180.60 

197.59 

214.85 

37 

153.50 

170.43 

187.61 

205.13 

222.85 

38 

159.65 

177.09 

194.81 

212.77 

230.97 

39 

165.89 

183.85 

202.07 

220.52 

239.19 

40 

172.20 

190.68 

209.40 

228.34 

247.49 

41 

178.5S 

197.56 

216.79 

236.23 

255.86 

42 

184.94 

204.48 

224.23 

244.19 

264.31 

43 

191.39 

211.48 

231.77 

252.23 

272.84 

44 

197.94 

218.58 

239.40 

260.39 

281.52 

45 

204.61 

225.81 

247.18 

268.70 

290.34 

46 

211.44 

233.21 

255.14 

277.20 

299.33 

47 

218.43 

240.80 

263.29 

285.86 

308.44 

48 

225.62 

248.57 

271.60 

294.66 

317.68 

49 

,  232.97 

256.49 

280.03 

303.55 

327.00 

50 

240.50 

264.56 

288.59 

312.56 

336.40 

51 

248.15 

272.74 

297.25 

321.64 

345.87 

52 

255.93 

281.03 

306.00 

330.80 

355.37 

53 

263.82 

289.41 

314.82 

340.00 

364.89 

54 

271.78 

297.84 

323.67 

349.19 

374.41 

55 

279.81 

306.31 

332.52 

358.40 

383.92 

56 

287.88 

314.79 

341.38 

367.60 

393.44 

57 

295.93 

323.27 

350.23 

376.80 

402.92 

58 

303.97 

ZZ\j2 

359.07 

385.96 

412.37 

59 

312.00 

340.17 

367.88 

395.10 

421.79 

60 

320.06 

348.64 

376.71 

404.24 

431.20 

61 

328.14 

357.12 

385.55 

413.38 

440.62 

62 

336.27 

365.64 

394.42 

422.56 

450.08 

63 

344.45 

374.21 

403.33 

431.79 

459.58 

64 

352.70 

382.85 

412.32 

441.09 

469.12 

65       361.05      391.59      421.41      450.46      478.77 


40 


COMB. 
EXP. 

MEAN  RESERVES 

4% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

i6 

17 

i8 

19 

20 

21 

20 

124.76 

135.12 

145.81 

156.87 

168.27 

180.07 

21 

129.60 

140.36 

151.49 

162.97 

174.85 

187.13 

22 

134.66 

145.86 

157.42 

169.38 

181.75 

194.52 

23 

139.96 

151.61 

163.65 

176.10 

188.97 

202.24 

24 

145.52 

157.65 

170.19 

183.16 

196.52 

210.26 

25 

151.34 

163.98 

177.05 

190.51 

204.35 

218.53 

26 

157.47 

170.64 

184.21 

198.16 

212.45 

227.04 

27 

163.91 

177.59 

191.66 

206.06 

220.77 

235.76 

28 

170.65 

184.83 

199.36 

214.20 

229.31 

244.69 

29 

177.66 

192.32 

207.29 

222.54 

238.06 

253.83 

30 

184.92 

200.03 

215.42 

231.08 

247.00 

263.17 

31 

192.38 

207.92 

223.74 

230.81 

256.15 

272.71 

32 

200.04 

216.01 

232.25 

248.75 

265.48 

282.43 

33 

207.86 

224.28 

240.95 

257.86 

274.99 

292.32 

34 

215.87 

232.72 

249.82 

267.14 

284.67 

302.38 

35 

224.04 

241.33 

258.85 

276.58 

294.50 

312.59 

36 

232.36 

250.10 

268.04 

286.17 

304.49 

322.96 

37 

240.81 

258.98 

277.34 

295.89 

314.60 

333.46 

38 

249.38 

267.99 

286.79 

305.74 

324.85 

344.09 

39 

258.06 

277.11 

296.34 

315.71 

335.22 

354.84 

40 

266.83 

286.32 

305.98 

325.78 

345.69 

365.66 

41 

275.67 

295.62 

315.73 

335.94 

356.22 

376.52 

42 

284.58 

305.01 

325.55 

346.16 

366.79 

387.39 

43 

293.62 

314.50 

335.46 

356.43 

377.38 

398.28 

44 

302.78 

324.10 

345.45 

366.77 

388.02 

409.18 

45 

312.06 

333.80 

355.51 

377.16 

398.70 

420.09 

46 

321.48 

343.60 

365.66 

387.61 

409.42 

431.02 

47 

331.01 

353.50 

375.89 

398.12 

420.15 

441.93 

48 

340.63 

363.48 

386.17 

408.65 

430.88 

452.83 

49 

350.33 

373.50 

396.46 

419.16 

441.59 

463.70 

50 

360.09 

383.55 

406.76 

429.67 

452.28 

474.54 

51 

369.88 

393.61 

417.05 

440.17 

462.94 

485.35 

52 

379.67 

403.67 

427.34 

450.66 

473.58 

496.11 

53 

389.48 

413.73 

437.62 

461.11 

484.19 

506.82 

54 

399.28 

423.78 

447.87 

471.53 

494.74 

517.48 

55 

409.07 

433.80 

458.09 

481.91 

505.24 

528.10 

56 

418.85 

443.80 

468.27 

492.24 

515.69 

538.62 

57 

428.58 

453.75 

478.40 

502.52 

526.09 

549.10 

58 

438.28 

463.66 

488.48 

512.74 

536.43 

559.51 

59 

447.93 

473.51 

498.52 

522.93 

546.70 

569.85 

60 

457.59 

483.37 

508.55 

533.07 

556.94 

580.20 

61 

467.25 

493.24 

518.56 

543.20 

567.20 

590.63 

62 

476.94 

503.10 

528.57 

553.38 

577.59 

601.29 

63 

486.64 

512.99 

538.66 

563.69 

588.22 

612.35 

64 

496.40 

522.98 

548.91 

574.30 

599.28 

623.99 

65     506.30     533.09     559.49     585.35     611.01     636.36 


41 


COMB. 
EXP. 

MEAN 

RESERVES 

4"^ 

20  Payment  Life 

FULL  PRELIMINARY  TERM 

VEARS 

Age 

I 

a 

3 

A 

5 

20 

3.51 

16.74 

30.52 

44.87 

59.82 

21 

3.55 

17.10 

31.21 

45.90 

61.20 

2? 

3.59 

17.47 

31.92 

46.96 

62.62 

23 

3.64 

17.86 

32.66 

48.06 

64.10 

24 

3.69 

18.26 

33.42 

49.19 

65.61 

25 

3.74 

18.67 

34.20 

50.36 

67.18 

26 

3.79 

19.09 

35.00 

51.56 

68.78 

27 

3.85 

19.53 

35.83 

52.80 

70.44 

28 

3.91 

19.98 

36.69 

54.07 

72.15 

29 

3.98 

20.45 

37.58 

55.39 

73.91 

30 

4.05 

20.94 

38.49 

56.75 

75.73 

31 

4.13 

21.44 

39.44 

58.16 

77.63 

32 

4.21 

21.97 

40.43 

59.63 

79.60 

33 

4.29 

22.51 

41.46 

61.16 

81.65 

34       > 

4.37 

23.08 

42.53 

62.75 

83.79 

35 

4.47 

23.68' 

43.65 

64.42 

86.03 

36 

4.56 

24.30 

44.83 

66.17 

88.38 

37 

4.66 

24.96 

46.06 

68.01 

90.85 

38 

.     4.76 

25.64 

47.36 

69.94 

93.43 

39 

4.87 

26.37 

48.73 

71.97 

96.11 

40 

4.98 

27.14 

50.16 

74.06 

98.83 

41 

5.10 

27.94 

.    51.63 

76.17 

101.54 

42 

5.24 

28.75 

53.09 

78.24 

104.19 

43 

5.41 

29.58 

54.55  ■ 

80.29 

106.80 

44 

5.62 

30.44 

56.00 

82.30 

109.37 

45 

5.87 

31.29 

57.43 

84.30 

111.93 

46 

6.17 

32.18 

58.89 

86.34 

114.54 

47 

6.50 

33.10 

60.39 

88.42 

117.18 

48 

6.86 

34.05 

61.94 

90.53 

119.85 

49 

7.24 

35.04 

63.51 

92.68 

122.54 

50 

7.66 

36.07 

65.13 

94.85 

125.27 

51 

8.13 

37.14 

66.79 

97.08 

128.05 

52 

8.63 

38.25 

68.49 

99.37 

130.88 

53 

9.18 

39.43 

70.27 

101.71 

133.79 

54 

9.77 

40.65 

72.10 

104.13 

136.77 

55 

10.42 

41.94 

74.01 

106.64 

139.85 

56 

11.12 

43.31 

76.03 

109.26 

143.01 

57 

11.87 

44.76 

78.12 

111.94 

146.19 

58 

12.69 

46.28 

80.28 

114.65 

149.39 

59 

13.58 

47.87 

82.48 

117.39 

152.60 

60        14.58       49.55       84.76      120.20      155.86 


42 


COMB. 
EXP. 

20  Payment  Life 


MEAN  RESERVES  ^% 


FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

75.38 

91.58 

108.46 

126.05 

144.37 

21 

77.12 

93.71 

110.98 

128.97 

147.71 

22 

78.93 

95.90 

113.58 

131.99 

151.17 

23 

80.79 

98.17 

116.26 

135.10 

154.72 

24 

82.70 

100.49 

119.02 

138.30 

158.39 

25 

84.68 

102.89 

121.85 

141.60 

162.17 

26 

86.70 

105.36 

124.77 

144.99 

166.05 

27 

88.80 

107.90 

127.79 

148.50 

170.08 

28 

90.95 

110.52 

130.90 

152.12 

174.23 

29 

93.18 

113.24 

134.12 

155.87 

178.53 

30 

95.49 

116.05 

137.46 

159.76 

183.00 

31 

97.89 

118.97 

140.93 

163.80 

187.64 

32 

100.38 

122.02 

144.54 

168.01 

192.48 

33 

102.98 

125.18 

148.30 

172.40 

197.50 

34 

105.69 

128.48 

152.23 

176.96 

202.70 

35 

108.52 

131.94 

156.33 

181.70 

208.05 

36 

111.50 

135.56 

160.58 

186.56 

213.50 

37 

114.61 

139.31 

164.94 

191.51 

219.01 

38 

117.84 

143.15 

169.38 

196.51 

224.56 

39 

121.14 

147.05 

173.83 

201.50 

230.10 

40 

124.45 

150.92 

178.25 

206.46 

235.61 

41 

127.73 

154.75 

182.63 

211.41 

241.11 

42 

130.94 

158.50 

186.93 

216.25 

246.50 

43 

134.10 

162.22 

191.20 

221.07 

251.87 

44 

137.23 

165.90 

195.43 

225.85 

257.19 

45 

140.35 

169.58 

199.65 

230.60 

262.48 

46 

143.51 

173.28 

203.89 

235.37 

26778 

47 

146.69 

177.00 

208.13 

240.14 

273.07 

48 

149.91 

180.74 

212.40 

244.92 

278.37 

49 

153.14 

184.50 

216.67 

249.70 

283.66 

50 

156.41 

188.29 

220.97 

254.51 

288.97 

51 

159.72 

192.12 

225.32 

259.35 

294.26 

52 

163.08 

196.01 

229.70 

264.19 

299.51 

53 

166.53 

199.97 

234.12 

269.02 

304.72 

54 

170.05 

203.96 

238.53 

273.80 

309.83 

55 

173.63 

207.98 

242.94 

278.55 

314.88 

56 

-  177.25 

212.01 

247.32 

283.24 

319.82 

57 

180.87 

216.01 

251.65 

287.83 

324.63 

58 

184.49 

219.99 

255.92 

292.32 

329.30 

59 

188.10 

223.93 

260.10 

296.70 

333.80 

60       191.73      227.85      264.25      300.99      338.22 


43 


COMB.  MEAN  RESERVES  /^% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

12 

13 

14 

15 

20 

163.45 

183.35 

204.08 

225.70 

248.25 

21 

167.24 

187.59 

208.79 

230.91 

•   253.98 

22 

171.15 

191.97 

213.67 

236.30 

259.91 

23 

175.17 

196.48 

218.69 

241.86 

266.03 

24 

179.32 

201.13 

223.87 

247.59 

272.34 

25 

183.60 

205.93 

229.22 

253.52 

278.87 

26 

188.00 

210.88 

234.74 

259.63 

285.61 

27 

192.56 

216.00 

240.45 

265.96 

292.60 

28 

197.27 

221.29 

246.36 

272.51 

299.81 

29 

202.15 

226.79 

252.49 

279.30 

307.27 

30 

207.22 

232.49 

258.84 

286.31 

314.92 

31 

212.49 

238.40 

265.41 

293.51 

322.74 

32 

217.97 

244.53 

272.16 

300.88 

330.73 

33 

223.64 

250.81 

279.05 

308.37 

338.80 

34  > 

229.45 

257.23 

286.05 

315.94 

346.96 

35 

235.39 

263.74 

293.13 

323.60 

355.22 

36 

241.42 

270.33 

300.28 

331.33 

363.55 

37 

247.48 

276.94 

307.46 

339.10 

371.93 

38 

253.57 

283.60 

314.69 

346.92 

380.35 

39 

259:67 

290.26 

321.93 

354.74 

388.78 

40 

265.74 

296.89 

329.13 

362.53 

397.17 

41 

271.79 

303.51 

336.32 

370.31 

405.58 

42 

277.74 

310.01 

343.40 

377.98 

413.86 

43 

283.66 

316.50 

350.46 

385.63 

422.14 

44 

289.52 

322.92 

357.45 

393.21 

430.35 

45 

295.36 

329.30 

364.40 

400.77 

438.52 

46 

301.19 

335.68 

371.34 

408.29 

446.63 

47 

307.01 

342.04 

378.25 

415.74 

454.65 

48 

312.83 

348.38 

385.11 

423.11 

462.55 

49 

318.63 

354.66 

391.85 

430.33 

470.27 

50 

324.40 

360.87 

398.50 

437.43 

477.84 

51 

330.11 

366.99 

405.02 

444.37 

485.22 

52 

335.74 

372.99 

411.38 

451.09 

492.34 

53 

341.30 

378.87 

417.58 

457.62 

499.24 

54 

346.72 

384.58 

423.56 

4^3.89 

505.83 

55 

352.03 

390.12 

429.33 

469.90 

512.14 

56 

357.19 

395.47 

434.87 

475.65 

518.17 

57 

362.16 

400.59 

440.15 

481.12 

523.86 

58 

366.96 

405.52 

445.20 

486.31 

529.25 

59 

371.58 

410.22 

449.98 

491.18 

534.28 

60  376.08  414.76  454.55  4§5,31 .  53^00 


44: 


^KcT'  MEAN   RESERVES  A% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


VEARS 

Age 

i6 

17 

i8 

19 

ao 

20 

271.77 

296.33 

321.97 

348.75 

376.73 

21 

278.05 

303.18 

329.42 

356.83 

385.50 

22 

284.55 

310.28 

337.15 

365.22 

394.57 

23 

291.25 

317.59 

345.11 

373.88 

403.95 

24 

298.18 

325.16 

353.36 

382.83 

413.61 

25 

305.35 

333.00 

361.89 

392.07 

423.55 

26 

312.74 

341.08 

370.66 

401.53 

433.72 

27 

320.41 

349.43 

379.69 

411.24 

444.11 

28 

328.29 

357.97 

388.90 

421.12 

454.68 

29 

336.40 

366.74 

398.32 

431.20 

465.45 

30 

344.69 

375.66 

407.89 

441.43 

476.39 

31 

353.14 

384.73 

417.60 

451.82 

487.51 

32 

361.72 

393.95 

427.47 

462.39 

498.78 

33 

370.40 

403.26 

437.45 

473.06 

510.21 

34 

379.18 

412.68 

447.54 

483.86 

521.76 

35 

388.06 

422.20 

457.73 

494.77 

533.44 

36 

397.02 

431.81 

468.03 

505.79 

545.23 

37 

406.02 

441.46 

478.37 

516.87 

557.13 

38 

415.06 

451.17 

488.78 

528.04 

569.12 

39 

424.13 

460.90 

499.23 

539.27 

581.20 

40 

433.16 

470.61 

509.68 

550.53 

593.35 

41 

442.21 

480.36 

520.18 

561.85 

605.53 

42 

451.15 

490.01 

530.60 

573.09 

617.73 

43 

460.10 

499.68 

541.03 

584.36 

629.92 

44 

468.98 

509.25 

551.35 

595.52 

642.06 

45 

477.79 

518.74 

561.60 

606.61 

654.15 

46 

486.52 

528.15 

571.74 

617.62 

666.15 

47 

495.13 

537.41 

581.75 

628.49 

678.05 

48 

503.61 

546.52 

591.60 

639.21 

689.81 

49 

511.88 

555.41 

601.21 

649.70 

701.43 

50 

519.97 

564.10 

610.62 

660.00 

712.88 

51 

527.84 

572.55 

619.79 

670.10 

724.16 

52 

535.42 

580.70 

628.66 

679.92 

735.27 

53 

542.75 

588.59 

637.28 

689.52 

746.17 

54 

549.76 

596.14 

645.56 

698.80 

756.86 

55 

556.47 

603.37 

653.53 

707.79 

767.33 

56 

562.85 

610.26 

661.15 

716.49 

777.57 

57 

568.87 

616.78 

668.40 

724.83 

787.57 

58 

574.56 

622.93 

675.29 

732.88 

797.37 

59 

579.84 

628.65 

681.75 

740.53 

806.88 

■60       584.78      634.00      687.82      747.81      816.16 


45 


COMB. 
EXP. 

MEAN 

RESERVES 

49b 

15  Payment  Life 

FULL  PRELIMINARY  TERM 

^EARS 

Age 

I 

2 

3 

4 

5 

20 

3.51 

21.30 

39.87 

59.23 

79.42 

21 

3.55 

21.75 

40.73 

60.52 

81.16 

22 

3.59 

22.20 

41.61 

61.85 

82.96 

23 

3.64 

22.68 

42.53 

63.23 

84.81 

24 

3.69 

23.16 

43.47 

64.65 

86.73 

25 

3.74 

23.67 

44.45 

66.11 

88.69 

26 

3.79 

24.19 

45.45 

67.61 

90.72 

27 

3.85 

24.73 

46.48 

69.16 

92.81 

28 

3.91 

25.28 

47.55 

70.76 

94.96 

29 

3.98 

25.85 

48.65 

72.40 

97.17 

30 

4.05 

26.45 

49.78 

74.10 

99.46 

31 

4.13 

27.06 

50.95 

75.85 

101.81 

32 

4.21 

27.69 

52.16 

77.67 

104.26 

33     > 

4.29 

28.35 

53.41 

79.54 

106.79 

34 

4.37 

29.02 

54.71 

81.49 

109.42 

35 

4.47 

29.73 

56.07 

83.52 

112.15 

36 

4.56 

30.47 

57.47 

85.63 

114.99 

37 

4.66 

31.24 

58.94 

87.83 

117.96 

38 

4.76 

32.04 

60.48 

90.13 

121.06 

39 

4.87 

32.88 

62.09 

92.53 

124.25 

40 

4.98 

33.77 

63.76 

95.00 

127.49 

41 

5.10 

34.68 

65.48 

97.48 

130.73 

42 

5.24 

35.62 

67.19 

99.95 

133.93 

43 

5.41 

36.57 

68.89 

102.38 

137.07 

44 

5.62 

37.54 

70.59 

104.78 

140.19 

45 

5.87 

38.51 

72.25 

107.16 

143.29 

46 

6.17 

39.50 

73.95 

109.56 

146.41 

47 

6.50 

40.52 

75.67 

111.99 

149.54 

48 

6.86 

41.57 

77.40 

114.41 

152.66 

49 

7.24 

42.65 

79.18 

116.87 

155.80 

50 

7.66 

43.76 

80.96 

119.32 

158.93 

51 

8.13 

44.89 

82.75 

121.78 

162.06 

52 

8.63 

46.05 

84.58 

124.26 

155.18 

53 

9.18 

47.27 

86.44 

126.76 

168.33 

54 

9.77 

48.51 

88.32 

129.28 

171.50 

55 

10.42 

49.80 

90.25 

131.84 

174.67 

56 

11.12 

51.15 

92.25 

134.46 

177.87 

57 

11.87 

52.56 

94.28 

137.07 

181.00 

58 

12.69 

54.03 

96.33 

139.64 

184.06 

59 

13.58 

55.53 

98.37 

142.17 

187.03 

60        14.58       57.10      100.44      144.69      189.95 


# 


Bcpf  MEAN  RESERVES  4^ 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

100.49 

122.47 

145.41 

169.34 

194.33 

21 

102.70 

125.17 

148.61 

173.08 

198.62 

22 

104.98 

127.95 

151.92 

176.93 

203.04 

23 

107.33 

130.82 

155.32 

180.90 

207.59 

24 

109.75 

133.77 

158.83 

184.98 

212.28 

25 

112.25 

136.82 

162.45 

189.20 

217.13 

26 

114.82 

139.95 

166.17 

193.54 

222.12 

27 

117.46 

143.18 

170.01 

198.02 

227.27 

28 

120.19 

146.51 

173.98 

202.65 

232.59 

29 

123.00 

149.94 

178.06 

207.41 

238.08 

30 

125.90 

153.49 

182.29 

212.35 

243.76 

31 

128.89 

157.15 

186.64 

217.44 

249.62 

32 

132.00 

160.95 

191.17 

222.74 

255.72 

33 

135.22 

164.88 

195.85 

228.21 

262.01 

34 

138.55 

168.96 

200.72 

233.89 

268.52 

35 

142.03 

173.22 

205.78 

239.76 

275.20 

36 

145.64 

177.63 

211.00 

245.77 

282.01 

Z7 

149.40 

182.19 

216.34 

251.90 

288.91 

38 

153.29 

186.85 

221.78 

258.10 

295.88 

39 

157.26 

191.58 

227.26 

264.33 

302.89 

40 

161.26 

196.32 

232.74 

270.57 

309.92 

41 

165.23 

201.03 

238.19 

276.80 

316.95 

42 

169.15 

205.68 

243.61 

283.01 

323.98 

43 

173.03 

210.31 

249.00 

289.19 

330.99 

44 

176.87 

214.91 

254.37 

295.35 

337.97 

45 

180.70 

219.48 

259.70 

301.47 

344.92 

46 

184.55 

224.06 

265.04 

307.60 

351.88 

47 

188.39 

228.63 

270.36 

313.71 

358.80 

.48 

192.21 

233.17 

275.64 

319.75 

365.67 

49 

196.05 

237.72 

280.93 

325.81 

372.55 

50 

199.87 

242.23 

286.16 

331.82 

379.36 

51 

203.66 

246.72 

291.38 

337.78 

386.09 

52 

207.45 

251.20 

296.55 

343.66 

392.71 

53 

211.26 

255.67 

301.68 

349.45 

399.20 

54 

215.97 

260.09 

306.71 

355.11 

405.53 

55 

218.83 

264.42 

311.60 

360.59 

411.64 

56 

222.56 

268.68 

316.39 

365.92 

417.55 

57 

226.19 

272.79 

320.98 

371.01 

423.20 

58 

229.71 

276.74 

325.36 

375.85 

428.54 

59 

233.09 

280.50 

329.50 

380.39 

433.54 

,60       236.36      284.10      333.42      384.65      438.24 


47 


coM»  MEAN  RESERVES  /^% 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

13 

13 

14 

15 

20 

220.42 

247.67 

276.12 

305^86 

336.94 

21 

225.28 

253.13 

282.21 

312.61 

344.39 

22 

230.30 

258.77 

288.51 

319.59 

352.08 

23 

235.46 

264.58 

295.00 

326.79 

360.03 

24 

240.79 

270.57 

301.69 

334.22 

368.24 

25 

246.29 

276.76 

308.61 

341.90 

376.73 

26 

251.96 

283.15 

315.74 

349.83 

,385.50 

27 

257.82 

289.75 

323.13 

358.04 

394.57 

28 

263.87 

296.56 

330.75 

366.52 

403.95 

29 

270.11 

303.60 

338.63 

375.28 

413.61 

30 

276.58 

310.90 

346.80 

384.33 

423.55 

31 

283.26 

318.43 

355.18 

393.59 

433.72 

32 

290.19 

326.21 

363.83 

403.10 

444.11 

33 

297.32 

334.17 

372.64 

412.78 

454.68 

34 

304.65 

342.33 

381.63 

422.63 

465.45 

35 

312.14 

350.64 

390.77 

432.65 

476.39 

36 

319.74 

359.05 

400.04 

442.81 

487.51 

37 

•327.44 

367.57 

409.42 

453.11 

498.78 

38 

335.20 

376.17 

418.90 

463.53 

510.21 

39 

343.02 

384.85 

428.48 

474.06 

521.76 

40 

350.89 

393.58 

438.13 

484.69 

533.44 

41 

358.76 

402.33 

447.82  . 

495.38 

545.23 

42 

366.64 

411.11 

457.55 

506.16 

557.13 

43 

374.50 

419.89 

467.32 

516.98 

569.12 

44 

'   382.36 

428.68 

477.10 

527.86 

581.20 

45 

390.19 

437.44 

486.88 

538.76 

593.35 

46 

398.02 

446.21 

496.69 

549.70 

605.53 

47 

405.82 

454.97 

506.49 

560.63 

617.73 

48 

413.57 

463.67 

516.21 

571.49 

629.92 

49 

421.33 

472.36 

525.93 

582.36 

642.06 

50 

428.99 

480.93 

535.51 

593.10 

654.15 

51 

436.53 

489.38 

544.96 

603.72 

666.15 

52 

443.94 

497.66 

554.25 

614.18 

678.05 

53 

451.20 

505.78 

563.37 

624.49 

689.81 

54 

458.26 

513.69 

572.27 

634.60 

701.43 

55 

465.07 

521.31 

580.88 

644.44 

712.88 

56 

471.66 

528.69 

589.25 

654.08 

724.16 

57 

477.94 

535.76 

597.32 

663.47 

735.27 

58 

483.88 

542.48 

605.05 

672.55 

746.17 

59 

489.47 

548.83 

612.42 

681.31 

756.86 

60       494.73      554.82      619.44      689.75      767.33 


48 


COMB. 
EXP. 

10  Payment  Life 


MEAN   RESERVES  ^^ 


FULL  PRELIMINARY  TERM 


VEARS 

Age 

I 

3 

3 

4 

5 

20 

3.51 

31.23 

60.19 

90.46 

122.07 

21 

3.55 

31.86 

61.43 

92.33 

124.61 

22 

3.59 

32.51 

62.70 

94.26 

127.23 

23 

3.64 

33.17 

64.02 

96.26 

129.94 

24 

3.69 

33.86 

65.38 

98.32 

132.73 

25 

3.74 

34.57 

66.79 

100.44 

1.35.60 

26 

3.79 

35.31 

68.23 

102.63 

138.57 

27 

3.85 

36.07 

69.72 

104.88 

141.62 

28 

3.91 

36.86 

71.26 

107.21 

144.77 

29 

3.98 

37.66 

72.85 

109.61 

148.02 

30 

4.05 

38.50 

74.48 

112.08 

151.37 

31 

4.13 

39.36 

76.17 

114.63 

154.83 

32 

4.21 

40.25 

77.91 

117.26 

158.40 

33 

4.29 

41.17 

79.70 

119.96 

162.07 

34 

4.37 

42.13 

81.57 

122.79 

165.90 

35 

4.47 

43.11 

83.49 

125.71 

169.85 

36 

4.56 

44.13 

85.48 

128.71 

173.93 

37 

4.66 

45.19 

87.54 

131.83 

178.17 

38 

4.76 

46.28 

89.69 

135.08 

182.56 

39 

4.87 

47.43 

91.92 

138.45 

187.09 

40 

4.98 

48.62 

94.23 

141.90 

191.70 

41 

5.10 

49.85 

96.60 

145.41 

196.35 

42 

5.24 

51.12 

98.99 

148.93 

201.01 

43 

5.41 

52.40 

101.38 

152.44 

205.67 

44 

5.62 

53.70 

103.78 

155.94 

210.32 

45 

5.87 

55.01 

106.16 

159.44 

214.99 

46 

6.17 

56.35 

108.57 

162.96 

219.69 

47 

6.50 

57.71 

111.00 

166.52 

224.41 

48 

6.86 

59.10 

113.47 

170.09 

229.15 

49 

7.24 

60.52 

115.94 

173.67 

233.88 

50 

7.66 

61.95 

118.42 

177.24 

238.60 

51 

8.13 

63.41 

120.91 

180.80 

243.31 

52 

8.63 

64.89 

123.41 

184.37 

248.00 

53 

9.18 

66.40 

125.92 

187.93 

252.68 

54 

9.77 

67.94 

128.42 

191.47 

257.34 

55 

10.42 

69.49 

130.95 

195.02 

261.97 

56 

11.12 

71.10 

133.50 

198.56     . 

266.55 

57 

11.87 

72.74 

136.05 

202.04 

271.02 

58 

12.69 

74.41 

138.58 

205.44 

275.36 

59 

13.58 

76.10 

141.05 

208.73 

279.53 

60        14.58       77.81      143.49      211.93      283.56 


49 


fgJ^B.  MEAN    RESERVES  /^% 

10  Payment  Life 
FULL  PRELIMINARY  TERM 


1 

k^EARS 

Age 

6 

7 

8 

9 

lO 

20 

155.12 

189.66 

225.78 

263.54 

303.04 

21 

158.36 

193.63 

230.50 

269.07 

309.40 

22 

161.69 

197.71 

235.37 

274.76 

315.96 

23 

165.13 

201.92 

240.39 

280.63 

322.73 

24 

168.69 

206.28 

245.59 

286.71 

329.72 

25 

172.35 

210.77 

250.94 

292.97 

336.94 

26 

176.13 

215.40 

256.46 

299.43 

344.39 

27 

180.02 

220.17 

262.16 

306.09 

352.08 

28 

184.04 

225.09 

268.04 

312.98 

360.03 

29 

188.18 

230.18 

274.11 

320.10 

368.24 

30 

192.45 

235.42 

280.38 

327.44 

376.73 

31 

196.86 

240.84 

286.85 

335.03 

385.50 

32 

201.42 

246.43 

293.54 

342.88 

394.57 

33^ 

206.11 

252.19 

300.44 

350.97 

403.95 

34 

211.00 

258.20 

307.62 

359.39 

413.61 

35 

216.04 

264.39 

315.02 

368.04 

423.55 

36 

221.26 

270.79 

322.64 

376.91 

433.72 

37 

226.66 

277.39 

330.46 

385.99 

444.11 

38 

232.23 

284.15 

338.45 

395.25 

454.68 

39 

237.92 

291.05 

346.58 

404.65 

465.45 

40 

243.71 

298.03 

354.80 

414.19 

476.39 

41 

249.53 

305.06 

363.10 

423.85 

487.51 

42 

255.37 

312.13 

371.48 

433.63 

498.78 

43 

261.21 

319.24 

379.94 

443.51 

510.21 

44 

267.08 

326.40 

388.46 

453.49 

521.76 

45 

272.98 

333.59 

397.03 

463.55 

533.44 

46 

278.90 

340.82 

405.66 

473.69 

545.23 

47 

284.86 

348.08 

414.33 

483.90 

557.13 

48 

290.83 

355.37 

423.05 

494.17 

569.12 

49 

296.79 

362.66 

431.77 

504.48  . 

581.20 

50 

302.75 

369.94 

440.50 

514.83 

593.35 

51 

308.68 

377.20 

449.24 

525.19 

605.53 

52 

314.59 

384.45 

457.96 

535.54 

617.73 

53 

320.49 

391.68 

466.64 

545.85 

629.92 

54 

326.35 

398.83 

475.24 

556.09 

642.06 

55 

332.14 

405.89 

483.72 

566.23 

654.15 

56 

337.83 

412.82 

492.06 

576.24 

666.15 

57 

343.37 

419.57 

500.23 

586.09 

678.05 

58 

348.74 

426.14 

508.19 

595.74 

689.81 

59 

353.92 

432.46 

515.91 

605.18 

701.43 

60       358.88      438.54      523.37      614.37      712.88 


50 


COMB. 

MEAN 

RESERVES 

OLh 

EXP. 

•f  ^ 

20  Year  Endowment 

• 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

I 

3' 

3 

A 

5 

20 

3.51 

36.64 

71.28 

107.48 

145.32 

21 

3.55 

36.67 

71.30 

107.49 

145.32 

22 

3.59 

36.71 

71.32 

107.50 

145.32 

23 

3.64 

36.75 

71.34 

107.51 

145.31 

24 

3.69 

36.79 

71.37 

107.52 

145.30 

25 

3.74 

36.83 

71.40 

107.53 

145.29 

26 

3.79 

36.87 

71.43 

107.54 

145.28 

27 

3.85 

36.92 

71.46 

107.55 

145.27 

28 

3.91 

36.97 

71.49 

107.56 

145.25 

29 

3.98 

37.02 

71.53 

107.58 

145.25 

30 

4.05 

37.08 

71.58 

107.61 

145.27 

31 

4.13 

37.15 

71.64 

107.66 

145.30 

32 

4.21 

37.23 

71.72 

107.73 

145.37 

33 

4.29 

37.32 

71.82 

107.83 

145.47 

34 

4.37 

37.42 

71.94 

107.97 

145.62 

35 

4.47 

37.54 

72.09 

108.16 

145.84 

36 

4.56- 

37.68 

72.28 

108.40 

146.13 

Z7 

4.66 

3784 

72.51 

108.70 

146.51 

38 

4.76 

38.03 

72.80 

109.08 

146.97 

39 

4.87 

38.26 

73.15 

109.53 

147.50 

40 

4.98 

38.52 

73.54 

110.02 

148.08 

41 

5.10 

38.81 

73.96 

110.54 

148.61 

42 

5.24 

39.12 

74.37 

111.02 

149.10 

43 

5.41 

39.44 

74.78 

111.46 

149.54 

44 

5.62 

39.78 

75.18 

111.88 

149.94 

45 

5.87 

40.13 

75.58 

112.28 

150.32 

46 

6.17 

40.50 

76.00 

112.72 

150.75 

47 

6.50 

40.91 

76.46 

113.22 

151.23 

48 

6.86 

41.37 

76.98 

113.77 

151.77 

49 

7.24 

41.87 

77.55 

114.37 

152.37 

50 

7.66 

42.41 

78.18 

115.03 

153.03 

51 

8.13 

43.00 

78.87 

115.77 

153.77 

52 

8.63 

43.65 

79.63 

116.59 

154.61 

53 

9.18 

44.37 

80.48 

117.51 

155.58 

54 

9.77 

45.16 

81.42 

118.56 

156.70 

55 

10.42 

46.03 

82.47 

119.76 

157.97 

56 

11.12 

47.00 

83.64 

121.10 

159.37 

57 

11.87 

48.06 

84.94 

122.56 

160.89 

58 

12.69 

49.22 

86.35 

124.11 

162.51 

59 

13.58 

50.47 

87.85 

125.77 

164.23 

60        14.58       51.81       89.45      127.55      166.07 


51 


^KCP^  MEAN   RESERVES  A% 

20  Year  Elndowinent 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

184.90 

226.29 

269.59 

314.89 

362.30 

21 

184.88 

226.25 

269.53 

314.81 

362.20 

22 

184.86 

226.21 

269.47 

314.72 

362.09 

23 

184.83 

226.16 

269.39 

314.63 

361.97 

24 

184.80 

226.11 

269.31 

314.52 

361.83 

25 

184.77 

226.05 

269.22 

314.40 

361.69 

26 

184.73 

225.98 

269.13 

314.28 

361.54 

27 

184.69 

225.91 

269.04 

314.16 

361.40 

28 

184.65 

225.85 

268.95 

314.05 

361.27 

29 

184.63 

225.81 

268.88 

313.96 

361.16 

30 

184.63 

225.79 

268.84 

313.90 

361.09 

31 

184.66 

225.80 

268.84 

313.89 

361.08 

32 

184.72 

225.85 

268.90 

313.94 

361.14 

33 

184.83 

225.97 

269.03 

314.08 

361.30 

34   - 

185.01 

226.17 

269.25 

314.32 

361.55 

35. 

185.26 

226.47 

269.58 

314.64 

361.86 

36 

185.60 

226.86 

269.99 

315.03 

362.20 

37 

186.04 

227.33 

270.46 

315.47 

362.53 

38 

186.56 

227.86 

270.97 

315.89 

362.84 

39 

187.13 

228.43 

271.45 

316.28 

363.11 

40 

187.68 

228.95 

271.88 

316.62 

363.32 

41 

188.19 

229.40 

272.24 

316.89 

363.45 

42 

188.65 

229.77 

272.53 

317.08 

363.51 

43 

189.05 

230.08 

272.76 

317.21 

363.50 

44 

189.41 

230.36 

272.96 

317.29 

363.45 

45 

189.75 

230.65 

273.16 

317.35 

363.38 

46 

190.14 

230.97 

273.38 

317.44 

363.32 

47 

190.58 

231.33 

273.63 

317.56 

363.28 

48 

191.07 

231.75 

273.93 

317.73 

363.30 

49 

191.62 

232.23 

274.29 

317.96 

363.37 

50 

192.25 

232.79 

274.73 

318.27 

363.51 

51 

192.97 

233.44 

275.28 

318.68 

363.73 

52 

193.80 

234.20 

275.96 

319.19 

364.01 

53 

194.77 

235.15 

276.76 

319.80 

364.36 

54 

195.89 

236.20 

277.67 

320.49 

364.76 

55 

197.15 

237.36 

278.68 

321.25 

365.22 

56 

198.54 

238.63 

279.78 

322.09 

365.74 

57 

200.03 

240.01 

280.96 

323.00 

366.30 

58 

201.61 

241.48 

282.21 

323.96 

366.88 

59 

203.30 

243.04 

283.55 

324.98 

367.50 

60       205.11      244.71      284.99      326.08      368.19 


COMB 


gj^^  MEAN    RESERVES  ^% 


20  Year  Ejidowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

12 

13 

14 

15 

20 

411.92 

463.88 

518.31 

575.32 

635.08 

21 

411.80 

463.74 

518.15 

575.16 

634.91 

22 

411.67 

463.59 

517.98 

574.98 

634.73 

23 

411.52 

463.42 

517.80 

574.79 

634.54 

24 

411.37 

463.25 

517.61 

574.58 

634.33 

25 

411.20 

463.06 

517.41 

574.37 

634.11 

26 

411.03 

462.88 

517.20 

574.16 

633.91 

27 

410.87 

462.70 

517.01 

573.97 

633.73 

28 

410.72 

462.53 

516.84 

573.80 

633.57 

29 

410.59 

462.39 

516.70 

573.67 

633.44 

30 

410.51 

462.31 

516.61 

573.58 

633.32 

31 

410.50 

462.30 

516.59 

573.52 

633.23 

32 

410.56 

462.36 

516.61 

573.48 

633.12 

33 

410.71 

462.46 

516.65 

573.46 

633.02 

34 

410.92 

462.60 

516.72 

573.42 

632.90 

35 

411.16 

462.76 

516.77 

573.36 

632.75 

26 

411.41 

462.89 

516.79 

573.27 

632.57 

37 

411.63 

462.99 

516.77 

573.14 

632.35 

38 

411.82 

463.06 

516.72 

572.97 

632.08 

39 

411.97 

463.08 

516.62 

572.75 

631.74 

40 

412.06 

463.04 

516.45 

572.46 

631.33 

41 

412.07 

462.92 

516.18 

572.07 

630:^3 

42 

412.00 

462.70 

515.82 

571.57 

630.23 

43 

411.86 

462.40 

515.38 

570.98 

629.55 

44 

411.66 

462.05 

514.87 

570.33 

628.80 

45 

411.42 

461.67 

514.32 

569.65 

628.00 

46 

411.20 

461.28 

513.79 

568.95 

627.16 

47 

411.00 

460.90 

513.22 

568.22 

626.26 

48 

410.84 

460.54 

512.67 

567.46 

625.31 

49 

410.72 

460.20 

512.07 

566.65 

624.31 

:5o' 

410.65 

459.88 

511.50 

565.81 

623.24 

51 

410.62 

459.58 

510.90 

564,92 

622.10 

52 

410.62 

459.26 

510.28 

563.96 

620.87 

53 

410.67 

458.98 

509.64 

562.95 

619.55 

54 

410.75 

458.68 

508.95 

561.87 

618.12 

55 

410.85 

458.37 

508.21 

560.71 

616.59 

56 

410.97 

458.06 

507.43 

559.49 

614.96 

57 

411.10 

457.73 

506.61 

558.20 

613.23 

58 

411.25 

457.37 

505.75 

556.84 

611.38 

59 

411.43 

457.04 

504.85 

555.42 

609.44 

60  411.66  ■  456.75  503.99  55l96  607:44 


53 


MEAN   RESERVES  4^ 


COMB. 
EXP. 

20  Year  Ejndowment 


FULL  PRELIMINARY  TERM 


k^EARS 

Age 

i6 

17 

i8 

19 

30 

20 

697.73 

763.45 

832.40 

904.77 

980.77 

21 

697.57 

763.30 

832.28 

904.70 

980.77 

22 

697.39 

763.14 

832.15 

904.62 

980.77 

23 

697.21 

762.97 

832.02 

904.54 

980.77 

24 

697.01 

762.80 

831.89 

904.47 

980:77 

25 

696.80 

762.63 

831.76 

904.40 

980.77 

26 

696.61 

762.46 

831.62 

904.31 

980.77 

27 

696.46 

762.32 

831.50 

904.24 

980.77 

28 

696.29 

762.16 

831.36 

904.15 

980.77 

29 

696.14 

762.02 

831.23 

904.06 

980.77 

30 

696.01 

761.87 

831.08 

903.95 

980.77 

31 

695.87 

761.70 

830.92 

903.83 

980.77 

32 

695.72 

761.51 

830.74 

903.70 

980.77 

33 

695.55 

761.30 

830.54 

903.57 

980.77 

34 

695.36 

761.08 

830.33 

903.43 

980.77 

35 

695.15 

760.84 

830.10 

903.27 

980.77 

36 

694.91 

760.55 

829.83 

903.08 

980.77 

Z7 

.694.62 

760.22 

829.52 

902.87 

980.77 

38 

694.27 

759.83 

829.17 

902.64 

980.77 

39 

693.86 

759.39 

828.77 

902.38 

980.77 

40 

693.38 

758.89 

828.33 

902.10 

980.77 

41 

692.81 

758.32 

827.83 

901.78 

980.77 

42 

692.15 

757.67 

827.25  ■ 

901.42 

980.77 

43 

691.41 

756.93 

826.60 

901.00 

980.77 

44 

690.60 

756.12 

825.90 

900.54 

980.77 

45 

689.72 

755.25 

825.14 

900.05 

980.77 

46 

688.79 

754.31 

824.30 

899.51 

980.77 

47 

687.79 

753.28 

823.39 

898.90 

980.77 

48 

686.72 

752.18 

822.41 

898.25 

980.77 

49 

685.57 

750.99 

821.34 

894.54 

980.77 

50 

684.34 

749.71 

820.19 

896.78 

980.77 

51 

683.01 

748.32 

818.96 

895.95 

980.77 

52 

681.56 

746.80 

817.56 

895.04 

980.77 

53 

680.01 

745.16 

816.07 

894.05 

980.77 

54 

678.33 

743.39 

814.46 

892.97 

980.77 

55 

676.51 

741.48 

812.70 

891.78 

980.77 

56 

674.57 

739.42 

810.80 

890.48 

980.77 

57 

672.51 

737.21 

808.76 

889.08 

980.77 

58 

670.31 

734.83 

806.56 

887.57 

980.77 

59 

667.98 

732.30 

804.22 

885.94 

980.77 

60  665.53  729.65  801.66  884.18  980.77 


54 


COMB. 
EXP. 


Age 


MEAN    RESERVES  /^% 


15  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 


20 

3.51 

54.43 

107.70 

163.43 

221.74 

21 

3.55 

54.45 

107.70 

163.41 

221.71 

22 

3.59 

54.47 

107.70 

163.39 

221.67 

23 

3.64 

54.49 

107.70 

163.37 

221.62 

24 

3.69 

54.52 

107.70 

163.34 

221.57 

25 

3.74 

54.55 

•107.70 

163.31 

221.51 

26 

3.79 

54.58 

107.70 

163.28 

221.45 

27 

3.85 

54.61 

107.70 

163.25 

221.38 

28 

3.91 

54.64 

107.70 

163.21  , 

221.31 

29 

3.98 

54.67 

107.69 

163.17 

221.23 

30 

4.05 

54.70 

107.68 

163.12 

221.14 

31 

4.13 

54.74 

107.67 

163.07 

221.05 

32 

4.21 

54.78 

107.67 

163.03 

220.97 

33 

4.29 

54.82 

107.68 

163.00 

220.91 

34 

4.37 

54.87 

107.70 

162.99 

220.87 

35 

4.47 

54.94 

107.74 

163.00 

220.86 

36 

4.56 

55.02 

107.80 

163.05 

220.90 

37 

4.66 

55.11 

107.89 

163.14 

221.00 

38 

4.76 

55.22 

108.02 

163.29 

221.16 

39 

4.87 

55.36 

108.19 

163.49 

221.35 

40 

4.98 

55.53 

108.40 

163.73 

221.58 

41 

5.10 

55.73 

108.63 

163.95 

221.75 

42 

5.24 

55.93 

108.85 

164.13 

221.85 

43 

5.41 

56.13 

109.05 

164.26 

221.87 

44 

5.62 

56.34 

109.22 

164.33 

221.83 

45 

5.87 

56.56 

109.35 

164.36 

221.75 

46 

6.17 

56.80 

109.50 

164.40 

221.66 

47 

6.50 

57.06 

109.67 

164.45 

221.57 

48 

6.86 

57.35 

109.85 

164.51 

221.48 

49 

7.24 

57.66 

110.05 

164.57 

221.38 

50 

7.66 

57.99 

110.27 

164.64 

221.27 

51 

8.13 

58.37 

110.52 

164.73 

221.18 

52 

8.63 

58.78 

110.80 

164.85 

221.11 

53 

9.18 

59.24 

111.12 

165.01 

221.08 

54 

9.77 

59.75 

111.49 

165.22 

221.10 

55 

10.42 

60.31 

111.92 

165.51 

221.18 

56 

11.12 

60.93 

112.43 

165.87 

221.31 

57 

11.87 

61.62 

113.02 

166.27 

221.42 

58 

12.69 

62.39 

113.67 

166.69 

221.54 

59 

13.58 

63.24 

114.36 

167.13 

221.66 

60        14.58       64.17      115.10      167.60      221.80 


55 


COMB. 
EXP. 


MEAN   RESERVES  ^% 


15  Year  Elndowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

282.78 

346.68 

413.60 

483.66 

557.09 

21 

282.73 

346.61 

413.50 

483.56 

556.95 

22 

282.67 

346.52 

413.39 

483.44 

556.83 

23 

282.60 

346.43 

413.28 

483.31 

556.69 

24 

282.52 

346.33 

413.16 

483.17 

556.54 

25 

282.43 

346.22 

413.03 

483.02 

556.38 

26 

282..34 

346.10 

412.88 

482.86 

556.21 

27 

282.24 

345.97 

412.73 

482.69 

556.03 

28 

282.13 

345.83 

412.57 

482.51 

555.84 

29 

282.01 

345.68 

412.39 

482.31 

555.64 

30 

281.89 

345.53 

412.21 

482.11 

555.43 

31 

281.77 

345.37 

412.03 

481.91 

555.23 

32 

281.66 

345.23 

411.87 

481.73 

555.05 

33      * 

281.57 

345.11 

411.73 

481.59 

554.90 

34 

281.50 

345.03 

411.63 

481.49 

554.79 

35 

281.47 

345.00 

411.60 

481.43 

554.70 

36 

281.50 

345.03 

411.62 

481.41 

554.61 

37 

•  281.59 

345.11 

411.64 

481.36 

554.49 

38 

28r.73 

345.22 

411.67 

481.29 

554.34 

39 

281.92 

345.31 

411.65 

481.17 

554.14 

40 

282.08 

345.37 

411.60 

481.02 

553.87 

41 

282.16 

345.32 

411.48 

480.77 

553.52 

42 

282.15 

345.19 

411.24 

480.41 

553.08 

43 

282.05 

344.98 

410.89 

479.96 

552.55 

44 

281.88 

344.69 

410.46 

479.43 

551.93 

45 

281.67 

344.34 

409.97 

478.83 

551.23 

46 

281.48 

344.00 

409.47 

478.17 

550.46 

47 

281.20 

343.54 

408.87 

477.45 

549.62 

48 

280.94 

343.11 

408.26 

476.68 

548.73 

49 

280.66 

342.65 

407.61 

475.87 

547.79 

50 

280.37 

342.17 

406.93 

475.03 

546.80 

51 

280.07 

341.68 

406.23 

474.15 

545.75 

52 

279.79 

341.19 

405.53 

473.23 

544.64 

53 

279.55 

340.71 

404.81 

472.25 

543.46 

54 

279.35 

340.24 

404.06 

471.21 

542.19 

55 

279.17 

339.76 

403.26 

470.10 

540.82 

56 

279.01 

339.26 

402.41 

468.91 

539.33 

57 

278.82 

338.72 

401.49 

467.62 

537.69 

58 

278.60 

338.12 

400.47 

466.19 

535.87 

59 

278.35 

337.43 

399.33 

464.60 

533.88 

60       278.07      336.68      398.07      462.87      531.74 


56 


COMB. 
EXP. 

15  Year  EJidowment 


MEAN   RESERVES  /\^% 


FULL  PRELIMINARY  TERM 


k^EARS 

Age 

II 

12 

13 

14 

18 

20 

633.98 

714.59 

799.13 

887.77 

980.77 

21 

633.86 

714.49 

799.04 

887.73 

980.77 

22 

633.73 

714.37 

798.94 

887.67 

980.77 

23 

633.60 

714.25 

798.84 

887.61 

980.77 

24 

633.45 

714.11 

798.73 

887.54 

980.77 

25 

633.29 

713.96 

798.61 

887.46 

980.77 

26 

633.12 

713.81 

798.49 

887.38 

980.77 

27 

632.94 

713.64 

798.36 

887.30 

980.77 

28 

632.75 

713.47 

798.22 

887.22 

980.77 

29 

632.55 

713.29 

798.07 

887.14 

980.77 

30 

632.35 

713.11 

797.93 

887.06 

980.77 

31 

632.16 

712.94 

797.79 

886.97 

980.77 

32 

631.99 

712.78 

797.66 

886.88 

980.77 

33 

631.84 

712.63 

797.53 

886.79 

980.77 

34 

631.70 

712.48 

797.39 

886.69 

980.77 

35 

631.58 

712.32 

797.22 

886.58 

980.77 

36 

631.43 

712.14 

797.02 

886.44 

980.77 

37 

631.25 

711.92 

796.80 

886.28 

980.77 

38 

631.03 

711.66 

796.56 

886.11 

980.77 

39 

630.76 

711.34 

796.28 

885.92 

980.77 

40 

630.42 

710.97 

795.95 

885.70 

980.77 

41 

630.01 

710.54 

795.56 

885.45 

980.77 

42 

629.51 

710.04 

795.10 

885.16 

980.77 

43 

628.92 

709.45 

794.58 

884.83 

980.77 

44 

628.24 

708.78 

794.00 

884.46 

980.77 

45 

627.48 

708.03 

793.37 

884.06 

980.77 

46 

626.67 

707.22 

792.68 

883.62 

980.77 

47 

625.77 

706.35 

791.94 

883.15 

980.77 

48 

624.82 

705.42 

791.14 

882.64 

980.77 

49 

623.81 

704.42 

790.27 

882.08 

980.77 

50 

622.73 

703.33 

789.32 

881.46 

980.77 

51 

621.57 

702.16 

788.28 

880.78 

980.77 

52 

620.33 

700.90 

787.16 

880.05 

980.77 

53 

618.99 

699.54 

785.94 

879.26 

980.77 

54 

617.55 

698.06 

784.61 

878.39 

980.77 

55 

615.99 

696.44 

783.17 

877.43 

980.77 

56 

614.28 

694.66 

781.61 

876.38 

980.77 

57 

612.40 

692.70 

779.83 

875.23 

980.77 

58 

610.32 

690.56 

777.91 

873.96 

980.77 

59 

608.06 

688.23 

775.82 

872.57 

980.77 

60       605.64      685.73      773.57  871.06      980.77 


COMB. 
EXP. 


57 
MEAN   RESERVES  £^% 


10  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

a 

3 

4 

5 

20 

3.51 

93.12 

186.93 

285.14 

388.00 

21 

3.55 

93.13 

186.91 

285.10 

387.94 

22 

3.59 

93.14 

186.89 

285.06 

387.88 

23 

3.64 

93.15 

186.87 

285.02 

387.82 

24 

3.69 

93.16 

186.85 

284.97 

387.75 

25 

3.74 

93.17 

186.83 

284.92 

387.68 

26 

3.79 

93.18 

186.81 

284.87 

387.60 

27 

3.85 

93.20 

186.79 

284.81 

387.50 

28 

3.91 

93.22 

186.76 

284.74 

387.40 

29 

3.98 

93.24 

186.73 

284.67 

387.30 

30 

4.05 

93.26 

186.70 

284.59 

387.20 

31 

4.13 

93.28 

186.67 

284.51 

387.09 

32 

4.21 

93.30 

186.63 

284.42 

386.97 

33       - 

4.29 

93.32 

186.59 

284.33 

386.84 

34 

4.37 

93.34 

186.55 

284.24 

386.71 

35 

4.47 

93.36 

186.51 

284.15 

386.58 

36 

4.56 

93.39 

186.48 

284.07 

386.47 

37 

4.66 

93.42 

186.46 

284.01 

386.38 

38 

4.76 

93.47 

186.46 

283.98 

386.31 

39 

4.87 

93.54 

186.49 

283.99 

386.27 

40 

4.98 

93.63 

186.55 

284.02 

386.21 

41 

5.10 

93.73 

186.62 

284.02 

386.12 

42 

5.24 

93.84 

186.66 

283.98 

385.98 

43 

5.41 

93.95 

186.68 

283.89 

385.76 

44 

5.62 

94.06 

186.66 

283.73 

385.47 

45 

5.87 

94.17 

186.61 

283.52 

385.12 

46 

6.17 

94.29 

186.55 

283.28 

384.74 

47 

6.50 

94.42 

186.48 

283.02 

384.33 

48 

6.86 

94.57 

186.41 

282.74 

383.88 

49 

7.24 

94.73 

186.34 

282.43 

383.39 

50 

7.66 

94.90 

186.25 

282.09 

382.85 

51 

8.13 

95.08 

186.15 

281.73 

382.26 

52 

8.63 

95.28 

186.05 

281.35 

381.62 

53 

9.18 

95.50 

185.95 

280.94 

380.95 

54 

9.77 

95.75 

185.85 

280.51 

380.26 

55 

10.42 

96.03 

185.77 

280.09 

379.54 

56 

11.12 

96.35 

185.71 

279.67 

378.77 

57 

11.87 

96.71 

185.67 

279.22 

377.93 

58 

12.69 

97.11 

185.62 

278.72 

377.01 

59 

13.58 

97.55 

185.55 

278.15 

375.99 

60        14.58       98.03      185.48      277.52      374.87 


58 


COMB. 
EXP. 

10  Year  Endow^ment 


MEAN   RESERVES  4-% 


FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

495.73 

608.59 

726.86 

850.82 

•  980.77 

21 

495.66 

608.52 

726.79 

850.78 

980.77 

22 

495.59 

608.45 

726.72 

850.74 

980.77 

23 

495.51 

608.37 

726.65 

850.69 

980.77 

24 

495.43 

608.28 

726.57 

850.64 

980.77 

25 

495.34 

608.19 

726.49 

850.59 

980.77 

26 

495.25 

608.09 

726.41 

850.54 

980.77 

27 

495.14 

607.97 

726.31 

850.48 

980.77 

28 

495.02 

607.85 

726.21 

850.41 

980.77 

29 

494.90 

607.73 

726.10 

850.34 

980.77. 

30 

494.77 

607.60 

725.99 

850.26 

980.77 

31 

494.64 

607.46 

725.87 

850.18 

980.77 

32 

494.50 

607.32 

725.74 

850.10 

980.77 

33 

494.35 

607.17 

725.61 

850.02 

980.77 

34 

494.20 

607.02 

725.48 

849.94 

980.77 

35 

494.05 

606.87 

725.36 

849.86 

980.77 

36 

493.92 

606.73 

725.23 

849.78 

980.77 

Z7 

493.81 

606.60 

725.10 

849.69 

980.77 

38 

493.71 

606.48 

724.96 

849.59 

980.77 

39 

493.63 

606.34 

724.80 

849.47 

980.77 

40 

493.51 

606.17 

724.61 

849.32 

980.77 

41 

493.34 

605.95 

724.37 

849.14 

980.77 

42 

493.09 

605.65 

724.08 

848.93 

980.77 

43 

492.76 

605.27 

723.73 

848.69 

980  77 

44 

492.37 

604.83 

72Z.ZZ 

848.42 

980.77 

45 

491.92 

604.34 

722.88 

848.12 

980.77 

46 

491.43 

603.81 

722.39 

847.79 

980.77 

47 

490.91 

603.23 

721.85 

847.43 

980.77 

48 

490.34 

602.59 

721.26 

847.04 

980.77 

49 

489.70 

601.89 

720.62 

846.62 

.  980.77 

50 

489.00 

601.14 

719.92 

846.16 

980.77 

51 

488.24 

600.32 

719.17 

845.66 

980.77 

52 

487.43 

599.44 

718.36 

845.12 

980.77 

53 

486.58 

598.50 

•  717.49 

844.53 

980.77 

54 

485.69 

597.50 

716.55 

843.88 

980.77 

55 

484.74 

596.42 

715.53 

843.17 

980.77 

56 

483.71 

595.24 

714.41 

842.40 

980.77 

57 

482.58 

593.94 

713.17 

841.55 

980.77 

58 

481.32 

592.50 

711.80 

840.61 

980.77 

59 

479.92 

590.92 

710.29 

839.58 

980.77 

60       478.39      589.19      708.63      838.45      980.77 


59 


MEAN   RESERVES  ^% 


COMB. 
EXP. 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

73.51 

71.55 

69.47 

67.26 

64.92 

21 

74.91 

72.94 

70.85 

68.63 

66.26 

22 

76.38 

74.41 

72.30 

70.06 

67.67 

23 

77.94 

75.95 

73.83 

71.57 

69.16 

24 

79.62 

77.63 

75.49 

73.21 

70.78 

25 

81.48 

79.47 

77.32 

75.03 

72.57 

26 

83.54 

81.53 

79.36 

77.05 

7457 

27 

85.86 

83.84 

81.67 

79.34 

76.84 

28 

88.46 

86.45 

84.27 

81.93 

79.41 

29 

91.38 

89.36 

87.19 

84.84 

82.3) 

30 

94.62 

92.62 

90.44 

88.09 

85.55 

31 

98.23 

96.24 

94.07 

91.73 

89.18 

32  > 

102.23 

100.26 

98.11 

95.78 

93.24 

33 

106.66 

104.72 

102.59 

100.28 

97.76 

34 

111.56 

109.65 

107.55 

105.26 

102.77 

35 

116.92 

115.06 

113.01 

110.76 

108.29 

36 

122.82 

121.01 

119.01 

116.81 

114.39 

37 

129.-27 

127.52 

125.58 

123.45 

121.09 

38 

136.28 

134.62 

132.76 

130.69 

128.39 

39 

143.91 

14Z34 

140.57 

138.58 

136.31 

40 

152.19 

150.72 

149.04 

147.11 

144.85 

41 

161.18 

159.82 

158.22 

156.32  I 

154:05 

42 

170.91 

169.66 

168.11 

166.23 

163.93 

43 

181.43 

180.26 

178.76 

176.88 

174.55 

44 

192.74 

191.65 

190.20 

188.32 

185.96 

45 

204.90 

203.89 

202.47 

200.61  . 

198.24 

46 

217.95 

217.01 

215.65 

213.82 

211.44 

47 

231.93 

231.08 

229.79 

228.00 

225.62 

48 

246.88 

246.14 

244.93 

243.18 

240.82 

49 

262.82 

262.20 

261.07 

259.39 

257.05 

50 

279.74 

279.25 

278.22 

276.61 

274.31 

51 

297.66 

297.30 

296.40 

294.87 

292.63 

52 

316.55 

316.36 

315.59 

314.17 

312.00 

53 

336.42 

336.41 

335.80 

334.50 

332.43 

54 

357.22 

357.41 

356.97 

355.84 

353.89 

55 

378.92 

379.33 

379.10 

378.15 

376.35 

56 

401.45 

402.11 

402.12 

401.37 

399.72 

57 

424.74 

425.68 

425.93 

425.39 

423.90 

58 

448.71 

449.93 

450.45 

450.13 

448.84 

59 

473.25 

474.77 

475.56 

475.50 

474.43 

60 

498.19 

500.04 

501.13 

501.55 

500.54 

60 

^j^^-  MEAN   RESERVES  /^% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

A«e 

6 

7 

8 

9 

lO 

20 

62.43 

59.79 

56.99 

54.00 

50.82 

21 

63.75 

61.08 

58.23 

55.20 

51.96 

22 

65.13 

62.43 

59.54 

56.45 

53.16 

,23 

66.59 

63.85 

60.92, 

57.78 

54.43 

24 

68.18 

•    65.39 

62.42 

59.23 

55.81 

25 

69.93 

67.11 

64.09 

60.85 

57.38 

26 

71.90 

69.04 

65.97 

62.68 

59.16 

27 

74.15 

71.25 

68.15 

64.81 

61.23 

28 

76.69 

73.77 

70.63 

67.25 

63.61 

29 

79.57 

76.62 

73.45 

70.03 

66.36 

30 

82.81 

79.84 

76.64 

73.20 

69.48 

31 

86.43 

83.46 

80.25 

76.77 

73.03 

32 

90.49 

87.51 

84.29 

80.80 

77.03 

33 

95.02 

92.04 

88.82 

85.32 

81.53 

34 

100.05 

97.09 

93.87 

90.37 

86.51 

35 

105.61 

102.67 

99.46 

95.92 

91.96 

36 

111.74 

108.83 

105.60 

101.98 

97.87 

37 

118.48 

115.57 

112.28 

108.54 

104.25 

38 

125.80 

122.85 

119.47 

115.57 

111.07 

39 

133.71 

130.69 

127.18 

123.10 

118.38 

40 

142.20 

139.09 

135.43 

131.16 

126.22 

41 

151.34 

148.11 

144.31 

139.86 

134.69 

42 

161.14 

157.81 

153.87 

149.24 

143.83 

43 

171.70 

168.27 

164.19 

159.38 

153.73 

44 

183.05 

179.54 

175.32 

170.32 

164.41 

45 

195.29 

191.68 

187.33 

182.13 

175.97 

46 

208.46 

204.76 

200.27 

194.88 

188.46 

47 

222.60 

218.82 

214.20 

208.61 

201.93 

4« 

237.76 

233.91 

229.17 

223.39 

216.46 

49 

253.97 

250.07 

245.20 

239.25 

232.08 

50 

271.23 

267.27 

262.31 

256.20 

248.78 

51 

289.56 

285.58 

280.54 

274.27 

266.58 

52 

308.98 

304.99 

•  299.88  . 

293.44 

285.47 

53     , 

329.48 

325.49 

320.30 

313.70 

305.45 

54 

351.02 

347.04 

341.77 

335.01 

326.49 

55 

373.56 

369.59 

364.27 

357.36 

348.60 

56 

397.02 

393.09 

387.74 

380.71 

371.72 

57 

421.32 

417.46 

412.10 

404.99 

395.81 

58 

446.41 

442.65 

437.32 

430.16 

420.84 

59 

472.19 

468.56 

463.32 

456.16 

446.76 

60 

498.52 

495.08 

489.97 

482.88 

473.48 

61 


^KcT*  MEAN   RESERVES  ^% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


VEARS 

Age 

II 

12 

13 

14 

15 

20 

47.43 

43.82 

39.97 

35.86 

31.49 

21 

48.51 

44.83 

40.91 

36.71 

32.24 

22 

49.65 

45.89 

41.89 

37.61 

33.03 

23 

50.85 

47.02 

42.93 

38.55 

33.88 

24 

52.16 

48.26 

44.08 

39.61 

34.84 

25 

53.66 

49.68 

45.42 

40.85 

35.97 

26 

55.37 

51.32 

46.97 

42.32 

37.33 

27 

57.38 

53.26 

48.83 

44.09 

39.00 

28 

59.71 

55.52 

51.02 

46.19 

40.99 

29 

62.40 

58.15 

53.58 

48.65 

43.30 

30 

65.48 

61.17 

56.52 

51.47 

45.91 

31 

68.99 

64.62 

59.85 

54.61 

48.79 

32  > 

72.95 

68.48 

63.55 

58.07 

51.93 

33 

77.36 

72.75 

67.61 

61.83 

55.32 

34 

82.22 

77.42 

.   72.01 

65.89 

59.00 

35 

87.50 

82.46 

76.74 

70.27 

62.95 

36 

93.21 

87.89 

81.84 

74.99 

67.23 

37 

'  99.34 

93.73 

87.34 

80.09 

71.86 

38 

105.90 

99.99 

93.24 

85.56 

76.82 

39 

112.94 

106.72 

99.59 

91.45 

82.16 

40 

120.51 

113.95 

106.42 

97.78 

87.92 

41 

128.70 

121.78 

113.82 

104.67 

94.19 

42 

137.54 

130.25 

121.84 

112.15 

101.02 

43 

147.12 

139.45 

130.57 

120.30 

108.49 

44 

157.49 

149.42 

140.04 

129.18 

116.66 

45 

168.72 

160.23 

150.35 

138.88 

125.60 

46 

180.87 

171.97 

161.57 

149.45 

135.33 

47 

194.01 

184.68 

173.74 

169.90 

145.87 

48 

208.21 

198.44 

186.90 

173.29  . 

157.29 

49 

223.48 

213.23 

201.05 

186.63 

169.60 

50 

239.81 

229.05 

216.19 

200.91 

182.80 

51 

257.22 

245.93 

232.37 

216.20 

196.93 

52 

275.71 

263.87 

249.60 

232.49 

212.03 

53 

295.29 

282.90 

267.89 

249.82 

228.12 

54 

315.94 

303.00 

287.25 

268.20 

245.23 

55 

337.66 

324.18 

307.70 

287.66 

263.43 

56 

360.43 

346.43 

329.23 

308.24 

282.75 

57 

384.20 

369.72 

351.85 

329.94 

303.19 

58 

408.96 

394.07 

375.59 

352.81 

324.82 

59 

434.69 

419.47 

400.45 

376.86 

347.69 

60 

461.31 

445.84 

426.36 

402.04 

371.76 

62 

^^^-  MEAN   RESERVES  4% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


V'EARS 

Jige 

i6 

17 

i8 

19 

30. 

20 

26.83 

21.85 

16.55 

10.90 

4.87 

21 

27.47 

22.38 

16.96 

11.16 

4.98 

22 

28.15 

22.94 

17.38 

11.44 

5.10 

23 

28.89 

23.55 

17.85 

11.76 

5.24 

24 

29.73 

24.26 

18.42 

12.16 

5.41 

25 

30.74 

25.16 

19.15 

12.68 

5.62 

26 

31.99 

26.26 

20.05 

13.29 

5.87 

27 

33.53 

27.61 

21.14 

14.04 

6.17 

28 

35.35 

29.19 

22.40 

14.87 

6.50 

29 

37.44 

30.97 

23.78 

15.78 

6.86 

30 

39.76 

32.92 

25.28 

16.76 

7.24 

31 

42.30 

35.03 

26.90 

17.82 

7.66 

32 

45.04 

37.32 

28.66 

18.98 

8.12 

33 

48.01 

39.80 

30.58 

20.24 

8.63 

34 

51.23 

42.50 

32.67 

21.62 

9.18 

35 

54.70 

45.40 

34.91 

23.09 

9.77 

36 

58.46 

48.55 

37.34 

24.69 

10.42 

37 

62.53 

51.95 

39.98 

26.44 

11.12 

38 

66.88 

55.61 

42.82 

28.31 

11.86 

'39 

71.58 

59.55 

45.87 

30.33 

12.69 

40 

76.66 

63.81 

49.18 

32.54 

13.58 

41 

82.20 

68.50 

52.86 

35.01 

14.58 

42 

88.26 

73.65 

56.92 

37.73 

15.68 

43 

94.92 

79.33 

61.39 

40.72 

16.88 

44 

102.22 

85.54 

66.27 

43.98 

18.19 

45 

110.19 

92.33 

71.60 

47.55 

19.63 

46 

118.87 

99.72 

77.42 

51.45 

21.19 

47 

128.29 

107.75 

83.75 

55.70 

22.89 

48 

138.50 

116.47 

90.63 

60.33 

24.75 

49 

149.53 

125.90 

98.09 

65.34 

26.75 

50 

161.36 

136.03 

106.09 

70.71 

28.89 

51 

174.06 

146.91 

114.71 

76.54 

31.22 

52 

187.64 

158.58 

•  124.00 

82.84 

33.73 

53 

202.15 

171.10 

134.02 

89.65 

36.44 

54     , 

217.64 

184.54 

144.79 

96.99 

39.37 

55 

234.19 

198.93 

156.38 

104.93 

42.53 

56 

251.82 

214.34 

168.85 

113.51 

45.94 

57 

270.56 

230.78 

182.22 

122.74 

49.60 

58 

290.49 

248.38 

196.60 

132.75 

53.59 

59 

311.68 

267.19 

212.11 

143.62 

57.90 

60 

334.11 

287.25 

228.75 

155.30 

62.53 

63 


KCP."  MEAN   RESERVES  /^% 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

I:- 

3 

3 

4 

5 

20 

54.48 

52.07 

49.52 

46.83 

43.98 

21 

55.44 

53.01 

50.44 

47.71 

44.84 

22 

56.46 

54.00 

51.40 

48.65 

45.73 

23 

57.52   • 

55.04 

52.41 

49.63 

46.67 

24 

58.63 

56.13 

53.47 

50.65 

47.66 

25 

59.80 

57.28 

54.58 

51.73 

48.68 

26 

61.03 

58.47 

55.74 

52.84 

49.75 

27 

62.31 

59.72 

56.96 

54.01 

50.87 

28 

63.67 

61.04 

58.24 

55.25 

52.05 

29 

65.14 

62.49 

59.64 

56.61 

53.35 

30 

66.79 

64.10 

61.22 

58.13 

54.83 

31 

68.65 

65.93 

63.00 

59.87 

56.52 

32 

70.77 

68.02 

65.07 

61.90 

58.49 

33 

73.20 

70.42 

67.43 

64.22 

60.77 

34 

75.94 

73.14 

70.12 

66.88 

63.39 

35 

79.02 

76.20 

73.17 

69.90 

66.37 

36 

82.46 

79.64 

76.59 

73.29  , 

69.74 

37 

-  86.30 

83.48 

80.41 

77.11 

73.53 

38 

90.57 

87.75 

84.68 

81.37 

77.76 

39 

95.29 

92.48 

89.42 

86.09 

82.42 

40 

100.47 

97.68 

94.62 

91.25 

87.49 

41 

106.15 

103.38 

100.30 

96.85 

92.96 

42 

112.35 

109.58 

106.44 

102.90 

98.84 

43 

119.04 

116.24 

113.04 

109.36 

105,12 

44 

126.26 

123.42 

120.12 

116.29 

111.87 

45 

134.05 

131.14 

127.72 

123.75 

119.15 

46 

142.46 

139.48 

135.96 

131.84 

127.04 

47 

151.57 

148.51 

144.87 

140.60 

135.69 

48 

161.42 

158.29 

154.55 

150.11 

144.89 

49 

172.08 

168.87 

165.01 

160.40 

154.95 

50 

183.59 

180.31 

176.32 

171.54 

165.86 

51 

196.00 

192.65 

188.54 

183.59 

177.67 

52 

209.36 

205.93 

201.71 

196.59 

190.43 

53 

223.71 

220.23 

215.90 

210.60 

204.21 

54 

239.09 

235.56 

231.11 

225.66 

219.05 

55 

255.49 

251.91 

247.38 

241.78 

234.93 

56 

272.94 

269.34 

264.74 

258.99 

251.88 

57 

291.47 

287.86 

283.18 

277.26 

269.88 

58 

311,05 

307.45 

302.69 

296.60 

288.95 

59 

331.68 

328.07 

323.24 

316.99 

309.09 

60 

353.31 

349.72 

344.83 

338.44 

330.30 

64 


*gjp^  MEAN   RESERVES  4^ 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

40.98 

37.79 

34.43 

30.86 

27.08 

21 

41.79 

38.56 

35.14 

31.51 

27.66 

22 

42.64 

39.37 

35.89 

32.19 

28.27 

23 

43.54 

40.20 

36.66 

•  32.90 

28.89 

24 

44.47 

41.08 

37.48 

33.64 

29.55 

25 

45.45 

42.00 

38.32 

34.41 

30.24 

26 

46.46 

42.95 

39.20 

35.20 

30.94 

27 

47.52 

43.94 

40.12 

36.04 

31.69 

28 

48.64 

44.99 

41.10 

36.93 

32.48 

29 

49.88 

46.16 

42.18 

37.93 

33.39 

30 

51.29 

47.50 

43.45 

39.11 

34.47 

31 

52.92 

49.06 

44.94 

40.51 

35.77 

32 

54.84 

50.92 

46.72 

42.21 

37.38 

33" 

57.07 

53.09 

48.82 

44.24 

39.29 

34 

59.64 

55.60 

51.27 

46.59 

41.51 

35 

62.57 

58.49 

54.07 

49.27 

44.00 

36 

65.91 

61.76 

57.24 

52.25 

46.73 

Z7 

69.65 

65.41 

60.73 

55.52 

49.70 

38 

73.81 

69.43 

64.54 

59.06 

52.89 

39    ■ 

78.35 

73.79 

68.66 

62.86 

56.33 

40 

83.26 

78.48 

73.06 

66.94 

60.03 

41 

88.54 

83.51 

77.80 

71.34 

64.02 

42. 

94.21 

88.92 

82.91 

76.08 

68.34 

43 

100.27 

94.72 

88.39 

81.18 

72.98 

44 

106.79 

100.97 

94.30 

86.68 

77.97 

45 

113.83 

107.71 

100.68 

92.61 

83.37 

46 

12i.47  ' 

115.04 

107.61 

99.07 

89.28 

47 

129.77 

122.99 

115.16 

106.12 

95.72 

48 

138.77 

131.65 

123.39 

113.82 

102.79 

49 

148.55 

141.06 

132.34 

122.22 

110.54 

50' 

159.16 

151.28 

142.09 

131.41 

119.01 

"31 

170.65 

162.40 

152.73 

141.44 

128.25 

52. . 

183.10 

174.45 

-164.28 

152.31 

138.27 

53 

196.58 

187.51 

176.77 

164.08 

149.13 

54  '    ■ 

211.09 

201.57 

190.23 

176.76 

160.84 

55- 

226.62 

216.61 

204.63 

190.35 

173.40 

56 

243.20 

232.68 

220.03 

204.90 

186.86 

57 

260.82 

249.78 

236.45 

220.43 

201.26 

58 

279.51 

267.95 

253.91 

236.98 

216.62 

•S"^  .^'^. 

299.26 

287.17 

272.42 

254.55 

232.97 

66- ■^'^ 

320.10 

307.49 

292.02 

273.20 

250.41 

COMB. 
EXP. 


65 


MEAN   RESERVES  ^% 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

11 

12 

13 

14 

15 

20 

23.06 

18.81 

14.28 

9.48 

4.37 

21 

23.57 

19.22 

14.60 

9.69 

4.47 

22 

24.09 

19.65 

14.93 

9.90 

4.56 

23 

24.63 

20.09 

15.27 

10.13 

4.66 

24 

25.20 

20.56 

15.62 

10.36 

4.76 

25 

25.79 

21.05 

16.00 

10.61 

4.87 

26 

26.40 

21.5^ 

16.38 

10.86 

4.98 

27 

27.04 

22.08 

16.78 

11.13 

5.10 

28 

27.73 

22.65 

17.23 

11.44 

5.24 

29 

28.53 

23.34 

17.78 

11.83 

5.41 

30 

29.50 

24.19 

18.49 

12.33 

5.62 

31 

30.70 

25.25 

19.36 

12.93 

5.87 

32 

32.18 

26.56 

20.42 

13.66 

6.17 

33     * 

33.94 

28.08 

21.62 

14.46 

6.50 

34 

35.94 

29.79 

22.96 

15.34 

6.S6 

35 

38.16 

31.66 

24.39 

16.29 

7.24 

36 

40.56 

33.66 

25.94 

17.31 

7.66 

37 

-43.16 

35.82 

27.61 

18.42 

8.12 

38 

45.95 

38.17 

29.43 

19.63 

8.63 

39 

48  98 

40.71 

31.41 

20.95 

9.18 

40 

52.23 

43.44 

33.53 

22.36 

9.77 

41 

55.75 

46.40 

35.83 

23.90 

10.42 

42 

59.56 

49.60 

38.33 

25.57 

11.12 

43 

63.64 

53.04 

41.01 

27.35 

11.86 

44 

68.05 

56.76 

43.90 

29.29 

12.69 

45 

72.82 

60.78 

47.05 

31.41 

13.58 

46 

78.05 

65.21 

50.55 

33.78 

14.58 

47 

83.78 

70.10 

54.42 

36.40 

15.68 

48 

90.10 

75.50 

58.68 

39.28 

16.88 

49 

97.03 

81.42 

63.35 

42.42 

18.19 

50 

104.61 

87.88 

68.44 

45.86 

19:63 

51 

112.86 

94.92 

74.00 

49.63 

21.19 

52 

121.82 

102.57 

80.06 

53.72  ' 

22.89 

53 

131.54 

110.89 

86.64 

58.18 

24.75 

54 

142.04 

119.88 

93.77 

63.01 

26.75 

55 

153.31 

129.54 

101.43 

68.19  ■ 

28.89 

56 

165.41 

139.93 

109.68 

73.81 

31.22 

57 

178.36 

151.07 

118.58 

79.89 

33.73 

58 

192.22 

163.04 

128.18 

86.46 

36.44 

59 

207.04 

175.90 

138.51 

93.54 

39.37 

60- 

222.90 

189.70 

149.64 

10L23  - 

42.53 

<g**«  MEAN   RESERVES  4^ 

10  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


^ 

k^EARS 

Age 

z 

,a 

3 

4 

5 

20 

35.97 

33.12 

30.11 

26.95 

23.61 

21 

36.54 

33.65 

30.61 

27.40 

24.02 

22 

37.14 

34.22 

31.13 

27.89 

24.46 

23 

37.77 

34.82 

31.70 

28.41 

24.92 

24 

38.44 

35.45 

32.29 

28.95 

25.41 

25 

39.15 

36.12 

32.92 

29.52 

25.93 

26 

39.90 

36.83 

33.57 

30.13 

26.47 

27 

40.68 

37.57 

34.26 

30.76 

27.03 

28 

41.50 

38.34 

34.98 

31.41 

27.61 

29 

42.36 

39.15 

35.73 

32.09 

28.22 

30 

43.26 

39.99 

36.51 

32.80 

28.85 

31 

44.19 

40.87 

37.32 

33.54 

29.51 

32 

45.17 

41.79 

38.17 

34.32 

30.21 

33 

46.21 

42.77 

39.08 

35.15 

30.95 

34 

47.36 

43.86 

40.10 

36.09 

31.81 

35 

48,69 

45.12 

41.30 

37.21 

32.83 

36 

50.22 

46.59 

42.70 

38.53 

34.06 

37 

52.03 

48.34 

44.38 

40.14 

35.58 

38 

54.12 

50.38 

46.35 

42.04 

37.39 

39 

56.52 

52.72 

48.64 

44.24 

39.45 

40 

59.23 

55.38 

51.23 

46.71 

41.74 

41 

62.27 

58.37 

54.11 

49.43 

44.24 

42 

65.64 

61.65 

57.25 

52.38 

46.92 

43 

69.33 

65.23 

60.67 

55.55 

49.80 

44 

73.36 

69.12 

64.35 

58.97 

52.92 

45 

77.72 

73.30 

68.30 

62.65 

56.27 

46 

82.44 

77.83 

72.58 

66.65 

59.92 

47 

87.55 

82.73 

77.23 

70.99 

63.88 

48 

93.06 

88.02 

•  82.25 

75.66 

68.151 

49 

99.02 

93.74 

87.67 

80.72 

72.76 

50 

105.46 

99.92 

93.53 

86.18 

77.75 

51 

112.46 

106.65 

99.91 

92.15 

83.21 

52 

120.08 

113.96 

.       106.87 

98.66 

89.18 

53 

128.36 

121.95 

114.47 

105.78 

95.74 

54 

137.37 

130.63 

122.74 

113.57 

102.93 

55 

147.16 

140.08 

131.77 

122.09 

110.80 

56 

157.77 

150.36 

141.62 

131.38 

119.38 

57 

169.28 

161.51 

152.31 

141.46 

128.68 

58 

181.72 

173.57 

163.86 

152.35 

138.74 

59 

195.11 

186.55 

176.30 

164.09 

149.59 

60 

209.43 

200.44 

189.61 

176.67 

161.24 

67 


^^^-  MEAN   RESERVES  ^% 

10  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

> 

Age 

6 

7 

8 

9 

lO 

20 

20.10 

16.39 

12.48 

8.35 

3.98 

21 

20.46 

16.69 

12.71 

8.50 

4.05 

22 

20.84 

17.01 

12.96 

8.67 

4.12 

23 

21.24 

17.35 

13.22 

8.84 

4.21 

24 

21.67 

17.70 

13.49 

9.03 

4.29 

25 

22.12 

18.07 

13.78 

9.21 

4.37 

26 

22.58 

18.46 

14.07 

9.41 

4.47 

27 

23.07 

18.86 

14.38 

9.62 

4.56 

28 

23.57 

19.27 

14.70 

9.83 

4.66 

29 

24.10 

19.71 

15.04 

10.06 

4.76 

30 

24.65 

20.16 

15.39 

10.30 

4.87 

31 

25.22 

20.64 

15.75 

10.54 

4.98 

32 

25.82 

21.13 

16.13 

10.80 

5.10 

33     - 

26.47 

21.68 

16.56 

11.09 

5.24 

34 

27.22 

22.32 

17.08 

11.47 

5.41 

35 

28.15 

23.14 

17.76 

11.95 

5.62 

36 

29.28 

24.15 

18.59 

12.53 

5.87 

37 

•      30.69 

25.39 

19.60 

13.23 

6.17 

38 

'32.35 

26.83 

20.75 

14.00 

6.50 

39 

34.21 

28.42 

22.00 

14.83 

6.86 

40 

36.26 

30.15 

23.33 

15.72 

7.24 

41 

38.46 

31.99 

24.76 

16.69 

7.66 

42 

40.81 

33.97 

26.31 

17.73 

8.12 

43 

43.35 

36.11 

27.99 

18.87 

8.63 

44 

46.11 

38.44 

29.82 

20.11 

9.18 

45 

49.08 

40.96 

31.79 

21.44 

9.77 

46 

52.31 

43.69 

33.93 

22.89 

10.42 

47 

55.82 

46.65 

36.26 

24.48 

11.12 

48 

59.59 

49.84 

38.77 

26.17 

11.86 

49 

63.67 

53.30 

41.47 

28.01 

12.69 

50 

68,09 

57.04 

44.42 

30.02 

13.58 

51 

72.94 

61.17 

47.71 

32.28 

14.58 

52 

78.27 

65.74 

51.34 

34.77 

15.68 

53 

84.15 

70.79 

55,36 

37.52 

16.88 

54 

90.61 

76.31 

59.73 

40.50 

18.19 

55 

97.66 

82.34 

64.52 

43.77 

19.63 

56 

105.34 

88.92 

69.74 

47.35 

21.19 

57 

113.66 

96.05 

75.42 

51.23 

22.89 

58 

122.70 

103.81 

81.59 

55.47 

24.75 

59 

132.45 

112.19 

88.27 

60.05 

26.75 

60 

142.92 

121.19 

95.45 

64.97 

28.89 

American  Experience  3^% 


71 
^Expf  NET  PREMIUMS  3^^ 

FULL  PRELIMINARY  TERM 


First  Year 
Premiums 

RENEWAL  PREMIUMS 

Ordinary 
Life 

30  Payment 
Life 

15   Payment 
Life 

lo  Payment 
Life 

Age 

All  Forms 

20 

7.54 

13.77 

21.76 

26.86 

37.87 

21 

7.59 

14.08 

22.11 

27.29 

38.48 

22 

7.64 

14.41 

22.48 

27.74 

39.11 

23 

7.69 

14.75 

22.87 

28.21 

39.76 

24 

7.74 

15.10 

23.27 

28.70 

40.44 

25 

7.79 

15.48 

23.69 

29.20 

41.14 

26 

7.85 

15.88 

24.12 

29.72 

41.87 

27 

7.92 

16.29 

24.57 

30.27 

42.63 

28 

7.99 

16.73 

25.03 

30.83 

43.41 

29 

8.06 

17.19 

25.52 

31.42 

44.22 

30 

8.14 

17.68 

26.02 

32.02 

45.06 

31 

8.22 

18.19 

26.55 

32.66 

45.93 

32 

8.32 

18.73 

27.10 

33.31 

46.83 

33 

8.43 

19.30 

27.67 

33.99 

47.77 

34 

8.53 

19.91 

28.27 

34.70 

48.74 

35 

8.64 

20.55 

28.89 

35.44 

49.74 

36 

*      8.78 

21.22 

29.54 

36.20 

50.78 

37 

8.92 

21.94 

30.23 

37.00 

51.86 

38 

9.09 

22.70 

30.94 

37.83 

52.98    . 

39 

9.26 

23.50 

31.69 

38.70 

54.14 

40 

9.46 

24.36 

32.48 

39.60 

55.35 

41 

'      9.67 

25.26 

33.30 

40.54 

56.60 

42 

9.91 

26.23 

34.17 

41.53 

57.89 

43 

10.16 

27.26 

35.09 

42.56 

59.24 

44 

10.46 

28.35 

36.06 

43.64 

60.64 

45 

10.79 

29.51 

37.09 

44.77 

62.10 

46 

11.17 

30.75 

38.17 

45.96 

63.61 

47 

11.60 

32.07 

39.33 

47.21 

65.18 

48 

12.09 

33.48 

40.55 

48.52 

66.82 

49 

12.66 

34.99 

41.84 

49.89 

68.52 

50 

13.31 

36.59 

43.22 

51.34 

70.28 

51 

14.05 

38.29 

44.69 

52.86 

72.12 

52 

14.87 

40.11 

46.25 

54.47 

74.02 

53 

15.78 

42.06 

47.91 

56.16 

76.00 

54 

16.80 

44.13 

49.69 

57.95 

78.06  ^ 

55 

17.94 

46.34 

51.60 

59.84 

80.21 

56 

19.21 

48.71 

53.64 

61.84 

82.45 

57 

20.61 

51.23 

55.83 

63.97 

84.78 

58 

22.16 

53.94 

58.19 

66.24 

87.23 

59 

23.89 

56.83 

60.72 

68.66 

89.79 

60 

25.79 

59.92 

63.44 

71.25 

92.48 

61 

27.90 

63.23 

62 

30.23 

66.78 

63 

32.79 

70.58 

64 

35.63 

74.65 

65  38.77  79.02 


n 


AMER. 
EXP. 

NET   PREMIUMS 

3^96 

FULL  PRELIMINARY  TERM 

Endowments 

First  Year 

RENEWAL  PREMIUMS 

Premiums 

End. 

End. 

End. 

Age 

All  Forms 

20  Year 

15   Year 

lo  Year 

20 

7.54 

41.36 

58.98 

97.05 

21 

7.59 

41.40 

59.01 

97.08 

22 

7.64 

41.45 

59.05 

97.11 

23 

7.69 

41.50 

59.09 

97.14 

24 

7.74 

•     41.55 

59.13 

97.17 

25 

7.79 

41.61 

59.18 

97.21 

26 

7:85 

41.67 

59.23 

97.25 

27 

7.92 

41.74 

59.28 

97.29 

28 

7.99 

41.82 

59.34 

97.33 

29 

8.06 

41.90 

59.40 

97.38 

30 

8.14 

41.99 

59.47 

97.44 

31 

8.22 

42.09 

59.55 

97.49 

32 

8.32 

42.21 

59.63 

97.56 

33; 

8.43 

42.33 

59.73 

97.63 

34 

8.53 

42.47 

59.83 

97.71 

35 

8;64 

42.63 

59.95 

97.79 

36 

8.78 

42.80 

60.07 

97.89 

37 

8.92 

43.00 

60.22 

97.99 

38 

9.09 

43.22 

60.38 

98.10 

39 

9:26 

43.47 

60.56 

98.23 

40 

9.46 

43.75 

60.76 

98.37 

41 

9.67 

44.06 

60.99 

98.54 

42 

9.91 

44.42 

61.25 

98.72 

43 

10.16 

44.82 

61.54 

98.93 

44 

10.46 

45.26 

61.88 

99.16 

45 

10.79 

45.77 

62.25 

99.43 

46 

11.17 

46.34 

62.68 

99.74 

47 

11.60 

46.97 

63.16 

100.09 

48 

12.09 

47.68 

63.70 

100.49 

49 

12.66 

48.47 

64.30 

100.93 

50' 

13.31 

49.35 

64.98 

101.43 

51  i 

14.05 

50.33 

65.73 

101.99 

52, 

14.87 

5L42 

66.57 

102.61 

53 

15.78 

52.62      . 

67.50 

103.30 

54. 

16.80 

53.96 

68.53 

104.07 

55 

17.94 

55.43 

69.68 

104.92 

56 

19.21 

57.07 

70.96 

105.87 

57 

20.61 

58.87 

72.38 

106.93 

58 

22.16 

60.85 

73.96 

108.10 

59 

23.89 

63.03 

75.71 

109.41 

60         25.79         65.43         77.64        110.86 


73 

"^p!^  net  premiums            y/i% 

Per  $i,ooo  of  Insurance,  increasing  by  a  similar  Amount 
Yearly,  and  terminating  entirely  at  end  of  period. 

Mortuary  or  Increasing  Additions 
FULL  LEVEL  PREMIUMS 

Age  20  Yrs.  15   Yrs.  10  Yrs. 

20  76.21  58.26  40.44 

21  77.19  58.84  40.77 

22  78.25  59.47  41.12 

23  79.41  60.15  41.49 

24  80.68  60.90  41.90 

25  82.08  61.72  42.34 

26  83.62  62.62  42.81 

27  85.33  63.59  43.33 

28  87.24  64.66  43.89 

29  89.36  65.83  44.51 

30  •  91.76  67.13  45.19 

31  94.45  68.56  45.93 

32  97.49  70.16  46.75 

33  "  100.91  71.95  47.64 

34  104.74  73.95  48.62 

35  109.03  76.22  49.72 

36  113.83  78.78  50.93 

37  -  119.19  81.68  52.29 

38  125.16  84.95  53.81 

39  131.79  88.62  55.53 

40  139.13  92.75  57.49 

41  147.24  97.38  59.71 

42  156.19  102.55  62.25 

43  166.03  108.31  65.12 

44  176.82  114.71  68.35 

45  188.61  121.79  71.98 

46  201.49  129.62  76.04 

47  215.50  138.26  80.57 

48  230.69  147.75  85.61 

49  247.12  158.16  91.20 

50  •  264.82  169.55  97.37 

51  283.81  181.99  104.20 

52  304.08  195.55  111.71 

53  325.57  210.29  119.99 

54  348.18  226.28  129.07 

55  371.80  243.57  139.02 

56  396.34  262.20  149.94 

57  421.68  282.17  161.86 

58  447.78  303.43  174.88 

59  474.58  325.90  189.07 

60  502.00  349.48  204.49 


74 


AMER. 
EXP. 

TERMINAL 

RESERVES 

3^% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS. 

Age 

I 

•2 

3 

4 

5 

20 

0.00 

6.45 

13.13 

20.04 

27.21 

21 

0.00 

6.72 

13.68 

20.89 

28.36 

22 

0.00 

7.01 

14.27 

21.79 

29.57 

22, 

0.00 

7.31 

14.88 

22.72 

30.83 

24 

0.00 

7.63 

15.52 

23.70 

32.16 

25 

0.00 

7.96 

16.19 

24.72 

33.54 

26 

0.00 

8.30 

16.90 

25.79 

34.99 

27 

0.00 

8.76 

17.63 

26.91 

36.52 

28 

0.00 

9.04 

18.40 

28.09 

38.11 

29 

0.00 

9.45 

19.22 

29.33 

39.78 

30 

0.00 

9.87 

20.08 

30.62 

41.52 

31 

0.00 

10.31 

20.96 

31.97 

43.36 

32 

0.00 

10.76 

21.89 

33.39 

45.27 

33 

0.00 

11.25 

22.88 

34.89 

47.29 

34 

0.00 

11.76  . 

23.91 

36.45 

49.39 

35 

0.00 

12.29 

24.98 

38.07  . 

51.58 

36 

0.00 

12.85 

26.10 

39.78 

53.87 

Z7 

0.00 

13.43 

27.28 

41.55 

56.27 

38 

0.00 

14.04 

28.51 

43.43 

58.79 

39 

0.00 

14.68 

29.80 

45.39 

61.43 

40 

0.00 

15.36 

31.17 

47.45 

64.19 

41 

0.00 

16.06 

32.60 

49.59 

67.06 

42 

coo 

16.81 

34.08 

51.84 

70.04 

43 

0.00 

17.57 

35.63 

54.15 

73.13 

44 

0.00 

18.38 

37.23 

56.55 

76.32 

45 

0.00 

19.20 

38.89 

59.02 

79.57 

46 

0.00 

20.07 

40.60 

61.54 

82.89 

47 

0.00 

20.95 

42.33 

64.10 

86.26 

48 

0.00 

21.84 

44.08 

66.71 

89.69 

49 

0.00 

22.74 

45.87 

69.37 

93.19 

50 

0.00 

23.67 

47.71 

72.09 

96.77 

51 

0.00 

24.62 

49.59 

74.87 

100.42 

52 

0.00 

25.60 

51.52 

77.71 

104.13 

53 

0.00 

26.59 

53.48 

80.59 

107.91 

54 

0.00 

27.62 

55.47 

83.53 

•      111.76 

55 

0.00 

28.65 

57.51 

86.53 

115.66 

56 

0.00 

29.71 

59.59 

89.58 

119.63 

57 

0.00 

30.80 

61.71 

92.67 

123.63 

58 

0.00 

31.89 

63.84 

95.78 

127.66 

59 

0.00 

33.00 

66.00 

98.93 

131.73 

60 

0.00 

34.12 

68.17 

102.10 

135.82 

61 

0.00 

35.26 

70.38 

105.30 

139.91 

62 

0.00 

36.41 

72.60 

108.48 

143.98 

63 

0.00 

37.56 

74.80 

111.63 

147.99 

64 

0.00 

38.69 

76.96 

114.74 

151.92 

65 

0.00 

39.82 

79.11 

117.79 

155.78 

75 
^^  TERMINAL  RESERVES  y/i% 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


1 

k^EARS 

Age 

6 

7 

8 

9 

lO 

20 

34.63 

42.31 

50.26 

58.49 

67.00 

21 

36.09 

44.09 

52.38 

60.95 

69.82 

22 

37.62 

45.97 

54.59 

63.52 

72.76 

23 

39.23 

47.92 

56.91 

66.22 

75.85 

24 

40.91 

49.97 

59.35 

69.04 

79.06 

25 

42.67 

52.12 

61.89 

71.98 

82.42 

26 

44.51 

54.36 

64.54 

75.06 

85.94 

27 

46.45 

56.71 

67.32 

78.29 

89.62 

28 

48.46 

59.16 

70.23 

81.66 

93.46 

29 

50.58 

61.74 

73.27 

85.18 

97.46 

30 

52.80 

64.44 

76.46 

88.86 

101.65 

31 

55.11 

67.26 

79.78 

92.70 

106.01 

32 

57.54 

70.19 

83.25 

96.70 

110.57 

33 

60.08 

73.27 

86.87 

100.90 

115.34 

34 

62.73 

76.49 

90.67 

105.27 

120.31 

35 

65.50 

79.84 

94.62 

109.84 

125.48 

36 

68.40 

83.36 

98.76 

114.60 

130.87 

37 

71.43 

87.03 

103.07 

119.56 

136.47 

38 

74.61 

90.87 

107.58 

124.71 

142.28 

39 

77.92 

94.87 

112.25 

130.06 

148.29 

40 

81.39 

99.03 

117.11 

135.60 

154.48 

41  ' 

84.98 

103.34 

122.12 

141.29 

160.82 

42 

88.70 

107.79 

127.28 

147.12 

167.31 

43 

92.54 

112.36 

132.54 

153.08 

173.93 

44 

96.48 

117.03 

137.93 

159.16 

180.68 

45 

100.50 

121.79 

143.41 

165.34 

187.54 

46 

104.59 

126.64 

149.00 

171.63 

194.51 

47 

108.76 

131.57 

154.67 

178.01 

201.56 

48 

112.99 

136.58 

160.42 

184.48 

208.71 

49 

117.31 

141.68 

166.27 

191.04 

215.96 

50 

121.71 

146.87 

172.22 

197.71 

223.30 

51 

126.19 

152.15 

178.26 

204.47 

230.72 

52 

130.74 

157.52 

184.38 

211.30 

238.21 

53 

135.38 

162.95 

190.58 

218.20 

245.76 

54 

140.08 

168.46 

196.84 

225.15 

253.36 

'  55 

144.85 

174.03 

203.15 

232.16 

261.00 

56 

149.67 

179.65 

209.51 

239.20 

268.64 

57 

154.53 

185.31 

215.91 

246.24 

276.26 

58 

159.42 

190.99 

222.29 

253.26 

283.82 

59 

164.34 

196.67 

228.66 

260.23 

291.30 

60 

169.26 

202.33 

234.98 

267.11 

298.67 

61 

174.16 

207.96 

241.22 

273.89 

305.89 

62 

179.01 

213.49 

247.36 

280.53 

312.97 

63 

183.77 

218.92 

253.34 

287.01 

319.96 

64 

188.44 

224.20 

259.19 

293.43 

327.00 

65 

192.98 

229.37 

264.99 

299.91 

334.26 

76 


AMER. 
EXP. 

TERMINAL 

RESERVES           ^ 

^1 

5^% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

II 

12 

13 

14 

15 

20 

75.82 

84.94 

94.37 

104.12 

114.19 

21 

79.00 

88.49 

98.30 

108.44 

118.93 

22 

82.32 

92.20 

102.41 

112.97 

123.87 

23 

85.79 

96.08 

106.71 

117.69 

129.02 

24 

89.42 

100.13 

111.19 

122.61 

134.39 

25 

93.21 

104.36 

115.87 

127.74 

139.98 

26 

97.17 

108.77 

120.74 

133.09 

145.81 

27 

101.31 

113.38 

125.83 

138.66 

151.88 

28 

105.63 

118.18 

131.13 

144.47 

158.21 

29 

110.14 

123.20 

136.66 

150.52 

164.80 

30 

114.84 

128.43 

142.42 

156.84 

171.65 

31 

119.74 

133.88 

148.43 

163.39 

178.77 

32 

124.86 

139.56 

154.68 

170.22 

186.15 

33 

130.20 

145.48 

161.19 

177.30 

193.81 

34 

135.76 

151.65 

167.94 

184.64 

201.72 

35 

141.55 

158.04 

174.93 

192.22 

209.85 

36 

147.56 

164.67 

182.17 

200.02 

218.22 

37 

153.79 

171.52 

189.61 

208.04 

226.78 

38 

160.25 

178.58 

197.26 

216.26 

235.56 

39 

166.89 

185.83 

205.10 

224.68 

244.52 

40 

173.71 

193.26 

213.13 

233.27 

253.66 

41 

180.68 

200.86 

221.32 

242.02 

262.96 

42 

187.81 

208.61 

229.65 

250.93 

272.39 

43 

195.08 

216.49 

238.12 

259.95 

281.93 

44 

202.47 

224.50 

246.71 

269.09 

291.60 

45 

209.98 

232.61 

255.41 

278.34 

301.35 

46 

217.58 

240.83 

264.21 

287.67 

311.18 

47 

225.28 

249.14 

273.09 

297.08 

321.06 

48 

233.07 

257.53 

282.04 

306.53 

330.98 

49 

240.96 

266.01 

291.05 

316.05 

340.95 

50 

248.93 

274.56 

300.13 

325.61 

350.94 

51 

256.97 

283.16 

309.26 

335.21 

360.93 

52 

265.07 

291.83 

318.42 

344.79 

370.88 

53 

273.22 

300.52 

327.58 

354.35 

380.78 

54 

281.41 

309.21 

336.71 

363.86 

390.58 

55 

289.59 

317.88 

345.79 

373.27 

400.25 

56 

297.76 

326.50 

354.78 

382.57 

409.78 

57 

305.88 

335.03 

363:66 

391.70 

419.13 

58 

313.90 

343.44 

zn.zj 

400.68 

428.38 

59 

321.81 

351.70 

380.93 

409.55 

437.60 

60 

329.57 

359.81 

389.40 

418.41 

446.94 

61 

337.19 

367.82 

397.86 

427.40 

456.51 

62 

344.72 

375.86 

406.48 

436.65 

466.46 

63 

352.28 

384.05 

415.37 

446.30 

476.87 

64 

360.01 

392.55 

424.70 

456.46 

487.81 

65 

368.11 

401.54 

434.58 

467.20 

499.39 

7Z 
^P^  TERMINAL  RESERVES  ^l^% 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

l6 

17 

i8 

19 

20 

21 

20 

124.61 

135.37 

146.48 

157.94 

169.76 

181.94 

21 

129.76 

140.94 

152.47 

164.37 

176.62 

189.28 

22 

135.13 

146.74 

158.72 

171.06 

183.79 

196.90 

23 

140.72 

152.78 

165.22 

178.03 

191.23 

204.82 

24 

146.54 

159.07 

171.98 

185.28 

198.97 

213.04 

25 

152.60 

165.61 

179.02 

192.81 

206.99 

221.57 

26 

158.92 

172.43 

186.34 

200.63 

215.33 

230.40 

27 

165.50 

179.53 

193.94 

208.76 

223.95 

239.53 

28 

172.35 

186.90 

201.84 

217.17 

232.88 

248.95 

29 

179.47 

194.56 

210.02 

225.88 

242.09 

258.64 

30 

186.88 

202.49 

218.50 

234.87 

251.57 

268.59 

31 

194.54 

210.71 

227.24 

244.11 

261.30 

278.79 

32 

202.49 

219.19 

236.24 

253.61 

271.28 

289.22 

33 

210.70 

227.93 

245.49 

263.35 

281.49 

299.88 

34 

219.15 

236.91 

254.97 

273.31 

291.92 

310.75 

35 

227.82 

246.10 

264.66 

283.49 

302.54 

321.80 

36- 

236.72 

255.52 

274.57 

293.87 

313.37 

333.04 

37 

245.82 

265.13 

284.68 

304.43 

324.36 

344.43 

38 

255.13 

274.94 

294.96 

315.15 

335.51 

355.97 

39 

264.62 

284.92 

305.41 

326.04 

346.80 

367.63 

40 

274.27 

295.06  . 

316.01 

337.07 

358.21 

379.39 

41 

284.07 

305.34 

326.73 

348.20 

369.72 

391.22 

42 

294.00 

315.74 

337.57 

359.43 

381.29 

403.10 

43 

304.05 

326.24 

348.48 

370.71 

392.90 

415.00 

44 

314.19 

336.83 

359.46 

382.04 

404.54 

426.90 

45 

324.41 

347.46 

370.47 

.  393.39 

416.17 

438.76 

46 

334.68 

358.14 

381.51 

404.74 

427.77 

450.55 

47 

345.00 

368.84 

392.55 

416.05 

439.30 

462.25 

48 

355.34 

379.55 

403.56 

427.30 

450.74 

473.81 

49 

365.70 

390.24 

414.52 

438.48 

462.07 

485.23 

50 

376.05 

400.90 

425.42 

449.55 

473.25 

496.46 

51 

386.37 

411.49 

436.20 

460.48 

484.26 

507.51 

52 

396.63 

421.97 

446.86 

471.24 

495.08 

518.42 

53 

406.78 

432.32 

457.34 

481.81 

505.75 

529.25 

54 

416.82 

442.52 

467.66 

492.26 

516.39 

540.11 

55 

426.68 

452.54 

477.84 

502.65 

527.05 

551.10 

56 

436.38 

462.44 

487.98 

513.10 

537.86 

562.31 

57 

445.98 

472.31 

498.19 

523.71 

548.91 

573.81 

58 

455.54 

482.25 

508.57 

534.58 

560.27 

585.64 

59 

465.19 

492.38 

519.24 

545.78 

571.99 

597.84 

60 

475.06 

502.84 

530.28 

557.38 

584.12 

610.28 

61 

485.27 

513.69 

541.74 

569.43 

596.51 

623.04 

62 

495.92 

525.00 

553.69 

581.76 

609.27 

636.32 

63 

507.05 

536.83 

565.96 

594.51 

622.58 

650.46 

64 

518.75 

549.02 

578.68 

607.85 

636.82 

665.71 

65 

530.87 

561.72 

592.07 

622.20 

652.26 

681.96 

7S 

^™  TERMINAL   RESERVES  yA% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

0.00 

14.78 

30.15 

46.13 

62.76 

21 

0.00 

15.10 

30.80 

47.14 

6443 

22 

0.00 

15.44 

31.49 

48.19 

65.55 

23 

0.00 

15.79 

32.20 

49.27 

67.02 

24 

0.00 

16.15 

32.94 

50.39 

68.54 

25 

0.00 

16.52 

33.69 

51.55 

70.10 

26 

0.00 

16.90 

34.48 

52.74 

71.74 

27 

0.00 

17.31 

35.29 

53.98 

73.41 

28 

0.00 

17.71 

36.12 

55.25 

75.13 

29 

0.00 

18.14 

36.99 

56.57 

76.92 

30 

0.00 

18.58 

37.89 

57.93 

78.76 

31 

0.00 

19.04 

38.80 

59.33 

80.66 

32 

0.00 

19.50 

39.75 

60.79 

82.62 

33 

0.00 

19.99 

40.74 

62.29 

84.65 

M 

0.00 

20.49 

41.76 

63.83 

86.73 

35 

0.00 

21.01 

42.81 

65.41 

88.87 

36 

0.00 

21.54 

43.88 

67.05 

91.07 

37 

0.00 

22.08 

44.99 

68.72 

93.34 

38 

0.00 

22.65 

46.13 

70.46 

95.68 

39 

0.00 

23.23 

47.31 

72.25 

98.09 

40 

0.00 

23.84 

48.53 

74.11 

100.57 

41 

0.00 

24.47 

49.80 

76.00 

103.12 

42 

0.00 

25.12 

51.09 

77.95 

105.71 

43 

0.00 

25.77 

52.42 

79.93 

108.35 

44 

0.00 

26.46 

53.77 

81.95 

111.02 

45 

0.00 

27.14 

55.13 

83.99 

113.70 

46 

0.00 

27.84 

56.53 

86.04 

116.38 

47 

0.00 

28.55 

57.90 

88.06 

119.04 

48 

0.00 

29.24 

59.27 

90.08 

121.68 

49 

0.00 

29.94 

60.64 

92.10 

124.32 

50 

■  0.00 

30.64 

62.01 

94.12 

126.96 

51 

0.00 

31.34 

63.39 

96.14 

129.59 

52 

0.00 

32.06 

64.77 

98.16 

132.20 

53 

0.00 

32.76 

66.16 

100.17 

134.80 

54 

0.00 

33.48 

67.55 

102.19 

137.41 

55 

0.00 

34.20 

68.93 

104.21 

140.00 

56 

0.00 

34.93 

70.34 

106.23 

142.58 

57 

0.00 

35.67 

71.75 

108.25 

145.13 

58 

0.00 

36.40 

73.16 

110.24 

147.65 

59 

0.00 

37.14 

74.56 

112.23 

150.15 

60  0.00  37.88  75.95  114.21  152.62 


i79 
^l^-  TERMINAL   RESERVES  3^^ 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

80.05 

98.04 

116.75 

136.22 

156.46 

21 

81.79 

100.17 

119.29 

139.17 

159.85 

22 

83.60 

102.38 

121.91 

142.22 

163.34 

23 

85.47 

104.66 

124.62 

145.38 

166.97 

24 

87.41 

107.02 

127.43 

148.64 

170.70 

25 

89.40 

109.46 

130.32 

152.00 

174.55 

26 

91.48 

111.99 

133.32 

155.49 

178.51 

27 

93.60 

114.58 

136.39 

159.07 

183.63 

28 

95.79 

117.26 

139.57 

162.75 

186.85 

29 

98.06 

120.03 

142.85 

166.56 

191.19 

30 

100.40 

122.88 

146.23 

170.48 

195.67 

31 

102.81 

125.82 

149.70 

174.51 

200.26 

32 

105.30 

128.84 

153.28 

178.64 

204.99 

33. 

107.86 

131.96 

156.96 

182.91 

209.85 

34 

110.50 

135.15 

160.74 

187.29 

214.85 

35 

113.20 

138.44 

164.63 

191.79 

219.96 

36 

115.99 

141.83 

168.63 

196.41 

225.21 

37 

118.85 

145.31 

172.72 

201.13 

230.56 

38 

121.82 

148.89 

176.93 

205.97 

236.03 

39 

124.85 

152.56 

181.23 

210.90 

241.59 

40 

127.97 

156.30 

185.61 

215.91 

247.22 

41 

131.15 

160.13 

190.07 

220.98 

252.88 

42 

134.39 

164.01 

194.56 

226.07 

258.58 

43 

137.68 

167.91 

199.07 

231.18 

264.27 

44 

140.98 

171.82 

203.58 

236.27 

269.94 

45 

144.27 

175.72 

208.07 

241.34 

275.57 

46 

147.57 

179.62 

212.56 

246.40 

281.18 

47 

150.84 

183.48 

216.98 

251.38 

286.69 

48 

154.09 

187.31 

221.38 

256.30 

292.14 

49 

157.32 

191.12 

225.72 

261.16 

297.50 

50 

160.55 

194.89 

230.02 

265.97 

302.78 

51 

163.75 

198.63 

234.27 

270.69 

307.95 

52 

166.92 

202.33 

238.45 

275.32 

312.98 

53 

170.08 

205.99 

242.57 

279.85 

317.89 

54 

173.22 

209.61 

246.63 

284.29 

322.69 

55 

176.32 

213.17 

250.58 

288.61 

327.31 

56 

179.38 

216.67 

254.46 

292.81 

331.76 

57 

182.41 

220.11 

258.24 

296.85 

336.00 

58 

185.39 

223.47 

261.89 

300.72 

340.02 

59 

188.32 

226.72 

265.39 

304.38 

343.75 

60       191.17      229.86      268.73      307.80      347.18 


80 

*i^  TERMINAL   RESERVES  yA% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


VEARS 

Age 

II 

13 

13 

14 

15 

20 

177.53 

199.45 

222.25 

245.97 

270.66 

21 

181.36 

203.74 

227.02 

251.24 

276.45 

22 

185.32 

208.17 

231.95 

256.68 

282.42 

23 

189.41 

212.76 

237.05 

262.31 

288.59 

24 

193.63 

217.49 

242.30 

268.11 

294.94 

25 

198.00 

222.37 

247.72 

274.08 

301.49 

26 

202.50 

227.42 

253.31 

280.24 

308.24 

27 

207.13 

232.58 

259.05 

286.55 

315.15 

28 

211.89 

237.91 

264.94 

293.05 

322.27 

29 

216.79 

243.38 

271.01 

299.73 

329.58 

30 

221.84 

249.02 

277.26 

306.61 

337.09 

31 

227.01 

254.80 

283.66 

313.63 

344.78 

32 

232.34 

260.74 

290.23 

320.86 

352.65 

33 

237.82 

266.84 

296.98 

328.24 

360.70 

34 

243.43 

273.10 

303.86 

335.78 

368.90 

35 

249.18 

279.48 

310.89 

343.46 

377.23 

36 

255.06 

285.99 

318.05 

351.26 

385.66 

37 

261.05 

292.62 

325.30 

359.14 

394.19 

38 

267.15 

299.34 

332.64 

367.11 

402.79 

39 

273.32 

306.12 

340.04 

375.13 

411.44 

40 

279.55 

312.96 

347.49 

383.18 

420.12 

41 

285.82 

319.82 

354.95 

391.25 

428.80 

42 

292.10 

326.70 

362.41 

399.31 

437.47 

43 

298.38 

333.55 

369.84 

407.32 

446.08 

44 

304.61 

340.35 

377.20 

415.25 

454.60 

45 

310.81 

347.09 

384.49 

423.10 

463.02 

46 

316.95 

353.77 

391.71 

430.86 

471.34 

47 

322.99 

360.32 

398.77 

438.44 

479.46 

48 

328.94 

366.76 

405.71 

445.87 

487.36 

49 

334.77 

373.07 

412.46 

453.09 

495.12 

50 

340.51 

379.23 

419.06 

460.11 

502.61 

51 

346.09 

385.17 

425.45 

466.93 

509.81 

52 

351.51 

391.00 

431.60 

473.44 

516.75 

53 

356.78 

396.61 

437.50 

479.66 

523.33 

54 

361.89 

401.99 

443.15 

485.58 

529.54 

55 

366.76 

407.09 

448.46 

491.09 

535.31 

56 

371.41 

411.90 

453.41 

496.20 

540.61 

57 

375.80 

416.39 

457.99 

500.85 

545.41 

58 

379.89 

420.52 

462.11 

505.01 

549.71 

59 

383.64 

424.21 

465.75 

508.67 

553.51 

60  -     387.00      427.47      468.93      511.87      556.89 


8i 
*i^-  TERMINAL   RESERVES  3^^ 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

i6 

17 

i8 

19 

20 

20 

296.36 

323.09 

350.93 

379.89 

410.03 

21 

302.67 

329.97 

358.37 

387.93 

418.69 

22 

309.19 

337.05 

366.04 

396.21 

427.62 

23 

315.92 

344.37 

373.96 

404.76 

436.81 

24 

322.86 

351.89 

382.11 

413.55 

446.28 

25 

329.99 

359.65 

390.50 

422.61 

456.00 

26 

337.35 

367.60 

399.11 

431.88 

466.00 

27 

344.89 

375.82 

407.96 

441.43 

476.26 

28 

352.65 

384.23 

417.08 

451.24 

486.77 

29 

360.60 

392.85 

426.38 

461.25 

497.52 

30 

368.78 

401.71 

435.93 

471.51 

508.49 

31 

377.12 

410.73 

445.65 

481.94 

519.67 

32 

385.67 

419.95 

455.57 

492.57 

531.04 

33 

394.38 

429.35 

465.65 

503.37 

542.58 

34 

403.25 

438.89 

475.89 

514.33 

554.30 

35 

412.23 

448.55 

486.25 

525.41 

566.15 

36  . 

421.33 

458.32 

496.72 

536.62 

578.13 

37 

430.50 

468.17 

507.26 

547.91 

590.22 

38 

439.76 

478.09 

517.90 

559.28 

602.39 

39 

449.05 

488.06 

528.57 

570.71 

614.63 

40 

458.38 

498.05 

539.26 

582.17 

626.92 

41 

467.69 

508.03 

549.96  , 

593.64 

639.24 

42 

476.99 

518.00 

560.64 

605.09 

651.55 

43 

486.20 

527.87 

571.26 

616.46 

663.83 

44 

-   495.36 

537.68 

581.75 

627.78 

676.07 

45 

504.38 

547.35 

592.13 

638.99 

688.24 

46 

513.29 

556.90 

602.37 

650.07 

700.30 

47 

521.95 

566.23 

612.46 

660.97 

712.23 

48 

530.49 

575.34 

622.31 

671.68 

724.01 

49 

538.75 

584.23 

631.90 

682.18 

735.60 

50 

546.77 

592.82 

641.20 

692.38 

746.98 

51 

554.45 

601.08 

650.22 

702.29 

758.13 

52 

561.82 

609.02 

658.83 

711.89 

769.04 

53 

568.81 

616.54 

667.07 

721.13 

779.72 

54 

575.41 

623.61 

674.88 

730.03 

790.18 

55 

581.50 

630.24 

682.28 

738.58 

800.48 

56 

587.11 

636.36 

689.24 

746.85 

81062 

57 

592.22 

642.03 

695.81 

754.79 

820.64 

58 

596.85 

647.26 

702.02 

762.46 

830.54 

59 

601.01 

652.05 

707.77 

769.83 

840.32 

60       604.75      656.43      713.21      776.88      849.97 


82 


^^  TERMINAL   RESERVES  3^^ 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

> 

Age 

I 

2 

3 

4 

5 

20 

0.00 

20.10 

41.02 

62.79 

85.45 

21 

0.00 

20.50 

41.84 

64.05 

87.17 

22 

0.00 

20.92 

42.70 

65.37 

88.96 

23 

0.00 

21.36 

43.59 

66.72 

90.80 

24 

0.00 

21.81 

44.51 

68.13 

92.71 

25 

0.00 

22.30 

45.45 

69.58 

94.68 

26 

0.00 

22.75 

46.44 

71.07 

96.71 

27 

0.00 

23.26 

47.45 

72.62 

98.82 

28 

0.00 

23.76 

48.49 

74.22 

100.99 

29 

0.00 

24.30 

49.57 

75.87 

103.22 

30 

0.00 

24.85 

50.69 

77.57 

105.53 

31 

0.00 

25.41 

51.83 

79.31 

107.91 

32 

0.00 

25.99 

53.01 

81.12 

110.35 

33 

0.00 

26.59 

54.24 

82.98 

112.88 

34 

0.00 

27.21 

55.50 

84.91 

115.47 

35 

0.00 

27.84 

56.78 

86.86 

118.12 

36 

0.00 

28.50 

58.11 

88.88 

120.85 

37 

0.00 

29.16 

59.46 

90.94 

123.65 

38 

0.00 

29.86 

60.86 

93.07 

126.52 

39 

0.00 

30.56 

62.29 

95.25 

129.48 

40 

0.00 

31.29 

63.77 

97.49 

132.50 

41 

0.00 

32.03 

65.28 

99.78 

135.58 

42 

0.00 

32.81 

66.83 

102.12 

138.72 

43 

0.00 

33.58 

68.41 

104.49 

141.91 

44 

0.00 

34.38 

70.00 

106.89 

145.10 

45 

0.00 

35.18 

71.61 

109.31 

148.31 

46 

0.00 

36.00 

73.23 

111.72 

151.50 

47 

0.00 

36.81 

74.83 

114.10 

154.66 

48 

0.00 

37.60 

76.40 

116.45 

157.78 

49 

0.00 

38.39 

77.96 

118.77 

160.86 

50 

O.OQ 

39.17 

79.51 

121.08 

163.91 

51 

0.00 

39.94 

81.04 

123.34 

166.90 

52 

0.00 

40.70 

82.54 

125.56 

169.82 

53 

0.00 

41.45 

84.01 

127.73 

172.67 

54 

0.00 

42.19 

85.45 

129.85 

175.46 

55 

0.00 

42.90 

86.85 

131.91 

178.14 

56 

0.00 

43.60 

88.22 

133.91 

180.73 

57 

0.00 

44.29 

89.55 

135.83 

183.21 

58 

0.00 

44.95 

90.82 

137.65 

185.54 

59 

0.00 

45.59 

92.03 

139.39 

187.76 

60        0.00       46.20       93.18      141.03      189.84 


83 


"exp!^  terminal  reserves       3^^ 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


VEARS 

Age 

6 

7 

8 

9 

lO 

20 

109.05 

133.62 

159.20 

185.84 

213.58 

21 

111.24 

136.30 

162.40 

189.56 

217.85 

22 

113.52 

139.09 

165.71 

193.43 

222.29 

23 

115.87 

141.97 

169.13 

197.42 

226.87 

24 

118.30 

144.94 

172.67 

201.54 

231.60 

25 

120.81 

148.00 

176.32 

205.78 

236.46 

26 

123.40 

151.18 

180.09 

210.18 

241.51 

27 

126.08 

154.45 

183.97 

214.71 

246.71 

28 

128.84 

157.82 

178.99 

219.38 

252.06 

29 

131.69 

161.31 

192.13 

224.20 

257.58 

30 

134.62 

164.89 

196.38 

229.15 

263.25 

31 

137.65 

168.59 

200.77 

234.25 

269.09 

32 

140.76 

172.38 

205.27 

239.49 

275.09 

33 

143.96 

176.28 

209.90 

244.87 

281.25 

34  - 

147.25 

180.30 

214.66 

250.40 

287.59 

35 

150.61 

184.40 

219.53 

256.07 

294.06 

36 

154.09 

188.63 

224.55 

261.89 

300.72 

37 

157.63 

192.96 

229.67 

267.83 

307.49 

38 

161.28 

197.39 

234.92 

273.90 

314.41 

39 

165.02 

201.93 

240.27 

280.09 

321.45 

40 

168.84 

206.56 

245.72 

286.38 

328.59 

41 

172.72 

211.26 

251.24 

292.73 

335.78 

42 

176.67 

216.02 

256.83 

299.13 

343.03 

43 

180.67 

220.80 

262.44 

305.58 

350.28 

44 

184.66 

225.62 

268.03 

311.99 

357.58 

45 

188.65 

230.40 

m.6Z 

318.40 

364.83 

46 

192.63 

235.17 

279.19 

324.78 

372.05 

47 

196.56 

239.88 

284.69 

331.09 

379.20 

48 

200.46 

244.54 

290.14 

ZZLZZ 

386.26 

49 

204.29 

249.14 

295.49 

343.46 

393.20 

50 

208.08 

253.65 

300.75 

349.50 

400.04 

51 

211.78 

258.08 

305.91 

355.39 

406.71 

52 

215.40 

262.39 

310.92 

361.12 

413.18 

53 

218.93 

266.59 

315.78 

366.66 

419.45 

54 

222.35 

270.63 

320.45 

371.99 

425.49 

55 

225.64 

274.52 

324.93 

377.10 

431.26 

56 

228.79 

278.22 

329.20 

381.94 

436.71 

57 

231.79 

281.74 

ZZZ.IZ 

386.48 

441.82 

58 

234.62 

285.03 

336.96 

390.68 

446.54 

59 

237.28 

288.08 

340.40 

394.53 

450.85 

60       239.72      290.86      343.50      397.96      454.68 


84' 


^1^  TERMINAL   RESERVES  yA% 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Agre 

ir 

12 

13 

14 

15 

20 

242.47 

272.56 

303.90 

336.54^ 

370.55 

21 

247.32 

278.00 

309.96 

343.25 

377.95 

22 

252.35 

283.65 

316.25 

350.22 

385.60 

23 

257.53 

289.47 

322.74 

357.39 

393.49 

^24- 

262.89 

295.49 

329.44 

364.80 

401.63 

25 

268.42 

301.69 

336.34 

372.43 

410.03 

26 

274.13 

308.10 

343.47 

380.32 

418.69 

27 

280.02 

314.70 

350.82 

388.43 

427:62 

28 

286.08 

321.50 

358.38 

396.79 

436.81 

29 

292.33 

328.50 

366.17 

405.41 

446.28 

30 

298.74 

335.70 

374.17 

414.25 

456.00 

31 

305.36 

343.11 

382.42 

423.36 

466.00 

32 

312.14 

350.72 

390.88 

432.70 

476.26 

33 

319.12 

358.53 

399.56 

442.27 

486.77 

34 

326.28 

366.54 

408.45  ' 

452.08 

497.52 

35 

333.59 

374.71 

417.52 

462.08 

508.49 

36 

341.10 

383.10 

426.81 

472.31 

519.67 

37 

348.73 

391.62 

436.24 

482.67 

531.04 

■38 

356.52 

400.30 

445.82 

493.22 

542.58 

39 

364.42 

409.08 

455.54 

503.90 

554.30 

40 

372.42 

417.98 

465.37 

514.71 

566.15 

41 

380.48 

426.94 

475.27 

525,61  • 

578.13 

42 

388.61 

435.97 

485.25 

536.61 

590.22 

43 

396.78 

445.02 

495.27 

547.66 

602.39 

44 

404.91 

454.11 

505.33 

558:76 

614.63 

45 

413.04 

463.16 

515.36 

569.87 

626.92 

46 

421.13 

472.17 

525.38 

580.98 

639.24 

47 

429.14 

481.12 

535.34 

592.04 

651.55 

48 

437.08 

489.99 

545.22 

603.05 

663.83 

49 

444.88 

498.72 

554.96 

613.94 

676.07 

50 

452.57 

507.32 

564.58 

624.75 

688.24 

51 

460.04 

515.70 

574.01 

635.37 

700.30 

52 

467.35 

523.92 

583.27 

645.84 

712.23 

53 

474.42 

531.89 

592.27 

656.08 

724.01 

54 

481.22 

539.56 

600'.98 

666.07 

735.60 

55 

487.72 

546.92 

609.38 

675.78 

746.98 

56 

493.88 

553.91 

617.41 

685.16 

758.13 

57 

499.66 

560.50 

625.05 

694.18 

769.04 

58 

504.99 

566.63 

632.22 

702.80 

779.72 

59 

509.87 

572.27 

638.93 

711.06 

790.18 

60       514.22  .     577.37      645.16      718.95      800.48 


95 
A^|«  TERMINAL   RESERVES  3^^ 

10  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

0.00 

31.59 

64.50 

98.79 

134.51 

21 

0.00 

32.18 

65.70 

100.62 

137.01 

22 

0.00 

32.78 

66.94 

102.52 

139.59 

23 

0.00 

33.41 

68.22 

104.49 

142.27 

24    • 

0.00 

34.07 

69.55 

106.52 

145.04 

25 

0.00 

34.74 

70.92 

108.62 

147.89 

26 

0.00 

35.43 

72.34 

110.79 

150.84 

27 

0.00 

36.15 

73.81 

113.03 

153.90 

28 

0.00 

36.89 

75.31 

115.35 

157.05 

29 

0.00 

37.66 

76.88 

117.74 

160.31 

30 

0.00 

38.45 

78.50 

120.21 

163.66 

31 

0.00 

39.27 

80.15 

122.75 

167.13 

32 

0.00 

4o;io 

81.87 

125.38 

170.70 

33 

0.00 

40.97 

83.64 

128.08 

174.38 

34 

0.00 

41.87 

85.46 

130.87 

178.16 

35 

0.00 

42.78 

87.33 

133.72 

183.04 

36 

0.00 

43.73 

89.26 

136.67 

186.04 

37 

0.00 

44.69 

91.22 

139.67 

190.13 

38 

0.00 

45.69 

93.25 

142.77 

194.35 

.39 

0.00 

46.70 

95.32 

145.94 

198.66 

40 

0.00 

47.75 

97.46 

149.20 

203.08 

41 

0.00 

48.83 

99.64 

152.53 

207.60 

42 

0.00 

49.93 

101.87    - 

155.93 

212.20 

43 

0.00 

51.04 

104.14 

159.38 

216.87 

44 

0.00 

52.18 

106.44 

162.88 

221.61 

45 

0.00 

53.32 

108.76 

166.41 

226.36 

46 

0.00 

54.49 

111.11 

169.96 

231.14 

47 

0.00 

55.65 

113.44 

173.49 

235.91 

48 

0.00 

56.80 

115.76 

177.00 

240.67 

49     . 

0.00 

57.93 

118.05 

180.49 

245.40 

50 

0.00 

59.06 

120.34 

183.97 

250.10 

51 

0.00 

60.18 

122.59 

187.39 

254.75 

52 

0.00 

61.28 

124.81 

190.76 

259.32 

53 

0.00 

62.35 

126.98 

194.06 

263.81 

54 

0.00 

63.40 

129.10 

197.28 

268.20 

55 

0.00 

64.41 

131.14 

200.41 

272.46 

56 

0.00 

65.39 

133.13 

203.43 

276.58 

57 

0.00 

66.34 

135.03 

206.32 

280.51 

58 

0.00 

67.22 

136.82 

209.04 

284.24 

59 

0.00 

68.06 

138.49 

211.60 

287.76 

60        0.00       68.82      140.04      213.98      291.05 


86 

^■^  TERMINAL   RESERVES  y^% 

10  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

171.74 

210.53 

250.96 

293.10 

337.02 

21 

174.93 

214.44 

255.62 

298.54 

343.28 

22 

178.22 

218.48 

260.44 

304.17 

349.76 

23 

181.64 

222.67 

265.43 

310.00 

356.46 

24 

185.17 

227.00 

270.59 

316.03 

363.39 

25 

188.82 

231.47 

275.92 

322.25 

370.55 

26 

192.59 

236.09 

281.42 

328.68 

377.95 

27 

196.49 

240.87 

287.12 

335.34 

385.60 

28 

200.50 

245.78 

292.99 

342.19 

393.49 

29 

204.66 

250.88 

299.06 

349.28 

401.63 

30 

208.95 

256.13 

305.31 

356.58 

410.03 

31 

213.36 

261.54 

311.76 

364.11 

418.69 

32 

217.92 

267.12 

318.41 

371.87 

427.62 

33 

222.61 

272.87 

325.25 

379.86 

436.81 

34 

227.43 

278.77 

332.28 

388.08 

446.28 

35 

232.38 

284.84 

339.52 

396.53 

456.00 

36 

237.48 

291.08 

346.96 

405.23 

46600 

37 

242.70 

297.49 

354.59 

414.14 

476.26 

38 

248.08 

304.06 

362.43 

423.28 

486.77 

39 

253.57 

310.79 

370.43 

432.62 

497.52 

40 

259.20 

317.67 

378.61 

442.17 

508.49 

41 

264.94 

324.69 

386.96 

451.90 

519.67 

42 

270.79 

331.83 

395.44 

461.78 

531.04 

43 

276.73 

339.06 

404.03 

471.81 

542.58 

44 

282.73 

346.38 

412.73 

481.96 

554.30 

45 

288.75 

353.73 

421.48 

492.21 

566.15 

46 

294.82 

361.14 

430.31 

502.54 

578.13 

47 

300.88 

368.56 

439.16 

512.95 

590.22 

48 

306.93 

375.97 

448.04 

523.40 

602.39 

49 

312.95 

383.37 

456.91 

533.87 

614.63 

50 

318.95 

390.75 

465.77 

544.37 

626.92 

51 

324.88 

398.05 

474.57 

554.82 

639.24 

52 

330.73 

405.27 

483.30 

565.22 

651.55 

53 

336.48 

412.40 

.491.94 

575.56 

663.83 

54 

342.12 

419.39 

500.44 

585.78 

676.07 

55 

347.59 

426.20 

508.76 

595.87 

688.24 

56 

352.90 

432.83 

516.92 

605.81 

700.30 

57 

357.98 

439.23 

524.83 

615.52 

712.23 

58 

362.85 

445.38 

532.49 

625.02 

724.01 

59 

367.45 

451.22 

539.83 

634.23 

735.60 

60       371.74      456.72      546.83      643.12      746.98 


87 


TERMINAL    RESERVES  ^l^% 


AMER. 
EXP. 

20  Year  Endowment 


FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

■2 

3 

4 

5 

20 

0.00 

35.23 

71.93 

110.18 

150.04 

21 

0.00 

35.22 

71.92 

110.17 

150.02 

22 

0.00 

35.22 

71.92 

110.16 

150.00 

23 

0.00 

35.22 

71.92 

110.15 

149.99 

24 

0.00 

35.22 

71.92 

110.14 

149.98 

25 

0.00 

35.22 

71.92 

110.14 

149.97 

26 

0.00 

35.22 

71.92 

110.14 

149.97 

27 

0.00 

35.22 

71.92 

110.14 

149.97 

28 

0.00 

35.23 

71.93 

110.15 

149.97 

29 

0.00 

35.24 

71.94 

110.16 

149.98 

30 

0.00 

35.25 

71.96 

110.18 

150.00 

31 

0.00 

35.26 

71.98 

110.20 

150.02 

32 

0.00 

35.27 

72.01 

110.24 

150.06 

33 

0.00 

35.29 

72.05 

110.29 

150.11 

34 

0.00 

35.32 

72.09 

110.35 

150.17 

35 

0.00 

35.35 

72.14 

110.42 

150.25 

.36 

0.00 

35.39 

72.20 

110.51 

150.35 

37 

.     0.00 

35.43 

72.28 

110.62 

150.48 

38 

0.00 

35.48 

72.38 

110.75 

150.64 

39 

0.00 

35.54 

72.50 

110.91 

150.85 

40 

0.00 

35.62 

72.64 

111.11 

151.09 

41 

0.00 

35.72 

72.81 

111.35 

151.38 

42 

0.00 

35.83 

73.01  ■ 

111.63 

151.70 

43 

0.00 

35.95 

73.24 

111.94 

152.04 

44 

0.00 

36.08 

73.49 

112.27 

152.43 

45 

0.00 

36.23 

73.75 

112.62 

152.82 

46 

0.00 

36.39 

74.02 

112.98 

153.21 

47 

0.00 

36.56 

74.30 

113.34 

153.60 

48 

0.00 

36.73 

74.59 

113.71 

154.00 

49 

0.00 

36.91 

74.90 

114.09 

154.41 

50 

0.00 

37.10 

75.23 

114.49 

154.86 

51 

0.00 

37.29 

75.58 

114.92 

155.35 

52 

0.00 

37.50 

75.95 

115.39 

155.87 

53 

0.00 

Z7.7Z 

76.35 

115.91 

156.44 

54 

0.00 

37.98 

76.79 

116.48 

157.07 

55 

0.00 

38.25 

77.27 

117.10 

157.75 

56 

0.00 

38.55 

77.80 

117.78 

158.51 

57 

0.00 

38.88 

78.38 

118.52 

159.32 

58 

0.00 

39.23 

79.00 

119.31 

160.18 

59 

0.00 

39.60 

79.65 

120.15 

161.11 

60         0.00       40.00       80.34      121.05      162.11 


88 


AMER. 
EXP. 

20  Year  Endowment 


TERMINAL   RESERVES  ^16% 


FULL  PRELIMINARY  TERM 


VEARS 

Age 

6 

7 

8 

9 

io 

20 

191.58 

234.87 

280.00 

327.05 

376.09 

21 

191.55 

234.84 

279.95 

327.00 

376.03 

22 

191.53 

234.81 

279.91 

326.95 

375.97 

23 

191.51 

234.78 

279.87 

326.90 

375.91 

24 

191.49 

234.75 

279.84 

326.85 

375.85 

25 

191.48 

234.73 

279.81 

326.80 

375.79 

26 

191.47 

234.71 

279.78 

326.75 

375.73 

27 

191.46 

234.69 

279.75 

326.71 

375.68 

28 

191.45 

234.68 

279.73 

326.68 

375.63 

29 

191.46 

234.68 

279.71 

326.65 

375.58 

30 

191.47 

234.68 

279.70 

326.62 

375.53 

31 

191.49 

234.69 

279.70 

326.60 

375.49 

32 

191.52 

234.71 

279.71 

326.59 

375.46 

33 

191.56 

234.75 

279.73 

326.60 

375.44 

34 

191.62 

234.81 

279.77 

326.62 

375.45 

35 

191.70 

234.89 

279.84 

326.67 

375.47 

36 

191.81 

235.00 

279.94 

326.75 

375.52 

37 

191.95 

235.14 

280.08 

326.87 

375.60 

38 

192.13 

235.32 

280.26 

327.02 

375.71 

39 

192.35 

235.54 

.  280.48 

327.20 

375.84 

40 

192.62 

235.81 

280.73 

327.41 

375.98 

41 

192.94 

236.12 

281.01 

327.64 

376.11 

42 

193.29 

236.46 

281.31 

327.86 

376.24 

43 

193.66 

236.82 

281.61 

328.07 

376.35 

44 

194.05 

237.19 

281.90 

328.27 

376.43 

45  ^ 

194.44 

237.52 

282.17 

328.45 

376A7 

46 

194.82 

237.89 

282.43 

328.60 

376.48 

47 

195.20 

238.22 

282.68 

328.73 

376.46 

48 

195.59 

238.56 

282.93 

328.84 

376.41 

49 

196.00 

238.91 

283.18 

328.94 

376.34 

50 

196.44 

239.28 

283.44 

329.05 

376.25 

51 

196.91 

239.68 

283.72 

329.17 

376.11 

52 

197.42 

240.12 

284.03 

329.30 

376.01 

53 

197.98 

240.60 

284.38 

329.44 

375.92 

54 

198.60 

241.13 

284.77 

329.61 

375.81 

55 

199.28 

241.72 

285.20 

329.81 

375.71 

56 

200.02 

242.38 

285.67 

330.03 

375.59 

57 

200.82 

243.08 

286.17 

330.26 

375.44 

58 

201.68 

243.82 

286.70 

330.47 

375.23 

59 

202.59 

244.60 

287.24 

330.65 

374.94 

60       203.54      245.41      287.78      330.78      374.55 


89 
^^^^  TERMINAL   RESERVES  ^l^% 

20  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

12 

13 

14 

rs 

^20 

427.24 

480.57 

536.21 

594.26 

654.81 

21 

427.17 

480.49 

536.12 

594.16 

654.71 

22 

427.10 

480.41 

536.03 

594.06 

654.61 

23 

427.03 

480.33 

535.94 

593.96 

654.51 

24 

426.96 

480.25 

535.85 

593.86 

654.40 

25 

426.89 

480.16 

535.75 

593.75 

654.28 

26 

426.81 

480.07 

535.65 

593.63 

654.15 

27 

426.73 

479.98 

535.54 

593.50 

654.01 

28 

426.65 

479.89 

535.42 

593.37 

653.87 

29 

426.58 

479.80 

535.30 

593.24 

653.72 

30 

426.51 

479.70 

535.18 

593.10 

653.56 

31 

426.45 

479.60 

535.06 

592.96 

653.40 

32 

426.40 

479.52 

534.95 

592.83 

653.24 

33 

426.36 

479.45 

534.84 

592.69 

653.05 

34  * 

426.34 

479.39 

,   534.73 

592.55 

625.87 

35 

426.34 

479.34 

534.63 

592.40 

652.67 

36     ■ 

426.35 

479.30 

534.53 

592.24 

652.45 

37 

426.38 

479.27 

534.43 

592.03 

652.21 

38 

426.43 

479.24 

534.31 

591.82 

651.93 

39 

426.46 

479.20 

.534.18 

591.58 

651.60 

40 

426.50 

479.14 

534.02 

591.31 

651.21 

41 

426.55 

479.05 

533.81 

590.98 

650.77 

42 

426.55 

478.93 

533.55 

590.59 

650.27 

43 

426.52 

478.77 

533.23 

590.13 

649.69 

44 

426.46 

478.56 

,  532.85 

589.62 

649.02 

45 

426.36 

478.29 

532.41 

589.00 

648.26 

46 

426.21 

477.95 

531.88 

588.29 

647.40 

47 

426.00 

477.54 

531.27 

587.48 

646.43 

48 

425.74   , 

477.06 

530.58 

586.57 

64534 

49 

425.44 

476.53 

529.80 

585.56 

644.12 

50 

425.12 

475.95 

528.94 

584.45 

642.78 

51 

424.77 

475.31 

528.01 

583.23 

641.31 

52 

424.39 

474.62 

527.00 

581.89 

639.70 

53 

423.98 

473.87 

525.90 

580.43 

637.93 

54 

423.54 

473.06 

524.69 

578.82 

635.97 

55 

423.07 

472.17 

523.36 

577.05 

633.85 

56 

422.55 

471.19 

521.89 

575.09 

631.42 

57 

421.96 

470.09 

520.24 

572.88 

628.75 

58 

421.27 

468.83 

518.36 

570.38 

625.75 

59 

420.40 

467.34 

516.21 

567.62 

622.45 

.60       419.41      465.67      513.83      564.63      618.94 


90 


AMER. 
EXP. 


TERMINAL   RESERVES  ^16% 


20  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Ag:c 

i6 

17 

i8 

19 

20 

718.01 

783.99 

852.87 

924.83 

21 

717.91 

783.90 

852.80 

924.79 

22 

717.81 

783.81 

852.73 

924.75 

23 

717.71 

783.71 

852.65 

924.70 

24 

717.61 

783.61 

852.57 

924.64 

25 

717.48 

783.49 

852.47 

924.57 

26 

717.35 

783.36 

852.36 

924.50 

27 

717.21 

783.23 

852.25 

924.43 

28 

717.06 

783.09 

852.14 

924.35 

29 

716.90 

782.94 

852.01 

924.26 

30 

716.73 

782.77 

851.86 

924.19 

31 

716.57 

782.59 

851.70 

924.09 

32 

716.36 

782.41 

851.53 

923.96 

33 

716.18 

782.21 

851.34 

923.85 

34 

715.95 

781.99 

851.13 

923.72 

35 

715.72 

781.74 

850.90 

923.57 

36 

715.45 

781.45 

850.64 

923.40 

37 

715.15 

781.12 

850.35 

923.18 

38 

714.81 

780.75 

850.02 

922.96 

39 

714.43 

780.33 

849.65 

922.71 

40 

713.99 

779.86 

849.23 

922.45 

41 

713.49 

779.33 

848.76 

922.13 

42 

712.88 

778.73 

848.20 

921.78 

43 

712.24 

778.05 

847.59 

921.38 

44 

711.47 

777.28 

846.90 

920.93 

45 

710.61 

776.41 

846.13 

920.43 

46 

709.64 

775.43 

845.29 

919.84 

47 

708.56 

774.33 

844.29 

919.23 

48 

707.35 

773.10 

843.20 

918.51 

49 

705.99 

771.73 

842.00 

917.71 

50 

704.49 

770.22 

840.65 

916.83 

51 

702.87 

768.56 

839.19 

915.86 

52 

701.07 

766.70 

837.54 

914.78 

53 

699.06 

764.66 

835.71 

913.57 

54 

696.90 

762.40 

833.67 

912.24 

55 

694.44 

759.89 

831.43 

910.75 

56 

691.73 

757.11 

828.95 

909.12 

57 

688.70 

754.03 

826.26 

907.32 

58 

685.38 

750.66 

823.26 

905.33 

59 

681.79 

747.00 

819.99 

903.15 

60  677.95        743.10        816.45        900.75 


91 


TERMINAL   RESERVES  ^I6i% 


AMER. 
EXP. 

15  Year  Endowment 


FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

3 

3 

4 

5 

20 

0.00 

53.60 

109.48 

167.73 

228.48 

21 

0.00 

53.59 

109.46 

167.70 

228.44 

22 

0.00 

53.58 

109.44 

167.67 

288.39 

23 

0.00 

53.57 

109.42 

167.64 

228.34 

24 

0.00 

53.56 

109.40 

167.61 

228.29 

25 

0.00 

53.55 

109.38 

167.58 

228.24 

26 

0.00 

53.54 

109.36 

167.54 

228.19 

27 

0.00 

53.53 

109.34 

167.50 

228.14 

28 

0.00 

53.52 

109.31 

167.46 

228.09 

29 

0.00 

53.51 

109.28 

167.42 

228.03 

30 

0.00 

53.50 

109.25 

167.38 

227.97 

31 

0.00 

53.49 

109.22 

167.34 

227.91 

32 

0.00 

53.48 

109.19 

167.30 

227.85 

33       , 

0.00 

53.47 

109.16 

167.26 

227.79 

34 

0.00 

53.46 

109.13 

167.21 

227.72 

35 

0.00 

53.45 

109.11 

167.16 

227.65 

36 

0.00 

53.44 

109.09 

167.11 

227.58 

37 

.  0.00 

53.43 

109.07 

167.06 

227.51 

38 

0.00 

53.42 

109.05 

167.02 

227.44 

39 

0.00 

53.41 

109.03 

166.99 

227.38 

40 

0.00 

53.41 

109.03 

166.97 

227.34 

41 

0.00 

53.42 

109.04 

166.96 

227.30 

42 

0.00 

53.44 

109.05 

166.96 

227.26 

43 

0.00 

53.45 

109.07 

166.96 

227.21 

44 

0.00 

53.47 

109.09 

166.95 

227.17 

45 

0.00 

53.49 

109.11 

166.93 

227.05 

46 

0.00 

53.52 

109.12 

166.89 

226.93 

47 

O.CX) 

53.53 

109.10 

166.82 

226.77 

48 

0.00 

53.53 

109.06 

166.70 

226  56 

49 

o.uo 

53.51 

109.00 

166.54 

226.29 

50 

0.00 

53.49 

108.92 

166.35 

225.97 

51 

0.00 

53.47 

108.82 

166.13 

225.61 

52 

0.00 

53.44 

108.70 

165.91 

225.21 

53 

0.00 

53.40 

108.56 

165.64 

224.77 

54 

0.00 

53.35 

108.41 

165.32 

224.28 

55 

0.00 

53.30 

108.26 

165.01 

223.74 

56 

0.00 

53.25 

108.10 

164.67 

223.15 

57 

0.00 

53.20 

107.93 

164.30 

222.51 

58 

0.00 

53.14 

107.74 

163.90 

221.82 

59 

0.00 

53.08 

107.53 

163.47 

221.09 

60         0.00       53.01       107.30      163.01      220.31 


92 


AM|R  TERMINAL   RESERVES  3^^ 

15  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

10 

20 

291.78 

357.82 

426.69 

498.52 

573.45 

21 

291.78 

357.76 

426.62 

498.45 

573.37 

22 

291.68 

357.70 

426.55 

498.37 

573.29 

23 

291.63 

357.63 

426.47 

498.28 

573.20 

24 

291.57 

357.56 

426.39 

498.19 

573.10 

25 

291.51 

357.49 

426.30 

498.10 

573.00 

26 

291.44 

357.41 

426.21 

498.00 

572.90 

27 

291.37 

357.32 

426.12 

497.90 

572.79 

28 

291.30 

357.23 

426.02 

497.79 

572.67 

29 

291.23 

3^7.14 

425.92 

497.67 

572.54 

30 

291.16 

357.05 

425.81 

497.54 

572.40 

31 

291.08 

356.95 

425.69 

497.40 

572.25 

32 

291.00 

356.85 

425.56 

497.25 

572.09 

33 

290.91 

356.74 

425.42 

497.09 

571.92 

34 

290.81 

356.62 

425.27 

496.92 

571.73 

35 

290.71 

356.49 

425.12 

496.74 

571.53 

36 

290.61 

356.36 

424.96 

496.55 

571.32 

37 

290.51 

356.22 

424.80 

496.35 

571.09 

38 

290.41 

356.09 

424.63 

496.14 

570.84 

>0r.. 

290.32 

355.97 

424.46 

495.92 

570,57 

40 

290.25 

355.85 

424.28 

495.68 

570.28 

41 

290.17 

355.72 

424.08 

495.41 

569.95 

42 

290.08 

355.57' 

423.85 

495.10 

569.57 

43 

289.97 

355.39 

423.57 

494.74 

569.13 

44 

289.84 

355.16 

423.24 

494.31 

568.61 

,45 -' 

289.67 

354.87 

422.84 

493.80 

568.00 

46' 

289.44 

354.52 

422.36 

493.20 

567.30 

47;; 

289.15 

354.09 

421.79 

492.50 

566.49 

48 

288.80 

353.58 

421.13 

491.70 

565.57 

49 

288.38 

352.99 

420.38 

490.80 

564.54 

50 

287.90 

352.33 

419.54 

489.79 

563.39 

51 

287.36 

351.60 

418.61 

488.66 

562.11 

52 

286.76 

350.80 

417.58 

487.41 

560.68 

53 

286.10 

349.92 

416.44 

486.03 

559.10 

54 

285.38 

348.94 

415.18 

484.51 

557.36 

55 

284.59 

347.85 

413.80 

482.85 

555.46 

56 

283.73 

346.67 

412.29 

481.01 

553.38 

57 

282.79 

345.38 

410.65 

479.03 

551.10 

58 

281.77 

343.98 

408.86 

476.84 

548.59 

59 

280.67 

342.46 

406.90 

474.43 

545.82 

60       279.48      340.81      404.75      471.81      542.75 


93 


TERMINAL   RESERVES  3^^ 


AMER. 
EXP. 

15  Year  Endowment 


FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

12 

13 

14 

20 

651.63 

733.20 

818.34 

907.21 

21 

651.55 

733.U 

818.28 

907.17 

22 

651.47 

733.05 

818.22 

907,13 

23 

651.38 

732.97 

818.15 

907.09 

24 

651.28 

732.88 

818.08 

907.05 

25 

651.18 

732.79 

818.01 

907.01 

26 

651.08 

732.70 

817.93 

906.96 

27 

650.97 

732.59 

817.84 

906.91 

28 

650.85 

732.47 

817.74 

906.85 

29 

650.72 

732.35 

817.64 

906.78 

30 

650.58 

732.22 

817.53 

609.71 

31 

650.42 

732.07 

817.41 

906.63 

32 

650.25 

731.91 

817.28 

906.55 

33  - 

650.07 

731.73 

817.13 

906.46 

34 

649.88 

731.54 

816.96 

906.35 

35 

649.67 

731.34 

816.78 

906.23 

36 

649.44 

731.12 

816.58 

906.10 

37 

649.19 

730.88 

816.36 

905.95 

38 

648.92 

730.61 

816.12 

905.79 

39 

648.62 

730.30 

815.85 

905.62 

40 

648.29 

729.95 

815.54 

905.43 

41 

647.91 

729.56 

815.19 

905.21 

42 

647.47 

729.11 

814.79 

904.95 

43 

646.97 

728.59 

814.33 

904.65 

44 

646.39 

728.00 

813.81 

904.31 

45 

645.72 

727.33 

813.23 

903.93 

46 

644.96 

726.57 

812.58 

903.51 

47 

644.09 

725.71 

811.84 

903.04 

4$ 

643.10 

724.74 

811.00 

902.48 

49 

641.99 

723.66 

810.06 

901.88 

50 

640.76 

722.45 

808.99 

901.20 

51 

639.39 

721.09 

807.82 

900.45 

52 

637.87 

719.58 

806.52 

899.63 

53 

636.19 

717.91 

805.08 

898.69 

54 

634.33 

716.07 

803.50 

897.65 

55 

632.28 

714.04 

801.72 

896.50 

56 

630.02 

711.80 

799.75 

895.23 

57 

627.53 

709.32 

797.57 

893.82 

58 

624.79 

706.57 

795.16 

892.25 

59 

621.77 

703.52 

792.46 

890.47 

60  618.44        700.14        789.48        888.55 


94 


*^-  TERMINAL   RESERVES  ^l^% 

10  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

0.00 

93.33 

190.64 

292.12 

397.97 

21 

0.00 

93.31 

190.61 

292.08 

397.92 

22 

0.00 

93.29 

190.58 

292.04 

397.87 

23 

0.00 

93.27 

190.55 

292.00 

397.82 

24 

0.00 

93.25 

190.52 

291.95 

397.76 

25 

0.00 

93.23 

190.48 

291.90 

397.70 

26 

0.00 

93.21 

190.44 

291.85 

397.64 

27 

0.00 

93.19 

190.40 

291.79 

397.57 

2S 

0.00 

93.17 

190.36 

291.73 

397.49 

29 

0.00 

93.15 

190.31 

291.66 

397.41 

30 

0.00 

93.13 

190.26 

291.58 

397.32 

31 

0.00 

93.10 

190.21 

291.50 

397.23 

32 

O.fX) 

93.07 

190.15 

291.42 

397.13 

33 

0.00 

93.04 

190.09 

291.34 

397.02 

34 

0.00 

93.01 

190.03 

291.25 

396.90 

35 

0.00 

92.97 

189.% 

291.15 

396.77 

36 

0.00 

92.93 

189.88 

291.04 

396.62 

37 

0.00 

92.89 

189.79 

290.92 

396.46 

38 

0.00 

92.84 

189.69 

290.78 

396.29 

39 

0.00 

92.79 

189.59 

290.63 

396.11 

40 

0.00 

92.74 

189.49 

290.48 

395.92 

41 

0.00 

92.69 

189.38 

290.32 

395.71 

42 

0.00 

92.63 

189.26 

290.14 

395.48 

43 

0.00 

92.57 

189.13 

289.94 

395.22 

44 

0.00 

92.50 

188.99 

289.72 

394.93 

45 

0.00 

92.42 

188.83 

289.47 

394.59 

46 

0.00 

92.33 

188.64 

289.17 

394.18 

47 

0.00 

92.23 

188.41 

288.81 

393.70 

48 

0.00 

92.11 

188.14 

288.39 

393.15 

49 

0.00 

91.96 

187.83 

287.91 

392.53 

50 

0.00 

91.79 

187.47 

287.37 

391.83 

51 

0.00 

91.60 

187.06 

286.76 

391.04 

52 

0.00 

91.35 

186.60 

286.07 

390.15 

53 

0.00 

91.12 

186:09 

285.30 

389.16 

54 

0.00 

90.83 

185.52 

284.45 

388.07 

55 

0.00 

90.51 

184.89 

283.51 

386.87 

56 

0.00 

90.16 

184.19 

282.47 

385.54 

57 

0.00 

89.78 

183.42 

281.32 

384.06 

58 

0.00 

89.37 

182.57 

280.05 

382.42 

59 

0.00 

88.92 

181.63 

278.65 

380.62 

60        0.00       88.42      180.60      277.12      378.66 


95 


TERMINAL    RESERVES  3^^ 


AMER. 
EXP. 

10  Year  Endowment 


FULL  PRELIMINARY  TERM 


YEARS 
Age  •  6  7 


20 

508.38 

623.57 

743.74 

869.14 

21 

508.33 

623.52 

743.70 

869.11 

22 

508.28 

623.47 

743.65 

869.08 

23 

508.23 

623.41 

743.60 

869.05 

24 

508.17 

623.35 

743.55 

869.02 

25 

508.10 

623.28 

743.49 

868.98 

26 

508.02 

623.20 

743.43 

868.94 

27 

507.94 

623.12 

743.36 

868.90 

28 

507.85 

623.04 

743.29 

868.86 

29 

507.76 

622.95 

743.21 

868.81 

30 

507.66 

622.85 

743.13 

868.75 

31 

507.56 

622.75 

743.04 

868.69 

32 

507.45 

622.64 

742.94 

868.63 

33 

507.33 

622.51 

742.83 

868.56 

34  . 

507.20 

622.37 

742.71 

868.48 

35 

507.05 

622.22 

742.58 

868.40 

36 

506.88 

622.06 

742.44 

868.31 

37 

506.70 

621.88 

742.28 

868.20 

38 

506.51 

621.68 

742.10 

868.08 

39 

506.31 

621.46 

741.90 

867.95 

40 

506.09 

621.22 

741.68 

867.81 

41 

505.84 

620.96 

741.44 

867.65 

42 

505.56 

620.67 

741.17 

867.47 

43 

505.25 

620.34 

740.86 

867.27 

44 

504.89 

619.96 

740.51 

867.04 

45 

504.47 

619.52 

740.11 

866.77 

46 

503.99 

619.01 

739.65 

866.46 

47 

503.44 

618.42 

739.12 

866.11 

48 

502.80 

617.75 

738.52 

865.71 

49 

502.07 

616.99 

737.84 

865.26 

50 

501.25 

616.14 

737.08 

864.76 

51 

500.34 

615.19 

736.24 

864.21 

52 

499.32 

614.13 

735.30 

863.59 

53 

498.18 

612.96 

734.25 

862.90 

54 

496.92 

611.66 

733.08 

862.13 

55 

495.53 

610.22 

731.78 

861.27 

56 

493.99 

608.62 

730.34 

860.32 

57 

492.28 

606.84 

728.74 

859.26 

58 

490.39 

604.87 

726.96 

858.08 

59 

488.31 

602.69 

724.99 

856.77 

60  486.03        600.29        722.82        855.32 


^l^'  TERMINAL   RESERVES  ^16% 

20  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  .    . 

year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

I-. 

■2 

3 

4 

5 

20 

71.63 

138.40 

199.98 

256.07 

306.30 

21 

72.61 

140  34 

202.88 

259.91 

311.08 

22 

73.66 

142.45 

206.04 

264.11 

316.26 

23 

74.83 

144.77 

209.52 

268.71 

321.96 

24 

76.10 

147.33 

213.33 

273.76 

328.23 

25  ; 

77.51 

150.14 

217.54 

279.36 

335.16 

26 

79.06 

153.24 

222.20 

285.53 

342.83 

27 

80.79 

156.70 

227.37 

292.41 

351.40 

28 

82.71 

160.55 

233.14 

300.11 

360.97 

29 

84.85 

164.85 

239.62 

308.73 

371.67 

30 

87.28 

169.73 

246.94 

318.46 

383.81 

31 

90.01 

175.21 

255.17 

329.44 

397.55 

32 

93.10 

181.40 

264.49 

341.93 

413.11 

33 

96.56 

188.38 

275.03 

355.98 

430.69 

34 

100.46 

196.24 

286.85 

371.79 

450.40 

35 

104.84 

205.04 

300.13 

389.51 

472.59 

36 

109.73 

214.90 

314.98 

409.40 

497.45 

37 

115.20 

225.90 

331.60 

431.62 

525.31 

38 

121.28 

238.18 

350.10 

456.44 

556.40 

39 

128.04 

251.80 

370.70 

484.02 

590.99 

40 

135.53 

266.93 

393.54 

514.65 

629.34 

41 

143.83 

283.65 

418.83 

548.51 

671.79 

42 

152.97 

302.12 

446.70 

585.88 

718.54 

43 

163.04 

322.42 

477.39 

626.93 

769.95 

44 

174.06 

344.68 

510.97 

671.92 

826.23 

45 

186.13 

369.00 

547.70 

721.07 

887.63 

46 

199.28 

395.54 

587.75 

774.60 

954.49 

47 

213.60  • 

424.41 

631.26 

832.74 

1027.16 

48 

229.12 

455.66 

678.38 

895.76 

1105.95 

49 

245.89 

489.44 

729.33 

963.90 

1191.19 

50 

263.94 

525.83 

784.23 

1037.37 

1283.09 

51 

283.32 

564.90 

843.18 

1116.26 

1381.89 

52 

304.01 

606.62 

906.14 

1200.60 

1487.50 

53 

325.95 

650.86 

972.96 

1290.08 

1599.64 

54 

349.04 

697.44 

1043.31 

1384.39 

1717.94 

55 

373A7 

746.10 

1116.85 

1483.02 

1841.67 

56 

398.24 

796.71 

1193.37 

1585.67 

1970.52 

57 

424.14 

849.02 

1272.47 

1691.83 

2103.84 

58 

450.85 

902.95 

1354.07 

1801.41 

2241.58 

59 

478.28 

958.40 

1438.02 

1914.26 

2383.64 

60 

506.39 

1015.23 

1524.13 

2030.19 

2529.73 

m 

^^  TERMINAL    RESERVES  ^16% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  firit 
year,  increasing  by  a  similar  amount  yearly. 


YEAR& 

Age 

6 

7 

8 

9 

ID 

20 

350.34 

387.72 

418.02 

440.80 

455.40 

21 

355.97 

394.17 

425.26 

448.68 

463.92 

22 

362.10 

401.23 

433.12 

457.29 

473.20 

25 

368.88 

408.98 

441.80 

466.84 

483.45 

^4 

376.30 

417.51 

451.38 

477.32 

494.66 

25 

384.53 

427.00 

462.02 

488.94 

507.17 

26 

393.67 

437.51 

473.76 

501.84 

521.15 

27 

403.85 

449.19 

486.89 

516.35 

536.73 

28 

415.21 

462.29 

501.68 

532.57 

554.28 

29 

427.96 

477.07 

518.26 

550.87 

573.96 

30 

442.49 

493.82 

537.16 

571.63 

596.47 

31 

458.86 

512.78 

558.47 

595.20 

621.94 

32 

477.47 

534.25 

582.75 

622.00 

651.11 

33       ' 

498.44 

558.57 

610.19 

652.44 

684.20 

34 

522.05 

585.91 

641.17 

686.77 

721.63 

3S 

548.59 

616.75 

676.09 

725.58 

763.80 

36 

578.42 

651.39 

715.39 

769.11 

811.28 

37 

611.82 

690.24 

759.36 

817.97 

864.34 

38 

649.14 

733.54 

808.49 

872.35 

923.51 

39 

690.58 

781.74 

862.97 

932.77 

989.09 

40 

736.61 

835.10 

92341 

999.64 

1061.48 

41 

787.42 

894.10 

990.09 

1073.26 

114113 

42 

843.46 

959.06 

1063.38 

115412 

1228.64 

43 

905.00 

1030.29 

1143.69 

1242.78 

1324.62 

44   ' 

972.27 

1108.10 

1231.49 

1339.72 

1429.63 

45 

1045.63 

1193.01 

1327.30 

1445.58 

1544.29 

46 

1125.57 

1285.58 

1431.83 

1561.07 

1669.56 

47 

1212.48 

1386.26 

1545.53 

1686.87 

1806.00 

48 

1306.76 

1495.50 

1669.05 

1823.52 

195445 

49 

1408.78 

1613.84 

1802.85 

1971.77 

2115.73 

50 

1518.88 

1741.56 

1947.46 

2132.20 

2290.34 

51 

1637.24 

1879.02 

2103.29 

2305.16 

2478.83 

52 

1763.90 

2026.29 

2270.31 

2490.76 

2681.29 

53 

1898.53 

2182.88 

2448.04 

2688.40 

2897.20 

54 

2040.57 

2348.20 

2635.84 

2897.50 

3125.97 

55 

2189.23 

2521.32 

2832.68 

3116.96 

3366.28 

56 

2344.12 

2701.86 

3038.23 

3346.32 

3617.52 

57 

2504.52 

2889.09 

3251.57 

3584.48 

3878.83 

58 

2670.48 

3082.97 

3472.64 

3831.73 

4150.57 

59 

2841.81 

3283.30 

3701.52 

4088.21 

4432.97 

60 

3018.17 

3489.95 

3938.11 

4353.89  ■ 

4726.54 

98 

^i^  TERMINAL   RESERVES  ^^A% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


VEARS 

Age 

XI 

la 

13 

14 

15 

20 

461.48 

458.29 

445.14 

421.21 

385.76 

21 

470.44 

467.53 

454.41 

430.36 

394.65 

22 

480.20 

477.54 

464.54 

440.48 

404.22 

23 

490.94 

488.65 

475.90 

451.60 

414.92 

24 

502.77 

500.99 

488.32 

463.92 

426.54 

25 

516.08 

514.70 

502.27 

477.57 

439.67 

26 

530.79 

530.00 

517.66 

492.85 

454.18 

27 

547.32 

547.04 

535.02 

509.94 

470.70 

28 

565.80 

566.29 

554.51 

529.40 

489.44 

29 

586.71 

587.97 

576.71 

551.50 

510.91 

30 

610.56 

612.94 

602.25 

577.13 

535.67 

31 

637.76 

641.38 

631.50 

606.33 

564.16 

32 

668.87 

674.07 

664.99 

640.04 

596.81 

33 

704.30 

711.15 

703.21 

678.24 

634.02 

34 

744.23 

753.14 

746.22 

721.39 

675.85 

35 

789.41 

800.39 

794.78 

769.94 

722.62 

36 

840.02 

853.48 

849.16 

824.02 

774.63 

37 

896.72 

912.77 

909.63 

884.08 

832.39 

38 

959.77 

978.47 

976.56 

950.54 

896.33 

39 

1029.44 

1050.97 

1050.41 

1023.89 

966.92 

40 

1106.28 

1130.96 

1131.92 

1104.91 

1044.81 

41 

1190.84 

1219.01 

1221,69 

1194.07 

1130.70 

42 

1283.79 

1315.87 

1320.39 

1292.28 

1225.25 

43 

1385.79 

1422.11 

1428.85 

1400.15 

1329.33 

44 

1497.36 

1538.50 

1547.62 

1518.50 

1443.74 

45 

1619.36 

1665.75 

1677.70 

1648.35 

1569.25 

46 

1752.65 

1805.02 

1820.33 

1790.78 

1707.18 

47 

1898.06 

1957.20 

1976.24 

1946.72 

1858.36 

48 

2056.50 

2123.09 

2146.46 

2117.18 

2024.00 

49 

2228.73 

2303.69 

2331.99 

2303.37 

2205.48 

50 

2415.45 

2499.71 

2533.77 

2506.42 

2403.78 

51 

2617.24 

2711.94 

2752.78 

2727.22 

2619.60 

52 

2834.34 

2940.77 

2989.31 

2965.87 

2853.50 

53 

3066.28 

3185.56 

3242.46 

3221.82 

3104.77 

54 

3312.29 

3445.29 

3511.53 

3494.22 

3372.21 

55 

3570.79 

3718.62 

3794.98 

3781.22 

3654.31 

56 

3841.45 

4005.17 

4092.33 

4082.83 

3950.96 

57 

4123.35 

4303.88 

4402.98 

4398.27 

4262.08 

58 

4416.93 

4615.86 

4728.04 

4729.71 

4591.24 

59 

4723.05 

4941.98 

5069.54 

5080.52 

4943.21 

60 

5042.18 

5283.79 

5430.15 

5454.63 

5322.95 

99 
^H*  TERMINAL   RESERVES  3^^ 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

l6 

17 

i8 

19 

20 

338.02 

276.73 

200.94 

109.12 

21 

■  346.08 

283.73 

206.14 

112.18 

22 

354.89 

291.09 

211.75 

115.19 

23 

364.53 

299.38 

217.89 

118.74 

24 

375.19 

308.35 

224.75 

122.57 

25 

387.09 

318.65 

232.59 

127.19 

26 

400.51 

330.17 

241.50 

132.19 

27 

415.71 

343.40 

251.55 

138.13 

28 

433.15 

353.39 

263.24 

144.74 

29 

452.93 

375.70 

276.42 

152.41 

30 

476.10 

395.75 

292.08 

161.61 

31 

502.48 

418.85 

309.97 

171.82 

32 

532.99 

445.46 

330.38 

183.52 

33       ' 

567.59 

475.33 

353.21 

196.60 

34 

606.16 

508.50 

378.48 

211.00 

35 

649.20 

545.52 

406.73 

227.20 

36 

697.06 

586.70 

438.21 

245.10 

37 

750.23 

632.52 

473.12 

265.14 

38 

809.13 

683.14 

511.83 

287.17 

39 

874.03 

739.05 

554.40 

311.48 

40 

945.82 

800.79 

601.62 

338.66 

41 

1024.88 

868.99 

653.96 

368.67 

42 

1112.15 

944.49 

711.84 

401.98 

43 

1208.45 

1027.75 

775.80 

438.74 

44 

1314.25 

1119.36 

846.13 

479.21 

45 

1430.49 

1220.05 

923.62 

524.03 

46 

1558.40 

1331.18 

1009.61 

574.07 

47 

1698.94 

1453.76 

1104.70 

629.20 

48 

1853.43 

1588.81 

1209.39 

690.22 

49 

2023.07 

1737.16 

1324.91 

757.86 

50 

2208.55 

1899.96 

1452.07 

832.22 

51 

2411.09 

2078.23 

1591.43 

914.30 

52 

2631.10 

2272.03 

1743.53 

1003.63 

53 

2867.48 

2480.69 

1906.81 

1099.28 

54 

3119.50 

2702.71 

2080.49 

1201.33 

55 

3385.09 

2936.81 

2264.19 

1309.91 

56 

3664.80 

3184.64 

2460.38 

1427.41 

57 

3959.96 

3448.50 

2671.67 

1555.40 

58 

4275.34 

3733.93 

2903.45 

1698.40 

59 

4616.77 

4047.24 

3162.02 

1860.26 

60 

4989.84 

4394.37 

3451.97 

2043.57 

100 

exp!*  terminal  reserves        ^16% 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

52.91 

100.15 

141.35 

176.17 

204.22 

21 

53.47 

101.23 

142.94 

178.23 

206.71 

22 

54.08 

102.42 

144.68 

180.50 

209.42 

23 

54.74 

103.72 

146.60 

182.96 

212.38 

24 

55.47 

105.17 

148.70 

185.68 

215.67 

25 

56.27 

106.72 

150.99 

188.65 

219.24 

26 

57.14 

108.44 

153.52 

191.92 

223.20 

27 

58.09 

110.33 

156.27 

195.50 

227.54 

28 

59.15 

112.39 

159.31 

199.46 

232.33 

29 

60.29 

114.65 

162.65 

203.80 

237.55 

30 

61.57 

117.18 

166.37 

208.62 

243.39 

31 

62.99 

119.98 

170.47 

213.96 

249.92 

32 

64.57 

123.08 

175.06 

219.98 

257.20 

33 

66.33 

126.57 

180.23 

226.71 

265.40 

34 

68.31 

130.51 

186.04 

234.31 

274.59 

35 

70.57 

134.97 

192.66 

242.93 

285.12 

j 

36 

73.11 

140.03 

200.12 

252.73 

297.05 

37 

76.00 

145.75 

208.63 

263.88 

310.72 

38 

79.26 

152.24 

218.25 

276.54 

326.22 

39 

82.93 

159.54 

229.11 

,   290.83 

343.76 

40 

87.06 

167.77 

241.36 

306.96 

363.50 

41 

91.70 

177.01 

255.12 

325.05 

385.71 

42 

96.88 

187.35 

270.50 

345.31 

410.47 

43 

102.67 

198.86 

287.65 

367.82 

438.06 

44 

109.07 

211.65 

306.64 

392.80 

468.58 

45 

116.19 

225.79 

327.68 

420.43 

502.25 

46 

124.03 

241.43 

350.90 

450.82 

539.28 

47 

132.69 

258.64 

376.40 

484.22 

580.00 

48 

142.19 

277.52 

404.38 

520.87 

624.70 

.49 

152.59 

298.17 

435.01 

561.01 

673.68 

.50 

163.96 

320.76 

468.52 

604.94 

727.26 

51 

176.39 

345.46 

505.16 

652.98 

785.94 

52 

189.93 

372.39 

545.11 

705.40 

849.96 

53 

204.66 

401.67 

588.61 

762.48 

919.77 

54 

220.65 

433.48 

635.85 

824.56 

995.78 

55 

237.95 

467.90 

687.03 

891.89 

1078.26 

56 

256.59 

505.05 

742.32 

964.65 

1167.49 

57 

276.61 

544.96 

801.74 

1042.91 

1263.55 

58 

297.95 

587.51 

865.14 

1126.48 

1366.24 

59 

320.51 

632.53 

932.25 

1215.04 

1475.23 

'60 

344.21 

679.84 

1002.85 

130829 

1590.07 

101 


^Expf  TERMINAL   RESERVES 

15  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

225.10 

238.31 

243.37 

239.80 

226.94 

21 

227.92 

241.40 

246.68 

243.14 

230.23 

22 

231.02 

244.83 

250.29 

246.84 

233.93 

23 

234.43 

248.56 

254.25 

250.95 

237.97 

24 

238.18 

252.69 

258.69 

255.52 

242.42 

25 

242.28 

257.26 

263.55 

260.45 

247.32 

26 

246.86 

26231 

268.89 

265.98 

252.89 

27 

251.84 

267.78 

274.74 

272.09 

258.89 

28 

257.31 

273.84 

281.29 

278.80 

265.59 

29 

263.33 

280.57 

288.43 

286.20 

272.83 

30 

270.12 

288.05 

296.48 

294.43 

281.04 

31 

277.62 

296.40 

305.34 

303.63 

290.12 

32. 

286.05 

305.70 

315.35 

313.93 

300.47 

33 

295.48 

316.21 

326.59 

325.68 

312.21 

34 

306.15 

328.06 

339.41 

339.02 

325.67 

35 

318.34 

341.73 

354.18 

354.53 

341.24 

36 

332.25 

357.31 

371.11 

372.21 

359.15 

37 

348.18 

375.23 

390.50 

392.62 

379.67 

38 

366.31 

395.54 

412.61 

415.72 

403.02 

39 

386.73 

418.53 

437.46 

441. .80 

429.26 

40 

409.83 

444.37 

465.51 

471.11 

458.55 

41 

435.66 

473.38 

496.87 

503.70 

491.07 

42 

464.55 

505.72 

531.68 

539.84 

527.14 

43 

496.65 

541.49 

570.15 

579.78 

567.02 

44 

532.04 

580.92 

612.56 

623.83 

611.03 

45 

571.06 

624.40 

659.35 

672.47 

659.57 

46 

614.01 

672.29 

710.92 

726.02 

713.14 

47 

661.24 

724.98 

.  767.63 

785.04 

772.11 

48 

713.13 

782.86 

830.03 

849.94 

837.12 

49 

769.97 

846.34 

898.44 

921.22 

908.65 

50 

832.23 

915.86 

973.48 

999.54 

987.21 

i»    ^sFjrr" 

"i~  ■ 

I 

51 

900.40 

992.09 

1055.92 

1085.59 

1073.69 

52 

974.89 

1075.53 

1146.15 

1179.93 

1168.57 

53 

1056.23 

1166.66 

1244.83 

1283.19 

1272.67 

54 

1144.83 

1266.05 

1352.59 

1396.20 

1386.92 

55 

1241.07 

1374.13 

1469.98 

1519.63 

1511.94 

56 

1345.30 

1491.38 

1597.64 

1654.08 

1648.19 

57 

1457.68 

1618.06 

1735.76 

1799.61 

1796.06 

58 

.  1578.02 

1753.87 

1883.86 

1955.97 

1955.16 

59 

1705.83 

1898.10 

2041.40 

2122.45 

2124.49 

60 

1840.51 

2050.30 

2207.78 

2298.25 

2303.55 

mr-. 


^^"'  TERMINAL   RESERVES  ^l^% 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

II 

12 

13 

14 

20 

204.22 

171.01 

126.49 

69.77 

21 

207.35 

173.71 

128.48 

70.86 

22 

210.80 

176.65 

130.73 

72.26 

23 

214.53 

179.91 

133.36 

73.71 

24 

218.73 

183.71 

136.26 

75.49 

25 

223.44 

187.79 

139.49 

77.25 

26 

228.65 

192.43 

143.01 

79.37 

27 

234.36 

197.33 

146.84 

81.47 

28 

240.58 

202.83 

151.01 

83.94 

29 

247.44 

208.75 

155.65 

86.58 

30 

255.12 

215.59 

160.98 

89.80 

31 

263.79 

223.24 

167.05 

93.28 

32 

273.62 

232.05 

173.91 

97.42 

33 

284.91 

242.03 

181.88 

102.02 

34 

297.72 

253.55 

190.86 

107.36 

35 

312.76 

266.94 

201.58 

113.81 

36 

329.S8 

282.34 

213.81 

120.93 

37 

349.69 

300.10 

227.75 

129.10 

38 

372.10 

319.97 

243.28 

138.16 

39 

397.05 

342.00 

260.46 

148.15 

40 

424.86 

366.58 

279.66 

159.39 

41 

455.74 

393.88 

301.04 

171.81 

42 

490.00 

424.23 

324.71 

185.68 

43 

527.93 

457.72 

350.95 

200.93 

44 

569.69 

494.69 

379.77 

217.74 

45 

615.87 

535.50 

411.73 

236.52 

46 

666.77 

580.64 

447.21 

257.30 

47 

722.97 

630.60 

486.43 

280.34 

48 

785.06 

685.77 

529.83 

305.81 

49 

853.32 

746.50 

577.56 

333.84 

50 

928.41 

813.31 

630.19 

364.91 

51 

1011.15 

887.16 

688.69 

399.67 

52 

1102.14 

968.68 

753.41 

437.94 

53 

1202.30 

1058.60 

824.71 

480.33 

54 

1312.46 

1157.49 

903.51 

527.41 

55 

1433.03 

1266.14 

990.32 

579.17 

56 

1564.87 

1385.25 

1085.53 

636.35 

57 

1708.24 

1514.81 

1189.49 

698.57 

58 

1862.46 

1654.47 

1301.18 

765.24 

59 

2026.83 

1802.92 

1419.75 

836.14 

60 

2200.36 

1959.79 

1545.44 

911.86 

103 
*^  TERMINAL   RESERVES  3^^ 

10  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

I 

a 

3 

4 

5 

20 

34.32 

62.16 

83.13 

96.83 

102.85 

21 

34.61 

62.71 

83.89 

97.76 

103.90 

22 

34.93 

63.29 

84.71 

98.77 

104.99 

23 

35.27 

63.93 

85.61 

99.84 

106.16 

24 

35.64 

64.65 

86.59 

101.03 

107.50 

25 

36.05 

65.40 

87.65 

102.33 

108.91 

26 

36.48 

66.21 

88.78 

103.69 

110.43 

27 

36.95 

67.11 

90.02 

105.20 

112.13 

28 

37.47 

68.09 

91.39 

106.88 

113.99 

29 

38.04 

69.17 

92.92 

108.74 

116.03 

30 

38.67 

70.36 

94.59 

110.75 

118.29 

31 

39.36 

71.68 

96.42 

113.00 

120.85 

32 

40.12 

73.11 

98.42 

115.49 

123.60 

33 

40.95 

74.69 

100.67 

118.22 

126.67 

34 

41.86 

76.44 

103.11 

121.23 

129.98 

35 

42.89 

78.39 

105.86 

124.56 

133.73 

36 

44.03 

80.56 

108.89 

128.30 

137.88 

37 

45.30 

82.97 

112.31 

132.48 

142.62 

38 

46.73 

85.70 

116.15 

137.26 

148.01 

39 

48.35 

88.79 

120.56 

142.70 

154.20 

40 

50.20 

92.36 

125.62 

149.02 

161.34 

41 

52.32 

96.44 

131.45 

156.23 

169.58 

42 

54.74 

101.11 

138.09 

164.54 

178.99 

43 

57.49 

106.39 

145.65 

173.91 

189.67 

44 

60.57 

112.36 

154.12 

184.47 

201.64 

45 

64.05 

119.04 

163.66 

196.30 

214.95 

46 

67.92 

126.51 

174.29 

209.41 

229.70 

47 

72.26 

134.85 

186.08 

223.95 

246.06 

48 

77.07 

144.05 

199.10 

240.01 

264.14 

49 

82.36 

154.19 

213.46 

257.74 

284.12 

50 

88.22 

165.41 

229.35 

277.35 

306.19 

51 

94.68 

177.79 

246.89 

298.99 

330.59 

52 

101.80 

191.45 

266.22 

322.87 

357.48 

53 

109.65 

206.47 

287.52 

349.17 

387.16 

54 

118.25 

222.98 

310.89 

378.09 

419.86 

55 

127.69 

241.07 

336.58 

409.91 

455.81 

56 

138.04 

260.95 

364.83 

444.90 

495.42 

57 

149.38 

282.75 

395.81 

483^2 

538.93 

58 

161.78 

306.59 

429.72 

525.42 

586.71 

59 

175.30 

332.62 

466.79 

571.54 

639.21 

60 

190.02 

360.98 

507.25 

621.99 

696.73 

104 

^^^  TERMINAL   RESERVES  ^16% 

10  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS. 

Age 

6 

7 

8 

9 

20 

100.73 

89.93 

69.93 

40.19 

21 

101.77 

90.90 

70.76 

40.67 

22 

102.88 

91.95 

71.57 

41.14 

23 

104.09 

93.04 

72.44 

41.68 

24 

105.44 

94.31 

73.52 

42.36 

25 

106.89 

95.70 

74.66 

43.00 

26 

108.46 

97.16 

75.78 

43.65 

27 

110.20 

98.73 

77.06 

44.48 

28 

112.07 

100.49 

78.56 

45.35 

29 

114.18 

102.54 

80.21 

46.41 

30 

116.56 

104.73 

82.05 

47.46 

31 

119.17 

107.23 

84.05 

48.72 

32 

122.03 

109.85 

86.22 

49.96 

33 

125.13 

112.80 

88.57 

51.42 

34 

128.56 

115.96 

91.20 

52.98 

35 

132.40 

119.64 

94.22 

54.90 

36 

136.74 

123.74 

97.67 

56.97 

37 

141.66 

128.47 

101.55 

59.42 

38 

147.33 

133.83 

106.09 

62.16 

39 

153.76 

140.04 

111.20 

65.35 

40 

161.31 

147.22 

117.28 

69.16 

41 

169.91 

155.53 

124.25 

73.42 

42 

179.84 

165.06 

132.15 

78.25 

43 

191.04 

175.69 

140.93 

83.62 

44 

203.47 

187.44 

150.61 

89.50 

45 

217.27 

200.51 

161.39 

96.11 

46 

232.58 

215.01 

173.40 

103.40 

47 

249.57 

231.14 

186.70 

111.57 

48 

268.38 

248.95 

201.45 

120.54 

49 

289.10 

268.60 

217.64 

130.41 

50 

312.06 

290.34 

235.63 

141.48 

51 

337.39 

314.41 

255.63 

153.74 

52 

365.40 

341.09 

277.76 

167.34 

53 

396.38 

370.56 

302.25 

182.36 

54 

430.47 

403.03 

329.19 

198.90 

55 

467.99 

438.77 

358.92 

217.26 

56 

509.37 

478.31 

391.99 

237.81 

57 

554.94 

522.01 

428.63 

260.45 

58 

605.14 

570.24 

468.99 

285.53 

59 

660.39 

623.30 

513.60 

313.36 

60 

720.91 

681.63 

562.76 

343.97 

105 


AMER. 
EXP. 

MEAN 

RESERVES 

3^% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS. 

Age 

I 

;i 

3 

4 

5 

20 

3.77 

10.11 

16.68 

23.47 

30.51 

21 

3.80 

10.40 

17.24 

24.33 

31.67 

22 

3.82 

10.71 

17.85 

25.24 

32.89 

23 

3.85 

11.03 

18.47 

26.18 

34.15 

24 

3.87 

11.37 

19.13 

27.16 

35.48 

25 

3.90 

11.72 

19.82 

28.20 

36.87 

26 

3.93 

12.09 

20.54 

29.29 

38.33 

27 

3.96 

12.48 

21.30 

30.42 

39.86 

28 

4.00 

12.89 

22.09 

31.61 

41.47 

29 

4.03 

13.32 

22.93 

32.87 

43.15 

30 

4.07 

13.78 

23.82 

34.19 

44.91 

31 

4.11 

14.25 

24.73 

35.56 

46.76 

32 

4.16 

14.75 

25.69 

37.01 

48.70 

33       - 

4.21 

15.28 

26.72 

•  38.54 

50.74 

34 

4.27 

15.84 

27.79 

40.14 

52.88 

35 

4.32 

16.42 

28.91 

41.80 

55.10 

36 

4.39 

17.04 

30.09 

43.55 

57.44 

37 

•      4.46 

17.69 

31.33 

45.39 

59.88 

38 

4.55 

1837 

32.63 

47.32 

62.46 

39 

4.63 

19.09 

33.99 

49.35 

65.16 

40 

4.73 

19.86 

35.45 

51.49 

68.00 

41 

4.84 

20.66 

36.96, 

53.73 

70.96 

42 

4.95 

21.52 

38.56 

56.08 

74.06 

43 

5.08 

22.42 

40.23 

58.52 

77.27 

44 

5.23 

23.37 

41.98 

61.07 

80.61 

45 

5.39 

24.36 

43.80 

63.71 

84.05 

46 

5.59 

25.41 

45.71 

66.45 

87.59 

47 

5.80 

26.51 

47.68 

69.25 

91.22 

48 

6.04 

27.66 

49.70 

72.14 

94.94 

49 

6.33 

28.87 

51.80 

75.12 

98.78 

50 

6.66 

30.13 

53.99 

78.20 

102.73 

51 

7.03 

31.46 

56.25 

81.38 

106.79 

52 

7.44 

32.86 

58.62 

84.67 

110.98 

53 

7.89 

34.33 

61.07 

88.07 

115.28 

54 

8.40 

35.88 

63.61 

91.57 

119.71 

55 

8.97 

37.50 

66.25 

95.19 

124.27 

56 

9.61 

39.21 

69.01 

98.94 

128.96 

57 

10.31 

41.02 

71.87 

102.81 

133.77 

58 

11.08 

42.92 

74.84 

106.78 

138.69 

59 

11.94 

44.92 

77.92 

110.88 

143.75 

106 


^^-  MEAN   RESERVES  ^16% 

Ordinary  Life 


FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

3 

3 

4 

5 

60 

12.90 

47.02 

81.11 

115.10 

148.92 

61 

13.95 

49.25 

84.44 

119.46 

154.22 

62 

15.12 

51.60 

87.90 

123.93 

159.62 

6.3 

16.40 

54.07 

91.47 

128.51 

165.10 

64 

17.81 

56.67 

95.15 

133.18 

170.66 

65 

19.39 

59.42 

98.98 

137.96 

176.30 

66 

21.12 

62.31 

102.92 

142.84 

182.00 

67 

23.02 

65.35 

106.98 

147.80 

187.76 

68 

25.12 

68.57 

111.18 

152.89 

193.70 

69 

27.42 

71.95 

115.54 

158.19 

199.97 

70        29.95       75.55      120.16      163.87      206.78 


107 


AMER. 
EXP. 

MEAN 

RESERVES 

4 
1 

3J4% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS. 

A«e 

6 

7 

8 

9 

lO 

20 

37.81 

45.36 

53.17 

61.26 

69.63 

21 

39.27 

47.13 

55.28 

63.71 

72.43 

22 

40.80 

49.00 

57.49 

66.26 

75.35 

23 

42.41 

50.95 

•          59.79 

68.94 

78.41 

24 

44.09 

52.99 

62.21 

71.75 

81.60 

25 

45.85 

55.14 

64.75 

74.68 

84.94 

26 

47.69 

57.38 

67.39 

77.74 

88.44 

27 

49.63 

59.73 

7016 

80.95 

92.10 

28 

51.65 

62.18 

73.06 

84.31 

95.93 

29 

53.78 

64.76 

76.10 

87.82 

99.92 

30 

56.00 

67.46 

79.29 

91.50 

104.10 

31 

58.33 

70.28 

82.62 

95.34 

108.45 

32 

60.77 

73.23 

86.09 

99.34 

113.00 

33 

63.34 

76.33 

89.72 

103.54 

117.77 

34 

66.02 

79.57 

93.54 

107.93 

122.75 

35 

68.82 

82.95 

97.51 

112.51 

127.94 

36 

71.75 

86.49 

101.67 

117.29 

133.35 

37 

74.82 

90.20 

106.02 

122.29 

138.99 

38 

78.05 

94.09 

110.58 

127.50 

144.85 

39 

81.43 

98.15 

115.31 

132.91 

150.93 

40 

84.97 

102.39 

120.25 

138.54 

157.22 

41 

88.65 

106.79 

125.36 

144.34 

163.69 

42 

92.49 

111.36 

13065 

150.32 

170.33 

43 

96.47 

116.08 

136.08 

156.44 

177.14 

44 

100.58 

120.93 

141.66 

162.72 

184.10 

45 

104.79 

125.90 

147.36 

169.13 

191.20 

46 

109.12 

13099 

153.20 

175.69 

198.45 

47 

113.55 

136.20 

159.16 

182.38 

205.82 

48 

118.08 

141.53 

165.24 

189.19 

213.34 

49 

122.75 

146.99 

171.47 

196.15 

221.00 

50 

127.54 

152.59 

177.84 

203.26 

228.80 

51 

132.45 

158.32 

184.35 

21051 

236.74 

52 

137.49 

164.19 

191.01 

217.90 

244.81 

53 

142.68 

170.20 

197.80 

225.42 

253.01 

54 

147.99 

176.34 

204.72 

233.06 

261.32 

55 

153.43 

182.61 

211.76 

240.83 

269.75 

56 

159.01 

189.02 

218.94 

248.71 

278.28 

57 

164.70 

195.54 

226.23 

256.69 

286.87 

58 

170.51 

202.18 

233.61 

264.75 

295.51 

59 

176.45 

208.92 

241.08 

272.86 

304.18 

108 


^xp!^-  mean  reserves  ^16% 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

60 

182.50 

215.76 

248.62 

281.01 

312.85 

61 

188.65 

222.68 

256.21 

289.17 

321.51 

62 

194.89 

229.64 

263.82 

297.34 

330.14 

63 

201.17 

236.64 

271.42 

305.47 

338.78 

64 

207.51 

243.65 

279.02 

313.64 

347.54 

65 

213.89 

250.69 

286.69 

321.96 

356.60 

66 

220.32 

257.81 

294.54 

330.61 

366.12 

67 

226.86 

265.16 

302.77 

339.79 

376.33 

68 

233.68 

272.94 

311.59 

349.73 

387.40 

69 

241.00 

281.38 

321.23 

360.60 

399.49 

70       249.04      290.72      331.89      372.57      412.73 


109 


AMER. 
EXP. 

MEAN 

RESERVES 

4 
1 

yA% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YE.4RS. 

Age 

II 

12 

13 

14 

15 

20 

78.30 

87.27 

96.54 

106.13 

116.04 

21 

81.45 

90.79 

100.44 

110.41 

120.73 

22 

84.75 

94.47 

104.51 

114.90 

125.63 

23 

88.20 

98.31 

108.77 

119.58 

130.73 

24 

91.79 

102.33 

113.21 

124.45 

136.05 

25 

95.56 

106.53 

117.86 

129.55 

141.60 

26 

99.50 

110.91 

122.70 

134.86 

147.39 

27 

103.61 

115.49 

127.75 

140.39 

153.42 

28 

107.91 

120.27 

133.02 

146.17 

159.71 

29 

112.40 

125.27 

138.53 

152.19 

166.26 

30 

117.09 

130.48 

144.27 

158.47 

173.09 

31 

121.97 

135.91 

150.25 

165.01 

180.18 

32 

127.08 

141.58 

156.49 

171.82 

187.55 

33 

132.42 

147.49 

162.99 

178.90 

195.21 

34 

137.99 

153.66 

169.75 

186.25 

203.14 

35 

143.79 

160.07 

176.76 

193.85 

211.31 

36 

149.83 

166.73 

184.03 

201.71 

219.73 

37 

156.10 

173.63 

191.54 

209.80 

228.38 

38 

162.62 

180.77 

199.27 

218.11 

237.26 

39 

169.34 

188.11 

207.22 

226.64 

246.35 

40 

176.28 

195.67 

215.38 

235.38 

255.65 

41 

183.38 

203.40 

223.72   . 

244.30 

265.12 

42 

190.68 

211.33 

232.25 

253.41 

274.78 

43 

198.14 

219.42 

240.94 

262.67 

284.57 

44 

205.75 

227.66 

249.78 

272.08 

294.52 

45 

213.52 

236.05 

258.77 

281.63 

304.63 

46 

221.42 

244.58 

267.90 

291.32 

314.80 

47 

229.46 

253.25 

277.15 

301.12 

325.11 

48 

237.63 

262.04 

286.53 

311.03 

335.49 

49 

245.96 

270.98 

296.03 

321.05 

,    346.00 

50 

254.41 

280.04 

305.64 

331.17 

356.57 

51 

262.99 

289.21 

315.36 

341.38 

367.22 

52 

271.70 

298.51 

325.18 

351.66 

377.89 

53 

280.52 

307.90 

335.08 

362.00 

388.60 

54 

289.45 

317.38 

345.03 

372.35 

399.29 

55 

298.47 

326.91 

355.01 

382.70 

409.93 

56 

307.56 

336.49 

365.00 

393.03 

420.53 

57 

316.69 

346.07 

374.96 

403.30 

431.03 

58 

325.83 

355.64 

384.88 

413.50 

441.50 

59 

334.97 

365.17 

394.73 

423.66 

451.99 

110 


^^^-  MEAN   RESERVES  y^% 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


YEARS 
Age  II  12  13  14  15 


60 

344.08 

374.65 

404.57 

433.87 

462.64 

61 

353.16 

384.12 

414.46 

444.25 

473.57 

62 

362.24 

393.68 

424.56 

454.96 

484.95 

63 

371.41 

403.46 

435.00 

466.13 

496.88 

64 

380.83 

413.61 

445.95 

477.91 

509.46 

65 

390.70 

424.34 

457.57 

490.40 

522.81 

66 

401.16 

435.78 

469.97 

503.71 

536.87 

67 

412.42 

448.07 

483.26 

517.83 

551.67 

68 

424.61 

461.34 

497.43 

532.76 

567.44 

69 

437.87 

475.58 

512.50 

548.74 

584.56 

70  452.18  490.79  528.69  566.58  603.88 


Ill 
"exr^  mean   reserves  ^I6t% 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

i6 

17 

i8 

19 

20 

21 

20 

126.29 

136.88 

147.81 

159.10 

170.74 

182.74 

21 

131.39 

142.39 

153.75 

165.46 

177.54 

190.00 

22 

136.71 

148.14 

159.94 

172.10 

184.63 

197.55 

23 

142.25 

154.13 

166.37 

179.00 

192.01 

205.40 

24 

148.02 

160.36 

173.08 

186.18 

199.68 

213.56 

25 

154.03 

166.85 

180.06 

193.66 

207.64 

222.02 

26 

160.31 

173.62 

187.33 

201.43 

215.92 

230.81 

27 

166.84 

180.66 

194.88 

209.50 

224.50 

239.89 

28 

173.65 

187.99 

202.74 

217.87 

233.39 

249.28 

29 

180.73 

195.61 

210.89 

226.55 

242.58 

258.96 

30 

188.11 

203.53 

219.34 

235.53 

252.06 

268.92 

31 

195.75 

211.72 

228.07 

244.77 

261.80 

279.14 

32 

203.69 

220.21 

237.08 

254.29 

271.81 

289.62 

33 

211.91 

228.97 

246.36 

264.07 

282.07 

300.34 

34 

^  220.39 

237.99 

255.90 

274.10 

292.57 

311.29 

35 

229.11 

247.24 

265.66 

284.35 

303.29 

322.45 

36 

238.08 

256.73 

275.66 

294.83 

314.23 

333.82 

37 

247.27 

266.45 

285.88 

305.53 

325.37 

345.37 

38 

256.70 

276.39 

296.30 

316.41 

336.69 

357.09 

39 

266.32 

286.52 

306.92 

327.48 

348.17 

368.97 

40 

276.15 

296.85 

317.72 

338.72 

359.82 

380.98 

41 

286.15 

307.34 

328.67 

350.10 

371.59 

393.10 

42 

296.31 

317.99 

339.77 

361.62 

383.48 

405.31 

43 

306.62 

328.78 

350.99 

373.23 

395.44 

417.58 

44 

317.07 

339.69 

362.32 

384.93 

407.47 

429.90 

45 

327.64 

350.69 

373.72 

396.69 

419.54 

442.22 

46 

338.31 

361.79 

385.20 

408.50 

431.63 

454.54 

47 

349.07 

372.96 

396.73 

420.34 

443.71 

466.81 

48 

359.89 

384.19 

408.30 

432.17 

455.76 

479.02 

49 

370.82 

395.47 

419.88 

444.00 

467.77 

491.15 

5C 

381.79 

406.77 

431.46 

455.78 

479.70 

503.15 

51 

392.80 

418.08 

442.99 

467.49 

491.52 

515.03 

52 

403.81 

429.36 

454.47 

479.11 

503.22 

526.81 

53 

414.81 

440.58 

465.86 

490.61 

514.82 

538.54 

54 

425.77 

451.74 

477.16 

502.03 

526.39 

550.32 

55 

436.64 

462.78 

488.36 

513.42 

538.02 

562.25 

56 

447.44 

473.77 

499.57 

524.90 

549.84 

574.44 

57 

458.17 

484.76 

510.87 

536.57 

561.93 

586.98 

58 

468.93 

495.87 

522.38 

548.55 

574.40 

599.93 

59 

479.81 

507.20 

534.23 

560.93 

587.30 

613.33 

112 


AMER. 
EXP. 

MEAN   RESERVES 

5^% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

i6 

17 

l8 

19 

20 

21 

60 

490.96 

518.91 

546.52 

573.79 

600.71 

627.16 

61 

502.51 

531.10 

559.33 

587.20 

614.59 

641.39 

62 

514.58 

543.85 

572.74 

601.12 

628.91 

656.19 

63 

527.25 

557.23 

586.69 

615.53 

643.84 

671.81 

64 

540.61 

571.21 

601.18 

630.59 

659.66 

688.59 

65 

554.64 

585.81 

616.41 

646.65 

676.74 

706.62 

66 

569.33 

601.20 

632.69 

664.03 

695.15 

725.62 

67 

584.90 

617.73 

650.42 

682.86 

714.63 

745.08 

68 

601.72 

635.83 

669.70 

702.86 

734.65 

764.68 

69 

620.21 

655.60 

690.25 

723.47 

754.86 

784.78 

640.50     676.75     711.49     744.33     775.64     806.09 


113 


AMER. 
EXP. 


MEAN   RESERVES  ^16% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

I 

1 

3 

4 

5 

20 

3.77 

18.27 

33.34 

49.02 

65.32 

21 

3.80 

18.61 

34.01 

50.03 

66.69 

22 

3.82 

18.96 

34.70 

51.08 

68.11 

23 

3.85 

19.33 

35.43 

52.17 

69.58 

24 

3.87 

19.71 

36.18 

53.30 

71.10 

25 

3.90 

20.10 

36.95 

54.46 

72.67 

26 

3.93 

20.51 

37.75 

55.67 

74.30 

27 

3.96 

20.94 

38.58 

56.91 

75.97 

28 

4.00 

21.37 

39.43 

58.20 

77.71 

29 

4.03 

21.83 

40.32 

59.54 

79.50 

30 

4.07 

22.30 

41.25 

60.92 

81.36 

31 

4.11 

22.79 

42.19 

62.34 

83.27 

32 

4.16 

23.30 

43.17 

63.82 

85.25 

33 

4.21 

23.83 

44.20 

65.35 

87.30 

34  * 

4.27 

24.38 

45.26 

66.93 

89.42 

35 

4.32 

24.95 

46.35 

68.56 

91.59 

36 

4.39 

25.54 

47.48 

70.24 

93.83 

37 

4.46 

26.15 

48.65 

71.97 

96.14 

38 

4.55 

26.80 

49.86 

7Z.77 

98.54 

39 

4.63 

27.46 

51.12 

75.62 

101.02 

40 

4.73 

28.16 

52.43 

77.56 

103.58 

41 

4.84 

28.88 

53.78 

79.55 

106.21 

42 

4.95 

29.64 

55.19 

81.61 

108.92 

43 

5.08 

30.43 

56.64 

83.72 

111.69 

44 

5.23    . 

31.26 

58.14 

85.89 

114.52 

45 

5.39 

32.11 

59.68 

88.10 

117.39 

46 

5.59 

33.01 

61.27 

90.37 

120.30 

47 

5.80 

33.94 

62.89 

92.65 

123.21 

48 

6.04 

34.90 

64.53 

94.95 

126.16 

49 

6.33 

35.89 

66.21 

97.29 

129.13 

50 

6.66 

36.93 

67.94 

99.68 

132.15 

51 

7.03 

38.02 

69.71 

102.11 

135.21 

52 

7.44 

39.15 

71.54 

104.59 

138.30 

53 

7.89 

40.34 

73.42 

107.12 

141.44 

54 

8.40 

41.59 

75.36 

109.71 

144.65 

55 

8.97 

42.90 

77.Z7 

112.37 

147.90 

56 

9.61 

44.28 

79.45 

115.11 

151.22 

57 

10.31 

45.75 

81.63 

117.91 

154.60 

58 

11.08 

47.29 

83.87 

120.79 

158.04 

59 

11.94 

48.93 

86.21 

123.75 

161.55 

60        12.90       50.66       88.64      126.80      165.14 


lU 

^'^  MEAN   RESERVES  yA% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

6 

7 

8 

9 

,  lo 

20 

82.28 

99.92 

118.27 

137.36 

157.22 

21 

84.02 

102.04 

120.78 

140.28 

160.56 

22 

85.81 

104.23 

123.38 

143.30 

164.02 

23 

87.68 

106.50 

126.08 

146.43 

167.61 

24 

89.61 

108.85 

128.86 

149.67 

171.30 

25 

91.59 

111.27 

131.73 

153.00 

175.12 

26 

93.66 

113.79 

134.71 

156.46 

179.07 

27 

95.78 

116.37 

137.77 

160.01 

183.13 

28 

97.98 

119.04 

140.93 

163.68 

187.32 

29 

100.25 

121.80 

144.19 

167.46 

191.64 

30 

102.59 

124.65 

147.57 

171.37 

196.09 

31 

105.01 

127.59 

151.03 

175.38 

200.66 

32 

107.51 

130.62 

154.61 

179.51 

205.37 

33 

110.09 

133.74 

158.29 

183.77 

210.22 

34 

112.75 

136.96 

162.08 

188.15 

215.20 

35 

115.48 

140.27 

165.98 

192.66 

220.32 

36 

118.30 

143.68 

170.00 

197.29 

225.58 

37 

121.21 

147.19 

174.13 

202.04 

230.96 

38 

124.22 

150.82 

178.38 

206.92 

236.47 

39 

127.31 

154.55 

182.74 

211.91 

242.09 

40 

130.51 

158.37 

187.20 

217.00 

247.80 

41 

133.78 

162.29 

191.75 

222.17 

253.58 

42 

137.14 

166.29 

196.37 

227.40 

259.41 

43 

140.56 

170.34 

201.04 

232.67 

265.27 

44 

144.03 

174.43 

205.73 

237.96 

271.14 

45 

147.53 

178.54 

210.44 

243.25 

277.00 

46 

151.06 

182.68 

215.18 

248.56 

282.88 

47 

154.60 

186.82 

219.90 

253.84 

288.70 

48 

158.16 

190.98 

224.62 

259.11 

294.49 

49 

161.74 

195.14 

229.34 

264.36 

300.25 

50 

165.36 

199.33 

234.07 

269.60 

305.98 

51 

169.01 

203.53 

238.79 

274.82 

311.66 

52 

172.68 

207.75 

243.51 

280.01 

317.27 

53 

176.40 

211.99 

248.24 

285.17 

322.83 

54 

180.16 

216.26 

252.97 

290.31 

328.34 

55 

183.96 

220.54 

257.67 

295.39 

333.76 

56 

187.80 

224.84 

262.38 

300.45 

339.10 

57 

191.68 

229.17 

267.09 

305.46 

344.34 

58 

195.61 

233.52 

271.77 

310.40 

349.46 

59 

199.60 

237.88 

276.42 

315.24 

354.42 

60       203.62      242.24      281.02      319.99      359.21 


119 


A^|«  MEAN   RESERVES  3^^% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

II 

13 

13 

14 

15 

20 

177.87 

199.37 

221.73 

244.99 

269.19 

21 

181.66 

203.61 

226.44 

250.19 

274.90 

22 

185.57 

207.99 

231.30 

255.56 

280.79 

23   . 

189.62 

212.52 

236.34 

261.11 

286.88 

24 

193.80 

217.20 

241.53 

266.84 

293.16 

25 

198.11 

222.03 

246.89 

272.74 

299.62 

26 

202.58 

227.02 

252.42 

278.84 

306.30 

27 

207.16 

232.14 

258.10 

285.08 

313.13 

28 

211.89 

237.41 

263.94 

291.51 

320.17 

29 

216.75 

242.84 

269.95 

298.13 

327.41 

30 

221.77 

248.44 

276.15 

304.95 

334.86 

31 

226.91 

254.18 

282.50 

311.92 

342.48 

32 

232.21 

260.09 

289.04 

319.09 

350.30 

33 

237.67 

266.17 

295.75 

326.44 

358.30 

34 

243.27 

272.40 

302.61 

333.96 

366.48 

35 

249.02 

278.78 

309.63 

341.62 

374.79 

36 

254.91 

285.30 

316.79 

349.43 

383.23 

37 

260.92 

291.94 

324.07 

357.33 

391.78 

38 

267.06 

298.71 

331.46 

365.34 

400.42 

39 

273.30 

305.57 

338.93 

373.43 

409.13 

40 

279.62 

312.49 

346.46 

381.57 

417.89 

41 

286.00 

319.47 

354.04 

389.75 

426.68 

42 

292.43 

326.49 

361  .M 

397.94 

435.47 

43 

298.87 

333.51 

369.24  ■ 

406.13 

444.25 

44 

305.31 

340.51 

376.81 

414.25 

452.95 

45 

311.73 

347.49 

384.33 

422.34 

461.60 

46 

318.15 

354.45 

391.82 

430.37 

470.19 

47 

324.50 

361.32 

399.21 

438.27 

478.61 

48 

330.81 

368.12 

406.51 

446.06 

486.91 

49 

337.06 

374.84 

413.69 

453.70 

495.03 

50 

343.25 

381.48 

420.75 

461.21 

503.00 

51 

349.36 

387.99 

427.67 

468.53 

510.74 

52 

355.37 

394.38 

434.42 

475.64 

518.22 

53 

361.29 

400.65 

441.01 

482.54 

525.45 

54 

367.13 

406.78 

447.41 

489.21 

532.41 

55 

372.84 

412.72 

453.57 

495.57 

539.00 

56 

378.40 

418.48 

459.48 

501.63 

545.23 

$7     ■ 

383.82 

424.01 

465.10 

507.33 

551.05 

58 

389.04 

429.30 

470.41 

512.65 

556.45 

59 

394.05 

434.28 

475.34 

517.57 

561.45 

60       398.81      438.95      479.92      522.13      566.10 


116 

^^  MEAN   RESERVES  y/2% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

i6 

17 

l8 

19 

20 

20 

294.39 

320.60 

347.89 

376.29 

405.84 

21 

300.62 

327.38 

355.23 

384.21 

414.37 

22 

307.05 

334.36 

362.79 

392.37 

423.16 

23 

313.69 

341.58 

370.60 

400.79 

432.22 

24 

320.53 

349.01 

378.64 

409.46 

441.55 

25 

327.58 

356.66 

386.91 

418.39 

451.15 

26 

334.85 

364.55 

395.45 

427.50 

461.02 

27 

342.30 

372.64 

404.19 

437.01 

471.15 

28 

349.97 

380.95 

413.17 

446.68 

481.52 

29 

357.85 

389.48 

422.38 

456.57 

492.14 

30 

365.95 

398.26 

431.83 

466.73 

503.01 

31 

374.22 

407.20 

441.46 

477.07 

514.08 

32 

382.71 

416.36 

451.31 

487.62 

525.35 

33 

391.38 

425.70 

461.34 

498.35 

536.81 

34 

400.21 

435.20 

471.52 

509.24 

548.45 

35 

409.17 

444.84 

481.84 

520.28 

560.23 

36 

418.27 

454.60 

492.29 

531.44 

572.15 

37 

427.46 

464.45 

502.83 

542.70 

584.18 

38  ' 

436.74 

474.40 

513.47 

554.06 

596.31 

39 

446.09 

484.40 

524.16 

565.48 

608.51 

40 

455.48 

494.45 

534.89 

576.95 

620.78 

41 

464.90 

504.51 

545.65 

588.45 

633.09 

42 

474.31 

514.58 

556.41 

599.95 

645.41 

43 

483.70 

524.61 

567.12 

611.42 

657.71 

44 

493.01 

534.55 

577.75 

622.79 

669.96 

45 

502.25 

544.41 

588.28 

634.10 

682.16 

46 

511.40 

554.18 

598.74 

645.30 

694.29 

47 

520.38 

563.77 

609.01 

656.39 

706.28 

48 

529.22 

573.20 

619.11 

667.28 

718.13 

49 

537.86 

582.41 

628.99 

677.96 

729.81 

50 

546.30 

591.42 

638.65 

688.40 

741.31 

51 

554.51 

600.14 

648.02 

698.60 

752.58 

52 

562.41 

608.54 

657.05 

708.49 

763.59 

53 

570.02 

616.63 

665.76 

718.06 

774.38 

54 

577.32 

624.35 

674.09 

727.30 

784.97 

55 

584.21 

631.67 

682.06 

736.24 

795.34 

56 

590.68 

638.55 

689.62 

744.86 

805.55 

57 

596.73 

645.04 

696.83 

753.23 

815.64 

58 

602.37 

651.15 

703.74 

761.33 

825.62 

59 

607.62 

656.89 

710.27 

769.16 

835.46 

60       612.54      662.31      716.54      776.77  845.15 


117 


AMER. 
EXP. 


MEAN   RESERVES  ^]6% 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

I 

2 

3 

4 

5 

20 

3.77 

23.48 

43.98 

65.33 

87.55 

21 

3.80 

23.90 

44.81 

66.59 

89.26 

22 

3.82 

24.33 

45.68 

67.90 

91.03 

23 

3.85 

24.78 

46.58 

69.26 

92.87 

24 

3.87 

25.25 

47.51 

70.67 

94.77 

25 

3.90 

25.74 

48.46 

72.11 

96.73 

26 

3.93 

26.24 

49.46 

73.62 

98.76 

27 

3.96 

26.76 

50.48 

75.17 

100.85 

28 

4.00 

27.30 

51.54 

76.77 

103.02 

29 

4.03 

27.86 

52.64 

78.43 

105.26 

30 

4.07 

28.44 

53.78 

80.14 

107.56 

31 

4.11 

29.03 

54.95 

81.90 

109.94 

32 

4.16 

29.65 

56.15 

83.72 

112.39 

33     . 

4.21 

30.29 

57.41 

85.61 

114.93 

34 

4.27 

30.96 

58.71 

87.55 

117.54 

35 

4.32 

31.64 

60.03 

89.54 

120.21 

36 

4.39 

32.35 

61.41 

91.60 

122.97 

37 

4.46 

33.08 

62.81 

93.70 

125.79 

38 

4.55 

33.84 

64.27 

95.88 

128.71 

39 

4.63 

34.63 

65.77 

98.12 

131.71 

40 

4.73 

35.44 

67.33 

100.43 

134.79 

41 

4.84 

36.29 

68.93 

102.80 

137.95 

42 

4.95 

37.17 

70.58 

105.24 

141.18 

43 

5.08 

38.07 

72.27 

107.73 

144.48 

44 

5.23 

39.01 

74.01 

110.26 

147.82 

45 

5.39 

39.98 

75.78 

112.84 

151.19 

46 

5.59 

40.98 

77.59 

115.45 

154.59 

47 

5.80 

42.01 

79.42 

118.07 

157.98 

48 

6.04 

43.06 

81.26 

120.68 

161.37 

49 

6.33 

44.14 

83.12 

123.31 

164.76 

50 

6.66 

45.25 

85.01 

125.96 

168.16 

51 

7.03 

46.40 

86.92 

128.62 

171.55 

52 

7.44 

47.59 

88.86 

131.28 

174.93 

53 

7.89 

48.80 

90.81 

■  133.95 

178.28 

54 

8.40 

50.07 

92.79 

136.62 

181.62 

55 

8.97 

51.37 

94.79 

139.30 

184.95 

56 

9.61 

52.72 

96.83 

141.99 

188.24 

57 

10.31 

54.13 

98.91 

144.68 

191.50 

58 

11.08 

55.60 

101.01 

147.36 

194.72 

59 

11.94 

57.13 

103.14 

150.04 

197.91 

60        12.90       58.72      105.32      152.73      201.06 


118 


^|R  MEAN   RESERVES  3^A,% 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


V'EARS. 

Age 

6 

7 

8 

9 

lO 

20 

110.68 

134.76 

159.84 

185.95 

213.14 

21 

112.85 

137.42 

163.00 

189.63 

217.35 

22 

115.11 

140.18 

166.27 

193.44 

221.73 

23 

117.44 

143.03 

169.66 

197.38 

226.25 

24 

119.86 

145.97 

173.15 

201.45 

230.92 

25 

122.34 

149.00 

176.76 

205.65 

235.72 

26 

124.92 

152.15 

180.50 

210.00 

240.71 

27 

127.58 

155.40 

184.34 

214.48 

245.84 

28 

130.33 

158.74 

188.32 

219.10 

251.14 

29 

133.16 

162.20 

192.43 

223.87 

256.60 

30 

136.09 

165.77 

196.65 

228.78 

262.21 

31 

139.11 

169.44 

201.00 

233.84 

268.00 

32 

142.21 

173.23 

205.48 

239.04 

273.95 

33 

145.42 

177.12 

210.09 

244.38 

280.06 

34 

148.71 

181.12 

214.83 

249.88 

286.35 

35 

152.09 

185.23 

219.68 

255.52 

292.78 

36 

155.57 

189.46 

224.69 

261.32 

299.40 

37 

159.14 

193.80 

229.81 

267.25 

306.16 

38 

162.82 

198.25 

235.07 

273.32 

313.07 

39 

166.59 

202.82 

240.45 

279.52 

320.12 

40 

170.47 

207.50 

245.94 

285.85 

327.28 

41 

174.42 

212.26 

251.52 

292.26 

334.52 

42 

178.46 

217.11 

257.19 

298.74 

341.84 

43 

182.57 

222.03 

262.91 

305.29 

349.23 

44 

186.70 

226.96 

268.64 

311.83 

356.60 

45 

190.86 

231.91 

274.40 

318.40 

364.00 

46 

195.04 

236.88 

280.16 

324.96 

371.39 

47 

199.21 

241.83 

285.89 

331.50 

378.75 

48 

203.38 

246.76 

291.60 

337.99 

386.05 

49 

207.52 

251.66 

297.26 

344.42 

393.28 

50 

211.66 

256.54 

302.87 

350.79 

400.44 

51 

215.77 

261.36 

308.42 

357.08 

407.48 

52 

219.84 

266.13 

313.89 

363.25 

414.38 

53 

223.88 

270.84 

31.9.26 

369.30 

421.14 

54 

227.87 

275.46 

324.52 

375.20 

427.71 

55 

231.81 

280.00 

329.64 

380.93 

434.09 

56 

235.69 

284.43 

334.63 

386.49 

440.24 

57 

239.49 

288.75 

339.47 

391.84 

446.14 

58 

243.20 

292.95 

344.12 

396.94 

451.73 

59 

246.85 

297.01 

348.57 

401.80 

457.02 

60   ■     250.41      300.91      352.81      406.36      461.95 


119 
^^  MEAN   RESERVES  3^A% 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

II 

12 

13 

14 

15 

20 

241.45 

270.94 

301.65 

333.65 

366.97 

21 

246.23 

276.31 

307.63 

340.25 

374.25 

22 

251.19 

281.87 

313.82 

347.10 

381.78 

23 

256.31 

287.61 

320.21 

354.17 

389.55 

24 

261.59 

293.54 

326.81 

361.47 

397.56 

25 

267.04 

299.65 

333.61 

368.98 

405.83 

26 

272.68 

305.98 

340.65 

376.76 

414.37 

27 

278.50 

312.49 

347.89 

384.76 

423.16 

28 

284.49 

319.20 

355.35 

393.00 

432.22 

29 

290.67 

326.13 

363.05 

401.50 

441.55 

30 

297.01 

333.23 

370.95 

410.23 

451.14 

31 

303.55 

340.56 

379.09 

419.22 

461.01 

32 

310.27 

348.09 

387.45 

428.45 

471.14 

33 

317.18 

355.82 

396.04 

437.91 

481.52 

34  ' 

324.28 

363.76 

404.85 

447.61 

492.15 

35 

331.54 

371.87 

413.83 

457.51 

503.00 

36 

339.01 

380.20 

423.06 

467.66 

514.09 

37 

346.61 

388.68 

432.43 

477.96 

525.36 

38 

354.38 

397.32 

441.97 

488.43 

536.81 

39 

362.29 

406.10 

451.66 

499.07 

548.45 

40 

370.30 

415.00 

461.47 

509.84 

560.23 

41 

378.40 

423.98 

471.38 

520.71 

572.14 

42 

386.58 

433.05 

481.38 

531.70 

584.18 

43 

394.83 

442.19 

491.46 

542.78 

596.32 

44 

403.06 

451.32 

501.53 

553.86 

608.51 

45 

411.32 

460.48 

511.64 

565.00 

620.78 

46 

419.57 

469.63 

521.75 

576.16 

633.09 

47 

427.77 

478.74 

531.83 

587.29 

645.40 

48 

435.93 

487.79 

541.86 

598.39 

657.70 

49 

443.99 

496.75 

551.78 

609.40 

669.95 

50 

451.97 

505.61 

561.62 

620.34 

682.16 

51 

459.81 

514.31 

571.29 

631.12 

694.27 

52 

467.50 

522.87 

580.83 

641.79 

706.27 

53 

475.01 

531.23 

590.16 

652.25 

718.12 

54 

482.33 

539.37 

599.24 

662.50 

729.81 

55 

489.41 

547.24 

608.07 

672.50 

741.30 

56 

496.21 

554.82 

616.58 

682.20 

752.56 

57 

502.73 

562.06 

624.76 

691.60 

763.60 

58 

508.89 

568.93 

632.54 

700.63 

774.38 

59 

514.69 

575.40 

639.93 

709.33 

784.95 

60       520.08      581.42      646.89      717.68      795.34 


120 


AMER. 
EXP. 


Age 


MEAN   RESERVES  y^% 

10  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS. 


20 

3.77 

34.73 

66.98 

100.58 

135.59 

21 

3.80 

35.33 

68.18 

102.40 

138.06 

22 

3.82 

35.95 

69  41 

104.28 

140.61 

23 

3.85 

36.59 

70.70 

106.24 

143.26 

24 

3.87 

37.25 

72.03 

108.26 

146.00 

25 

3.90 

37.94 

73.40 

110.34 

148.83 

26 

3.93 

38.65 

74.82 

112.50 

151.75 

27 

3.96 

39.39 

76.29 

114.73 

154.78 

28 

4.00 

40.15 

77.80 

117.03 

157.90 

29 

4.03 

40.94 

79.38 

119.42 

161.13 

30 

4.07 

41.75 

81.00 

121.88 

164.46 

31 

4.11 

42.60 

82.67 

124.41 

167.90 

32 

4.16 

43.47 

84.40 

127.04 

171.45 

33 

4.21 

44.37 

86.19 

129.74 

175.11 

34 

4.27 

45.30 

88.03 

132.53 

178.88 

35 

4.32 

46.26 

89.93 

135.40 

182.75 

36 

4.39 

47.26 

91.89 

138.35 

186.74 

37 

4.46 

48.28 

93.80 

141.38 

190.83 

38 

4.55 

49.34 

95.96 

144.50 

195.05 

39 

4.63 

50.42 

98.08 

147.70 

199.37 

40 

•4.73 

51.55 

100.28 

151.00 

203.82 

41 

4.84 

52.71 

102.53 

154.38 

208.36 

42 

4.95 

53.91 

104.84 

157.85 

213.01 

43 

5.08 

55.14 

107.21 

161.38 

217.74 

44 

5.23 

56.41 

109.63 

164.98 

222.56 

45 

5.39 

57.71 

112.09 

168.63 

227.43 

46 

5.59 

59.05 

114.60 

172.34 

232.35 

47 

5.80 

60.42 

117.14 

176.06 

237.29 

48 

6.04 

61.81 

119.69 

179.79 

242.24 

49 

6.33 

63.23 

122.25 

183.53 

247.20 

50 

6.66 

64.67 

124.84 

187.29 

252.18 

51 

7.03 

66.15 

127.44 

191.05 

257.13 

52 

7.44 

67.65 

130.05 

194.79 

262.05 

53 

7.89 

69.18 

132.67 

198.52 

266.93 

54 

8.40 

70.73 

135.28 

202.22 

271.77 

55 

8.97 

72.31 

137.88 

205.88 

276.54 

56 

9.61 

73.92 

140.48 

209.50 

281.23 

57 

10.31 

75.56 

143.07 

213.06 

285.80 

58 

11.08 

77.23 

145.63 

216.54 

290.26 

59 

11.94 

78.92 

148.17 

219.94 

294.58 

60        12.90       80.65      150.67      223.25      298.75 


121 
^^  MEAN   RESERVES  yA% 

10  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS. 

;  - 

Age 

6 

7 

8 

9 

lO. 

20 

172.06 

210.07 

249.68 

290.97 

334.00 

21 

175.21 

213.92 

254.27 

296.32 

340.15 

22 

178.46 

217.91 

259.01 

301.86 

346.52 

23 

181.84 

222.04 

263.93 

307.60 

353.11 

24 

185.33 

226.30 

269.01 

313.53 

359.93 

25 

188.93 

230.71 

274.26 

319.65 

366.97 

26 

192.65 

235.27 

279.69 

325.98 

374.25 

27 

196.51 

239.99 

285.30 

332.54 

381.78 

28 

200.48 

244.85 

291.09 

339.29 

389.54 

29 

204.59 

249.88 

297.08 

346.28 

397.56 

30 

208.83 

255.07 

303.25 

353.47 

405.83 

31 

213.21 

260.41 

309.61 

360.90 

414.36 

32 

217.72 

265.94 

316.18 

368.56 

423.16 

33 

222.38 

271.62 

322.94 

376.44 

432.22 

34 

227.16 

277.47 

329.89 

384.55 

441.55 

35 

232.08 

283.48 

337.05 

392.90 

451.14 

36 

237.15 

289.67 

344.42 

401.49 

461.01 

37 

242.35 

296.02 

351.97 

410.30 

471.13 

38 

247.70 

302.56 

359.74 

419.35 

481.52 

39 

253.19 

309.25 

367.68 

428.59 

492.14 

40 

258.82 

316.11 

375.82 

438.07 

503.00 

41 

264.57 

323.11 

384.12  ■ 

447.73 

514.08 

42 

270.44 

330.26 

392.58 

457.56 

525.36 

43 

.  276.42 

337.52 

401.17 

467.54 

536.81 

44 

282.49 

344.87 

409.87 

477.67 

548.45 

45 

288.61 

352.29 

418.65 

487.89 

560.23 

46 

294.78 

359.78 

427.53 

498.23 

572.14 

47 

300.99 

367.31 

436.45 

508.65 

584.18 

48 

307.21 

374.86 

.  445.42 

519.13 

596.31 

49 

313.43 

382.42 

454.40 

529.65 

608.51 

50 

319.67 

389.99 

463.40 

540.21 

620.78 

51 

325.87 

397.52 

472.36 

550.75 

633.09 

52 

332.03 

405.01 

481.30 

561.27 

645.40 

53 

383.15 

412.44 

490.17 

571.75 

657.69 

54 

344.19 

419.79 

498.94 

582.14 

669.96 

55 

350.13 

427.00 

507.59 

592.42 

682.16 

56 

355.96 

434.09 

516.10 

602.59 

694.28 

57 

361.64 

441  00 

524.42 

612.57 

706.27 

58 

367.16 

447.73 

532.55 

622.37 

718.13 

59 

372.50 

454.23 

540.42 

631.92 

729.81 

60       377.63  460.47      548.01      641.21      741.29 


122 


AMER. 
EXP. 

20  Year  Endowment 


MEAN   RESERVES  ^6% 


FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

.3 

3 

4 

8 

20 

3.77 

38.30 

74.26 

111.74 

150.79 

21 

3.80 

38.32 

74.28 

111.75 

150.80 

22 

3.82 

38.34 

74.30 

111.76 

150.81 

23 

3.85 

38.36 

74.32 

111.78 

150.82 

24 

3.87 

38.39 

74.35 

111.80 

15084 

25 

3.90 

38.42 

74.38 

111.83 

150.86 

26 

3.93 

38.45 

74.41 

111.86 

150.89 

27 

3.96 

38.49 

74.45 

111.90 

150.93 

28 

4.00 

38.53 

74.49 

111.95 

150.97 

29 

4.03 

38.57 

74.54 

112.01 

151.02 

30 

4.07 

38.62 

74.60 

112.08 

151.08 

31 

4.11 

38.68 

74.67 

112.13 

151.16 

32 

4.16 

38.74 

74.75 

112.25 

151.25 

33 

4.21 

38.81 

74.84 

112.35 

151.36 

34 

4.27 

38.89 

74.94 

112.47 

151.49 

35 

4.32 

38.98 

75.06 

112.61 

151.64 

36 

4.39 

39.09 

75.20 

112.77 

151.82 

37 

4.46 

39.21 

75.36 

112.96 

152.03 

38 

4.55 

39.35 

75.55 

113.18 

152.29 

39 

4.63 

39.51 

75.77 

113.45 

152.60 

40 

4.73 

39.69 

76.02 

113.77 

152.97 

41 

4.84 

39.89 

76.30 

114.14 

153.40 

42 

4.95 

40.12 

76.62 

114.55 

153.88 

43 

5.08 

40.38 

76.99 

115.00 

154.41 

44 

5.23 

40.67 

77.41 

115.50 

154.98 

45 

5.39 

40.99 

77.88 

116.05 

155.59 

46 

5.59 

41.35 

78.39 

116.67 

156.27 

47 

5.80 

41.75 

78.93 

117.29 

156.94 

48 

6.04 

42.19 

79.51 

117.98 

157.69 

49 

6.33 

42.68 

80.14 

1 

118.72 

158.49 

50 

6.66 

43.22 

80.83 

119.53 

159.36 

51 

7.03 

■  43.81 

81.59 

120.41 

160.31 

52 

7.44 

44.47 

.  82.43 

121.38 

16U5 

53 

7.89 

45.19 

83.35 

122.45 

162.49 

54 

8.40 

45.99 

84.36 

123.62 

163.75 

55 

8.97 

46.84 

85.48 

124.91 

165.14 

56 

9.61 

47.81 

86.71 

126.33 

166.67 

57 

10.31 

48.90 

88.06 

127.88 

168.34 

58 

■  11.08 

50.04 

89.53 

129.57 

170.16 

59 

11.94 

51.32 

91.13 

131.41 

172.14 

60        12.90       52.74       92.88      133.41      174.29 


123 


Exl!^  MEAN    RESERVES  ^16% 


20  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

6 

7 

8 

9 

lO 

20 

191.49 

233.90 

278.11 

324  20 

372.25 

21 

191.48 

233.89 

278.10 

324.17 

372.21 

22 

191.49 

233.89 

278.09 

324.15 

372.18 

23 

191.50 

233.89 

278.08 

324.13 

372.15 

24 

191.51 

233  90 

278.08 

324.12 

372.12 

25 

191.53 

233.91 

278.08 

324.11 

372.10 

26 

191.55 

233.92 

278.08 

324.10 

372.08 

27 

191.58 

233.94 

278.09 

324.10 

372.07 

28 

191.62 

233.97 

278.11 

324.11 

372.06 

29 

191.67 

234.01 

278.14 

324.13 

372.06 

30 

191.73 

234.06 

278.18 

324.16 

372.07 

31 

191.80 

234.13 

278.23 

324.20 

372.09 

32 

191.89 

234.22 

278.30 

324.26 

372.12 

33 

192.00 

234.33 

278.39 

324.34 

372.17 

34 

192.13 

234.46 

278.51 

324.44 

372.25 

35 

192.29 

234.62 

278.66 

324.58 

372.37 

36 

192.48 

234.80 

278.86 

324.76 

372.53 

37 

192.71 

235.04 

279.11 

324.98 

372.73 

38 

192.99 

235.33 

279.40 

325.25 

372.97 

39 

193.32 

235.68 

279.74 

325.57 

373.25 

40 

193.71 

236.09 

280.14 

325.94 

373.56 

41 

194.19 

236.56 

280.59 

326.35 

373.90 

42 

194.70 

237.08 

281.09 

326.79 

374.26 

43  , 

195.26 

237.65 

281.62 

327.25 

374.61 

44 

195.87 

238.25 

282.15 

327.72 

374.96 

45 

196.51 

238.86 

282.73 

328.20 

375.32 

46 

197.18 

239.52 

283.34 

328.69 

375.69 

47 

197.88 

240.18 

283.93 

329.20 

376.07 

48 

198.64 

240.91 

284.58 

329.73 

376.47 

49 

199.45 

241.68 

285.28 

330.29 

376.88 

50 

200.33 

242.51 

286.03 

330.90 

377.31 

51 

201.30 

243.46 

286.86 

331.61 

377.79 

52 

202.36 

244.45 

287.78 

332.34 

378.34 

53 

303.53 

245.58 

288.80 

333.19 

378.96 

54 

204  82 

246.83 

289.96 

334.17 

379.66 

55 

206.24 

248.21 

291.19 

335.18 

380.45 

56 

207.80 

249.72 

292.54 

336.38 

381.33 

57 

209.50 

251.37 

294.06 

337.65 

382.28 

58 

211.35 

253.16 

295.69 

339.01 

383.28 

59 

213.36 

255.09 

297.44 

340.44 

384.32 

60       215.54      257.17      299.31      341.99      385.39 


124 


AMER. 
EXP. 

20  Year  Endowment 


MEAN   RESERVES  yA% 


FULL  PRELIMINARY  TERM 


YEARS. 

Age 

II 

12 

13 

14 

15 

20 

422.35 

474.59 

529.08 

585.92 

645.21 

21 

422.30 

474.53 

529.01 

585.83 

645.13 

22 

422.26 

474.48 

528.95 

585.77 

645.06 

23 

422.22 

474.43 

528.89 

585.70 

644.98 

24 

422.18 

474.38 

528.83 

585.63 

644.90 

25 

422.14 

474.33 

528.77 

585.55 

644.81 

26 

422.11 

474.28 

528.71 

585.47 

644.71 

27 

422.08 

474.23 

528.64 

585.39 

644.61 

28 

422.06 

474.19 

528.57 

585.31 

644.51 

29 

422.04 

474.15 

528.50 

585  22 

644.41 

30 

422.02 

474.11 

528.44 

585.13 

644.31 

31 

422.02 

474.08 

528.39 

585.04 

644.21 

32 

422.03 

474.07 

528.35 

584.98 

644.11 

33 

422.06 

474.07 

528.32 

584.92 

644.01 

34 

422.11 

474.09 

528.31 

584.86 

643.91 

35 

422.19 

474.14 

528.32 

584.82 

643.81 

36 

422.30 

474.21 

528.34 

584.78 

643.71 

37 

422.45 

474.31 

528.37 

584.73 

643.60 

38 

422.63 

474.43 

528.40 

584.67 

643.47 

39 

422.83 

474.56 

528.43 

584.60 

643.31 

40 

423.05 

474.69 

528.45 

584.51 

643.11 

41 

423.29 

474.82 

528.46 

584.39 

642.88 

42 

423.54 

474.94 

528.45 

584.24 

642.62 

43 

423.78 

475.04 

528.41 

584.05 

642.31 

44 

424.02 

475.13 

528.34 

583.82 

641.94 

45 

424.25 

475.20 

528.23 

583.54 

641.51 

46 

424.47 

475.24 

528.07 

583.21 

641.01 

47 

424.68 

475.26 

527.87 

582.83 

640.44 

48 

424.89 

475.25 

527.64 

582.40 

639.81 

49 

425.09 

475.24 

527.37 

581.92 

639.11 

50 

425.32 

475.23 

527.08 

581.39 

638.35 

51 

425.58 

475.21 

526.78 

580.80 

637.51 

52 

425.88 

475.22 

526.47 

580.16 

636.58 

53 

426.23 

475.24 

526.15 

579.47 

635.56 

54 

426.63 

475.28 

525.81 

578.72 

634.42 

55 

427.09 

475.34 

525.45 

577.92 

633.18 

56 

427.60 

475.42 

525.05 

577.04 

631.80 

57 

428.13 

475.46 

524.58 

576.02 

630.24 

58 

428.68 

475.45 

524.01 

574.81 

628.48 

59 

429.21 

475.38 

523.28 

573.44 

626.55 

60       429.73      475.23      522.45      571.95      624.49 


125 


AMER. 
EXP. 


MEAN   RESERVES  y/i% 


20  Year  Endowment 
FULL  PRELIMINARY  TERM 


1 

k^EARS. 

Axe 

i6 

17 

i8 

19 

20 

20 

707.09 

771.68 

839.11 

909.54 

983.10 

21 

707.01 

771.60 

839.04 

909.49 

983.10 

22 

706.94 

771.54 

838.98 

909.46 

983.10 

23 

706.86 

771.46 

838.92 

909.42 

983.10 

24 

706.78 

771.38 

838.86 

909.38 

938.10 

25 

706.69 

771.29 

838.79 

909.33 

983.10 

26 

706.58 

771.19 

838.71 

909.27 

983.10 

27 

706.48 

771.09 

838.62 

909.21 

983.10 

28 

706.38 

770.99 

838.53 

909.15 

983.10 

29 

706.27 

770.88 

838.43 

909.08 

983.10 

30 

706.15 

770.75 

838.31 

909.00 

983.10 

31 

706.03 

770.62 

838.18 

908.92 

983.10 

32 

705.92 

770.50 

838.06 

908.84 

983.10 

33 

705.80 

770.36 

837.92 

908.75 

983.10 

34  - 

705.67 

770.21 

837.77 

908.65 

983.10 

35 

705.53 

770.05 

837.61 

908.54 

983.10 

36 

705.37 

769.86 

837.43 

908.41 

983.10 

37 

705.18 

769.64 

837.22 

908.26 

983.10 

38 

•  704.96 

769.39 

836.99 

908.09 

983.10 

39 

704.72 

769.11 

836.73 

907.90 

983.10 

40 

704.45 

768.78 

836.43 

907.69 

983.10 

41 

704.15 

768.42 

836.10 

907.46 

983.10 

42 

703.80 

768.01 

835.72 

907.20 

983.10 

43 

703.39 

767.53 

835.26 

906.90 

983.10 

44 

702.92 

766.99 

834.74 

906.56 

983.10 

45 

702.37 

766.39 

834.16 

906.16 

983.10 

46 

701.74 

765.71 

833.52 

905.73 

983.10 

47 

701.03 

764.94 

832.82 

905.25 

983.10 

48 

700.24 

764.07 

832.06 

904.72 

983.10 

49 

699.36 

763.11 

831.04 

904.12 

983.10 

50 

698.39 

762.06 

830.14 

903.46 

983.10 

51 

697.23 

760.91 

829.05 

902.72 

983.10 

52 

696.16 

759.63 

827.85 

901.89 

983.10 

53 

694.87 

758.21 

826.52 

900.97 

983.10 

54 

693.44 

756.64 

825.04 

899.95 

983.10 

55 

691.87 

754.90 

823.40 

898.83 

983.10 

56 

690.13 

752.97 

821.59 

897.59 

983.10 

57 

688.17 

750.82 

819.59 

896.23 

983.10 

58 

686.02 

748.47 

817.40 

894.73 

983.10 

59 

683.64 

745.94 

815.03 

893.08 

983.10 

60       681.17      743.26      812.51      891.31      983.10 


126 


AMER. 
EXP. 

15  Year  Endowment 


MEAN   RESERVES  ^]^% 


FULL  PRELIMINARY  TERM 


YEARS 

1. 

Age 

1 

3 

3 

4 

5 

20 

3.77 

56.30 

111.04 

168.10 

227.59 

21 

3.80 

56.31 

111.04 

168.09 

227.57 

22 

3.82 

56.32 

111.04 

168.08 

227.55 

23 

3.85 

56.33 

111.04 

168.07 

227.53 

24 

3.87 

56.34 

111.04 

168.06 

227.51 

25 

3.90 

56.36 

111.05 

168.05 

227.49 

26 

3.93 

56.38 

111.06 

168.05 

227.47 

27 

3.96 

56.40 

111.07 

168.05 

227.45 

28 

4.00 

56.43 

111.08 

168.05 

227.43 

29 

4.03 

56.46 

111.09 

168.05 

227.41 , 

30 

4.07 

56.49 

111.11 

168.05 

227.40 

31 

4.11 

56.52 

111.13 

168.05 

227.39 

32 

4.16 

56.55 

111.15 

168.06 

227.38 

33 

4.21 

56.59 

111.17 

168.07 

227.37 

34 

4.27 

56.64 

111.20 

168.09 

227.37 

35 

4.32 

56.69 

111.24 

168.11 

227.37 

36 

4.39 

56.75 

111.29 

168.14 

227.38 

37 

4.46 

56.82 

111.35 

168.18 

227.39 

38 

4.55 

56.90 

111.42 

168.23 

227.41 

39 

4.63 

56.98 

111.50 

168.29 

227.45 

40 

4.73 

57.08 

111.60 

168.37 

227.52 

41 

4.84 

57.20 

111.72 

168.48 

227.61 

42 

4.95 

57.34 

111.86 

168.62 

227.72 

43 

5.08 

57.50 

112.02 

168.78 

227.85 

44 

5.23 

57.68 

112.21 

168.96 

227.99 

45 

5.39 

57.88 

112.42 

169.15 

228.13 

46 

5.59 

58.10 

112.65 

169.34 

228.26 

47 

5.80 

58.34 

112.89 

169.53 

228.37 

48 

6.04 

58.61 

113.14 

169.72 

228  47 

49 

6.33 

58.91 

113.41 

169.91 

228.56 

50 

6.66 

59.24 

113.70 

170.11 

228.65 

51 

7.03 

59.60 

114.01 

170.33 

228.74 

52 

7.44 

60.00 

114.35 

170.57 

228.84 

53 

7.89 

60.45 

114.73. 

170.84 

228.95 

54 

8.40 

60.95 

115.15 

171.14 

229.08 

55 

8.97 

61.50 

115.62 

171.48 

229.23 

56 

9.61 

62.11 

116.15 

171.87 

229.41 

57 

10.31 

62.79 

116.75 

172.31 

229.62 

58 

11.08 

63.55 

117.42 

172.80 

229.84 

59 

11.94 

64.40 

118.17 

173.35 

230.16 

60        12.90       65.34      119.00      173.97      230.48 


127 


MEAN   RESERVES  3^^ 


AMER. 
EXP. 

15  Year  Endowment 


FULL  PRELIMINARY  TERM 


YEARS. 

Age 

6 

7 

8 

9 

lO 

20 

289.61 

354.29 

421.74 

492.09 

565.47 

21 

289.58 

354.25 

421.70 

492.04 

565.41 

22 

289.55 

354.21 

421.65 

491.98 

565.35 

23 

289.52 

354.17 

421.60 

491.92 

565.29 

24 

289.49 

354.13 

421.54 

491.86 

565.22 

25 

289.46 

354.09 

421.48 

491.79 

565.14 

26 

289.43 

354.04 

421.42 

491.72 

565.06 

27 

289.40 

353.99 

421.36 

491.65 

564.98 

28 

289.36 

353.94 

421.30 

491.57 

564.89 

29 

289.33 

353.89 

421.24 

491.49 

564.80 

30 

289.30 

353.84 

421.17 

491.41 

564.71 

31 

289.27 

353.79 

421.10 

491.32 

564.60 

32 

289.24 

353.74 

421.02 

491.22 

564.49 

33 

289.21 

353.69 

420.94 

491.12 

564.37 

34  ' 

289.18 

353.63 

420.86 

491.01 

564.24 

35 

289.15 

353.57 

420.78 

490.90 

564.11 

36 

289.13 

353.52 

420.70 

490.79 

563.97 

37 

289.12 

353.48 

420.62 

490.68 

563.82 

38 

289.11 

353.45 

420.55 

490.57 

563.67 

39 

289.12 

353.43 

420.49 

490.46 

563.52 

40 

289.16 

353.42 

420.44 

490.35 

563.36 

41 

289.22 

353.43 

420.39 

490.23 

563.18 

42 

289.29 

353.44 

420.33 

490.10 

562.97 

43 

289.37 

353.45 

420.25 

489.92 

562.71 

44 

289.44 

353.43 

420.14 

489.73 

562.40 

45 

289.50 

353.39 

419.98 

489.46 

562.03 

46 

289.54 

353.31 

419.77 

489.12 

561.59 

47 

289.55 

353.19 

419.51 

488.72 

561.08 

48 

289.53 

353.03 

419.20 

488.26 

560.49 

49 

289.49 

352.84 

418.84 

487.74 

559.82 

50 

289.43 

352.62 

418.43 

487.15 

559.07 

51 

289.35 

352.37 

417.97 

486.50 

558.24 

52 

289.26 

352.09 

417.46 

485.78 

557.33 

53 

289.17 

351.78 

416.91 

484.99 

556.33 

54 

289.08 

351.42 

416.31 

484.12 

555.23 

55 

288.99 

351.06 

415.66 

483.17 

554.02 

56 

288.91 

350.68 

414.96 

482.14 

552.70 

57 

288.84 

350.27 

414.21 

481.03 

551.26 

58 

288.77 

349.85 

413.40 

479.83 

549.69 

59 

288.75 

349.44 

412.55 

478.52 

547.97 

60       288.72      348.98      411.62      477.09      546.09 


128 


AMER. 
EXP. 


MEAN    RESERVES  ^}6% 


15  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

II 

la 

13 

14 

15 

20    ' 

642.03 

721.90 

805.26 

892.26 

983.10 

21 

641.97 

721.84 

805.21 

892.23 

983.10 

22 

641.90 

721.78 

805.16 

892.20 

983.10 

23 

641.83 

721.72 

805.10 

892.17 

983.10 

24 

641.76 

721.66 

805.04 

892.13 

•  983.10 

25 

641.68 

721.59 

804.98 

892.09 

983.10 

26 

641.60 

721.52 

804.92 

892.05 

983.10 

27 

641.52 

721.43 

804.85 

892.01 

983.10 

28 

641.43 

721.33 

804.78 

891.96 

983.10 

29 

641.33 

721.23 

804.70 

891.91 

983.10 

30 

641.22 

721.13 

804.61 

891.85 

983.10 

31 

641.10 

721.02 

804.51 

891.79 

983.10 

32 

640.98 

720.90 

804.40 

891.72 

983.10 

33 

640.85 

720.77 

804.29 

891.65 

983.10 

34 

640.71 

720.63 

804.17 

891.57 

983.10 

35 

640.56 

720.48 

804.03 

891.49 

983.10 

36 

640.41 

720.32 

803.88 

891.40 

983.10 

37 

640.24 

720.15 

803.71 

891.29 

983.10 

38 

640.06 

719.96 

803.52 

891.17 

983.10 

39 

639.88 

719.75 

803.32 

891.03 

983.10 

40 

639.68 

719.51 

803.11 

890.87 

983.10 

41 

639.44 

719.24 

802.87 

890.69 

983.10 

42 

639.16 

718.93 

802.58 

890.49 

983.10 

43 

638.83 

718.57 

802.26 

890.27 

983.10 

44 

638.45 

718.15 

801.89 

890.02 

983.10 

45 

638.00 

717.67 

801.45 

889.73 

983.10 

46 

637.48 

717.12 

800.94 

889.40 

983.10 

47 

636.88 

716.49 

800.36 

889.03 

983.10 

48 

636.20 

715.78 

799.71 

888.61 

983.10 

49 

635.43 

714.98 

798.99 

888.12 

983.10 

50 

634.57 

714.09 

798.19 

887.58 

983.10 

51 

633.62 

713.10 

797.30 

886.99 

983.10 

52 

632.56 

712.01 

796.31  . 

886.35 

983.10 

53 

631.43 

710.81 

795.22 

885.64 

983.10 

54 

630.15 

709.48 

794.02 

884.84 

983.10 

55 

628.75 

708.01 

792.69 

883.95 

983.10 

56 

627.22 

706.39 

791.22 

882.96 

983.10 

57 

625.54 

704.61 

789.60 

881.87 

983.10 

58 

623.70 

702.65 

787.81 

880.67 

983.10 

59 

621.68 

700.49 

785.82 

879.34 

983.10 

60 

619.45 

698.10 

783.60 

877.86 

983.10 

129 


MEAN    RESERVES  yA% 


AMER. 
EXP. 

10  Year  Endowment 


FULL  PRELIMINARY  TERM 


YEARS. 

Age 

I 

■2 

3 

4 

5 

20 

3.77 

95.19 

190.51 

289.91 

393.57 

21 

3.80 

95.19 

190.50 

289.89 

393.54 

22 

3.82 

95.20 

190.49 

289.87 

393.51 

23 

3.85 

95.21 

190.48 

289.85 

393.48 

24 

3.87 

95.22 

190.47 

289.83 

393.45 

25 

3.90 

95.23 

190.46 

289.80 

393.41 

26 

3.93 

95.24 

190.45 

289.77 

393.37 

27 

3.96 

95.25 

190.44 

289.74 

393.33 

28 

4.00 

95.26 

190.43 

289.71 

393.28 

29 

4.03 

95.27 

190.42 

289.68 

393.23 

30 

4.07 

95.28 

190.41 

289.65 

393.18 

31 

4.11 

95.29 

190.40 

289.61 

393.12 

32 

4.16 

95.31 

190.39 

289.57 

393.06 

33 

4.21 

95.33 

190.38 

289.53 

393.00 

34- 

4.27 

95.35 

190.37 

289.49 

392.93 

35 

4.32 

95.38 

190.36 

289.45 

392.86 

36 

4.39 

95.41 

190.35 

289.40 

392.78 

37 

4.46 

95.44 

190.33 

289.35 

392.69 

38 

4.55 

95.47 

190.31 

289.30 

392.59 

39 

4.63 

95.51 

190.30 

289.24 

392.49 

40 

4.73 

95.56 

190.30 

289.18 

392.39 

41 

4.84 

95.61 

190.30 

289.12 

392.28 

42 

4.95 

95.67 

190.31 

289.06 

392.17 

43 

5.08 

95.75 

190.32 

289.00 

392.05 

44 

5.23 

95.84 

190.33 

288.94 

391.91 

45 

5.39 

95.94 

190.35 

288.87 

391.74 

46 

5.59 

96.05 

190.37 

288.78 

391.54 

47 

5.80 

96.17 

190.38 

288.66 

391.30 

48 

6.04 

96.30 

190.37 

288.51 

391.02 

49 

6.33 

96.44 

190.36 

288.33 

390.69 

50 

6.66 

96.60 

190.34 

288.13 

390.31 

51 

7.03 

96.78 

190.31 

287.90 

389.88 

52 

7.44 

96.98 

190.28 

287.63 

389.40 

53 

7.89 

97.20 

190.25 

287.34 

388.87 

54 

8.40 

97.44 

190.20 

287.00 

388.29 

55 

8.97 

97.71 

190.16 

286.64 

387.65 

56 

9.61 

98.01 

190.12 

286.25 

386.94 

57 

10.31 

98.35 

190.07 

285.82 

386.16 

58 

11.08 

98.73 

190.02 

285.35 

385.30 

59 

11.94 

99.16 

189.97 

284.84 

384.35 

60        12.90       99.64      189.92      284.29      383.31 


130 


AMER. 
EXP. 

10  Year  Endowment 


MEAN   RESERVES  ^^1% 

10  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS. 

Age 

6 

7 

8 

9 

lO 

20 

501.71 

614.50 

732.17 

854.96 

983.10 

21 

501.67 

614.46 

732.14 

854.94 

983.10 

22 

501.63 

614.42 

732.11 

854.92 

983.10 

23 

501.59 

614.38 

732.08 

854.90 

983.10 

24 

501.55 

614.34 

732.04 

854.87 

983.10 

25 

501.50 

614.29 

731.99 

854.84 

983.10 

26 

501.45 

614.23 

731.94 

854.81 

983.10 

27 

501.40 

614.17 

731.89 

854.78 

983.10 

28 

501.34 

614.11 

731.83 

854.74 

983.10 

29 

501.28 

614.05 

731.77 

854.70 

983.10 

30 

501.21 

613.98 

731.71 

854.66 

983.19 

31 

501.14 

613.90 

731.64 

854.62 

983.10 

32 

501.07 

613.82 

731.57 

854.57 

983.10 

33 

500.99 

613.73 

731.49 

854.51 

983.10 

34 

500.90 

613.64 

731.40 

854.45 

983.10 

35 

500.81 

613.54 

731.30 

854.38 

983.10 

36 

500.71 

613.43 

731.19 

854.31 

983.10 

37 

500.60 

613.31 

731.07 

854.23 

983.10 

38 

500.47 

613.15 

730.94 

854.14 

983.10 

39 

500.33 

613.00 

730.80 

854.04 

983.10 

40 

500.19 

612.86 

730.65 

853.93 

983.10 

41 

500.04 

612.68 

730.48 

853.81 

983.10 

42 

499.87 

612.48 

730.29 

853.68 

983.10 

43 

499.68 

612.26 

730.07 

853.53 

983.10 

44 

499.49 

612.01 

729.82 

853.36 

983.10 

45 

499.24 

611.72 

729.53 

853.16 

983.10 

46 

498.96 

611.38 

729.20 

852.93 

983.10 

47 

498.60 

610.98 

728.82 

852.67 

983.10 

48 

498.22 

610.52 

728.38 

852.37 

983.10 

49 

497.78 

610.00 

727.88 

852.03 

983.10 

50 

497.27 

609.42 

727.32 

851.65 

983.10 

51 

496.69 

608.77 

726.70 

851.23 

983.10 

52 

496.04 

608.04 

726.01 

850.76 

983.10 

53 

495.32 

607.23 

725.25 

850.23 

983.10 

54 

494.53 

606.33 

724.41  • 

849.64 

983.10 

55 

493.66 

605.34 

723.47 

848.99 

983.10 

56 

492.70 

604.24 

722.42 

848.27 

983.10 

57 

491.64 

603.02 

721.25 

847.47 

983.10 

58 

490.47 

601.67 

719.96 

846.58 

983.10 

59 

489.18 

600.19 

718.54 

845.59 

983.10 

60       487.77      598.57      716.98      844.50      983.10 


AMER. 
EXP. 


Age 


131 


MEAN   RESERVES  ^l^% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS. 


20 

73.92 

71.56 

69.10 

66.53 

63.86 

21 

74.90 

72.54 

70.07 

67.50 

64.82 

22 

75.96 

73.59 

71.12 

68.55 

65.86 

23 

77.12 

74.75 

72.28 

69.71 

67.01 

24 

78.39 

76.03 

73.56 

70.97 

68.27 

25 

79.80 

77.44 

74.96 

72.37 

69.66 

26 

81.34 

78.98 

76.51 

73.92 

71.20 

27 

83.06 

80.71 

78.23 

75.64 

72.91 

28 

84.97 

82.63 

80.15 

77.56 

74.83 

29 

87.11 

84.77 

82.31 

79.71 

76.98 

30 

89.52 

87.19 

84.74 

82.15 

79.40 

31 

92.23 

89.92 

87.47 

84.88 

82.14 

32 

95.29 

93.00 

90.56 

87.99 

85.25 

33    - 

98.73 

96.47 

94.05 

91.49 

88.76 

34 

102.60 

100.36 

97.97 

95.42 

92.69 

35 

106.93 

104.73 

102.37 

99.84 

97.11 

36 

111.78 

109.62 

107.28 

104.78 

102.07 

37 

.     117.20 

115.08 

112.78 

110.30 

107.61 

38 

123.22 

121.16 

118.91 

116.46 

113.80 

39 

129.91 

127.91 

125.71 

123.31 

120.68 

40 

137.33 

135.40 

133.27 

130.92 

128.31 

41 

145.53 

143.68 

141.62 

139.32 

136.75 

42 

154.58 

152.82 

150.84 

148.60 

146.06 

43 

164.53 

162.87 

160.97 

158.79 

156.29 

44 

175.44 

173.89 

172.08 

169.97 

167.50 

45 

187.37 

185.94 

184.22 

182.17 

179.73 

46 

200.39 

199.08 

197.46 

195.48 

193.06 

47 

214.55 

213.38 

211.86 

209.94 

207.54 

48 

229.90 

228.87 

227.46 

225.60 

223.24 

49 

246.50 

245.61 

244.31 

242.54 

240.22 

50 

264.38 

263.65 

262.48 

260.80 

258.53 

51 

283.56 

283.01 

281.98 

280.41 

278.20 

52 

304.05 

303.68 

302.81 

301.35 

299.22 

53 

325.76 

325.60 

324.90 

323.58 

321.53 

54 

348.61 

348.67 

348.16 

346.99 

345.05 

55 

372.49 

372.77 

372.46 

371.46 

369.65 

56 

397.29 

397.82 

397.74 

396.92 

395.25 

57 

422.91 

423.72 

423.87 

423.25 

421.74 

58 

449.31 

450.40 

450.80 

450.41 

449.08 

59 

476.43 

477.82 

478.50 

478.36 

477.25 

60 

504.19 

505.91 

506.90 

507.04 

506.20 

132 


^^l^'  MEAN    RESERVES  3/4% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS. 

Age 

6 

y 

8 

9 

lO 

20 

61.07 

58.16 

55.12 

51.95 

48.62 

21 

62.02 

59.10 

56.04 

52.84 

49.49 

22 

63.05 

60.11 

57.04 

53.81 

50.44 

23 

64.19 

61.23 

58.14 

54.89 

51.49 

24 

65.43 

62.46 

59.35 

56.08 

52.63 

25 

66.82 

63.83 

60.69 

57.39 

53.91 

26 

68.34 

65.34 

62.18 

58.85 

55.33 

27 

70.05 

67.03 

63.84 

60.48 

56.92 

28 

71.95 

68.91 

65.70 

62.30 

58.71 

29 

74.08 

71.03 

67.79 

64.36 

60.71 

30 

76.51 

73.43 

70.17 

66.70 

62.99 

31 

79.24 

76.15 

72.86 

69.34 

65.58 

32 

82.34 

79.23 

75.91 

72.35 

68.53 

33 

85.84 

82.71 

79.35 

75.75 

71.88 

34 

89.77 

86.62 

83.24 

79.59 

75.66 

35 

94.18 

91.03 

87.62 

83.93 

79.92. 

36 

99.14 

95.97 

92.54 

88.80 

84.71 

37 

104.69 

101.52 

98.05 

94.25 

90.08 

38 

110.89 

107.70 

104.20 

100.33 

96.05 

39 

117.78 

114.58 

111.03 

107.08 

102.68 

40 

125.42 

122.20 

118.60 

•      114.57 

110.01 

i 

41 

133.87 

130.63 

126.97 

122.81 

1 
118.08 

42 

143.18 

139.91 

136.17 

131.87 

126.95 

43 

153.42 

150.09 

146.25 

141.81 

136.67 

44 

164.61 

161.23 

157.28 

152.67 

147.31 

45 

176.82 

173.37 

169.31 

164.53 

158.92 

46 

190.13 

186.62 

182.43 

177.47 

171.61 

47 

204.60 

201.02 

196.71 

191.55 

185.42  ■ 

48 

220.28 

216.64 

212.20 

206.85 

200.43 

49 

237.26 

233.55 

228.99 

223.43 

216.73 

50 

255.57 

251.80 

247.12 

241.36 

234.37 

51 

275.25 

271.43 

266.63 

260.68 

253.39 

52 

296.29 

292.45 

287.54 

281.40 

273.81 

53 

318.65 

314.79 

309.78 

303.45 

295.56 

54 

342.23 

338.35 

333.26 

326.75 

318.58 

55 

366.90 

363.03 

357.87 

351.20 

342.76 

56 

392.58 

388.74 

383.53 

376.72 

368.01 

57 

419.18 

415.38 

410.15 

403.21 

394.25 

58 

446.66 

442.95 

437.72 

430.68 

421.51 

59 

475.01 

471.41 

466.22 

459.13 

449.79 

60 

504.16 

500.73 

495.63 

488.56 

479.13 

133 

^1^  MEAN   RESERVES  ^l^% 

20  Year  Mortuary  Additions 
( LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS. 

Age 

II 

12 

13 

14 

15 

20 

45.14 

41.50 

37.68 

33.66 

29.44 

21 

45.98 

42.30 

38.43 

34.36 

30.07 

22 

46.89 

43.17 

39.24 

35.12 

30.76 

23 

47.90 

44.13 

40.15 

35.96 

31.53 

24 

49.00 

45.19 

41.15 

36.89 

32.37 

25 

50.24 

46.37 

42.27 

37.93 

33.31 

26 

51.62     . 

47.68 

43.51 

39.08 

34.36 

27 

53.15 

49.15 

44.90 

40.37 

35.53 

28 

54.88 

50.81 

46.46 

41.83 

36.87 

29 

56.82 

52.67 

48.23 

43.49 

38.39 

30 

59.04 

54.80 

50.27 

45.40 

40.15 

31 

61.55 

57.23 

52.59 

47.58 

42.16 

32    . 

64.43 

60.02 

55.25 

50.09 

44.48 

33 

67.70 

63.18 

58.28 

52.94 

47.11 

34 

71.39 

66.75 

61.70 

56.16 

50.07 

35 

75.56 

70.78 

65.55 

59.78 

53.39 

36 

80.23 

75.31 

69.86 

63.82 

57.08 

37 

85.47 

80.36 

74.68 

68.32 

61.19 

38 

91.29 

85.98 

80.01 

73.30 

65.73 

39 

97.74 

92.18 

85.89 

78.79 

70.75 

40 

104.86 

99.02 

92.38 

84.86 

76.29 

41 

112.69 

106.55 

99.54 

91.54 

82.40 

42 

121.30 

114.83 

107.40 

98.89 

89.12 

43 

130.75 

123.91 

116.04 

106.97 

96.52 

44 

141.08 

133.86 

125.50 

115.82 

104.64 

45 

152.38 

144.74 

135.85 

125.52 

113.54 

46 

164.71 

156.63 

147.19 

136.16 

123.31 

47 

178.16 

169.62 

159.57 

147.80 

134.02 

48 

192.80 

183.76 

173.09 

160.51 

145.73 

49 

208.71 

199.i5 

187.80 

174.37 

158.53 

50 

225.94 

215.83 

203.78 

189.46 

172.50 

51 

244.54 

233.87 

221.10    • 

205.85 

187.69 

52 

264.53 

253.30 

239.78 

223.55 

204.12 

53 

285.87 

274.06 

259.76 

242.50 

221.74 

54 

308.47 

296.07 

280.96 

262.64 

240.49 

55 

332.23 

319.22 

303.29 

283.86 

260.25 

56 

357.06 

343.46 

326.69 

306.13 

281.00 

57 

382.91 

368.71 

351.10 

329.40 

302.74 

58 

409.79 

395.03 

376.61 

353.77 

325.63 

59 

437.76 

422.49 

403.32 

379.46 

349.95 

60 

466.86 

451.17 

431.39 

406.68 

375.99 

134 

A^^  MEAN   RESERVES  yA,% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $  1,000  of  Additions  actually  in  force. 


YEARS. 

Age 

16 

17 

x8 

19 

20 

20 

25.00 

20.32 

15.39 

10.17 

4.63 

21 

25.56 

20.79 

15.75 

10.41 

4.73 

22 

26.17 

21.30 

16.14 

10.66 

4.84 

23 

26.84 

21.86 

16.57 

10.95 

4.96 

24 

27.58 

22.48 

17.05 

11.26 

5.08 

25 

28.40 

23.17 

17.59 

11.63 

5.23 

26 

29.32 

23.95 

18.20 

12.03 

5.40 

27 

30.37 

24.84 

18.90 

12.50 

5.59 

28 

31.56 

25.85 

19.69 

13.03 

5.80 

29 

32.91 

27.00 

20.60 

13.64 

6.04 

30 

34.49 

28.34 

21.66 

14.35 

6.34 

31 

36.28 

29.88 

22.87 

15.16 

6.66 

32 

38.35 

31.65 

24.26 

16.09 

7.03 

33 

40.70 

33.64 

25.82 

17.12 

7.44 

34 

43.34 

.35.87 

27.55 

18.27 

7.89 

35 

46.28 

38.35 

29.48 

19.55 

8.40 

36 

49.55 

41.11 

31.63 

20.98 

8.97 

37 

53.18 

44.18 

34.02 

22.56 

9.61 

38 

57.21 

47.58 

36.67 

24.32 

10.31 

39 

61.65 

51.32 

39.59 

26.25 

11.08 

40 

66.56 

55.46 

42.82 

28.41 

11.95 

41 

71.96 

60.03 

46.39 

30.79 

12.90 

42 

77.92 

65.08 

50.35 

33.42 

13.95 

43 

84.49 

70.65 

54.71 

36.33 

15.12 

44 

91.71 

76.78 

59.51 

39.53 

16.40 

45 

99.64 

83.50 

64.79 

43.06 

17.82 

46 

109.35 

90.91 

70.62 

46.98 

19.39 

47 

117.90 

99.06 

77.05 

51.30 

21.12 

48 

128.38 

108.03 

84.14 

56.06 

23.02 

49 

139.86 

117.86 

91.92 

61.31 

25.12 

50 

152.41 

128.63 

100.47 

67.08 

27.42 

51 

166.08 

.140.39 

109.82 

73.41 

29.95 

52 

180.90 

153.15 

119.99 

80.30 

32.69 

53 

196.81 

166.88 

130.92 

87.68 

35.62 

54 

213.75 

181.48 

142.54 

95.53 

38.73 

55 

231.61 

196.88 

154.81 

103.84 

42.05 

56 

250.38 

213.11 

167.82 

112.74 

45.59 

57 

270.12 

230.30 

181.72 

122.34 

49.43 

58 

291.08 

248.74 

196.82 

132.89 

53.65 

59 

313.59 

268.79 

213.44 

144.66 

58.37 

60 

:    337.97 

290.78 

231.90 

157.84 

63.64 

135 


^p  — ... „         y/^% 


AMER  MEAN  RESERVES 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


Age 


YEARS. 


20 

55.59 

52.83 

49.96 

46.97 

43.87 

21 

56.16 

53.39 

50.50 

47.50 

44.38 

22 

56.77 

53.99 

51.10 

48.08 

44.94 

2Z 

57.45 

54.66 

51.75 

48.72 

45.55 

24 

58.19 

55.39 

52.46 

49.41 

46.23 

25 

58.99 

56.18 

53.24 

50.17 

46.96 

26 

59.88 

57.05 

54.10 

51.01 

47.77 

27 

60.84 

58.00 

55.03 

51.92 

48.66 

28 

61.90 

59.05 

56.06 

52.93 

49.65 

29 

63.06 

60.20 

57.19 

54.04 

50.72 

30 

64.35 

61.47 

58.45 

55.27 

51.91 

31 

65.78 

62.89 

59.84 

56.63 

53.24 

32 

67.36 

64.45 

61.38 

58.15 

54.73 

33 

69.14 

66.21 

63.12 

59.86 

56.41 

34 

71.13 

68.19 

65.08 

61.79 

58.28 

35 

73.39 

70.44 

67.31 

63.98 

60.43 

36 

75.94 

72.98 

69.82 

66.45 

62.86 

37 

78.84 

75.86 

72.68 

69.28 

65.63 

38 

82.10 

79.11 

75.91 

72.47 

68.77 

39 

85.78 

82.78 

79.55 

76.07 

72.32 

40 

89.91 

86.90 

83.65 

80.14 

76.32 

41 

94.54 

91.52 

88.25 

84.70 

80.81 

42 

99.72 

96.70 

93.40 

89.80 

85.83 

43 

105.49 

102.46 

99.14 

95.47 

91.42 

44 

111.89 

108.86 

105.50 

101.77 

97.61 

45 

118.99 

115.95 

112.54 

108.74 

104.45 

46 

126.83 

123.77 

120.32 

116.42 

111.97 

47 

135.47 

132.40 

128.88 

124.86 

120.25 

48 

144.97 

141.87 

138.27 

134.13 

129.33 

49 

155.38 

152.23 

148.56 

144.27 

139.29 

50 

166.75 

163.57 

159.80 

155.38 

150.17 

51 

179.19 

175.96 

172.10 

167.52 

162.09 

52 

192.74 

189.47 

185.51 

180.76 

175.09 

53 

207.48 

204.16 

200.10 

195.17 

189.25 

54 

223.46 

220.11 

215.94 

210.84 

204.66 

55 

240.76 

237.36 

233.08 

227.81 

221.37 

56 

259.39 

255.96 

251.59 

246.15 

239.43 

57 

279.39 

275.94 

271.48 

265.85 

258.86 

58 

300.69 

297.22 

292.68 

286.88 

279.62 

59 

323.20 

319.74 

315.11 

309.15 

301.62 

60 

346.84 

343.38 

338.69 

332.58 

324.78 

136 


'\xpf  MEAN   RESERVES  3  J 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $1,000  of  Additions  actually  in  force. 


YEARS. 

Age 

6 

7 

8 

9 

10 

20 

40.63 

37.26 

33.75 

30.08 

26.25 

21 

41.12 

37.73 

34.18 

30.48 

26.61 

22 

41.66 

38.24 

34.66 

30.92 

27.01 

23 

42.25 

38.80 

35.19 

31.41 

27.45 

24 

42.90 

39.41 

35.77 

31.95 

27.94 

25 

43.60 

40.09 

36.41 

32.54 

28.48 

26 

44.39 

40.84 

37.11 

33.19 

29.07 

27 

45.25 

41.66 

37.88 

33.91 

29.73 

28 

46.19 

42.56 

38.74 

34.71 

30.45 

29 

47.23 

43.55 

39.68 

35.58 

31.24 

30 

48.39 

44.66 

40.73 

36.56 

32.13 

31 

49.68 

45.90 

41.89 

37.64 

33.12 

32 

51.12 

47.28 

43.20 

38.86 

34.23 

33 

52.74 

48.83 

44.67 

40.23 

35.49 

34 

54.56 

50.58 

46.34 

41.80 

36.93 

35 

56.64 

52.59 

48.26 

43.61 

38.60 

36 

59.01 

54.88 

50.45 

45.67 

40.51 

37 

61.72 

57.51 

52.96 

48.04 

42.70 

38 

64.79 

60.49 

55.82 

50.74 

45.18 

39 

68.26 

63.85 

59.04 

53.77 

47.98 

40 

72.17 

67.64 

62.67 

57.19 

51.12 

41 

76.56 

71.89 

66.73 

61.00 

54.61 

42 

81.47 

76.63 

71.25 

65.23 

58.48 

43 

86.92 

81.89 

76.25 

69.90 

62.76 

44 

92.95 

87.69 

81.76 

75.06 

67.48 

45 

99.59 

94.09 

87.85 

80.76 

72.69 

46 

106.91 

101.14 

94.55 

87.03 

78.44 

47 

114.96 

108.89 

101.93 

93.94 

84.77 

48 

123.80 

117.41 

110.04 

101.54 

91.74 

49 

133.48 

126.75 

118.93 

109.88 

99.40 

50 

144.09 

136.97 

128.68 

119.03 

107.82 

51 

155.70 

148.18 

139.38 

129.08 

117.06 

52 

168.37 

160.43 

151.08 

140.09 

127.20 

53 

182.19 

173.80 

163.86 

•  152.13 

138.31 

54 

197.24 

188.37 

177.81 

165.28 

150.47 

55 

213.58 

204.20 

192.98 

179.62 

\6Z.76 

56 

231.25 

221.35 

209.45 

195.22 

17S.22 

57 

250.28 

239.85 

227.25 

212.09 

193.89 

58 

270.64 

259.67 

246.32 

230.18 

210.73 

59 

292.25 

280.70 

266.59 

249.43 

228.64 

60 

315.01 

302.88 

287.97 

269.75 

247.56 

137 
*i^  MEAN   RESERVES  y/l% 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS. 

Age 

II 

12 

13 

14 

15 

20 

22.25 

18.06 

13.68 

9.09 

4.27 

21 

22.56 

18.33 

13.89 

9.22 

4.32 

22 

22.92 

18.62 

14.11 

9.37 

4.39 

23 

23.30 

18.94 

14.36 

9.54 

4.46 

24 

23.73 

19.31 

14.65 

9.74 

4.55 

25 

24.20  • 

19.71 

14.96 

9.95 

4.63 

26 

24.73 

20.15 

15.31 

10.18 

4.73 

27 

25.31 

20.64 

15.68 

10.43 

4.84 

28 

25.95 

21.17 

16.10 

10.70 

4.96 

29 

26.64 

21.75 

16.55 

11.00 

5.08 

30 

27.42 

22.41 

17.06 

11.35 

5.23 

31 

28.29 

23.15 

17.65 

11.75 

5.40 

32    - 

29.28 

23.99 

18.31 

12.20 

5.59 

33 

30.41 

24.95 

19.07 

12.71 

5.80 

34 

31.70 

26.05 

19.94 

13.29 

6.04 

35 

33.19 

27.33 

20.95 

13.99 

6.34 

36 

34.90 

28.79 

22.11 

14.77 

6.66 

37 

36.87 

30.48 

23.44 

15.66 

7.03 

38 

39.09 

32.38 

24.93 

16.66 

7.44 

39 

41.59 

34.49 

26.58 

17.76 

7.89 

40 

44.37 

36.84 

28.42 

18.99 

8.40 

41 

47.46 

39.46 

30.47 

20.37 

8.97 

42 

50.90 

42.37 

32.75 

21.89 

9.61 

43 

54.69 

45.58 

35.27 

23.58 

10.31 

44 

58.88 

49.13 

38.04 

25.44 

11.08 

45 

63.51 

53.05 

41.12 

27.50 

11.95 

46 

68.62 

57.38 

44.52 

29.79 

12.90 

47 

74.24 

62.16 

48.28 

32.32 

13.95 

48 

80.45 

•     67.44 

52.44 

35.12 

15.12 

49 

87.28 

73.25 

57.01 

38.20 

16.40 

50 

94.78 

79.64 

62.04 

41.59 

17.82 

51 

103.04 

86.68 

67.61 

45.37 

19.39 

52 

112.10 

94.43 

73.76 

49.53 

21.12 

53 

122.06 

102.97 

80.52 

54.12 

23.02 

54 

132.98 

112.34 

87.97 

59.19 

25.12 

55 

144.93 

122.61 

96.16 

64.75 

27.42 

56 

157.97 

133.85 

105.11 

70.86 

29.95 

57 

172.11 

146.05 

114.86 

77.51 

32.69 

58 

187.32 

159.18 

125.35 

84.64 

35.62 

59 

203.51 

173.15 

136.48 

92.21 

38.73 

60 

220.61 

187.90 

148.25 

100.24 

42.05 

138 


^If  MEAN   RESERVES  3^^ 

10  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS. 

Age 

I 

2 

3 

4 

s 

20 

37.38 

34.23 

30.95 

27.55 

24.01 

21 

37.69 

34.53 

31.23 

27.80 

24.24 

22 

38.02 

34.84 

31.52 

28.08 

24.49 

23 

38.38 

35.17 

31.84 

28.37 

24.75 

24 

38.77 

35.55 

32.19 

28.69 

25.04 

25 

39.20 

35.95 

32.57 

29.04 

25.36 

26 

39.64 

36.38 

32.97 

29.41 

25.69 

27 

40.14 

36.85 

33.41 

29.82 

26.07 

28 

40.68 

37.36 

33.89 

30.27 

26.48 

29 

41.27 

37.93 

34.43 

30.77 

26.93 

30 

41.93 

38.56 

35.02 

31.32 

27.42 

31 

42.65 

39.25 

35.67 

31.92 

27.98 

32 

43.43 

39.99 

36.38 

32.58 

28.58 

33 

44.29 

40.82 

37.17 

33.32 

29.25 

34 

45.24 

41.73 

38.03 

34.12 

29.98 

35 

46.31 

42.75 

38.99 

35.02 

30.80 

36 

47.48 

43.88 

40.06 

36.02 

31.71 

37 

48.79 

45.14 

41.26 

37.14 

32.74 

38 

50.27 

46.56 

42.61 

38.40 

33.91 

39 

51.94 

48.17 

44.15 

39.85 

35.24 

40 

53.84 

50.01 

45.91 

41.52 

36.78 

41 

56.02 

52.12 

47.93 

43.43 

38.55 

42 

58.49 

54.53 

50.24 

45.61 

40.58 

43 

61.30 

57.25 

52.86 

48.09 

42.87 

44 

64.46 

60.32 

55.80 

50.87 

45.45 

45 

68.01 

63.77 

59.11 

53.99 

48.32 

46 

71.98 

67.62 

62.81 

57.47 

51.51 

47 

76.42 

71.92 

66.92 

61.33 

55.06 

48 

81.34 

76.68 

71.46 

65.59 

58.98 

49 

86.78 

81.94 

76.48 

70.30 

63.30 

50 

92.80 

87.75 

82.02 

75.51 

68.09 

51 

99.44 

94.17 

88.15 

81.26 

73.38 

52 

106.76 

101.24 

94.90 

87.60 

79.21 

53 

114.82 

109.03 

102.33 

94.59 

85.63 

54 

123.66 

117.58 

110.49 

102.26 

92.70 

55 

133.36 

126.95 

119.45 

110.69 

100.47 

56 

143.99 

137.24 

129.29 

119.96 

109.03 

57 

155.62 

148.50 

140.07 

130.12 

118.41 

58 

168.33 

160.82 

151.87 

141.25 

128.70 

59 

182.19 

174.25 

164.75 

153.43 

139.98 

60 

197.25 

188.87 

178.79 

166.72 

152.32 

139 

^EXP^  MEAN   RESERVES  ^16% 

10  Year  Mortuary  Additions 

( LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

6 

7 

8 

9 

ID 

20 

20.34 

16.51 

12.52 

8.36 

4.03 

21 

20.54 

16.67 

12.65 

8.46 

4.07 

22 

20.75 

16.85 

12.79 

8.55 

411 

23 

20.98 

17.04 

12.94 

8.65 

4.16 

24 

21.24 

17.26 

13.11 

8.77 

4.22 

25 

21.51 

17.50 

13.29 

8.89 

4.27 

26 

21.81 

17.75 

13.48 

9.01 

4.33 

27 

22.14 

18.02 

13.70 

9.16 

4.39 

28 

22.50 

18.32 

13.93 

9.32 

4.46 

29 

22.89 

18.66 

14.20 

9.51 

4.55 

30 

23.34 

19.03 

14.50 

9.71 

4.63 

31 

23.83 

19.45 

14.83 

9.93 

4.73 

32 

24.37 

19.90 

15.18 

10.16 

4.84 

33 

24.95 

20.40 

15.56 

10.42 

4.96 

34 

25.60 

20.94 

15.99 

10.71 

5.08 

35 

26.32 

21.55 

16.47 

11.05 

5.23 

36 

27.13 

22.24 

17.00 

11.42 

5.40 

37 

28.05 

23.03 

17.64 

11.85 

5.59 

38 

29.10 

23.93 

18.36 

12.34- 

5.80 

39 

30.29 

24.95 

19.17 

12.89 

6.04 

40 

31.68 

26.14 

20.12 

13.55 

6.34 

41 

33.27 

27.51 

21.22 

14.30 

6.66 

42 

35.09 

29.08 

22.47 

15.15 

7.03 

43 

37.15 

30.85 

23.86 

16.09 

7.44 

44 

39.46 

32.80 

25.40 

17.14 

7.89 

45 

42.02 

34.98 

27.12 

.    18.30 

8.40 

46 

44.86 

37.40 

29.03 

19.60 

8.97 

47 

48.02 

40.09 

31.15 

21.05 

9.61 

48 

51.51 

43.07 

33.50 

22.64 

10.31 

49 

55.37 

46.35 

36.09 

24.40 

11.08 

50 

59.64 

49.98 

38.96 

26.36 

11.95 

51 

64.35 

54.00 

42.14 

28.53 

12.90 

52 

69.55 

58.44 

45.66 

30.93 

13.95 

53 

75.30 

63.35 

49.55 

33.59 

15.12 

54 

81.62 

68.75 

53.83 

36.51 

16.40 

55 

88.57 

74.70 

58.55 

39.73 

17.82 

56 

96.23 

81.26 

63.77 

43.32 

19.39 

57 

104.64 

88.49 

69.53 

47.27 

21.12 

58 

113.50 

96.45 

75.88 

51.63 

23.02 

59 

124.06 

105.20 

82.87 

56.45 

25.12 

60 

135.18 

114.79 

90.56 

61.73 

27.42 

140 


AMER. 
EXP. 


MEAN    RESERVES  3^ 


5  Year  Term 
(LEVEL  PREMIUM  RESERVES) 


YEARS 

Age 

I 

a 

3 

A 

5 

20 

3.87 

3.94 

3.97 

3.95 

3.87 

21 

3.90 

3.97 

4.00 

3.98 

3.90 

22 

3.92 

4.00 

4.03 

4.02 

3.93 

23 

3.95 

4.04 

4.07 

4.05 

3.96 

24 

3.98 

4.07 

4.11 

4.09 

3.99 

25 

4.03 

4.13 

4.16 

4.14 

4.03 

26 

4.06 

4.17 

4.22 

4.19 

4.07 

27 

4.11 

4.22 

4.27 

4.23 

4.11 

28 

4.15 

4.28 

4.32 

4.29 

4.16 

29 

4.20 

4.34 

4.39 

4.35 

4.21 

30 

4.25 

4.40 

4.46 

4.42 

4.26 

31 

4.31 

4.47 

4.54 

4.49 

4.32 

32 

4.38 

4.55 

4.61 

4.57 

4.39 

33 

4.44 

4.62 

4.70 

4.66 

4.46 

34 

4.52 

4.73 

4.82 

4.76 

4.54 

35 

4.61 

4.84 

4.94 

4.88 

4.63 

36 

4.71 

4.96 

5.07 

5.00 

4.74 

Z7 

4.82 

5.09 

5.21 

5.14 

4.84 

38 

4.92 

5.23 

5.36 

5.28 

4.95 

39 

5.05 

5.38 

5.52 

5.43 

5.08 

40 

5.19 

5.56 

5.72 

5.62 

5.23 

41 

5.35 

5.77 

5.94 

5.83 

5.39 

42 

5.53 

6.00 

6.20 

6.08 

5.58 

43 

5.74 

6.27 

6.49 

6.36 

5.80 

44 

5.97 

6.57 

6.83 

6.68 

6.04 

45 

6.25 

6.94 

7.23 

7.07 

6.34 

46 

6.56 

7.35 

7.70 

7.50 

6.65 

47 

6.91 

7.82 

8.22 

7.99 

7.02 

48 

7.32 

8.35 

8.79 

8.53 

7.44 

49 

7.71 

8.93 

9.42 

9.12 

7.89 

50 

8.26 

9.56 

10.10 

9.77 

8.41 

51 

8.81 

10.26 

10.87 

10.50 

8.96 

52 

9.43 

11.04 

11.72 

11.31 

9.61 

53 

10.11 

11.91 

12.67 

12.21 

10.30 

54 

10.87 

12.86 

13.70 

13.18 

11.07 

55 

11.70 

13.91 

14.84 

14.28 

11.94 

56 

12.63 

15.08 

16.11 

15.48 

12.90 

57 

13.65 

16.36 

17.51 

16.82 

13.95 

58 

14.78 

17.79 

19.07 

18.30 

15.11 

59 

16.02 

19.35 

20.76 

19.91 

16.40 

60 

17.39 

21.06 

22.62 

21.69 

17.81 

141 

"kc^  mean  reserves  3^^ 

10  Year  Term 
(LEVEL  PREMIUM  RESERVES) 


YEARS 

Age 

.1 

..3 

3 

,4 

5 

20 

4.00 

4.21 

4.37 

4.49 

4.57 

21 

4.03 

4.25 

4.43 

4.56 

4.64 

22 

4.06 

4.29 

4.48 

4.64 

4.73 

2Z 

4.11 

4.35 

4.56 

4.72 

4.81 

24 

4.15 

4.42 

4.64 

4.81 

4.92 

25 

4.21 

4.50 

4.75 

4.92 

5.03 

26 

4.26 

4.57 

4.83 

5.03 

5.14 

27 

4.32 

4.66 

4.94 

5.14 

5.27 

28 

4.38 

4.75 

5.05 

5.28 

5.43 

29 

4.45 

4.85 

5.18 

5.43 

5.58 

30 

4.53 

4.96 

5.32 

5.60 

5.77 

31 

4.61 

5.09 

5.49 

5.79 

5.99 

32 

4.71 

5.23 

5.66 

6.00 

6.22 

ZZ' 

4.81 

5.37 

5.85 

6.23 

6.47 

34 

4.92 

5.56 

6.09 

6.49 

6.76 

35 

5.05 

5.75 

6.34 

6.78 

7.07 

36 

5.20 

5.97 

6.61 

7.10 

7.42 

37 

5.36 

6.21 

6.92 

7.47 

7.83 

38 

5.53 

6.47 

7.26 

7.88 

8.29 

39 

5.73 

6.78 

7.67 

8.37 

8.84 

40 

5.96 

7.14 

8.15 

8.94 

9.48 

41 

6.23 

7.56 

8.70 

9.60 

10.22 

42 

6.53 

8.05 

9.35 

10.38 

11.09 

43 

6.88 

8.60 

10.08 

11.26 

12.07 

44 

7.26 

9.22 

10.91 

12.25 

13.18 

45 

7.71 

9.94 

11.85 

13.37 

14.42 

46 

8.21 

10.73 

12.90 

14.61 

15.78 

47 

8.77 

11.62 

14.06 

15.97 

17.26 

48 

9.38 

12.58 

15.30 

17.44 

18.87 

49 

10.06 

13.64 

16.67 

19.04 

20.63 

50 

10.81 

14.79 

18.15 

20.79 

22.56 

51 

11.63 

16.05 

19.79 

22.72 

24.68 

52 

12.55 

17.45 

21.59 

24.84 

27.02 

53 

13.56 

18.99 

23.58 

27.17 

29.58 

54 

14.66 

20.66 

25.74 

29.71 

32.38 

55 

15.88 

22.51 

28.11 

32.51 

35.47 

56 

17.22 

24.53 

30.72 

35.58 

38.86 

57 

18.69 

26.75 

33.58 

38.95 

42.58 

58 

20.31 

29.18 

36.71 

42.63 

46.63 

59 

22.07 

31.84 

40.13 

46.65 

51.10 

60 

24.01 

34.74 

43.85 

51.06 

55.98 

142 


AMER. 
EXP. 


MEAN   RESERVES  ^l^% 

10  Year  Term 
(LEVEL  PREMIUM  RESERVES) 


YEARS 

Agt 

6 

7 

8 

9 

lO 

20 

4.59 

4.56 

4.46 

4.28 

4.02 

21 

4.67 

4.64 

4.53 

4.35 

4.07 

22 

4.76 

4.72 

4.61 

4.40 

4.11 

23 

4.84 

4.80 

4.68 

4.47 

4.16 

24 

4.96 

4.91 

4.78 

4.55 

4.21 

25 

5.07 

5.02 

4.88 

4.64 

4.27 

26 

5.18 

5.14 

4.99 

4.72 

4.32 

27 

5.33 

5.28 

5.10 

4.81 

4.39 

28 

5.48 

5.41 

5.24 

4.93 

4.46 

29 

5.64 

5.59 

5.40 

5.06 

4.54 

30 

5.84 

5.78 

5.57 

5.19 

4.62 

31 

6.06 

6.00 

5.77 

5.35 

4.73 

32 

6.31 

6.24 

5.98 

5.52 

4.84 

33 

6.57 

6.49 

6.21 

5.71 

4.95 

34 

6.86 

6.77 

6.47 

5.91 

5.08 

35 

7.18 

7.08 

6.75 

6.15 

5.23 

36 

7.55 

7.45 

7.09 

6.42 

5.39 

37 

7.97 

7.87 

7.47 

6.73 

5.58 

38 

8.46 

8.36 

7.92 

7.09 

5.80 

39 

9.03 

8.92 

8.43 

7.50 

6.04 

40 

9.71 

9.59 

9.05 

8.00 

6.33 

41 

10.50 

10.37 

9.75 

8.55 

6.65 

42 

11.41 

11.28 

10.57 

9.19 

7.02 

43 

12.45 

12.29 

11.48 

9.90 

7.43 

44 

13.60 

13.40 

12.47 

10.67 

7.88 

45 

14.88 

14.64 

13.57 

11.55 

8.40 

46 

16.28 

15.99 

14.78 

12.50 

8.97 

47 

17.81 

17.48 

16.12 

13.57 

9.61 

48 

19.47 

19.10 

17.59 

14.73 

10.30 

49 

21.30 

20.88 

19.19 

16.00 

11.08 

50 

23.31 

22.84 

20.95 

17.41 

11.94 

51 

25.51 

24.99 

22.90 

18.97 

12.90 

52 

27.93 

27.36 

25.06 

20.71 

13.95 

53 

30.60 

29.98 

27.42 

"    22.60 

15.11 

54 

33.52 

32.84 

30.02 

24.69 

16.40 

55 

36.74 

36.00 

32.89 

26.99 

17.81 

56 

40.26 

39.45 

36.04 

29.55 

19.39 

57 

44.14 

43.27 

39.53 

32.36 

21.11 

58 

48.39 

47.47 

43.37 

35.46 

23.02 

59 

53.07 

52.09 

47.59 

38.88 

25.12 

60 

58.18 

57.14 

52.21 

42.62 

27.42 

143 
MEAN   RESERVES  3^^ 

20  Year  Term 
(LEVEL  PREMIUM  RESERVES) 


AMER. 
EXP. 

20  Year  Term 


YEARS 

Age 

I 

a 

3 

4 

5 

20 

4.33 

4.89 

5.42 

5.92 

6.40 

21 

4.39 

4.98 

5.56 

6.10 

6.61 

22 

4.46 

5.09 

5.71 

6.31 

6.87 

23 

4.54 

5.23 

5.90 

6.54 

7.15 

24 

4.62 

5.37 

6.10 

6.80 

7.46 

25 

4.72 

5.54 

6.34 

7.09 

7.81 

26 

4.82 

5.71 

6.58 

7.41 

8.19 

27 

4.93 

5.91 

6.86 

7.76 

8.63 

28 

5.06 

6.13 

7.17 

8.17 

9.13 

29 

5.20 

6.38 

7.52 

8.63 

9.68 

30 

5.36 

6.66 

7.92 

9.15 

10.31 

31 

5.54 

6.98 

8.39 

9.74 

11.04 

32 

5.74 

7.34 

8.90 

10.42 

11.87 

33- 

5.96 

7.74 

9.48 

11.18 

12.80 

34 

6.22 

8.21 

10.16 

12.06 

13.87 

35 

6.52 

8.75 

10.93 

13.05 

15.08 

36 

6.85 

9.34 

11.78 

14.15 

16.44 

37 

7.21 

10.00 

12.73 

15.39 

17.97 

38 

7.62 

10.74 

13.81 

16.81 

19.71 

39 

8.07 

11.57 

15.01 

18.38 

21.66 

40 

8.58 

12.50 

16.37 

20.16 

23.83 

41 

9.15 

13.55 

17.89 

22.14 

26.26 

42 

9.78 

14.71 

19.58 

24.34 

28.96 

43 

10.49 

16.00 

21.44 

26.77 

31.93 

44 

11.27 

17.42 

23.49 

29.44 

35.20 

45 

12.13 

18.98 

25.74 

32.36 

38.75 

46 

13.08 

20.70 

28.21 

35.53 

42.59 

47 

14.10 

22.56 

30.87 

38.96 

46.74 

48 

15.23 

24.57 

33.73 

42.65 

51.21 

49 

16.45 

26.74    ■ 

36.82 

46.61 

56.03 

50 

17.78 

29.07 

40.14 

50.89 

61.24 

51 

19.21 

31.58 

43.71 

55.50 

66.82 

52 

20.76 

34.31 

47.57 

60.44 

72.82 

53 

22.43 

37.21 

51.67 

65.71 

79.20 

54 

24.22 

40.30 

56.03 

71.29 

85.97 

55 

26.12 

43.56 

60.62 

77.18 

93.12 

56 

28.14 

47.01 

65.46 

83.37 

100.60 

57 

30.29 

50.65 

70.54 

89.85 

108.42 

58 

32.57 

54.47 

75.86 

96.61 

116.56 

59 

34.97 

58.45 

81.39 

103.64 

125.03 

60 

37.52 

62.63 

87.16 

110.95 

133.82 

144 
AMER 


EXP  MEAN   RESERVES  ^l^% 


20  Year  Term 
(LEVEL  PREMIUM  RESERVES) 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

6.83 

7.22 

7.53 

7.82 

8.11 

21 

7.09 

7.52 

7.90 

8.22 

8.48 

22 

7.39 

7.86 

8.27 

8.62 

8.90 

23 

7.71 

8.22 

8.68 

9.07 

9.38 

24 

8.08 

8.63 

9.13 

9.56 

9.90 

25 

8.48 

9.09 

9.64 

10.11 

10.49 

26 

8.93 

9.61 

10.21 

10.73 

11.15 

27 

9.44 

10.18 

10.84 

11.42 

11.90 

28 

10.02 

10.83 

11.57 

12.22 

12.75 

29 

10.66 

11.57 

12.40 

13.12 

13.71 

30 

11.41 

12.43 

13.35 

14.15 

14.80 

31 

12.26 

13.40 

14.43 

15.32 

16.07 

32 

13.25 

14.52 

15.67 

16.68 

17.53 

33 

14.34 

15.77 

17.07 

18.22 

19.19 

34 

15.59 

17.20 

18.67 

19.98 

21.10 

35 

17.02 

18.83 

20.50 

21.99 

23.27 

36 

18.62 

20.68 

22.57 

24.27 

25.72 

37 

20.43 

22.76 

24.90 

26.83 

28.48 

38 

22.49 

25.11 

27.54 

29.72 

31.59 

39 

24.79 

27.74 

30.48 

32.92 

35.04 

40 

27.36 

30.69 

33.76 

36.52 

38.86 

41 

30.22 

33.96 

37.40 

40.47 

43.06 

42 

33.39 

37.57 

41.40 

44.80 

47.67 

43 

36.88 

41.52 

45.77 

49.53 

52.69 

44 

40.69 

45.83 

50.53 

54.68 

58.17 

45 

44.83 

50.51 

55.68 

60.26 

64.12 

46 

.     49.30 

55.56 

61.28 

66.34 

70.59 

47 

54.13 

61.04 

67.34 

72.91 

77.59 

48 

59.35 

66.95 

,    73.88 

80.01 

85.17 

49 

64.98 

73.33 

80.95 

87.69 

93.39 

50 

71.05 

80.22 

88.58 

95.99 

102.27 

51 

77.57 

87.61 

96.79 

104.94 

111.84 

52 

84.57 

95.56 

105.62 

114.55 

122.14 

53 

92.03 

104.03 

115.02 

124.79 

133.11 

54 

99.93 

113.00 

124.96 

135.63      • 

144.74 

55 

108.26 

122.44 

135.44 

147.05 

156.99 

56 

116.98 

132.32 

146.41 

159.00 

169.79 

57 

126.07 

142.62 

157.84 

171.45 

183.12 

58 

135.54 

153.34 

169.72 

184.37 

196.95 

59 

145.38 

164.47 

182.03 

197.76 

211.29 

60 

155.58 

175.98 

194.77 

211.62 

226.13 

145 


^^'  MEAN   RESERVES 

20  Year  Term 
(LEVEL  PREMIUM  RESERVES) 


3^% 


1 

k^EARS 

Age 

II 

13 

13 

14 

15 

20 

8.27 

8.35 

8.35 

8.25 

8.03 

21 

8.66 

8.77 

8.77 

8.66 

8.42 

22 

9.11 

9.23 

9.23 

9.12 

8.87 

23 

9.61 

9.73 

9.74 

9.63 

9.37 

24 

10.15 

10.29 

10.32 

10.20 

9.91 

25 

10.78 

10.94 

10.97 

10.84 

10.53 

26 

11.47 

11.65 

11.67 

11.54 

11.20 

27 

12.25 

12.46 

12.50 

12.35 

11.98 

28 

13.14 

13.38 

13.43 

13.27 

12.88 

29 

14.15 

14.42 

14.49 

14.33 

13.92 

30 

15.30 

15.62 

15.73 

15.57 

15.12 

31 

16.65 

17.02 

17.15 

17.00 

16.51 

32 

18.19 

18.63 

18.80 

18.65 

18.13 

33  ' 

19.96 

20.47 

20.68 

20.54 

19.97 

34 

21.97 

22.57 

22.83 

22.69 

22.08 

35 

24.28 

24.97 

25.28 

25.14 

24.45 

36 

26.88 

27.67 

28.04 

27.87 

27.08 

37 

29.79 

30.70 

31.11 

30.91 

29.99 

38 

33.07 

34.09 

34.53 

34.28 

33.23 

39 

36.69 

37.81 

38.28 

37.98 

36.78 

40 

40.70 

41.92 

42.41 

42.06 

40.70 

41 

45.09 

46.43 

46.96 

46.55 

45.01 

42 

49.89 

51.37 

51.95 

51.46 

49.74 

43 

55.15 

56.78 

57.40 

56.85 

54.92 

44 

60.89 

62.67 

63.34 

62.73 

60.60 

45 

67.11 

69.07 

69.82 

69.14 

66.79 

46 

73.88 

76.05 

76.88 

76.14 

73.56 

47 

81.23 

83.63 

84.56 

83.77 

80.95 

48 

89.19 

91.86 

92.92 

92.08 

89.01 

49 

97.83 

100.79 

102.00 

101.13 

97.81 

50 

107.18 

110.47 

111.85 

110.96 

107.40 

51 

117.27 

120.93 

122.51 

121.63 

117.81 

52 

128.11 

132.19 

134.02 

133.14 

129.06 

53 

139.70 

144.24 

146.32 

145.46 

141.11 

54 

151.99 

157.01 

159.36 

158.54 

153.90 

55. 

164.91 

170.44 

173.09 

172.28 

167.32 

56 

178.42 

184.47 

187.41 

186.62 

181.32 

57 

192.47 

199.05 

202.30 

201.51 

195.87 

58 

207.05 

214.20 

217.76 

217.00 

211.08 

59 

222.19 

229.92 

233.84 

233.22 

227.16 

60 

237.86 

246.25 

250.66 

250.36 

244.39 

146 

"^exp!^  mean  reserves  ^16% 

20  Year  Term 
(LEVEL  PREMIUM  RESERVES) 


YEARS 

Age 

l6 

17 

l8 

19 

30 

20 

7.69 

7.20 

6.54 

5.70 

4.63 

?1 

8.06 

7.53 

6.81 

5.89 

4.73 

22 

8.47 

7.89 

7.11 

6.10 

4.83 

23 

8.93 

-       8.30 

7.44 

6.34 

4.95 

24 

9.43 

8.74 

7.81 

6.60 

5.08 

25 

10.01 

9.25 

8.23 

6.90 

5.23 

26 

10.64 

9.81 

8.70 

7.25 

5.39 

27 

11.37 

10.48 

9.25 

7.64 

5.58 

28 

12.22 

11.23 

9.88 

8.09 

5.79 

29 

13.19 

12.10 

10.60 

8.60 

6.04 

30 

1432 

13.13 

11.46 

9.22 

6.33 

31 

15.64 

14.31 

12.44 

9.92 

6.65 

32 

17.17 

15.69 

13.59 

10.74 

7.02 

33 

18.91 

17.25 

14.86 

11.63     . 

7.43 

34 

20.88 

18.99 

16.29 

12.63 

7.89 

35 

23.08 

20.93 

17.87 

13.75 

8.40 

36 

25.53 

23.09 

19.63 

15.00 

8.97 

37 

28.23 

25.49 

21.59 

16.37 

9.60 

38 

31.23 

28.14 

23.76 

17.90 

10.31 

39 

34.53 

31.06 

26.15 

19.58 

11.08 

40 

38.17 

34.27 

28.77 

21.43 

11.94 

41 

42.17 

37.81 

31.68 

23.49 

12.89 

42 

46.57 

41.71 

34.89 

25.77 

13.95 

43 

51.40 

46.01 

38.42 

28.27 

15.11 

44 

56.69 

50.71 

42.30 

31.02 

16.40 

45 

62.48 

55.86 

46.54 

34.04 

17.81 

46 

68.81 

61.51 

51.22 

37.40 

19.39 

47 

75.73 

67.70 

56.36 

41.08 

21.11 

48 

83.32 

74.51 

62.02 

45.14 

23.02 

49 

91.60 

81.97 

68.23 

49.61 

25.12 

50 

100.65 

90.10 

75.02 

54.50 

27.42 

51 

110.49 

98.98 

82.45 

59.87 

29.95 

52 

121.14 

108.6] 

90.52 

65.70 

32.69 

53 

132.55 

118.92 

99.15 

71.92 

35.62 

54 

144.65 

129.84 

108.27 

78.49 

38.73 

55 

157.34 

141.28 

117.83 

85.43  ■ 

42.04 

56 

170.57 

153.22 

127.90 

92.80 

45.59 

57 

184.37 

165.79 

138.59 

100.73 

49.43 

58 

198.92 

179.21 

150.18 

109.43 

53.65 

59 

214.53 

193.82 

162.98 

119.18 

58.37 

60       231.48      209.92      177.29      130.15       63.64 


147 

Ixp!^  mean  reserves  ^16% 

For  V^aluing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


Age 


YEARS 


20 

$3.77 

$11.21 

$18.38 

$25.30 

$31.98 

21 

3.80 

11.28 

18.50 

25.46 

32.18 

22 

3.82 

11.35 

18.62 

25.63 

32.40 

23 

3.85 

11.43 

18.74 

25.81 

32.64 

24 

3.87 

11.50 

18.88 

26.00 

32.88 

25 

3.90 

11.59 

19.02 

26.20 

33.15 

26 

3.93 

11.68 

19.18 

26.42 

33.44 

27 

3.96 

11.78 

19.34 

26.67 

33.75 

28 

4.00 

11.89 

19.53 

26.92 

34.08 

29 

4.03 

12.00 

19.72 

27.19 

34.44 

30 

4.07 

12.12 

19.92 

27.49 

34.83 

31 

4.11 

12.25 

20.15 

27.82 

35.25 

32 

4.16 

12.41 

20.41 

28.17 

35.72 

33- 

4.21 

12.57 

20.67 

28.55 

36.22 

34 

4.27 

12.73 

20.96 

28.97 

36.78 

35 

4.32 

12.92 

21.28 

29.43 

37.39 

36 

4.39 

13.12 

21.64 

29.95 

38.07 

37 

4.46 

13.36 

22.04 

30.52 

38.81 

38 

4.55 

13.61 

22.47 

31.14 

39.62 

39 

4.63 

13.89 

22.94 

31.81 

40.51 

40 

4.73 

14.19 

23.46 

32.56 

41.51 

41 

4.84 

14.58 

24.03 

33.39 

42.61 

42 

4.95 

14.89 

24:68 

34.32 

43.86 

43 

5.08 

15.31 

25.40 

35.37 

45.27 

44      • 

5.23 

15.79 

26.22 

36.57 

46.86 

45 

5.39 

16.32 

27.14 

37.92 

48.69 

46 

5.59 

16.92 

28.20 

39.48 

50.78 

47 

5.80 

17.61 

29.42 

41.26 

53.16 

48 

6.04 

18.42 

30.82 

43.30 

55.86 

49 

6.33 

19.34     • 

32.42 

45.59 

58.90 

50 

6.66 

20.38 

34.20 

48.16 

62.29 

51 

7.03 

21.54 

36.20 

51.03 

66.06 

52 

7.44 

22.83 

•    38.42 

54.21 

70.25 

53 

7.89 

24.28 

40.89 

57.76 

74.90 

54 

8.40 

25.89 

43.65 

61.69 

80.03 

55 

8.97 

27.69 

46.70 

66.04 

85.70 

56 

9.61 

29.67 

50.08 

70.83 

91.95 

57 

10.31 

31.87 

53.80 

76.12 

98.82 

58 

11.08 

34.30 

57.92 

81.95 

106.39 

59 

11.94 

36.99 

62.47 

88.38 

114.68 

60 

12.90 

39.97 

67.49 

95.43 

123.76 

148 
AMER. 


exp!^  mean  reserves  ^}6% 

For  Valuing  Paid  Up  Extended  Insurance 

(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


Age 


YEARS 


61 

$13.95 

$43.25 

$73.00 

$103.16 

$133.71 

62 

15.12 

46.86 

79.05 

111.65 

144.58 

63 

16.40 

50.84 

85.72 

120.95 

156.44 

64 

17.81 

55.24 

93.04 

131.13 

169.36 

65 

19.39 

60.08 

101.08 

142.24 

183.40 

66 

21.12 

65.41 

109.88 

154.34 

198.59 

67 

23.02 

71.26 

119.48 

167.48 

214.98 

68 

25.12 

77.66 

129.95 

181.68 

232.46 

69 

27.42 

84.66 

141.29 

196.87 

250.96 

70 

29.95 

92.27 

153.43 

212.95 

270.38 

71 

32.69 

100.40 

166.28 

229.84 

290.64 

72 

35.62 

109.01 

179.82 

247.55 

311.79 

73 

38.73 

118.14 

194.10 

266.15 

333.99 

54 

42.04 

127.85 

209.25 

285.88 

357.49 

75 

45.59 

138.27 

225.52 

307.05 

382.55 

149 


'e^I^  mean  reserves  y^% 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

$38.42 

$44.64 

$50.65 

$56.45 

$62.08 

21 

38.67 

44.95 

51.01 

56.87 

62.54 

22' 

38.95 

45.27 

51.38 

57.30 

63.03 

23 

39.23 

45.61 

51.79 

57.76 

63.55 

24 

39.54 

45.98 

52.22 

58.25 

64.11 

25 

39.87 

46.38 

52.67 

58.79 

64.72 

26 

40.23 

46.80 

53.18 

59.37 

65.37 

27 

40.61 

47.27 

53.72 

59.99 

66.08 

28 

41.03 

47.76 

54.30 

60.66 

66.85 

29 

41.47 

48.30 

54.94 

61.40 

67.69 

30 

41.95 

48.88 

55.62 

62.20 

68.61 

31 

42.48 

49.52 

56.38 

63.07 

69.62 

32 

43.06 

50.23 

57.21 

64.04 

70.72 

33  - 

43.70 

50.99 

58.12 

65.09 

71.92 

34 

44.39 

51.84 

59.11 

66.25 

73.24 

35 

45.16 

52.76 

60.21 

67.51 

74.71 

36 

46.01 

53.79 

61.41 

68.93 

76.33 

37 

46.94 

54.90 

62.75 

70.48 

78.13 

38 

47.95 

56.15 

64.23 

72.21 

80.14 

39 

49.08 

57.52 

65.87 

74.15 

82.38 

40 

50.33 

59.05 

67.70 

76.31 

84.92 

41 

51.73 

60.77 

69.77 

78.77 

87.78 

42 

53.31 

62.72 

72.13 

81.55 

91.03 

43 

55.10 

64.94 

74.80 

84.71 

94.71 

44 

57.15 

67.46 

77.84 

88.29 

98.85 

45 

59.48 

70.34 

81.28 

92.32 

103.50 

46 

62.14 

73.59 

85.16 

96.86 

108.72 

47 

65.15 

77.26 

89.52 

101.95 

114.56 

48 

68.55 

81.40 

94.42 

107.63 

121.06 

49 

72.36 

86.01 

99.87 

113.95 

128.26 

50 

76.61 

91.15 

105.91 

120.93 

136.21 

51 

81.33 

96.83 

112.60 

128.64 

144.96 

52 

86.55 

103.11 

119.96 

137.11 

154.56 

53 

92.32 

110.04 

128.08 

146.43 

165.08 

54 

98.69 

117.68 

137.00 

156.64 

176.58 

55 

105.71 

126.07 

146.77 

167.79 

189.10 

56 

113.43 

135.28 

157.45 

179.94 

202.72 

57 

121.91 

145.35 

169.11 

193.18 

217.48 

58 

131.20 

156.35 

181.82 

207.55 

233.47 

59 

141.35 

168.36 

195.65 

223.12 

250.72 

60 

152.46 

181.44 

210.63 

239.95 

269.26 

150 


^^  MEAN  RESERVES  VA% 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

6 

7 

8 

9 

lO 

61 

$164.57 

$195.65 

$226.86 

$258.06 

$289.12 

62 

177.75 

211.05 

244.35 

277.49 

310.28 

63 

192.07 

227.70 

263.16 

298.24 

332.67 

64 

207.60 

245.65 

283.29 

320.24 

356.19 

65 

224.36 

264.88 

304.66 

343.37 

380.71 

66 

242.37 

285.35 

327.17 

367.51 

406.09 

67 

261.58 

306.94 

350.69 

392.54 

432.25 

68 

281.87 

329.54 

375.13 

418:38 

459.10 

69 

303.14 

353.05 

400.39 

444.97 

486.62 

70 

325.30 

377.40 

426.46 

472.29 

514.75 

71 

348.32 

402.62 

453.36 

500.35 

543.57 

72 

372.28 

428.80 

481.14 

529.30 

573.00 

73 

397.37 

456.08 

510.09 

559.10 

602.89 

74 

423.81 

484.82 

540.19 

589.65 

633.02 

75 

452.02 

515.06 

571.37 

620.75 

663.31 

151 

"exp!^  mean  reserves  ^16% 

For  Valuing  Paid  Up  Extended  Insurance 

(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


VEARS 

Age 

II 

13 

13 

14 

15 

20 

$67.52 

$72.78 

$77.87 

$82.83 

$87.62 

21 

68.03 

73.35 

78.51 

83.51 

88.37 

22. 

68.57 

73.96 

79.18 

84.25 

89.18 

23 

69.16 

74.62 

79.90 

85.04 

90.04 

24 

69.80 

75.31 

80.67 

85.89 

90.98 

25 

70.47 

76.07 

81.52 

86.33 

92.01 

26 

71.20 

76.90 

82.44 

87.84 

93.12 

27 

72.01 

77.79 

83.43 

88.94 

94.33 

28 

72.88 

78.76 

84.52 

90.15 

95.66 

29 

73.83 

79.84 

85.71 

91.46 

97.10 

30 

74.88 

81.00 

87.01 

92.89 

98.69 

31 

76.01 

82.28 

88.42 

94.47 

100.44 

32 

77.26 

83.68 

89.99 

96.22 

102.37 

33 

78.62 

85.22 

91.72 

98.15 

104.52 

34  ' 

80.13 

86.91 

93.63 

100.28 

106.90 

35 

81.79 

88:80 

95.75 

102.66 

109.58 

36 

83.65 

90.91 

98.12 

105.35 

112.59 

37 

85.71 

93.25 

100.80 

108.36 

115.96 

38 

88.02 

95.90 

103.79 

111.74 

119.74 

39 

90.61 

98.87 

107.17 

115.53 

123.98 

40 

93.54 

102.22 

110.96 

119.78 

128.71 

41 

96.85 

105.99 

115.21 

124.55 

134.02 

42 

100.59 

110.23 

119.99 

129.89 

139.94 

43 

104.80 

115.00 

125.36 

135.86 

146.54 

44 

109.52 

120.36 

131.35 

142.52 

153.87 

45 

114.83 

126.34 

138.02 

149.90 

162.00 

46 

120.77 

133.00 

145.44 

158.10 

170.98 

47 

127.38 

140.40 

153.66 

167.15 

180.87 

48 

134.71 

148.60 

162.74 

177.12 

191.73 

49 

142.83 

157.64 

172.72 

188.04 

203.60 

50 

151.76 

167.57 

183.65 

199.97 

216.52 

51 

161.56 

178.44 

195.58 

212.96 

230.56 

52 

172.30 

190.31 

208.57 

227.06 

245.73 

53 

184.02 

203.23 

222.67 

242.32 

262.11 

54 

196.79 

217.26 

237.95 

258.78 

279.70 

55 

210.67 

232.47 

254.43 

276.48 

298.52 

56 

255.71 

248.89 

272.16 

295.42 

318.57 

57 

241.97 

266.56 

291.14 

315.62 

339.82 

58 

259.50 

285.52 

311.42 

337.04 

362.18 

59 

278.31 

305.77 

332.94 

359.60 

385.55 

60 

298.43 

327.29 

355.62 

383.18 

409  78 

152 

^^^-  MEAN  RESERVES  ^l^% 

For  Valuing  Paid  Up  Extended  Insurance 

(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


Age 

61 
62 
63 
64 
65 

66 
67 
68 
69 
70 

71 

72 
73 
74 

75 


YEARS 

II 

12 

13 

14 

15 

$319.84 

$350.00 

$379.35 

$407.66 

$434.74 

342.46 

373.78 

403.99 

432.89 

460.30 

366.18 

398.51 

429.42 

458.76 

486.38 

390.88 

424.06 

455.53 

485.17 

512.86 

416.43 

450.30 

482.21 

512.02 

539.62 

442.70 

477.16 

509.37 

539.19 

566.63 

469.63 

504.56 

536.90 

566.66 

593.67 

497.15 

532.39 

564.81 

594.23 

620.51 

525.19 

560.68 

592.89 

621.66 

646.89 

553.80 

539.24 

620.90 

648.67 

672.59 

582.81 

617.85 

648.58 

675.07 

697.56 

612.04 

646.27 

675.77 

700.82 

721.70 

641.27 

674.36 

702.46 

725.87  . 

744.81 

670.40 

702.14 

728.59 

749.98 

766.47 

699.45 

729.56 

753.91 

772.68 

786.21 

153 
"exp!^  mean  reserves  ^16^% 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

i6 

17 

i8 

^9 

30 

20 

92.28 

96.80 

101.21 

105.51 

109.70 

21 

93.10 

97.69 

102.18 

106.55 

110.82 

22 

93.97 

98.65 

103.21 

107.66 

112.02 

23 

94.92 

99.68 

104.33 

108.87 

113.33 

24 

95.95 

100.80 

105.54 

110.19 

114.75 

25 

97.07 

102.02 

106.87 

111.62 

116.31 

26 

98.28 

103.35 

108.31 

113.20 

118.01 

27 

99.61 

104.79 

109.89 

114.92 

119.89 

28 

101.06 

106.38 

111.63 

116.82 

121.96 

29 

102.65 

108.13 

113.54 

118.91 

124.25 

30 

104.40 

110.05 

115.65 

121.23 

126.80 

31 

106.33 

112.18 

118.00 

123.82 

129.65 

32 

108.48 

114.55 

120.62 

126.71 

132.83 

33 

110.86 

117.20 

123.55 

129.94 

136.38 

34 

113.52 

120.16 

126.83 

133.55 

140.34 

35 

116.51 

123.48 

130.50 

137.59 

144.77 

36 

119.86 

127.20 

134.60 

142.10 

149.69 

37 

123.62 

131.35 

139.18 

147.12 

155.17 

38 

127.82 

136.00 

144.29 

152.71 

161.26 

39 

132.52 

141.18 

149.98 

158.92 

167.99 

40 

137.77 

146.96 

156.30 

165.79 

175.45 

Ir    .^1 

m 

41 

143.62 

153.39 

163.31 

173.41 

183.68 

42 

150.15 

160.53 

171.08 

181.82 

192.76 

43 

157.39 

168.43 

179.67 

191.10 

202.72 

44 

165.42 

177.18 

189.14 

201.29 

213.64 

45 

174.30 

186.81 

199.54 

212.45 

225.55 

46 

184.08 

197.40 

210.92 

224.64 

238.52 

47 

194.82 

208.98 

223.35 

237.89 

252.58 

48 

206.57 

221.62 

236.86 

252.26 

267.77 

49 

219.38 

235.36 

251.50 

267.76 

284.08 

50 

233.29 

250.22 

267.28 

284.40 

301.53 

51 

248.33 

266.24 

284.22 

302.20 

320.09 

52 

264.55 

283.44 

302.34 

321.14 

339.74 

53 

281.97 

301.85 

321.62 

341.18 

360.38 

54 

300.62 

321.48 

342.02 

362.24 

381.90 

55 

320.46 

342.16 

363.47 

384.20 

404.20 

56 

341.48 

363.96 

385.84 

406.94 

427.13 

57 

363.58 

386.70 

409.01 

430.34 

450.58 

58 

386.66 

410.27 

432.85 

454.27 

474.44 

59 

410.58 

434.52 

457.24 

478.62 

498.61 

60 

435.21 

459.34 

482.06 

503.29 

522.95 

154 


AMER. 
EXP. 


MEAN  RESERVES  ^l^% 


For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


V^EARS 

Age 

i6 

17 

l8 

19 

20 

61 

460.43 

484.62 

507.21 

528.14 

547.40 

62 

486.12 

510.23 

532.57 

553.12 

571.76 

63 

512.18 

536.08 

558.06 

578.01 

595.84 

64 

538.49 

562.09 

583.50 

602.63 

619.40 

65 

565.02 

588.06 

608.66 

626.71 

642.27 

66 

591.53 

613.77 

633.28 

650.09 

664.36 

67 

617.80 

638.96 

657.19 

672.67 

685.57 

68 

643.56 

663.42 

680.29 

694.34 

705.71 

69 

668.82 

687.09 

702.47 

714.92 

724.50 

70 

692.91 

709.84 

723.53 

734.08 

741.69 

71 

716.30 

731.46 

743.14 

751.56 

757.20 

72 

738.59 

751.60 

760.98 

767.26 

771.15 

73 

759.40 

769.92 

776.97 

781.32 

783.66 

74 

778.35 

786.31 

791.23 

793.88 

794.96 

75 

795.28 

800.88 

803.89 

805.12 

805.49 

155 


AMER. 
EXP. 


MEAN  RESERVES  ^l^% 


For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

' 

Age 

21 

32 

33 

24 

as 

20 

113.80 

117.80 

121.72 

125.57 

129.36 

21. 

115.00 

119.09 

123.10 

127.05 

130.95 

22 

116.29 

120.48 

124.60 

128.67 

132.69 

23 

117.70 

122.00 

126.24 

130.43 

134.59 

24 

119.24 

123.66 

128.04 

132.38 

136.69 

25 

120.92 

125.49 

130.01 

134.51 

139.02 

26 

122.77 

127.50 

132.20 

136.89 

141.60 

27 

124.82 

129.72 

134.62 

139.53 

144.48 

28 

127.08 

132.19 

137.32 

142.48 

147.67 

29 

129.59 

134.94 

140.32 

145.74 

151.22 

30 

132.39 

138.00 

143.66 

149.39 

155.17 

31 

135.51 

141.42 

147.39 

153.42 

159.55 

32 

139.00 

145.23 

151.53 

157.92 

164.40 

33  ' 

142.89 

149.47 

156.14 

162.91 

169.79 

34 

147.22 

154.18 

161.25 

168.44 

175.74 

35 

152.04 

159.42 

166.93 

174.55 

182.31 

36 

157.40 

165.24 

173.21 

181.31 

189.56 

37 

163.36 

171.68 

180.15 

188.76 

197.53 

38 

169.95 

178.80 

187.80 

196.95 

206.26 

39 

177.24 

186.65 

196.21 

205.94 

215.82 

40 

185.28 

195.28 

205.45 

215.77 

226.23 

41 

194.14 

204.76 

215.55 

226.49 

237.57 

42 

203.87 

215.15 

226.59 

238.17 

249.87 

43 

214.52 

226.49 

238.60 

250.84 

263.17 

44 

226.15 

238.83 

251.63 

264.53 

277.48 

45 

238.81 

252.22 

265.71 

279.26 

292.81 

46 

252.55 

266.68 

280.86 

295.05 

309.17 

47 

267.38 

282.24 

297.10 

311.89 

326.51 

48 

283.33 

298.90 

314.40 

329.73 

344.77 

49 

300.41 

316.65 

332.72 

348.49 

363.85 

50 

318.57 

335.43 

351.98 

368.09 

383.62 

51 

337.80 

355.17 

372.08 

388.39 

403.99 

52 

357.99 

375.76 

392.90 

409.29 

424.84 

53 

379.06 

397.09 

414.33 

430.68 

446.08 

54 

400.88 

419.03 

436.25 

452.46 

467.61 

55 

423.33 

441.48 

458.56 

474.53 

489.31 

56 

446.28 

464.31 

481.16 

496.76 

511.12 

57 

469.64 

487.44 

503.93 

519.10 

532.87 

58 

493.29 

510.74 

526.79 

541.37 

554.39 

59 

517.11 

534.13 

549.58 

563.39 

575.49 

60 

541.03 

557.45 

572.11 

584.97 

596.05 

15G 


AMER. 
EXP. 

MEAN 

RESERVES 

3^% 

For  Valuing  Paid  Up  Extended  Insurance 

(MEAN  SINGLE  PREMIUMS  TEMPORARY 

INSURANCE) 

YEARS 

Age 

ax 

22 

33 

34 

35 

61 

564.87 

580.48 

594.17 

605.96 

615.99 

62 

588.42 

603.03 

615.61 

626.31 

635.21 

63 

611.47 

624.93 

636.37 

645.90 

653.81 

64 

633.85 

646.12 

656.35 

664.62 

670.99 

65 

655.48 

666.49 

675.39 

682.26 

687.20 

66 

676.25 

685.87 

693.29 

698.63 

702.21 

67 

696.00 

704.04 

709.84 

7U.72, 

716.12 

68 

714.47 

720.78 

725.02 

727.62 

729.03 

69 

731.42 

736.05 

738.91 

740.45 

741.07 

70 

746.79 

749.94 

751.63 

752.32 

752.53 

71 

760.69 

762.56 

762,22, 

763.56 

763.59 

72 

773.23 

774.09 

77A2A 

774.38 

73 

784.62 

784.91 

784.95 

74 

795.28 

795.33 

75 

805.55 

157 


^^-  MEAN  RESERVES  3^^ 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

26 

27 

28 

39 

30 

20 

133.10 

136.79 

140.46 

144.10 

147.74 

21 

134.81 

138.63 

142.43 

146.23 

150.04 

22 

136.67 

140.64 

144.60 

148.58 

152.57 

23 

138.73 

142.86 

147.01 

151.13 

155.38 

24 

141.00 

145.33 

149.68 

154.06 

158.48 

25 

143.53 

148.07 

152.64 

157.26 

161.93 

26 

146.34 

151.11 

155.93 

160.80 

165.75 

27 

149.46 

154.48 

159.57 

164.73 

169.96 

28 

152.92 

158.23 

163.61 

169.07 

174.62 

29 

156.76 

162.38 

168.08 

173.88 

179.77 

30 

161.03 

166.98 

173.03 

179.17 

185.43 

31 

165.76 

172.07 

178.49 

185.02 

191.67 

32 

171.00 

177.70 

184.52 

191.45 

198.51 

33 

176.78 

183.91 

191.14 

198.51 

206.00 

34 

183.17 

190.73 

198.43 

206.25 

214.19 

35 

190.21 

198.24 

206.41 

214.70 

223.11 

36 

197.95 

206.48 

215.14 

223.92 

232.81 

37 

206.44 

215.48 

224.66 

233.94 

243.33 

38 

215.72 

225.30 

235.00 

244.80 

254.68 

39 

225.83 

235.97 

246.21 

256.53 

266.89 

40 

236.83 

247.54 

258.32 

269.15 

279.98 

41 

248.76 

260.04 

271.35 

282.67 

293.94 

42 

261.65 

273.49 

285.33 

297.11 

308.76 

43 

275.54 

287.92 

300.24 

312.42 

324.39 

44 

290.43 

303.31 

316.06 

328.57 

340.76 

45 

306.30 

319.64 

332.74 

345.48 

357.78 

46 

323.14 

336.85 

350.19 

363.06 

375.37 

47 

340.87 

354.84 

368.33 

381.22 

393.45 

48 

359.41 

373.54 

387.05 

399.87 

411.93 

49 

378.66 

392.82 

406.26 

418.91 

430.73 

50 

398.48 

412.58 

425.85 

438.25 

449.74 

51 

418.79 

432.73 

445.75 

457.81 

468.90 

52 

439.48 

453.17 

465.83 

477.49 

488.07 

53 

460.47 

473.79 

486.05 

497.18 

507.12 

54 

'481.64 

494.54 

506.26 

516.72 

525.89 

55 

502.91 

515.26 

526.29 

535.96 

544.29 

56 

524.15 

535.79 

545.99 

554.78 

562.25 

57 

545.17 

555.95 

565.24 

573.13 

579.71 

58 

554.38 

575.64 

583.99 

590.95 

596.58 

59 

585.92 

594.73 

602.16 

608.13 

612.73 

60 

605.46 

613.30 

619.64 

624.53 

628.05 

-158 
AMER. 


eS^^'  mean  reserves  3^^ 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

26 

27 

28 

29 

30 

61 

624.33 

681.08 

636.29 

640.04 

642.55 

62 

642.42 

647.97 

651.97 

654.65 

656.31 

63 

659.55 

663.83 

666.70 

668.48 

669.43 

64 

675.59 

678.67 

680.57 

681.59 

682.01 

65 

690.52 

692.56 

693.66 

694.12 

694.25 

66 

704.42 

705.61 

706.10 

706.25 

706.27 

67 

717.41 

717.94 

718.10 

718.12 

68 

729.61 

729.79 

729.81 

69 

741.26 

741.30 

70 

752.56 

159 
^^  MEAN  RESERVES  3^/t% 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

31 

33 

33 

34 

35 

20 

$151.39 

$155.07 

$158.76 

$162.50 

$166.28 

21 

153.87 

157.72 

161.62 

165.57 

169.56 

22 

156.60 

160.66 

164.78 

168.95 

173.18 

23 

159.62 

163.91 

168.26 

172.68 

177.17 

24 

162.97 

167.50 

172.11 

176.80 

181.55 

25 

166.67 

171.48 

176.36 

181.33 

186.38 

26 

170.76 

175.86 

181.04 

186.32 

191.68 

27 

175.28 

180.69 

186.20 

191.80 

197.49 

28 

180.27 

186.01 

191.86 

197.80 

203.85 

29 

185.76 

191.86 

198.06 

204.37 

210.77 

30 

191.80 

198.27 

204.86 

211.54 

218.32 

31 

198.42 

205.30 

212.27 

219.35 

226.51 

32 

205.68 

212.97 

220.35 

227.83 

235.38 

33 

213.61 

221.32 

229.12 

237.01 

244.96 

34 

222.24 

230.39 

238.63 

246.93 

255.26 

35 

231.63 

240.23 

248.89 

257.59 

266.29 

36' 

241.80 

250.85 

259.93 

269.01 

278.06 

37 

252.78 

262.27 

271.76 

281.20 

290.55 

38 

264.60 

274.51 

284.37 

294.14 

303.72 

39 

277.25 

287.56 

297.76 

307.77 

317..52 

40 

290.76 

301.41 

311.88 

322.06 

331.88 

41 

305.08 

316.02 

326.66 

336.93 

346.76 

42 

320.20 

331.32 

342.06 

352.33 

362.07 

43 

336.03 

347.26 

358.00 

368.19 

377.78 

44 

352.50 

363.74 

374.40 

384.43 

393.80 

45 

369.53 

380.69 

391,19 

401.00 

410.09 

46 

387.05 

398.04 

408.32 

417.83 

426.59 

47  , 

404.97 

415.73 

425.69 

434.86 

443.18 

48 

423.21 

433.65 

443.26 

451.97 

459.77 

49 

441.68 

451.75 

460.89 

469.06 

476.22 

50 

460.31 

469.90 

478.46 

485.97 

492.45 

51 

478.97 

487.96 

495.84 

502.64 

508.41 

52 

497.52 

505.80 

512.95 

519.01 

524.06 

53 

515.83 

523.34 

529.72 

535.03  . 

539.33 

54 

533.80 

540.52 

546.10 

550.63 

554.12 

55 

551.37 

557.26 

562.03 

565.71 

568.35 

56 

568.47 

573.51 

577.38 

580.18 

582.06 

57 

585.03 

589.13 

592.08 

594.07 

595.29 

58 

600.92 

604.05 

606.14 

607.44 

608.13 

59 

616.05 

618.26 

619.64 

620.38 

620.68 

60 

630.41 

631.87 

632.65 

632.97 

633.07 

61 

644.10 

644.93 

645.27 

645.38 

645.40 

62 

657.20 

657.57 

657.67 

657.69 

63 

669.82 

669.93 

669.95 

64 

682.14 

682.16 

65 

694.27 

1 

160 

A^l^  MEAN  RESERVES  3^^ 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


VEARS 

Age 

36 

37 

38 

39 

40 

20 

$170.11 

$174.00 

$177.95 

$181.97 

$186.06 

21 

173.62 

177.74 

181.94 

186.20 

190.54 

22 

177.48 

181.86 

186.31 

190.83 

195.44 

23 

181.73 

186.38 

191.10 

195.91 

200.79 

24 

186.40 

191.32 

196.34 

201.44 

206.61 

25 

191.52 

196.76 

202.08 

207.47 

212.95 

26 

197.14 

202.69 

208.33 

214.04 

219.83 

27 

203.28 

209.16 

215.12 

221.16 

227.26 

28 

209.98 

216.20 

222.50 

228.87 

235.28 

29 

217.27 

223.84 

230.49 

237.18 

243.89 

30 

225.18 

232.12 

239.10 

246.11 

253.13 

31 

233.75 

241.04 

248.36 

255.68 

262.96 

32 

243.00 

250.64 

258.28 

265.88 

273.41 

33 

252.94 

260.92 

268.85 

276.71 

284.42 

34 

263.59 

271.87 

280.07 

288.13 

295.96 

35 

274.94 

283.51 

291.92 

300.10 

307.99 

36 

287.00 

295.78 

304.33 

312.57 

320.45 

37 

299.72 

308.64 

317.25 

325.49 

333.30 

38 

313.04 

322.04 

330.64 

338.80 

346.49 

39 

326.92 

335.90 

344.43 

352.47 

359.96 

40 

341.28 

350.19 

358.58 

366.42 

373.68 

41 

356.07 

364.84 

373.04 

380.63 

387.62 

42 

371.25 

379.82 

387.75 

395.06 

401.68 

43 

386.74 

395.04 

402.68 

409.61 

415.80 

44 

402.49 

410.48 

417.73 

424.21 

429.89 

45 

418.45 

426.04 

432.82 

438.76 

443.89 

46 

434.53 

441.62 

447.85 

453.21 

457.76 

47 

450.61 

457.13 

462.74 

467.51 

471.49 

48 

466.59 

472.48 

477.47 

481.64 

485.01 

49 

482.39 

487.62 

491.99 

495.52 

498.24 

50 

497.94 

502.52 

506.23 

509.08 

511.14 

51 

513.22 

517.11 

520.11 

522.27 

523.72 

52 

528.15 

531.30 

533.57 

535.09 

536.03 

53 

542.64 

545.03 

546.63 

547.62 

548.15 

54 

556.63 

558.32 

559.36 

559.92 

560.15 

55 

570.13 

571.23 

571.82 

572.06 

572.13 

56 

583.21 

583.83 

584.09 

584.16 

584.18 

57 

595.94 

596.22 

596.29 

596.31 

58 

608.42 

608.50 

608.52 

59 

620.77 

620.79 

60 

633.09 

161 

^xp!^  mean  reserves  ^16% 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


VEARS 

Age 

41 

42 

43 

44 

45 

20 

$190.22 

$194.46 

$198.76 

$203.13 

$207.56 

21 

194.96 

199.45 

204.01 

208.63 

213.31 

22 

200.13 

204.88 

209.70 

214.58 

219.52 

23 

205.75 

210.78 

215.87 

221.02 

226.20 

24 

211.86 

217.18 

222.54 

227.95 

233.38 

25 

218.50 

224.10 

229.74 

235.40 

241.07 

26 

225.67 

231.56 

237.47 

243.38 

249.26 

27 

233.40 

239.57 

245.74 

251.38 

257.95 

28 

241.71 

248.15 

254.56 

260.89 

267.12 

29 

250.62 

257.30 

263.91 

270.41 

276.72 

30 

260.10 

267.00 

273.78 

280.37 

286.74 

31 

270.17 

277.24 

284.12 

290.76 

297.11 

32 

280.79 

287.97 

294.90 

301.54 

307.83 

33 

•  291.92 

299.16 

306.08 

312.65 

318.83 

34  - 

303.52 

310.75 

317.60 

324.06 

330.09 

35 

315.54 

322.70 

329,44 

335.74 

341.57 

36 

327.93 

334.97 

341.55 

347.64 

353.25 

37 

340.65 

347.53 

353.89 

359.75 

365.06 

38 

•  353.66 

360.32 

366.43 

371.98 

376.94 

39 

366.91 

373.31 

379.11 

384.29 

388.84 

40 

380.37 

386.43 

391.84 

396.60 

400.69 

41 

393.96 

399.61 

404.58 

408.86 

412.49 

42 

407.60 

412.79 

417.27 

421.07 

424.23 

43 

421.23 

425.91 

429.88 

433.20 

435.87 

44 

434.79 

438.94 

442.41 

445.21 

447.37 

45 

448.24 

451.86 

454.80 

457.05 

458.63 

46 

461.36 

464.63 

466.99 

468.70 

469.84 

47 

474.71 

477.18 

478.97 

480.16 

480.90 

48 

487.60 

489.48 

490.73 

491.50 

491.92 

49 

500.21 

501.52 

502.33 

502.77 

502.95 

50 

512.52 

513.37 

513.83 

514.02 

514.07 

51 

524.61 

525.09 

525.29 

525.35 

525.36 

52 

536.54 

536.74 

536.81 

536.82 

53 

548.37 

548.44 

548.45 

54 

560.22 

560.23 

55 

572.14 

1(52 

^^  MEAN  RESERVES  ^l^% 

For  Valuing  Paid  Up  Extended  Insurance 

(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

46 

47 

48 

49 

50 

20 

$212.04 

$216.58 

$221.14 

$225.73 

$230.31 

21 

218.04 

222.80 

227.58 

232.36 

237.12 

22 

224.48 

229.47 

234.46 

239.42 

244.33 

23 

231.40 

236.60 

241.79 

246.91 

251.94 

24 

238.81 

244.21 

249.56 

254.81 

259.91 

25 

246.71 

252.28 

257.76 

263.08 

268.22 

26 

255.08 

260.79 

266.35 

271.71 

276.84 

27 

263.91 

269.71 

275.31 

280.66 

285.74 

28 

273.17 

279.01 

284.60 

289.89 

294.88 

29 

282.82 

288.65 

294.18 

299.39 

304.25 

30 

292.82 

298.59 

304.03 

309.11 

313.81 

31 

303.14 

308.81 

314.12 

319.02 

323.54 

32 

313.75 

319.28 

324.41 

329.12 

333.40 

33 

324.60 

329.96 

334.88 

339.35 

343.34 

34 

335.68 

340.82 

345.48 

349.65 

353.30 

35 

346.94 

351.81 

356.16 

359.98 

363.27 

36 

358.34 

362.88 

366.87 

370.30 

373.22 

37 

369.80 

373.97 

377.56 

380.60 

383.14 

38 

381.30 

385.04 

388.22 

390.88 

393.02 

39 

392.75 

396.08 

398.85 

401.09 

402.82 

40 

404.16 

407.06 

409.40 

411.20 

412.51 

41 

415.52 

417.97 

419.85 

421.21 

422.13 

42 

426.79 

428.76 

430.19 

431.14 

431.73 

43 

437.94 

439.43 

440.42 

441.03 

441.37 

44 

448.92 

449.97 

450.61 

450.95 

451.10 

45 

459.77 

460.45 

460.81 

460.96 

461.00 

46 

470.55 

470.93 

471.08 

471.13 

471.14 

47 

481.30 

481.46 

481.50 

481.52 

48 

492.09 

492.14 

492.15 

49 

502.99 

503.01 

50 

514.08 

163 

"exp!^  mean  reserves  3^^ 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

51 

53 

53 

54 

55 

20 

$234.87 

$239.38 

$243.81 

$248.12 

$252.28 

21 

241.83 

246.45 

250.94 

255.28 

259.43 

22. 

249.15 

253.84 

258.37 

262.69 

266.80 

23 

256.83 

261.55 

266.07 

270.35 

274.38 

24 

264.84 

269.55 

274.02 

•  278.22 

282.16 

25 

273.14 

277.80 

282.19 

286.30 

290.10 

26 

281.71 

286.29 

290.57 

294.54 

298.18 

27 

290.52 

294.99 

299.12 

302.93 

306.38 

28 

299.55 

303.86 

307.83 

311.44 

314.66 

29 

308.76 

312.90 

316.67 

320.02 

322.97 

30 

318.13 

322.06 

325.57 

328.65 

331.29 

31 

327.64 

331.30 

334.51 

337.28 

339.63 

32 

337.22 

340.57 

343.46 

345.92 

347.96 

33 

346.83 

349.85 

352.41 

354.55 

356.27 

34  ' 

356.45 

359.12 

361.35 

363.15 

364.54 

35 

366.06 

368.38 

370.27 

371.72 

372.76 

36 

375.64 

377.61 

379.13 

380.22 

380.95 

^7 

385.20 

386.78 

387.92 

388.68 

389.15 

38 

•  394.67 

395.87 

396.66 

397.16 

397.42 

39 

404.06 

404.89 

405.41 

405.69 

405.80 

40 

413.38 

413.92 

414.21 

414.33 

414.36 

41 

422.69 

422.99 

423.12 

423.16 

423.16 

42 

432.05 

432.18 

432.22 

432.22 

43 

441.50 

441.54 

441.55 

44 

451.14 

451.15 

45 

461.01 

164 

^Exl!*  MEAN  RESERVES  ^6% 

For  Valuing  Paid  Up  Extended  Insurance 

(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

56 

57 

58 

59 

60 

20 

$256.26 

$260.03 

$263.58 

$266.90 

$269.97 

21 

263.36 

267.07 

270.53 

273.74 

276.69 

22 

270.67 

274.28 

277.63 

280.70 

283.49 

23 

278.15 

281.64 

284.85 

287.77 

290.37 

24 

285.80 

289.15 

292.19 

294.91 

297.29 

25 

293.59 

296.76 

299.60 

302.08 

304.22 

26 

301.49 

304.45 

307.04 

309.27 

311.17 

27 

309.47 

312.17 

314.50 

316.48 

318.13 

28 

317.48 

319.91 

321.98 

323.70 

32.S.09 

29 

325.51 

327.66 

329.46 

330.91 

332.04 

30 

333.54 

335.42 

336.94 

338.11 

338.95 

31 

341.56 

343.16 

344.39 

345.27 

345.86 

32 

349.61 

350.89 

351.81 

352.42 

352.80 

33 

357.60 

358.56 

359.20 

359.60 

359.81 

34 

365.54 

366.21 

366.63 

366.85 

366.94 

35 

373.46 

373.90 

374.13 

374.22 

374  25 

36 

381.40 

381.64 

381.74 

381.77 

381.78 

37 

389.41 

389.51 

389.54 

389.55 

38 

397.53 

397.56 

397.57 

39 

405.83 

405.84 

40 

414.37 

165 


"exp!^  mean  reserves  ^l^% 

For  Valuing  Paid  Up  Extended  Insurance 

(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

6i 

62 

63 

64 

65 

20 

$272.80 

$275.36 

$277.66 

$279.67 

$281.41 

21 

"  279.36 

281.75 

283.86 

285.66 

287.20 

22  . 

285.99 

288.18 

290.06 

291.67 

292.99 

23 

292.66 

294.62 

296.06 

297.68 

298.81 

24 

299.34 

301.08 

302.53 

303.71 

304.61 

25 

306.04 

307.56 

308.78 

309.72 

310.41 

26 

312.75 

314.03 

315.02  , 

315.73 

316.20 

27 

319.47 

320.50 

321.24 

321.73 

322.04 

28 

326.17 

326.94 

327.46 

327.78 

327.95 

29 

332.84 

333.39 

333.72 

333.90 

333.97 

30 

339.52 

339.87 

340.05 

340.13 

340.15 

31 

346.22 

346.41 

346.50 

346.52 

346.52 

32 

353.00 

353.09 

353.11 

353.12 

33 

359.90 

359.93 

359.93 

34  - 

366.97 

366.97 

35 

374.25 

166 


^^  MEAN  RESERVES  VA% 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

66 

67 

68 

69 

70 

20 

$282.87 

$284.10 

$285.09 

$285.86  . 

$286.41 

21 

288.47 

289.51 

290.30 

290.88 

291.26 

22 

294.08 

294.91 

295.51 

295.91 

296.16 

23 

299.68 

300.30 

300.72 

300.98 

301.12 

24 

305.27 

305.70 

305.97 

306.12 

306.18 

25 

310.86 

311.14 

311.30 

311.36 

311.38 

26 

315.50 

316.66 

316.72 

316.74 

316.74 

27 

322.21 

322.28 

322.30 

322.30 

28 

328.02 

328.05 

328.05 

29 

333.99 

333.99 

30 

340.15 

167 
^^  MEAN  RESERVES  ^J 

For  Valuing  Paid  Up  Extended  Insurance 
(MEAN  SINGLE  PREMIUMS  TEMPORARY  INSURANCE) 


YEARS 

Age 

71 

72 

73 

74 

75 

76 

20 

$286.78 

$287.00 

$287.13 

$287.18 

$287.19 

$287.20 

21 

291.50 

291.63 

291.68 

291.70 

291.70 

22 

296.29 

296.35 

296.36 

296.37 

23 

301.18 

301.19 

301.20 

24 

306.19 

306.20 

25 

311.38 

168 


Ixp!^         net  annual  premiums     3^% 


PURE  ENDOWMENT 


Age  lo  Yrs.  15  Yrs.  -ZO'  Yrs. 

20  78.537  46.528  30.813 

21  78.506  46.492  30.769 

22  78.473  46.453  30.721 

23  78.438  46.411  30.668 

24  78.399  46.365  30.611 

25  78.357  46.314  30.547 

26  78.312  46.259  30.477 

27  78.263  46.199  30.399 

28  78.210  46.132  30.313 

29  78.151  46.060  30.216 

30  78.086  45.979  30.107 

31  78.015  45.891  29.984 

32  77.937  45.791  29.845 

33  77.852  45.680  29.689 

34  77.759  45.556  29.514 

35  77.655  45.415  •   29.318 

36  77.539  45.256  29.099 

37  77.410  45.075  28.854 

38  77.264  44.872  28.582 

39  77.100  44.643  28.280 

40  76.912  44.386  27.947 

41  76.700  44.098  27.578 

42  76.457  43.777  27.172 

43  76.184  43.419  26.727 

44  75.875  43.023  26.240 

45  75.529  42.584  25.707 

46  75.142  42.099  25.128 

47  74.710  41.565  24.498 

48  74.229  40.979  23.817 

49  ,73.697  40.337  23.081 

50  73.110  39.635  22.291 

51  72.460  38.869  21.446 

52  71.745  38.035  20.546 

53  70.958  37.129  19.597 

54  70.095  36.148  18.602 

55  69.150  35.090  17.569 

56  68.114  33.951  16.503 

57  66.982  32.733  15.408 

58  65.748  31.440  14.289 

59  64.404  30.077  13.148 

60  62.945  28.653  11.990 

61  61.365  27.172  10.814 

62  59.664  25.640  9.630 

63  57.846  24.057  8.452 

64  55.919  22.423  7.297 

65  53^90  20.740  6.175 


169 


TERMINAL   RESERVES  3^^ 


AMER. 
EXP. 

PURE  ENDOWMENT 


Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

I 

3 

3 

4 

5 

20 

1.0431 

2.1314 

3,2668 

4.4516 

5.6880 

21 

1.0432 

2.1316 

3.2672 

4.4522 

5.6889 

22 

1.0432 

2.1317 

3.2675 

4.4528 

5.6899 

23 

1.0433 

2.1319 

3.2679 

4.4535 

5.6910 

24 

1.0434 

2.1321 

3.2683 

4.4542 

5.6921 

25 

1.0434 

2.1323 

3.2687 

4.4549 

5.6933 

26 

1.0435 

2.1325 

3.2691 

4.455;^ 

5.6947 

27 

1.0436 

2.1327 

3.2696 

4.4566 

5.6961 

28 

1.0436 

2.1330 

3.2702 

3.4576 

5.6976 

29 

1.0437 

2.1332 

3.2707 

4.4586 

5.6993 

30 

1.0438 

2.1335 

3.2713 

4.4597 

5.7011 

31 

1.0439 

2.1338 

3.2720 

4.4609 

5.7031 

32 

1.0440 

2.1341 

3.2727 

4.4622 

5.7052 

33 

1.0441 

2.1345 

3.2735 

4.4636 

5.7076 

34  - 

1.0442 

2.1349 

3.2743 

4.4652 

5.7102 

35 

1.0443 

2.1353 

3.2753 

4.4669 

5.7131 

36 

1.0445 

2.1358 

3.2764 

4.4689 

5.7163 

37 

1.0446 

2.1363 

3.2775 

4.4710 

5.7197 

38 

.  1.0448 

2.1369 

3.2788 

4.4733 

5.7236 

39 

1.0450 

2.1375 

3.2802 

4.4759 

5.7277 

40 

1.0452 

2.1382 

3.2817 

4.4787 

5.7325 

41 

1.0455 

2.1390 

3.2834 

4.4818 

5.7378 

42 

■   1.0457 

2.1398 

3.2853 

4.4854 

5.7437 

43 

1.0460 

2.1408 

3.2874 

4.4894 

5.7505 

44 

1.0463 

2.1419 

3.2899 

4.4939 

5.7582 

45 

1.0467 

2.1431 

3.2926 

4.4991 

5.7672 

46 

1.0471 

2.1445 

3.2958 

4.5052 

5.7774 

47 

1.0476 

2.1461 

3.2994 

4.5121 

5.7892 

48 

1.0481 

2.1480 

3.3036 

4.5200 

5.8025 

49 

1.0488 

2.1501 

3.3084 

4.5290 

5.8175 

50 

1.0495 

2.1525 

3.3138 

4.5390 

5.8343 

51 

1.0503 

2.1552 

3.3199 

4.5502 

5.8532 

52 

1.0512 

2.1582 

3.3266 

4.5628 

5.8743 

53 

1.0522 

2.1616 

3.3342 

4.5769 

5.8979 

54 

1.0533 

2.1654 

3.3427 

4.5926 

5.9243 

55 

■  1.0546 

2.1696 

3.3521 

4.6102 

5.9537 

56 

1.0560 

2.1744 

3.3626 

4.6297 

5.9866 

57 

1.0576 

2.1796 

3.3743 

4.6515 

6.0233 

58 

1.0593 

2.1854 

3.3873 

4.6759 

6.0643 

59 

1.0612 

2.1919 

3.4018 

4.7031 

6.1101 

60 

1.0634 

2.1991 

3.4180 

4.7333 

61.612 

170 


AMER. 
EXP. 

TERMINAL 

RESERVES 

3 

V-2% 

PURE  ENDOWMENT 

Per$i 

of  Pure  Endowment  Net  Annual  Premium 

YEARS 

Age 

z 

■    3 

3 

4 

5 

61 
62 
63 
64 
65 

1.0658 
1.0684 
1.0714 
1.0746 
1.0783 

2.2072 
2.2161 
2.2259 
2.2370 
2.2493 

3.4360 
3.4560 
3.4784 
3.5034 
3.5313 

4.7671 
4.8048 
4.8470 
4.8942 
4.9472 

6.2185 
6.2826 
6.3544 
6.4352 
6.5257 

66 
67 
68 
69 
70 

1.0823 
1.0868 
1.0918 
1.0973 
1.1034 

2.2630 
2.2783 
2.2953 
2.3141 
2.3350 

3.5625 
3.5972 
3.6360 
3.6791 
3.7265 

5.0063 
5.0726 
5.1465 
5.2284 
5.3183 

6.6274 
6.7413 
6.8681 
7.0083 
7.1629 

171 

^^'  TERMINAL   RESERVES  ^l^% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


VEARS 

Age 

6 

7 

8 

9 

lO 

20 

6.9783 

8.3252 

9.7314 

11.1996 

12.7328 

21 

6.9797 

8.3273 

9.7342 

11.2034 

12.7379 

22 

6.9813 

8.3295 

9.7372 

11.2075 

12.7432 

23 

6.9829 

8.3318 

9.7405 

11.2118 

12.7490 

24 

6.9846 

8.3343 

9.7439 

11.2165 

12.7553 

25 

6.9865 

8.3370 

9.7476 

11.2217 

12.7621 

26 

6.9885 

8.3398 

9.7518 

11.2272 

12.7694 

27 

6.9906 

8.3430 

9.7562 

11.2332 

12.7774 

28 

6.9930 

8.3464 

9.7609 

11.2397 

12.7861 

29 

6.9956 

8.3501 

9.7661 

11.2468 

12.7958 

30 

6.9983 

8.3541 

9.7718 

11.2547 

12.8064 

31 

7.0013 

8.3585 

9.7781 

11.2633 

12.8181 

32 

7.0046 

8.3634 

9.7850 

11.2729 

12.8308 

33 

7.0083 

8.3688 

9.7926 

11.2833 

12.8448 

34  - 

7.0123 

8.3747 

9.8009 

11.2947 

12.8603 

35 

7.0167 

8.3812 

9.8101 

11.3074 

12.8776 

36 

7.0216 

8.3883 

9.8202 

11.3215 

12.8968 

37 

7.0270 

8.3962 

9.8315 

11.3372 

12.9183 

38 

■  7.0328 

8.4050 

9.8441 

11.3549 

12.9427 

39 

7.0394 

8.4148 

9.8583 

11.3748 

12.9702 

40 

7.0468 

8.4258 

9.8743 

11.3974 

13.0018 

41 

7.0551 

8.4383 

9.8924 

11.4234 

13.0378 

42 

7.0646 

8.4525 

9.9133 

11.4531 

13.0792 

43 

7.0753 

8.4689 

9.9372 

11.4871 

13.1262 

44 

7.0877 

8.4877 

9.9647 

11.5259 

13.1795 

45 

7.1019 

8.5092 

9.9959 

11.5697 

13.2399 

46 

7.1182 

8.5337 

10.0312 

11.6194 

13.3082 

47 

7.1367 

8.5613 

10.0711 

11.6754 

13.3852 

48 

7.1575 

8.5925 

10.1161 

11.7386 

13.4718 

49 

7.1810 

8.6276 

10.1667 

11.8095 

13.5690 

50 

7.2073 

8.6669 

10.2234 

11.8889 

13.6782 

51 

7.2369 

8.7111 

10.2869 

11.9780 

13.8007 

52 

7.2700 

8.7604 

10.3581 

12.0780 

13.9382 

53 

7.3069 

8.8156 

10.4378 

12.1901 

14.0928 

54 

7.3483 

8.8774 

10.5271 

12.3160 

14.2663 

55 

7.3945 

8.9466 

10.6273 

12.4571 

14.4613 

56 

7.4461 

9.0241 

10.7395 

12.6156 

14.6812 

57' 

7.5039 

9.1108 

10.8653 

12.7940 

14.9293 

58 

7.5685 

9.2079 

11.0069 

12.9951 

15.2096 

59 

7.6407 

9.3170 

11.1661 

13.2219 

15.5271 

60 

7.7217 

9.4395 

11.3455 

13.4785 

15.8870 

172 


AMER. 
EXP. 


TERMINAL   RESERVES  ^}^% 


PURE  ENDOWMENT 

Per  $x  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

• 

Age 

6 

7 

8 

9 

10 

61 

7.8126 

9.5773 

11.5480 

13.7688 

16.2959 

62 

7.9146 

9.7327 

11.7768 

14.0980 

16.7605 

63 

8.0294 

9.9078 

12.0357 

14.4712 

17.2873 

64 

8.1585 

10.1055 

12.3284 

14.8930 

17.8831 

65 

8.3039 

10.3284 

12.6583 

15.3685 

18.5563 

66 

8.4673 

10.5787 

13.0285 

15.9036 

19.3183 

67 

8.6500 

10.8584 

13.4434 

16.5067 

20.1845 

68 

8.8532 

11.1702 

13.9088 

17.1893 

21.1779 

69 

9.0786 

11.5184 

14.4332 

17.9691 

22.3312 

70 

9.3290 

11.9089 

15.0299 

18.8711 

23.6870 

173 


TERMINAL   RESERVES  3^^ 


AMER. 
EXP. 

PURE  ENDOWMENT 


Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

II 

13 

13 

14 

15 

20 

14.3343 

16.0072 

17.7552 

19.5824 

21.4926 

21 

14.3407 

16.0155 

17.7659 

19.5958 

21.5091 

22 

14.3477 

16.0246 

17.7774 

19.6101 

21.5270 

23 

14.3553 

16.0344 

17.7897 

19.6257 

21.5466 

24 

14.3636 

16.0448 

17.8032 

19.6427 

21.5681 

25 

14.3724 

16.0563 

17.8178 

19.6614 

21.5916 

26 

14.3820 

16.0688 

17.8340 

19.6819 

21.6175 

27 

14.3926 

16.0826 

17.8516 

19.7045 

21.6457 

28 

14.4042 

16.0977 

17.8711 

19.7290 

21.6768 

29 

14.4169 

16.1143 

17.8923 

19.7561 

21.7109 

30 

14.4309 

16.1324 

17.9157 

19.7859 

21.7489 

31 

14.4462 

16.1524 

17.9415 

19.8190 

21.7911 

32 

14.4631 

16.1744 

17.9701 

19.8558 

21.8382 

33. 

14.4817 

16.1990 

18.0020 

19.8970 

21.8912 

34 

14.5025 

16.2262 

18.0376 

19.9433 

21.9509 

35 

14.5255 

16.2568 

18.0778 

19.9956 

22.0191 

36 

14.5514 

16.2912 

18.1231 

20.0553 

22.0966 

37 

14.5805 

16.3300 

18.1749 

20.1232 

22.1852 

38 

14.6134 

16.3746 

18.2338 

20.2008 

22.2859 

39 

14.6512 

16.4252 

18.3013 

20.2891 

22.4001 

40 

14.6942 

16.4833 

18.3781 

20.3893 

22.5298 

41 

14.7436 

16.5493 

18.4651 

20.5030 

22.6768 

42 

14.7997 

16.6242 

18.5640 

20.6319 

22.8432 

43 

14.8634 

16.7092 

18.6759 

20.7777 

23.0313 

44 

14.9356 

16.8054 

18.8025 

20.9424 

23.2435 

45 

15.0172 

16.9142 

18.9454 

21.1280 

23.4830 

46 

15.1094 

17.0368 

19.1363 

21.3375 

23.7533 

47 

15.2133 

17.1747 

19.2876 

21.5735 

24.0584 

48 

15.3299 

17.3299 

19.4917 

21.8397 

24.4027 

49 

15.4611 

17.5045 

19.7217 

22.1398 

24.7912 

50 

15.6085 

17.7010 

19.9808 

22.4781 

25.2302 

51 

15.7742 

17.9222 

20.2726 

22.8600 

25.7275 

52 

15.9605 

18.1709 

20.6016 

23.2923 

26.2916 

53 

16.1699 

18.4512 

20.9736 

23.7821 

26.9328 

54 

16.4055 

18.7679 

21.3948 

24.3383 

27.6637 

55 

16.6715 

19.1259 

21.8725 

24.9716 

28.4983 

56 

16.9719 

19.5315 

22.4157 

25.6938 

29.4540 

57 

17.3117 

19.9922 

23.0345 

26.5197 

30.5501 

58 

17.6972 

20.5162 

23.7410 

27.4654 

31.8069 

59 

18.1350 

21.1135 

24.5486 

28.5478 

33.2476 

60 

18.6332 

21.7951 

25.4710 

29.7856 

34.9004 

174 


AMER. 
EXP. 

TERMINAL 

RESERVES 

1 

3/2% 

PURE  ENDOWMENT 

Per  $1 

of  Pure  Endowment  Net  Annual  Premium 

YEARS 

Age 

11 

12 

13 

14 

15 

61 

19.2005 

22.5718 

26.5234 

31.2022 

36.8024 

62 

19.8454 

23.4556 

27.7244 

32.8278 

39.0020 

63 

20.5772 

24.4612 

29.0984 

34.7023 

41.5685 

64 

21.40;0 

25.6080 

30.6779 

36.8829 

44.5973 

65 

22.3500 

26.9216 

32.5094 

39.4486 

48.2161 

66 

23.4262 

28.4396 

34.6575 

42.5050 

52.6310 

67 

24.6653 

30.2142 

37.2084 

46.2234 

58.0895 

68 

26.1088 

32.3146 

40.3030 

50.8068 

64.9386 

69 

27.8115 

34.8554 

44.1057 

56.5389 

73.6639 

70 

29.8656 

37.9678 

48.8453 

63.8141 

85.0609 

'  175 

^^'  TERMINAL   RESERVES  ^]^% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

16 

17 

l8 

19 

30 

20 

23.4900 

25.5796 

27.7663 

30.0559 

32.4540 

21 

23.5105 

25.6049 

27.7976 

30.0940 

32.5006 

22 

23.5328 

25.6326 

27.8316 

30.1359 

32.5514 

23 

23.5574 

25.6629 

27.8691 

30.1815 

32.6071 

24 

23.5841 

25.6963 

27.9099 

30.2317 

32.6683 

25 

23.6136 

25.7326 

27.9548 

30.2867 

32.7362 

26 

23.6457 

25.7725 

28.0041 

30.3478 

32.8114 

27 

23.6811 

25.8164 

28.0588 

30.4155 

32.8953 

28 

23.7199 

25.8652 

28.1195 

30.4911 

32.9892 

29 

23.7631 

25.9193 

28.1872 

30.5758 

33.0948 

30 

23.8110 

25.9797 

28.2632 

30.6710 

33.2149 

31 

23.8646 

26.0475 

28.3487 

30.7794 

33.3511 

32 

23.9247 

26.1238 

28.4460 

30.9023 

33.5062 

33 

23.9924 

26.2108 

28.5565 

31.0425 

33.6824 

34 

24.0697 

26.3096 

28.6826 

31.2017 

33.8821 

35  - 

24.1575 

26.4223 

28.8258 

31.3822 

34.1089 

36 

24.2578 

26.5505 

28.9882 

31.3872 

34.3660 

37 

24.3718 

26.6958 

29.1726 

31.8195 

34.6574 

38 

24.5010 

26.8608 

29.3816 

32.0829 

34.9873 

39 

.  24.6478 

27.0478 

29.6184 

32.3809 

35.3603 

40 

24.8142 

27.2597 

29.8865 

32.7179 

35.7826 

41 

25.0026 

27.4994 

30.1892 

33.0992 

36.2606 

42 

25.2157 

27.7702 

30.5319 

33.5306 

36.8020 

43 

25.4562 

28.0763 

30.9193 

34.0189 

37.4154 

44 

25.7280 

28.4222 

31.3576 

34.5719 

38.1105 

45 

26.0349 

28.8132 

31.8535 

35.1981 

38.8994 

46 

26.3816 

29.2554 

32.4146 

35.9082 

39.7969 

47 

26.7732 

29.7553 

33.0504 

36.7155 

40.8196 

48 

27.2156 

30.3212 

33.7726 

37.6345 

41.9873 

49 

27.7159 

30.9634 

34.5941 

38.6831 

43.3249 

50 

28.2832 

31.6933 

35.5305 

39.8830 

44.8604 

51 

28.9273 

32.5245 

36.6011 

41.2592 

46.6288 

52 

29.6601 

33.4738 

37.8277 

42.8425 

48.6704 

53 

30.4963 

34.5604 

39.2374 

44.6683 

51.0293 

54 

31.4523 

35.8079 

40.8611 

46.7751 

53.7573 

55 

32.5484 

37.2427 

42.7320 

49.2079 

56.9187 

56 

33.8075 

38.8935 

44.8888 

52.0223 

60.5967 

57 

35.2537 

40.7932 

47.3793 

55.2906 

64.9007 

58 

36.9149 

42.9826 

50.2657 

59.1073 

69.9834 

59 

38.8252 

45.5144 

53.6292 

63.6052 

76.0559 

60 

41.0290 

48.4577 

57.5840 

68.9675 

83.4036 

61 

43.5846 

51.9103 

62.2882 

75.4416 

52 

46.5747 

56.0069 

67.9542 

63 

50.1134 

60.9289 

64 

54.3535 

176 


^^'  TERMINAL   RESERVES  ^I6i% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

31 

22 

23 

24 

25 

20 

34.9674 

37.6025 

40.3674 

43.2703 

46.3214 

21 

35.0236 

37.6706 

40.4494 

43.3698 

46.4414 

22 

35.0853 

37.7452 

40.5404 

43.4798 

46.5749 

23 

35.1531 

37.8281 

40.6409 

43.6023 

46.7242 

24 

35.2282 

37.9197 

40.7528 

43.7392 

46.8915 

25 

35.3113 

38.0217 

40.8781 

43.8928 

47.0812 

26 

35.4040 

38.1359 

41.0186 

44.0670 

47.2958 

27 

35.5078 

38.2641 

41.1782 

44.2642 

47.5399 

28 

35.6244 

38.4098 

41.3588 

44.4855 

47.8166 

29 

35.7569 

38.5748 

41.5644 

44.7429 

48.1299 

30 

35.9070 

38.7626 

41.7976 

45.0309 

48.4854 

31 

36.0781 

38.9758 

42.0618 

45.3579 

48.8884 

32 

36.2723 

39.2173 

42.3617 

45.7286 

49.3453 

33 

36.4923 

39.4914 

42.7017 

46.1489 

49.8630 

34 

36.7421 

39.8022 

43.0871 

46.6249 

50.4488 

35 

37.0253 

40.1546 

43.5237 

47.1637 

51.1130 

36 

37.3464 

40.5537 

44.0177 

47.7743 

51.8659 

37 

37.7099 

41.0052 

44.5774 

48.4664 

52.7202 

38 

38.1211 

41.5167 

45.2116 

49.2514 

53.6903 

39 

38.5868 

42.0^60 

45.9308 

50.1425 

54.7923 

40 

39.1140 

42.7527 

46.7469 

51.1544 

56.0464 

41 

39.7115 

43.4976 

47.6732 

52.3054 

57.4776 

42 

40.3889 

44.3427 

48.7264 

53.6184 

59.1136 

43 

41.1570 

45.3029 

49.9270 

55.1184 

60.9886 

44 

42.0292 

46.3970 

51.2979 

56.8365 

63.1443 

45 

43.0223 

47.6454 

52.8670 

58.8105 

65.6293 

46 

44.1546 

49.0733 

54.6687 

61.0845 

47 

45.4488 

50.7115 

56.7424 

48 

46.3924 

52.5956 

49 

48.6372 

177 


^^-  TERMINAL   RESERVES  3^^ 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

26 

27 

38 

29 

30 

20 

49.5308 

52.9109 

56.4756 

60.2407 

64.2261 

21 

49.6760 

53.0868 

56.6888 

60.5011 

64.5427 

22 

49.8382 

53.2840 

56.9303 

60.7953 

64.9021 

23 

50.0201 

53.5073 

57.2030 

61.1292 

65.3090 

24 

50.2262 

53.7596 

57.5127 

61.5074 

65.7692 

25 

50.4591 

54.0463 

57.8636 

61.9352 

66.2911 

26 

50.7240 

54.3712 

58.2606 

62.4205 

66.8823 

27 

51.0241 

54.7389 

58.7110 

62.9703 

67.5526 

28 

51.3640 

55.1561 

59.2214 

63.5937 

68.3120 

29 

51.7496 

55.6289 

59.8000 

64.2999 

69.1718 

30 

52.1866 

56.1649 

60.4555 

65.0996 

70.1472 

31 

52.6820 

56.7722 

61.1978 

66.0665 

71.2537 

32 

53.2434 

57.4598 

62.0395 

67.0353 

72.5106 

33 

53.8789 

58.2394 

62.9943 

68.2037 

73.9396 

34  - 

54.5993 

59.1235 

64.0783 

69.5319 

75.5655 

35 

55.4162 

60.1272 

65.3104 

71.0427 

77.4189 

36 

56.3434 

61.2676 

66.7114 

72.7644 

79.5378 

37 

57.3965 

62.5640 

68.3075 

74.7321 

81.9651 

38 

•  58.5933 

64.0405 

70.1311 

76.9854 

84.7532 

39 

59.9558 

65.7268 

72.2186 

79.5727 

87.9671 

40 

61.5114 

67.6562 

74.6144 

82.5538 

91.6825 

41  . 

63.2905 

69.8698 

77.3737 

85.9985 

42 

65.3305 

72.4178 

80.5604 

43 

67.6775 

75.3589 

44 

70.3847 

178 
AMER 


^^^^  TERMINAL   RESERVES  ^l^% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

31 

32 

33 

34 

35 

20 

68.4519 

72.9437 

77.7281 

82.8364 

88.3067 

21 

68.8379 

73.4123 

78.2953 

83.5235 

89.1372 

22 

69.2749 

73.9421 

78.9382 

84.3016 

90.0783 

23 

69.7692 

74.5427 

79.6662 

85.1834 

91.1445 

24 

70.3295 

75.2230 

80.4913 

86.1823 

92.3518 

25 

70.9642 

75.9940 

81.4261 

87.3136 

93.7214 

26 

71.6836 

76.8676 

82.4847 

88.5969 

95.2760 

27 

72.4987 

77.8568 

83.6856 

90.0534 

97.0428 

28 

73.4218 

78.9790 

85.0485 

91.7087 

99.0531 

29 

74.4688 

80.2524 

86.5971 

93.5917 

101.3424 

30 

75.6568 

81.6992 

88.3587 

95.7358 

103.9548 

31 

77.0065 

83.3448 

90.3641 

98.1822 

106.9450 

32 

78.5412 

85.2178 

92.6518 

100.9818 

110.3752 

33 

80.2878 

87.3539 

95.2692 

104.1925 

114.3214 

34 

82.2792 

89.7974 

98.2703 

107.8852 

118.8780 

35 

84.5566 

92.5982 

101.7209 

112.1479 

124.1557 

36 

87.1663 

95.8177 

105.7029 

.  117.0837 

37 

90.1650 

99.5315 

110.3119 

38 

93.6230 

103.8286 

39 

97.6224 

179 


EX^  TERMINAL   RESERVES  ^l^% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


VEARS 

Age 

36 

37 

38 

39 

40 

20 

94.1815 

100.5115 

107.3549 

114.7798 

122.8695 

21 

95.1847 

101.7215 

108.8124 

116.5367 

124.9868 

22 

96.3211 

103.0918 

110.4659 

118.5311 

127.3938 

23 

97.6082 

104.6464 

112.3428 

120.7984 

130.1336 

24 

99.0682 

106.4110 

114.4764 

123.3789 

133.2553 

25 

lfJO.7254 

108.4167 

116.9046 

126.3189 

136.8201 

26 

102.6089  . 

1 10.6993 

119.6708 

129.6759 

140.9038 

27 

104.7523 

113.2994 

122.8290 

133.5210 

145.5924 

28 

107  1935 

116.2674 

126.4458 

137.9350 

150.9922 

29 

109.9797 

119.6659 

130.5971 

143.0175 

157.2344 

30 

113.1695 

123.5660 

135.3762 

148.8918 

164.4743 

31 

116.8292 

128.0548 

140.8985 

155.7034 

32 

121.0407 

133.2407 

147.3006 

33  - 

125.9048 

139.2510 

34 

131.5405 

180 
AMER. 


^^'  TERMINAL   RESERVES  OJ4 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 
Age  41  42  43  44  45 


20 

1317210 

141.4513 

152.1998 

164.1330 

177.4561 

21 

134.2741 

144.5314 

155.9174 

168.6274 

182.9039 

22 

137.1803 

148.0416 

160.1639 

173.7780 

189.1628 

23 

140.4920 

152.0509 

165.0300 

179.6948 

196.3760 

24 

144.2741 

156.6446 

170.6192 

186.5128 

204.7214 

25 

148.6072 

161.9203 

177.0590 

194.4000 

214.4099 

26 

153.5829 

167.9980 

184.5075 

203.5550 

27 

159.3142 

175.0267 

193.1518 

28 

165.9410 

183.1821 

29 

173.6285 

181 


AMER. 


)^^'  TERMINAL   RESERVES  ^l 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

46 

47 

48 

49 

50 

20 

192.4237 

209.3430 

228.5972 

250.6680 

276.1520 

21 

199.0398 

217.3998 

238.4430 

262.7377 

22 

206.6656 

226.7237 

249.8783 

23 

215.4898 

237.5514 

24 

225.7354 

182 


AMER. 
EXP. 


MEAN   RESERVES  ^l 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

1.0216 

2.0873 

3.1991 

4.3592 

5.5698 

21 

1.0216 

2.0874 

3.1994 

4.3597 

5.5706 

22 

1.0217 

2.0875 

3.1996 

4.3602 

5.5714 

23 

1.0217 

2.0876 

3.1999 

4.3607 

5.5723 

24 

1.0217 

2.0878 

3.2002 

4.3613   • 

5.5732 

25 

1.0217 

2.0879 

3.2005 

4.3618 

5.5741 

26 

1.0218 

2.0880 

3.2008 

4.3624 

5.5752 

27 

1.0218 

2.0882 

3.2012 

4.3631 

5.5764 

28 

1.0218 

2.0883 

3.2016 

4.3639 

5.5776 

29 

1.0219 

2.0885 

3.2020 

4.3647 

5.5790 

30 

1.0219 

2.0887 

3.2024 

4.3655 

5.5804 

31 

1.0220 

2.0889 

3.2029 

4.3665 

5.5820 

32 

1.0220 

2.0891 

3.2034 

4.3675 

5.5837 

33 

1.0221 

2.0893 

3.2040 

4.3686 

5.5856 

34 

1.0221 

2.0896 

3.2046 

4.3698 

5.5877 

35 

1.0222 

2.0899 

3.2053 

4.3711 

5.5900 

36 

1.0223 

2.0902 

3.2061 

4.3727 

5.5926 

37 

1.0223 

2.0905 

3.2069 

4.3743 

5.5954 

38 

1.0224 

2.0909 

3.2079 

4.3761 

5.5985 

39 

1.0225 

2.0913 

3.2089 

4.3781 

5.6018 

40 

1.0226 

2.0917 

3.2100 

4.3802 

5.6056 

41 

1.0227 

2.0923 

3.2112 

4.3826 

5.6098 

42 

1.0229 

2.0928 

3.2126 

4.3854 

5.6146 

43 

1.0230 

2.0934 

3.2141 

4.3884 

5.6200 

44 

1.0232 

2.0941 

3.2159 

4.3919 

5.6261 

45 

1.0234 

2.0949 

3.2179 

4.3959 

5.6332 

46 

1.0236 

2.0958 

3.2202 

4.4005 

5.6413 

47 

1.0238 

2.0969 

3.2228 

4.4058 

5.6507 

48 

1.0241 

2.0981 

3.2258 

4.4118 

5.6613 

49 

1.0244 

2.0995 

3.2293 

4.4187 

5.6733 

50 

1.0247 

2.1010 

3.2332 

4.4264 

5.6867 

51 

1.0251 

2.1028 

3.2376 

4.4351 

5.7017 

52 

1.0256 

2.1047 

3.2424 

4.4447 

5.7186 

53 

1.0261 

2.1069 

3.2479 

4.4556 

5.7374 

54 

1.0267 

2.1094 

3.2541 

4.4677 

5.7585 

55 

1.0273 

2.1121 

3.2609 

4.4812 

5.7820 

56 

1.0280 

2.1152 

3.2685 

4.4962 

5.8082 

57 

1.0288 

2.1186 

3.2770 

4.5129 

5.8374 

58 

1.0297 

2.1224 

3.2864 

4.5316 

5.8701 

59 

1.0306 

2.1266 

3.2969 

4.5525 

5.9066 

60 

1.0317 

2.1313 

3.3086 

4.5757 

5.9473 

183 

^1^  MEAN   RESERVES  ^l^% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

I 

3 

3 

4 

5 

61 

1.0329 

2.1365 

3.3216 

4.6016 

5.9928 

62  . 

1.0.342 

2.1423 

3.3361 

4.6304 

6.0437 

63 

1.0357 

2.1487 

3.3522 

4.6627 

6.1007 

64 

1.0373 

2.1558 

3.3702 

4.6988 

6.1647 

65 

1.0391 

2.1638 

3.3903 

4.7393 

6.2365 

66 

1.0412 

2.1727 

3.4128 

4.7844 

6.3169 

67 

1.0434 

2.1826 

3.4378 

4.8349 

6.4070 

68 

1.0459 

2.1936 

3.4657 

4.8913 

6.5073 

69 

1.0486 

2.2057 

3.4966 

4.9538 

6.6184 

70 

1.0517 

2.2192 

3.5308 

5.0224 

6.7406 

184 
AMER 


J5[^  MEAN   RESERVES  3^^ 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


VEARS 

Age 

6 

7 

8 

9 

ID 

20 

6.8332 

8.1518 

9.5283 

10.9655 

12.4662 

21 

6.8344 

8.1536 

9.5308 

10.9688 

12.4707 

22 

6.8356 

8.1554 

9.5334 

10.9724 

12.4754 

23 

6.8370 

8.1574 

9.5362 

10.9762 

12.4804 

24 

6.8384 

8.1595 

9.5392 

10.9803 

12.4859 

25 

6.8399 

8.1618 

9.5423 

10.9847 

12.4919 

26 

6.8416 

8.1642 

9.5458 

10.9895 

12.4983 

27 

6.8434 

8.1668 

9.5496 

10.9947 

12.5053 

28 

6.8453 

8.1697 

9.5587 

11.0003 

12.5129 

29 

6.8475 

8.1729 

9.5581 

11.0065 

12.5213 

30 

6.8497 

8.1762 

9.5630 

11.0133 

12.5306 

31 

6.8522 

81799 

9.5683 

11.0207 

12.5407 

32 

6.8549 

8.1840 

9.5742 

11.0290 

12.5519 

33 

6.8580 

8.1886 

9.5807 

11.0380 

12.5641 

34 

6.8613 

8.1935 

9.5878 

11.0478 

12.5775 

35 

6.8649 

8.1990 

9.5957 

11.0588 

12.5925 

Z6 

6.8690 

8.2050 

9.6043 

11.0709 

12.6092 

37 

6.8734 

8.2116 

9.6139 

11.0844 

12.6278 

38 

6.8782 

8.2189 

9.6246 

11.0995 

12.6488 

39 

6.8836 

8.2271 

9.6366 

11.1166 

12.6725 

40 

6.8897 

8.2363 

9.6501 

11.1359 

12.6996 

41 

6.8965 

8.2467 

9.6654 

11.1579 

12.7306 

42 

6.9042 

8.2586 

9.6829 

11.1832 

12.7662 

43 

6.9129 

8.2721 

9.7031 

11.2122 

12.8067 

44 

6.9230 

8.2877 

9.7262 

11.2453 

12.8527 

45 

6.9346 

8,3056 

9.7526 

11.2828 

12.9048 

46 

6.9478 

f.3260 

9.7825 

11.3253 

12.9638 

47 

6.9630 

8.3490 

9.8162 

11.3733 

13.0303 

48 

6.9800 

8.3750 

9.8543 

11.4274 

13.1052 

49 

6.9993 

8.4043 

9.8972 

11.4881 

13.1893 

50 

7.0208 

8.4371 

9.9452 

11.5562 

13.2836 

51 

7.0451 

8.4740 

9.9990 

11.6325 

13.3894 

52 

7.0722 

8.5152 

10.0593 

11.7181 

13.5081 

53 

7.1024 

8.5613 

10.1267 

11.8140 

13.6415 

54 

7.1363 

8.6129 

10.2023 

11.9216 

13.7912 

55 

7.1741 

8.6706 

10.2870 

12.0422 

13.9592 

56 

7.2164 

8.7351 

10.3818 

12.1776 

14.1484 

57 

7.2636 

8.8074 

10.4881 

12.3297 

14.3617 

58 

7.3164 

8.8882 

10.6074 

12.5010 

14.6024 

59 

7.3754 

8.9789 

10.7416 

12.6940 

14.8745 

60 

7.4415 

9.0806 

10.8925 

12.9120 

15.1828 

185 
^^  MEAN    RESERVES  ^¥1% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

6 

7 

8 

9 

10 

61 

7.5156 

9.1950 

11.0627 

13.1584 

15.5324 

62 

7.5986 

9.3237 

11.2548 

13.4374 

15.9293 

63. 

7.6919 

9.4686 

11.4718 

13.7535 

16.3793 

64 

7.7969 

9.6320 

11.7170 

14.1107 

16.8881 

65 

7.9148 

9.8162 

11.9934 

14.5134 

17.4624 

66 

8.0474 

10.0230 

12.3036 

14.9661 

18.1110 

67 

8.1957 

10.2542 

12.6509 

15.4751 

18.8456 

68 

8.3607 

10.5117 

13.0395 

16.0491 

19.6836 

69 

8.5435 

10.7985 

13.4758 

16.7012 

20.6502 

70 

8.7460 

11.1190 

13.9694 

17.4505 

21.7791 

186 


AMER. 
EXP. 


MEAN  RESERVES  ^16% 


PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

II 

12 

13 

14 

15 

20 

14.0336 

15.6708 

17.3812 

19.1688 

21.0375 

21 

14.0393 

15.6781 

17.3907 

19.1809 

21.0525 

22 

14.0455 

15.6862 

17.4010 

19.1938 

21.0686 

23 

14.0522 

15.6949 

17.4121 

19.2077 

21.0862 

24 

14.0595 

15.7042 

17.4240 

19.2230 

21.1054 

25 

14.0673 

15.7144 

17.4371 

19.2396 

21.1265 

26 

14.0757 

15.7254 

17.4514 

19.2580 

21.1497 

27 

14.0850 

15.7376 

17.4671 

19.2781 

21.1751 

28 

14.0952 

15.7510 

17.4844 

19.3001 

21.2029 

29 

14.1064 

15.7656 

17.5033 

19.3242 

21.2335  • 

30 

14.1187 

15.7817 

17.5241 

19.3508 

21.2674 

31 

14.1322 

15.7993 

17.5470 

19.3803 

21.3051 

32 

14.1470 

15.8188 

17.5723 

19.4130 

21.3470 

33 

14.1633 

15.8404 

17.6005 

19.4495 

21.3941 

34 

14.1814 

15.8644 

17.6319 

19.4905 

21.4471 

35 

14.2016 

15.8912 

17.6673 

19.5367 

21.5074 

36 

14.2241 

15.9213 

17.7072 

19.5892 

21.5760 

37 

14.2494 

15.9553 

17.7525 

19.6491 

21.6542 

38 

14.2781 

15.9940 

17.8042 

19.7173 

21.7434 

39 

14.3107 

16.0382 

17.8633 

19.7952 

21.8446 

40 

14.3480 

16.0888 

17.9307 

19.8837 

21.9596 

41 

14.3907 

16.1465 

18.0072 

19.9841 

22.0899 

42 

14.4395 

16.2120 

18.0941 

20.0980 

22.2376 

43 

14.4948 

16.2863 

18.1926 

20.2268 

22.4045 

44 

14.5576 

16.3705 

18.3040 

20.3725 

22.5930 

45 

14.6286 

16.4657 

18.4298 

20.5367 

22.8055 

46 

14.7088 

16.5731 

18.5716 

20.7219 

23.0454 

47 

14.7993 

16.6940 

18.7312 

20.9306 

23.3160 

48 

14.9009 

16.8299 

18.9108 

21.1657 

23.6212 

49 

15.0151 

16.9828 

19.1131 

21.4308 

23.9655 

50 

15.1434 

17.1548 

19.3409 

21.7295 

24.3542 

51 

15.2875 

17.3482 

19.5974 

22.0663 

24.7938 

52 

15.4494 

17.5657 

19.8863 

22.4470 

25.2920 

53 

15.6314 

17.8106 

20.2124 

22.8779 

25.8575 

54 

15.8359 

18.0867 

20.5814 

23.3666 

26.5010 

55 

16.0664 

18.3987 

20.9992 

23.9221 

27.2350 

56 

16.3266 

18.7517 

21.4736 

24.5548 

28.0739 

57 

16.6205 

19.1520 

22.0134 

25.2771 

29.0349 

58 

16.9534 

19.6067 

22.6286 

26.1032 

30.1362 

59 

17.3311 

20.1243 

23.3311 

27.0482 

31.3977 

60 

17.7601 

20.7142 

24.1331 

28.1283 

32.8430 

187 
^^^'  MEAN   RESERVES  3^^ 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

II 

12 

13 

14 

15 

61 

18.2482 

21.3862 

25.0476 

29.3628 

34.5023 

62 

18.8030 

22.1505 

26.0900 

30.7761 

36.4149 

63  • 

19.4323 

23.0192 

27.2798 

32.4004 

38.6354 

64 

20.1451 

24.0075 

28.6430 

34.2804 

41.2401 

65 

20.9532 

25.1358 

30.2155 

36.4790 

44.3324 

66 

21.8723 

26.4329 

32.0486 

39.0813 

48.0680 

67 

22.9249 

27.9398 

34.2113 

42.2159 

52.6565 

68 

24.1434 

29.7117 

36.8088 

46.0549 

58.3727 

69 

25.5714 

31.8335 

39.9806 

50.8223 

65.6014 

70 

27.2763 

34.4167 

43.9066 

56.8297 

74.9375 

188 
AMER 


EXP  MEAN   RESERVES  3/^% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

I6 

17 

i8 

i9 

ao 

20 

22.9913 

25.0348 

27.1730 

29.4111 

31.7550 

21 

23.0098 

25.0577 

27.2013 

29.4458 

31.7973 

22 

23.0299 

25.0827 

27.2321 

29.4838 

31.8437 

23 

23.0520 

25.1102 

27.2660 

29.5253 

31.8943 

24 

23.0761 

25.1402 

27.3031 

29.5659 

31.9500 

25 

23.1026 

25.1731 

27.3437 

29.6208 

32.0115 

26 

23.1316 

25.2091 

27.3883 

29.6760 

32.0796 

27 

23.1634 

25.2488 

27.4376 

29.7372 

32.1554 

28 

23.1984 

25.2926 

27.4924 

29.8053 

32.2402 

29 

23.2370 

25.3412 

27.5533 

29.8815 

32.3353 

30 

23.2800 

25.3954 

27.6215 

29.9671 

32.4430 

31 

23.3279 

25.4561 

27.6981 

30.0641 

32.5652 

32 

23.3815 

25.5243 

27.7849 

301742 

32.7043 

33 

23.4418 

25.6016 

27.8837 

30.2995 

32.8625 

34 

23.5103 

25.6897 

27.9961 

30.4422 

33.0419 

35 

23.5883 

25.7899 

28.1241 

30.6040 

33.2456 

36 

23.6772 

25.9042 

28.2694 

30.7877 

33.4766 

37 

23.7785 

26.0338 

28.4342 

30.9961 

33.7385 

38 

23.8935 

26.1809 

28.6212 

31.2323 

34.0351 

39 

24.0240 

26.3478 

28.8331 

31.4997 

34.3706 

40 

24.1720 

26.5370 

29.0731 

31.8022 

34.7503 

41 

24.3397 

26.7510 

29.3443 

32.1442 

35.1799 

42 

24.5295 

26.9930 

29.6511 

32.5313 

35.6663 

43 

24.7438 

27.2663 

29.9978 

32.9691 

36.2172 

44 

24.9858 

27.5751 

30.3899 

33.4648 

36.8412 

45 

25.2590 

27.9241 

30.8334 

34.0258 

37.5488 

46 

25.5675 

28.3185 

31.3350 

34.6614 

38.3526 

47 

25.9158 

28.7643 

31.9029 

35.3830 

39.2676 

48 

26.3092 

29.2684 

32.5469 

36.2036 

40.3109 

49 

26.7536 

29.8397 

33.2788 

37.1386 

41.5040 

50 

27.2567 

30.4883 

34.1119 

38.2068 

42.8717 

51 

27.8274 

31.2259 

35.0628 

39.4302 

44.4440 

52 

28.4759 

32.0670 

36.1508 

40.8351 

46.2565 

53 

29.2146 

33.0284 

37.3989 

42.4529 

48.3488 

54 

30.0580 

34.1301 

38.8345 

44.3181 

50.7662 

55 

31.0234 

35.3956 

40.4874 

46.4700 

53.5633 

56 

32.1308 

36.8505 

42.3912 

48.9556 

56.8095 

57 

33.4019 

38.5235 

44.5863 

51.8350 

60.5957 

58 

34.8609 

40.4488 

47il242 

55.1865 

65.0454 

59 

36.5364 

42.6698 

50.0718 

59.1172 

70.3306 

60 

38.4647 

45.2434 

53.5209 

63.7758 

76.6856 

61 

40.6935 

48.2475 

57.5993 

69.3649 

62 

43.2884 

51.7908 

62.4806 

63 

46.3410 

56.0212 

64 

49.9754 

189 
^1^  MEAN    RESERVES  VA% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

21 

22 

33 

34 

35 

20 

34.2107 

36.7850 

39.4850 

42.3189 

45.2959 

21 

34.2621 

36.8471 

39.5600 

42.4096 

45.4056 

22 

34.3184 

36.9153 

39.6428 

42.5101 

45.5274 

23 

34.3801 

36.9906 

39.7345 

42.6216 

45.6633 

24 

34.4483 

37.0740 

39.8363 

42.7460 

45.8154 

25 

34.5238 

37.1665 

39.9499 

42.8855 

45.9870 

26 

34.6077 

37.2700 

40.0773 

43.0428 

46.1814 

27 

34.7016 

37.3860 

40.2212 

43.2212 

46.4021 

28 

34.8068 

,  37.5171 

40.3843 

43.4222 

46.6511 

29 

34.9259 

37.6659 

40.5696 

43.6537 

46.9364 

30 

35.0610 

37.8348 

40.7801 

43.9143 

47.2582 

31 

35.2146 

38.0270 

41.0188 

44.2099 

47.6232 

32 

35.3893 

38.2448 

41.2895 

44.5452 

48.0370 

33' 

35.5874 

38.4919 

41.5966 

44.9253 

48.5060 

34 

35.8121 

38.7722 

41.9447 

45.3560 

49.0369 

35 

36.0671 

39.0900 

42.3392 

45.8437 

49.6384 

36 

36.3562 

39.4501 

42.7857 

46.3960 

50.3201 

37 

36.6837 

39.8576 

43.2913 

47.0219 

51.0933 

38 

37.0542 

40.3189 

43.8642 

47.7315 

51.9709 

39 

37.4736 

40.8414 

44.5134 

48.5367 

52.9674 

40 

37.9483 

41.4334 

45.2498 

49.4507 

54.1004 

41 

38.4861 

42.1046 

46.0854 

50.4893 

55.3915 

42 

39.0955 

42.8658 

47.0346 

51.6724 

56.8660 

43 

39.7862 

43.7300 

48.1150 

53.0227 

58.5535 

44 

40.5699 

44.7131 

49.3475 

54.5672 

60.4904 

45 

41.4609 

45.8339 

50.7562 

56.3388 

62.7199 

46 

42.4758 

47.1140 

52.3710 

58.3766 

47 

43.6342 

48.5802 

54.2270 

48 

44.9599 

50.2640 

49 

46.4811 

190 
AMER 


^^  MEAN  RESERVES  ^}/^% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

26 

37 

28 

29 

30 

20 

48.4261 

51.7209 

55.1933 

58.8582 

62.7334 

21 

48.5587 

51.8814 

55.3878 

59.0950  • 

63.0219 

22 

48.7066 

52.061 1 

55.6072 

59.3628 

63.3487 

23 

48.8722 

52.2637 

55.8552 

59.6661 

63.7191 

24 

49.0589 

52.4929 

56.1362 

60.0101 

64.1383 

25 

49.2702 

52.7527 

56.4550 

60.3994 

64.6132 

26 

49.5099 

53.0476 

56.8159 

60.8406 

65.1514 

27 

49.7820 

53.3815 

57.2250 

61.3407 

65.7615 

28 

50.0903 

53.7601 

57.6888 

61.9076 

66.4529 

29 

50.4398 

54.1893 

58.2145 

62.5500 

67.2359 

30 

50.8360 

54.6758 

58.8102 

63.2776 

68.1234 

31 

51.2852 

552271 

59.4850 

64.1022 

69.1301 

32 

51.7944 

55.8516 

60.2497 

65.0374 

70.2730 

33 

52.3710 

56.5592 

61.1169 

66.0990 

71.5717 

34 

53.0241 

57.3614 

62.1009 

67.3051 

73.0487 

35 

53.7646 

58.2717 

63.2188 

68.6766 

74.7308 

36 

54.6047 

59.3055 

64.4895 

70.2379 

76.6511 

37 

55.5584 

60.4803 

65.9358 

72.0198 

78.8486 

38 

56.6418 

61.8169 

67.5858 

74.0583 

81.3693 

39 

57.8741 

63.3413 

69.4727 

76.3957 

84.2699 

40 

59.2789 

65.0838 

71.6353 

79.0841 

87.6182 

41 

60.8841 

67.0802 

74.1218 

82.1861 

42 

62.7221 

69.3742 

76.9891 

43 

64.8331 

72.0182 

44 

67.2645 

191 

^exp!^  mean  reserves  ^¥2% 

pure  endowment 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

31 

32 

33 

34 

35 

20 

66.8390 

71.1978 

75.8359 

80.7823 

86.0716 

21 

67.1903 

71.6251 

76.3538 

81.4094 

86.8304 

22 

67.5885 

72.1085 

76.9402 

82.1199 

87.6900 

23 

68.0391 

72.6560 

77.6045 

82.9248 

88.6640 

24 

68.5494 

73.2763 

78.3572 

83.8368 

89.7671 

25 

69.1277 

73.9791 

79.2101 

84.8699 

91.0175 

26 

69.7830 

74.7756 

80.1762 

86.0408 

92.4365 

27 

70.5257 

75.6778 

81.2712 

87.3695 

94.0481 

28 

71.3669 

76.7004 

82.5138 

88.8786 

95.8809 

29 

72.3203 

77.8606 

83.9248 

90.5944 

97.9671 

30 

73.4020 

79.1780 

85.5290 

92.5473 

100.3453 

31 

74.6301 

80.6757 

87.3545 

94.7732 

103.0636 

32 

76.0259 

82.3795 

89.4348 

97.3168 

106.1785 

33  - 

77.6137 

84.3209 

91.8116 

100.2309 

109.7570 

34 

79.4224 

86.5383 

94.5339 

103.5778 

113.8816 

35   • 

81.4878 

89.0774 

97.6596 

107.4344 

118.6518 

36 

83.8521 

91.9920 

101.2603 

111.8933 

37 

•  86.5651 

95.3483 

105.4217 

38 

89.6881 

99.2258 

39 

93.2948 

192 
AMER 


exp!^  mean  reserves  ^l^% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

36 

37 

38 

39 

40 

20 

917441 

97.8465 

104.4332 

111.5674 

119.3247 

21 

92.6610 

98.9531 

105.7670 

113.1746 

121.2618 

22 

93.6997 

100.2065 

107.2789 

114.9985 

123.4625 

23 

94.8764 

101.6273 

108.9946 

117.0706 

125.9660 

24 

96.2100 

103.2396 

110.9437 

119.4277 

128.8171 

25 

97.7234 

105.0711 

113.1607 

122.1118 

132.0695 

26 

99.4225 

107.1541 

115.6851 

125.1734 

135.7899 

27 

101.3976 

109.5259 

118.5642 

128.6750 

140.0567 

28 

103.6233 

112.2305 

121.8566 

132.6904 

144.9636 

29 

106.1611 

115.3228 

125.6315 

137.3073 

150.6260 

30 

109.0622 

118.8678 

129.9711 

142.6340 

157.1831 

31 

112.3871 

122.9420 

134.9767 

148.8010 

32 

116.2080 

127.6407 

140.7707 

33 

120.6131 

133.0779 

34 

125.7093 

193 
^^'  MEAN   RESERVES  V/i% 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

Age 

41 

43 

43 

44 

45 

20 

127.7953 

137.0862 

147.3256 

158.6664 

171.2946 

21 

130.1305 

139.9028 

150.7244 

162.7724 

176.2657 

22 

132.7871 

143.1110 

154.6028 

167.4710 

181.9704 

23 

135.8128 

146.7715 

159.0405 

172.8624 

188.5354 

24 

139.2647 

150.9594 

164.1319 

179.0660 

196.1171 

25 

143.2137 

155.7638 

169.9897 

186.2295 

204.9050 

26 

147.7434 

161.2905 

176.7528 

194.5313 

27 

152.9533 

167.6705 

184.5893 

28 

158.9666 

175.0616 

29 

165.9315 

394 


AMER. 
EXP. 


MEAN    RESERVES  3' 

PURE  ENDOWMENT 

Per  $1  of  Pure  Endowment  Net  Annual  Premium 


YEARS 

^ge 

46 

47 

48 

49 

20 

1854399 

201.3834 

219.4701 

240.1326 

21 

191.4719 

208.7198 

228.4214 

231.0904 

22 

198.4142 

217.1947 

238.8010 

23 

206.4329 

227.0206 

24 

215.7284 

50 

263.9100 


195 


AMER. 
EXP. 

MEAN  ACCUMULATED 

3^% 

TEMPORARY  INSURANCE 

YEARS 

Age 

I 

3 

3 

4 

5 

20 

3.93 

11.99 

20.45 

29.33 

38.65 

21 

3.96 

12.07 

20.59 

29.53 

38.92 

22 

3.98 

12.16 

20.73 

29.73 

39.18 

23 

4.01 

12.23 

20.87 

29.94 

39.47 

24 

4.04 

12.32 

21.02 

30.16 

39.77 

25 

4.07 

12.40 

21.17 

30.40 

40.10 

26 

4.10 

12.51 

21.35 

30.65 

40.46 

27 

4.13 

12.61 

21.53 

30.93 

40.83 

28 

4.17 

12.72 

21.73 

31.23 

41.23 

29 

4.21 

12.84 

21.95 

31.55 

41.68 

30 

4.25 

12.98 

22.18 

31.90 

42.16 

31 

4.29 

13.12 

22.43 

32.27 

42.67 

32 

4.34 

13.27 

22.71 

32.68 

43.23 

33 

4.40 

13.45 

23.01 

33.13 

43.85 

34 

4.46 

13.62 

23.32 

33.61 

44.52 

35    - 

4.52 

13.81 

23.67 

34.14 

45.27 

36 

4.58 

14.03 

24.07 

34.74 

46.10 

Z7 

4.66 

14.28 

24.51 

35.40 

47.01 

38 

4.75 

14.55 

24.99 

36.12 

48.01 

39 

4.84 

14.84 

25.52 

36.91 

49.10 

40 

4.95 

15.17 

26.09 

37.78 

50.32 

41 

5.06 

15.52 

26.72 

38.75 

51.67 

42 

5.18 

15.91 

27.43 

39.83 

53.19 

43 

5.32 

16.35 

28.23 

41.05 

54.91 

44 

5.48 

16.85 

29.13 

42.44 

56.88 

45 

5.65 

17.40 

30.15 

44.00 

59.11 

46 

5.85 

18.04 

31.32 

45.81 

61.69 

47 

6.08 

18.77 

32.66 

47.89 

64.64 

48 

6.34 

19.62 

34.21 

50.28 

68.03 

49 

6.64 

20.59 

35.99 

53.01 

71.88 

50 

6.99 

21.70 

38.00 

56.08 

76.20 

51 

7.38 

22.95 

40.26 

59.54 

81.07 

52 

7.82 

24.34 

42.78 

63.41 

86.52 

53 

8.30 

25.89 

45.61 

67.74 

92.64 

54 

8.85 

27.64 

48.78 

72.61 

99.50 

55 

9.46 

29.59 

52.33 

78.03 

107.16 

56 

10.15 

31.77 

56.28 

84.09 

115.73 

57. 

10.90 

34.18 

60.67 

90.85 

125.31 

58 

11.74 

36.86 

65.56 

98.40 

136.05 

59 

12.68 

39.86 

71.04 

106.85 

148.06 

60 

13.72 

43.20 

77.14 

116.27 

161.50 

196 
AMER. 


^^'  MEAN  ACCUMULATED  3]^% 


TEMPORARY  INSURANCE 


YEARS 

Age 

I 

2 

3 

4 

5 

61 

14.87 

46.91 

83.93 

126.79 

176.58 

62 

16.15 

51.02 

91.48 

138.56 

193.50 

63 

17.57 

55.59 

99.92 

151.75 

212.51 

64 

19.15 

60.69 

109.36 

166.53 

233.92 

65 

20.91 

66.38 

119.91 

183.13 

258,05 

66 

22.85 

72.71 

131.71 

201.75 

285.25 

67 

25.02 

79.75 

144.89 

222.67 

315.92 

68 

27.43 

87.61 

159.63 

246.14 

350.40 

69 

30.09 

96.33 

176.07 

272.35 

388.98 

70 

33.05 

106.01 

194.31 

301.45 

431.96 

197 


AMER. 
EXP. 

MEAN  ACCUMULATED 

35^% 

TEMPORARY  INSURANCE 

YEARS 

Age 

6 

7 

8 

9 

lO 

20 

48.44 

58.71 

69.49 

80.82 

92.72 

21 

48.77 

59.12 

70.00 

81.43 

93.45 

22 

49.12 

59.56 

70.53 

82.08 

94.22 

23 

49.49 

60.03 

71.11 

82.77 

95.04 

24 

49.88 

60.52 

71.72 

82.50 

95.92 

25 

50.31 

61.06 

72.37 

84.30 

96.87 

26 

50.77 

61.63 

73.09 

85.17 

97.91 

27 

51.26 

62.26 

73.86 

86.10 

99.03 

28 

51.79 

62.94 

74.69 

87.11 

100.24 

29 

52.38 

63.66 

75.59 

88.20 

101.56 

30 

53.00 

64.45 

76.57 

89.40 

103.01 

31 

53.67 

65.30 

77.64 

90.72 

104.60 

32 

54.40 

66.25 

78.82 

92.16 

106.34 

33 

55.22 

67.29 

80.12 

93.75 

108.26 

34     - 

56.11 

68.43 

81.53 

95.49 

110.36 

35 

57.10 

69.69 

83.10 

97.40 

112.69 

36 

58.19 

71.07 

84.83 

99.53 

115.28 

Z7 

59.39 

72.60 

86.74 

101.90 

118.17 

38 

60.71 

74.30 

88.87 

104.53 

121.40 

39 

62.16 

76.17 

91.24 

107.48 

125.03 

40 

63.78 

78.26 

93.89 

110.79 

129.14 

41 

65.59 

80.61 

96.88 

114.55 

133.80 

42 

67.63 

83.28 

100.29 

118.84 

139.14 

43 

69.95 

86.31 

104.18 

123.74 

145.22 

44 

72.61 

89.80 

108.64 

129.36 

152.17 

45 

75.64 

.      93.78 

113.74 

135.74 

160.06 

46 

79.13 

98.34 

119.55 

143.01 

169.05 

47 

83.12 

103.54 

126.16 

151.29 

179.27 

48 

87.67 

109.45 

133.68 

160.68 

190.86 

49 

92.83 

116.15 

142.19 

171.32 

203.98 

50 

98.63 

123.69 

151.77 

183.29 

218.76 

51 

105.17 

132.19 

162.57 

196.79 

235.46 

52 

112.49 

141.72 

174.68 

211.97 

254.27 

53 

120.70 

152.40 

188.31 

229.08 

275.50 

54 

129.92 

164.42 

203.65 

248.36 

299.47 

55 

140.24 

177.90 

220.88 

.  270.08 

326.55 

56 

151.81 

193.04 

240.29 

294.58 

357.20 

57 

164.77 

210.04 

262.12 

322.25 

391.95 

58 

179.31 

229.14 

286.75 

353.59 

431.44 

59 

195.62 

250.66 

314.60 

389.15 

476.43 

60 

213.94 

274.93 

346.12 

429.56 

527.80 

198 


AMER. 
EXP. 

MEAN   ACCUMULATED 

3^% 

TEMPORARY  INSURANCE 

YEARS 

AgCy 

6, 

7                             8 

9 

lO 

'61 

234.57 

302.34               381.86 

475.59 

586.61 

62 

257.79 

333.34                422.48 

528.15 

654.06 

63j 

284.00 

368.72               468.72 

588.28 

731.53 

64 

313.65 

408.39               521.49 

657.13 

820.52 

-65  ^ 

347.21 

453.77               581.69 

735.91 

922.76 

66 

385.19 

505.30               650.23 

825.98 

1040.38 

67 

428.13 

563.69               728.21 

929.07 

1176.14 

68 

476.52 

629.73               816.95 

1047.39 

1333.72 

'69   ;r 

530.84 

704.36               918.11 

1183.88 

1518.20 

70 

591.78 

788.85              1034.06 

1342.71 

1736.48 

199 


AMER. 
EXP. 

MEAN  ACCUMULATED 

3^% 

TEMPORARY  INSURANCE 

YEARS 

Age 

II 

12 

13 

14     . 

is 

20 

105.23 

118.39 

132.23 

146.79 ' 

162.12 

21 

106.09 

119.38 

133.38 

148.13 

163.66 

22 

107.00 

120.44 

134.62 

149.55 

165.29 

23 

107.96 

121.59 

135.94 

151.08 

167.06 

24 

109.01 

122.81 

137.36 

152.73" 

168.98 

25 

110.13 

124.13 

138.91 

154.53 

171.06 

26 

111.36 

125.57 

140.60 

156.51 

173.36 

27 

112.69 

127.14 

142.44 

158.65 

175.85 

28 

114.13 

128.85 

144.45 

161.00 

178.57 

29 

115.72 

130.72 

146.65 

163.57 

181.56 

30 

117.45 

132.77 

149.05 

166.38 

184.86 

31 

119.34 

135.01 

151.69 

169.49 

188.50 

32 

121.42 

137.48 

154.62 

172.93 

192.54 

33 

123.72 

140.22 

157.87 

176.77 

197.06 

34 

126.25 

143.24 

161.45 

181.02 

202.09 

35- 

129.05 

146.60 

165.46 

185.79 

207.76 

36 

132.18 

150.37 

169.97 

191.18 

214.20 

37 

135.69 

154.59 

175.06 

197.28 

221.49 

38 

139.62 

159.36 

180.82 

204.20 

229.76 

39 

144.06 

164.77 

187.35 

212.05 

239.14 

40 

149.11 

170.91 

194.78 

220.98 

249.79 

41 

154.84 

177.90 

203.22 

231.10 

261.89 

42 

161.40 

185.86 

212.82 

•    242.63 

275.66 

43 

168.85 

194.92 

223.75 

255.74 

291.32 

44 

177.35 

205.24 

236.21 

270.67 

309.14 

45 

187.03 

316.97 

250.35 

287.63 

329.39 

46 

198.02 

230.32 

266.43 

306.91 

352.45 

47 

210.50 

245.46 

284.68 

328.83 

378.67 

48 

224.66 

262.63 

305.40 

353.74 

408.53 

49 

240.70 

282.11 

328.93 

382.06 

442.53 

50 

258.80 

304.13 

355.59 

414.20 

481.20 

51 

279.27 

329.06 

385.82 

450.75 

525.32 

52 

302.38 

357.28 

420.11 

492.34 

575.70 

53 

328.51 

389.24 

459.11 

539.80 

633.40 

54 

358.08 

425.56 

503.56 

594.10 

699.70 

55 

391.61 

466.88 

554.31 

656.36 

776.07 

56 

429.70 

513.98 

612.43 

727.98 

864.36 

57 

473.04 

567.82 

679.16 

810.63 

966.74 

58 

522.50 

629.54 

756.03 

906.31 

1085.79 

59 

579.12 

700.53 

844.87 

1017.36 

1224.52 

60 

644.06 

782.37 

947.73 

1146.43 

1386.52 

200 

"exr'  mean  accumulated        3^^ 

TEMPORARY  INSURANCE 


YEARS 

Age 

II 

12 

13 

14 

15 

61 

718.77 

876.88 

1066.97 

1296.76 

1576.39 

62 

804.81 

986.14 

1205.44 

1472.42 

1800.04 

63 

903.96 

1112.61 

1366.72 

1678.66 

2065.38 

64 

1018.34 

1259.40 

1555.43 

1922.56 

2383.38 

65 

1150.59 

1430.49 

1777.74 

2213.76 

2768.87 

66 

1303.95 

1631.08 

2041.99 

2565.29 

3243.56 

67 

1482.94 

1868.48 

2359.64 

2996.43 

3837.81 

68 

1693.70 

2152.48 

2747.50 

3533.89 

4593.38 

69 

1944.47 

2497.54 

3228.70 

4214.05 

557026 

70 

2247.60 

2923.55 

3834.74 

5089.13 

6861.31 

201 


AMER. 
EXP. 

MEAN  ACCUMULATED 

ZV^% 

TEMPORARY  INSURANCE 

1 

^EARS 

Age 

i6 

17 

i8 

19 

30 

20 

178.27 

195.29 

213.24 

232.19 

252.21 

21 

180.03 

197.30 

215.54 

234.81 

255.19 

22 

181.91 

199.45 

218.00 

237.63 

258.40 

23 

183.94 

201.79 

220.69 

240.70 

261.90 

24 

186.16 

204.34 

223.61 

244.04 

265.73 

25 

188.57 

207.12 

226.80 

247.69 

269.92 

26 

191.22 

210.17 

230.30 

251.72 

274.55 

27 

194.10 

213.49 

234.14 

256.15 

279.66 

28 

197.26 

217.15 

238.37 

261.05 

285.33 

29 

200.73 

221.19 

243.06 

266.49 

291.65 

30 

204.58 

225.67 

248.27 

272.56 

298.74 

31 

208.83 

230.64 

254.08 

279.37 

306.72 

32 

213.58 

236.21 

260.62 

287.05 

315.74 

33 

218.89 

242.47 

268.01 

295.75 

325.95 

34 

224.85 

249.52 

276.33 

305.55 

337.47 

35 

231.59 

257.51 

285.78 

316.67 

350.54 

36- 

239.24 

266.58 

296.49 

329.29 

365.38 

Z7 

247.92 

276.86 

308.63 

343.60 

382.22 

38 

257.76 

288.52 

322.41 

359.86 

401.35 

39 

268.91 

301.74 

338.04 

378.30 

423.06 

40 

281.59 

316.78 

355.83 

399.27 

447.77 

41 

295.99 

333.85 

376.01 

423.10 

475.88 

42 

312.37 

353.28 

399.00 

450.27 

507.97 

43 

331.00 

375.38 

425.18 

481.25 

544.60 

44 

352.21 

400.56 

455.04 

516.64 

586.52 

45 

376.33 

429.24 

489.11 

557.06 

634.49 

46 

403.82 

461.97 

528.03 

603.34 

689.58 

47 

435.14 

499.32 

572.54 

656.42 

752.97 

48 

470.84 

541.98 

623.53 

717.43 

826.07 

49 

511.59 

590.81 

682.09 

787.73 

910.64 

50 

558.09 

646.74 

759.40 

868.88 

1008.71 

51 

611.33 

710.98 

827.04 

962.91 

1122.89 

52 

672.34 

784.94 

916.82 

1072.17 

1256.25 

53 

742.52 

870.39 

1021.07 

1199.69 

1412.60 

54 

823.51 

969.49 

1142.59 

1349.00 

1596.46 

55 

917.28 

1084.79 

1284.62 

1524.26 

1813.35 

56 

1026.22 

1219.36 

1451.07 

1730.67 

2070.41 

57 

1153.10 

1376.76 

1646.73 

1974.84 

2376.93 

58 

1301.26 

1561.44 

1877.44 

2265.43 

2745.47 

59 

1474.74 

1779.03 

2152.09 

2614.11 

3193.37 

60 

1678.59 

2036.76 

2480.43 

3036.80 

3744.38 

61 

1919.41 

2344.43 

2877.50 

3555.57 

62 

2206.06 

2715.43 

3363.48 

63 

2550.66 

3168.20 

64 

2969.91 

202 


AMER. 
EXP. 

MEAN  ACCUMULATED 

35^% 

TEMPORARY  INSURANCE 

YEARS 

Age 

21 

22 

33 

24 

35 

20 

273.38 

295.78 

319.50 

344.65 

371.35 

21 

276.76 

299.62 

323.85 

349.59 

376.98 

22 

280.42 

Z^Z.77 

328.59 

354.99 

383.14 

23 

284.41 

308.33 

333.79 

360.94 

389.95 

24 

288.78 

313.34 

339.53 

367.52 

397.52 

25 

293.59 

318.86 

345.88 

374.84 

405.97 

26 

298.92 

324.99 

352.95 

383.03 

415.47 

27 

304.82 

331.81 

360.86 

392.21 

426.13 

28 

311.39 

339.45 

369.75 

402.56 

438.18 

29 

318.76 

348.04 

379.76 

414.23 

451.77 

30 

327.04 

z'^m 

391.07 

427.41 

467.12 

31 

336.38 

368.65 

403.83 

442.29 

484.48 

Z2 

346.95 

381.01 

418.27 

459.17 

504.18 

33 

358.92 

395.02 

434.65 

478.30 

526.52 

34 

372.44 

410.85 

453.19 

499.99 

551.86 

35 

387.78 

428.84 

474.25 

524.61 

580.67 

2^ 

405.20 

449.27 

498.18 

552.63 

613.49 

37 

424.98 

472.47 

525.38 

584.53 

650.90 

38 

447.45 

498.86 

556.36 

620.90 

693.64 

39 

472.99 

528.88 

591.65 

662.42 

742.50 

40 

502.08 

563.12 

631.97 

709.92 

798.52 

41 

535.23 

602.21 

678.07 

764.35 

862.91 

42 

573.12 

646.95 

730.94 

826.95 

937.20 

43 

616.44 

698.21 

791.71 

899.13 

1023.15 

44 

666.10 

757.15 

861.79 

982.64 

1122.98 

45 

723.12 

825.03 

942.77 

1079.54 

1239.31 

46 

788.79 

903.47 

1036.73 

1192.44 

47 

864.61 

994.40 

1146.10 

48 

952.41 

1100.14 

• 

49 

1054.43 

203 


AMER. 
EXP. 

MEAN  ACCUMULATED 

3^% 

TEMPORARY  INSURANCE 

^EARS 

Age 

26 

27 

28 

39 

30 

20 

399.75 

429.99 

462.27 

496.80 

533.84 

21 

40.615 

437.30 

470.64 

506.41 

544.90 

22 

413.20 

445.38 

479.93 

517.13 

557.28 

23 

421.02 

454.39 

490.34 

529.16 

571.20 

24 

429.75 

464.48 

502.02 

542.69 

586.86 

25 

439.54 

475.82 

515.16 

557.92 

604.52 

26 

450.55 

488.61 

529.99 

575.11 

624.47 

27 

462.96 

503.02 

546.72 

594.54 

647.04 

28 

476.95 

519.28 

565.62 

616.52 

672.59 

29 

492.76 

537.67 

587.02 

641.42 

701.56 

30 

510.64 

558.50 

611.27 

669.65 

734.45 

31 

530.89 

582.10 

638.77 

701.70 

771.85 

32 

553.87 

608.89 

670.02 

738.19 

814.49 

33 

579.95 

639.34 

705.60 

779.79 

863.19 

34 

609.55 

673.95 

746.10 

827.24 

918.85 

35 

643.27 

713.43 

792.38 

881.54 

982.68 

36 

681.73 

758.55 

845.35 

943.84 

1056.14 

37 

725.65 

810.15 

906.07 

1015.48 

1140.88 

38 

775.90 

869.32 

975.91 

1098.13 

1238.99 

39 

833.47 

937.33 

1056.45 

1193.78 

1352.98 

40 

•      899.70 

1015.79 

1149.68 

1305.94 

1486.05 

41 

976.05 

1106.57 

1257.98 

1434.64 

42 

1064.44 

1212.09 

1384.40 

43 

1167.10 

1335.16 

44 

1286.86 

204 

"exp!^  mean  accumulated        3^^ 

TEMPORARY  INSURANCE 
YEARS 


^ge 

31 

32 

33 

34 

35 

20 

573.69 

616.66 

663.15 

713.55 

768.36 

21 

586.45 

631.40 

680.16 

733.21 

791.10 

22 

600.76 

647.94 

699.29 

755.35 

816.74 

2Z 

616.85 

666.56 

720.85 

780.34 

845.71 

24 

634.99 

687.58 

745.22 

808.60 

878.51 

25 

655.46 

711.33 

772.78 

840.60 

915.71 

26 

678.62 

738.22 

804.02 

876.92 

957.99 

27 

704.84 

768.69 

839.46 

918.19 

1006.12 

28 

734.55 

803.26 

879.74 

965.19 

1061.04 

29 

768.28 

842.58 

925.62 

1018.81 

1123.82 

30 

806.64 

887.36 

977.98 

1080.14 

1195.78 

31 

850.32 

938.46 

1037.85 

1150.40 

1278.50 

32 

900.22 

996.93 

1106.50 

1231.24 

1373.98 

2^Z 

957.31 

1063.98 

1185.47 

1324.54 

1484.55 

34 

1022.71 

1141.04 

1276.53 

1432.49 

1613.03 

35 

1097.95 

1229.98 

1382.00 

1558.02  . 

1763.08 

36 

1184.81 

1333.00 

1504.64 

1704.65 

37 

1285.35 

1452.74 

1647.83 

38 

1402.23 

1592.55 

39 

1538.63 

205 


AMER. 
EXP. 

MEAN  ACCUMULATED 

3 

^% 

TEMPORARY  INSURANCE 

YEARS 

Age 

36 

37 

38 

39 

40 

20 

828.15 

893.56 

965.37 

1044.45 

1131.85 

21 

854.47 

924.06 

1000.72 

1085.48 

1179.55 

22 

879.18 

953.51 

1040.72 

1132.00 

1233.75 

23 

917.79 

997.55 

1086.14 

1184.93 

1295.53 

24 

955.90 

1041.90 

1137.82 

1245.26 

1366.11 

25 

999.19 

1092.36 

1196.75 

1314.20 

1446.94 

26 

1048.49 

1149.94 

1264.11 

1393.20 

1539.88 

27 

1104.72 

1215.74 

1341.29 

1483.99 

1647.05 

28 

1169.00 

1291.13 

1430.00 

1588.71 

1771.09 

29 

1242.66 

1377.82 

1532.34 

1709.94 

1915.28 

30 

1327.35 

1477.82 

1650.81 

1850.36 

2083.64 

31 

1425.04 

1593.57 

1788.50 

2015.37 

32 

1538.18 

1728.17 

1949.33 

33 

1669.75 

1885.38 

34 

1823.29 

206 
AMER. 


^^  MEAN  ACCUMULATED  ^16% 


TEMPORARY  INSURANCE 


YEARS 

Age 

41 

43 

43 

44 

45 

20 

1228.81 

1336.82 

1457.62 

1593.32 

1746.45 

21 

1284.37 

1401.65 

1533.44 

1682.20 

1850.99 

22 

1347.64 

1475.64 

1620.18 

1784.23 

1971.41 

23 

1419.89 

1560.36 

1719.83 

1901.84 

2110.71 

24 

1502.65 

1657.70 

1834.71 

2037.91 

2272.56 

25 

1597.73 

1769.92 

1967.63 

2196.01 

2461.45 

26 

1707.42 

1899.84 

2122.15 

2380.60 

27 

1834.36 

2050.82 

2302.52 

28 

1981.89 

2227.07 

29 

2154.15 

207 


^Exl!^  MEAN  ACCUMULATED  3 5^% 


TEMPORARY  INSURANCE 


1 

k'EARS 

\ge 

46 

47 

48 

49 

20 

1920.16 

2118.26 

2345.45 

2607.60 

21 

2043.53 

2264.40 

2519.30 

2815.34 

22 

2186.17 

2434.08 

2722.05 

23 

2351.87 

2632.06 

24 

2545.25 

so 

2912.00 


208 


AMER. 
EXP. 


RECIPROCALS 

These  values  are  not  pointed  off  in  decimals. 
Results  should  be  pointed  off  as  occasion  requires. 


3^96 


_ 

Of 

Of 

Of 

Of 

Of 

Dx 

Nx 

Mx 

Life  Single 

Immediate 

Age 

Column 

Column 

Column 

Premium 

Life  Annuity 

20 

2147942 

1015848 

7537215 

3509041 

472941 

21 

2240605 

1066276 

7742035 

3455332 

475887 

22 

2337388 

1119554 

7950579 

3401480 

478977 

23 

2438477 

1175876 

8162666 

3347444 

482218 

24 

2544069 

1235452 

8378297 

3293266 

485621 

25 

2654378 

1298510 

8597491 

3238984 

489196 

26 

2769615 

1365300 

8820131 

3184605 

492956 

27 

2890048 

1436093 

9046417 

3130196 

496910 

28 

3015918 

1511185 

9276352 

3075797 

501070 

29 

3147495 

1590901 

9509952 

3021435 

505450 

30 

3285065 

1675594 

9747444 

2967200 

510064 

31 

3428944 

1765653 

9988803 

2913085 

514925 

32 

3579418 

1861507 

1023397 

2859115 

.   520059 

33 

3736851 

1963627 

1048322 

2805362 

525476 

34 

3901662 

2072534 

1073694 

2751888 

531192 

35 

4074199 

2188801 

1099510 

2698714 

537235 

36 

4254867 

2313067 

1125771 

2645843  • 

543629 

37 

4444168 

2446041 

1152549 

2593397 

550394 

38 

4642590 

2588512 

1179849 

2541359 

557557 

39 

4850719 

2741357 

1207750 

2489837 

565144 

40 

5069092 

2905564 

1236259 

2438818 

573191 

41 

5298406 

3083235 

1265464 

2388386 

581729 

42 

5539276 

3272613 

1295379 

2338535 

590801 

43 

5792535 

3478099 

1326098 

2289323 

600445 

44 

6058990 

3700280 

1357681 

2240771 

610709 

45 

6339707 

3940958 

1390275 

2192964 

621631 

46 

6635700 

4202178 

1423956 

2145902 

633268 

47 

6948256 

4486281 

1458928 

2099704 

645670  " 

48 

7278815 

4795940 

1495332 

2054362 

658890 

49 

7628987 

5134230 

1533406 

2009973 

672989 

50 

8000896 

5504689 

1573453 

1966596 

688009 

51 

8396588 

5911399 

1615762 

1924308 

704023 

52 

8818731 

6359094 

1660658 

1883103 

721090 

53 

9270074 

6853277 

1708493 

1843020 

739290 

54 

9753814 

7400380 

1759671 

1804085 

758716 

55 

1027390 

8007956 

1814698 

1766318 

779447 

56 

1083471 

8684897 

1874095 

1729715 

801581 

57 

1144143 

9441729 

1938518 

1694298 

825223 

58 

1210003 

1029096 

2008673 

1660056 

850491 

59 

1281751 

1124755 

2085388 

1626984 

877515 

60 

1360239 

1232949 

2169701 

1595088 

906420 

209 


AMER. 
EXP. 


RECIPROCALS 

These  values  are  not  pointed  off  in  decimals. 
Results  should  be  pointed  off  as  occasion  requires. 


35^% 


Of 

Of 

Of 

Of 

Of 

Dx 

Nx 

Mx 

Life  Single 

Immediate 

Age 

Column 

Column 

Column 

Premium 

Life  Annuity 

61 

1446458 

1355846 

2262786 

1564364 

937356 

62 

1541604 

1496082 

2366069 

1534810 

970471 

63 

1647102 

1656876 

2481205 

1506407 

100593 

64 

1764649 

1842188 

2610155 

1479136 

104394 

65 

1896335 

2056919 

2755352 

1452988 

108468 

66 

2044760 

2307170 

2919844 

1427964 

112833 

67 

2213050 

2600609 

3107211 

1404040 

117512 

68 

2405107 

2946908 

3321928 

1381198 

122527 

69 

2625830 

3358402 

3569644 

1359435 

127898 

70 

2881288 

3850932 

3857223 

1338715 

133653 

71 

3179216 

4445023 

4193473 

1319028 

139815 

72 

3529304 

5167521 

4589223 

1300320 

146417 

7Z     - 

3943606 

6053922 

5057742 

1282517 

153512 

74 

4437404 

7151812 

5615671 

1265531 

161171 

75 

5030510 

8525949 

6284407 

1249258 

169485 

76 

5749142 

1026586 

7092259 

1233620 

178563 

77 

6628531 

1249744 

8077231 

1218555 

188540 

78 

7717657 

1540118 

9292307 

1204032 

199557 

79 

9085540 

1924085 

1081205 

1190028 

211774 

80 

1083027 

2441034 

1274202 

1176519 

225390 

81 

1310214 

3151307 

1524565 

1163600 

240518 

82 

1611694 

4149287 

1855406 

1151214 

257448 

83 

2020222 

5587878 

2301615 

1139288 

276597 

84 

2586379 

7724436 

2916623 

1127686 

298658 

85 

3394318 

1101380 

3789229 

1116345 

324477 

210 

AMER. 
EXP. 


RECIPROCALS 

These  values  are  not  pointed  off  in  decimals. 
Results  should  be  pointed  off  as  occasion  requires. 


3^% 


OF 
IMMEDIATE  TEMPORARY  ANNUITIES 


Age 

4  Years 

9  Years 

14  Years 

19  Years 

20 

266071 

130840 

927601 

751371 

21 

266085 

130866 

927928 

751772 

22 

266106 

130895 

928272 

752196 

23 

266127 

130923 

928634 

752649 

24 

266149 

130955 

929031 

753142 

25 

266170 

130988 

929454 

753676 

26 

266198 

131024 

929912 

754262 

27 

266227 

131063 

930414 

754894 

28 

266255 

131105 

930951 

755584 

29 

266283 

131149 

931541 

756344 • 

30 

266319 

131199 

932184 

757174 

31 

266354 

131251 

932879 

758087 

32 

266397 

131311 

933655 

759100 

33 

266439 

131375 

934510 

760225 

34 

266482 

131444 

935436 

761475 

35 

266532 

131522 

936461 

762870 

36 

266589 

131607 

937611 

764432 

Z7 

266652 

131700 

938888 

766184 

38 

266724 

131804 

940318 

768149 

39 

266802 

131919 

941921 

770357 

40 

266887 

132048 

943717 

772839 

41 

266973 

132190 

•  945743 

775627 

42 

267080 

132350 

948038 

778774 

43 

267194 

132535 

950634 

782320 

44 

267323 

132742 

953589 

786318 

45 

267466 

132979 

956919 

790808 

46 

267630 

133299 

960698 

795855 

47 

267824 

133558 

964962 

801526 

48 

268046 

133908 

969763 

807878 

49 

268298 

134304 

975172 

814976 

50 

268586 

134749 

981210 

822890 

51 

268904 

135247 

987957 

831691 

52 

269266 

135801 

995461 

841475 

53 

269665 

136422 

100383 

852326 

54 

270117 

137112 

101314 

864379 

55 

270614 

137882 

102349 

877724 

56 

271172 

138737 

103500 

892499 

57 

271791 

139686 

104779 

908810 

58 

272472 

140742 

106198 

926810 

59 

273232 

141919 

107775 

946647 

60 

274078 

143223 

109523 

968476 

211 


AMER. 
EXP. 


RECIPROCALS 

These  values  are  not  pointed  off  in  decimals. 
Results  should  be  pointed  off  as  occasion  requires. 


35^% 


OF 
IMMEDIATE  TEMPORARY  ANNUITIES 


Age 

5  Years 

10  Years 

15  Years 

20  Years 

20 

217264 

120116 

882535 

727178 

21 

217283 

120143 

882877 

727596 

22 

217306 

120172 

883236 

728035 

23 

217330 

120202 

883619 

728513 

24 

217354 

120234 

884025 

729028 

25 

217377 

120270 

884470 

729586 

26 

217406 

120308 

884956 

730199 

27 

217434 

120349 

885473 

730866 

28 

217467 

120393 

886046 

731593 

29 

217500 

120441 

886658 

732391 

30 

217538 

120492 

887335 

733267 

31 

217581 

120549 

888076 

734231 

32  - 

217623 

120611 

888889 

735305 

33 

217671 

120680 

889783 

736502 

34 

217723 

120754 

890765 

737828 

35 

217780 

120836 

891862 

739311 

36 

217846 

120926 

893080 

740971 

37 

217917 

121026 

894446 

742837 

38 

217993 

121137 

895969 

744934 

39 

218079 

121259 

897674 

747278 

40 

218169 

121396 

899596 

749918 

41 

218274 

121550 

901762 

752882 

42 

218388 

121723 

904208 

756224 

43 

218517 

121920 

906980 

759977 

44 

218665 

122145 

910125 

764210 

45 

218828 

122399 

913676 

768959 

46 

219015 

122690 

917684 

774293 

47 

219236 

123021 

922211 

780275 

48 

219486 

123396 

927308 

786962 

49 

219771 

123819 

933027 

794439 

50 

220095 

124293 

939417 

802761 

51 

220459 

124825 

946548 

812011 

52 

220863 

125417 

954481 

822281 

53 

221312 

126078 

963317 

833667 

54 

221818 

126815 

973151 

846289 

55 

222380 

127636 

984087 

860245 

56 

223005 

128548 

996234 

875664 

57 

223699 

129561 

100971 

892666 

58 

224669 

130687 

102467 

911386 

59 

225322 

131938 

104128 

931993 

60 

226275 

133330 

105966 

954636 

212 

AMER. 
EXP. 


RECIPROCALS 

These  values  are  not  pointed  off  in  decimals. 
Results  should  be  pointed  off  as  occasion  requires. 


3^% 


OF 
IMMEDIATE  TEMPORARY  ANNUITIES 


To 


To 


To 


To 


Age 

Age  65 

Age  70 

Age  75 

Age  80 

20 

497510 

485753 

478643 

474917 

21 

501905 

489440 

481914 

477975 

22 

506547 

493318 

485350 

481183 

23 

511456 

497406 

488962 

484553 

24 

516652 

501716 

492761 

488091 

25 

522158 

506268 

496761 

491811 

26 

528002 

511075 

500979 

495729 

27 

534208 

516158 

505423 

499850. 

28 

540801 

521537 

510110 

504190 

29 

547819 

527232 

515060 

508766 

30 

555300 

533268 

520289 

513590 

31 

563279 

539671 

525815 

518678 

32 

571807 

546475 

531666 

524054 

33 

580936 

553701 

537863 

529737 

34 

590713 

561407 

544428 

535742 

35 

601211 

569609 

551390 

542097 

36 

612508 

578369 

558787 

548829 

37 

624680 

587724 

566649 

555963 

38 

637824 

597736 

575017 

563533 

39 

652048 

608458 

583918 

571563 

40 

667481 

619970 

593415 

580097 

41 

684266 

632339 

603548 

589168 

42 

702583 

645674 

614383 

598831 

43 

722637 

660062 

625982 

609125 

44 

744674 

675630 

638415 

620109 

45 

768958 

692502 

651759 

631832 

46 

795798 

710833 

666098 

644363 

47 

825777 

730807 

681533 

657722 

48 

859232 

752621 

698163 

672097 

49 

896781 

776518 

716112 

687451 

50 

939496 

802762 

735494 

703883 

51 

987957 

831691 

756475 

721496 

52 

104378 

863715 

779205 

740379 

53 

110868 

899337 

803910 

760647 

54 

118509 

939205 

830834 

782436 

55 

127636 

984087 

860245 

805886 

56  ' 

103500 

892499 

831152 

57 

109327 

927988 

858428 

58 

116066 

967240 

887926 

59 

123956 

101087 

919904 

60 

133330 

105966 

954636 

American  Experience  3% 


215 


AMER. 
EXP. 

NET  PREMIUMS 

FULL  PRELIMINARY  TERM 

3% 

First  Year 
Premiums 

RENEWAL  PREMIUMS 

Ordinary 
Life 

30  Payment 
Life 

15   Payment 
Life 

lo  Payment 
Life 

Age 

All  Forms 

20 

7.58 

14.72 

24.30 

30.28 

43.14 

21 

7.63 

15.04 

24.67 

30.73 

43.78 

22 

7.68 

15.38 

25.05 

31.20 

44.44 

23 

7.73 

15.74 

25.44 

31.68 

45.12 

24 

7.78 

16.11 

25.85 

32.18 

45.82 

25  . 

7.83 

16.51 

26.27 

32.70 

46.55 

26 

7.89 

16.92 

26.71 

33.23 

47.29 

27 

7.96 

17.35 

27.17 

33.79 

48.07 

28 

8.02 

17.81 

27.64 

34.36 

48.87 

29 

8.10 

18.28 

28.12 

34.95 

49.69 

30 

8.18 

18.79 

28.63 

35.56 

50.54 

31 

8.26 

19.32 

29.15 

36.19 

51.42 

32 

8.36 

19.87 

29.70 

36.85 

52.33 

33 

8.46 

20.46 

30.27 

37.53 

53.27 

34 

8.57 

21.08 

30.86 

38.23 

54.24 

35 

8.69 

21.74 

31.47 

38.96 

55.24 

36 

8.82 

22.43 

32.11 

39.71 

56.27 

37 

8.97 

23.16 

32.78 

40.50 

57.34 

38 

9.13 

23.93 

33.48 

41.31 

58.44 

39 

9.31 

24.75 

34.21 

42.16 

59.58 

40 

•      9.51 

25.62 

34.98 

43.04 

60.76 

41 

9.72 

26.54 

35.79 

43.96 

61.98 

42 

9.95 

27.52 

36.64 

44.91 

63.24 

43 

10.21 

28.56 

37.53 

45.91 

64.55 

44 

10.51 

29.67 

38.47  ■ 

46.96 

65.91 

45 

10.84 

30.84 

39.47- 

48.06 

67.31 

46 

11.23 

32.09 

40.53 

49.21 

68.77 

47 

11.65 

33.43 

41.65 

50.41 

70.29 

48 

12.14 

34.85 

42.83 

51.68 

71.86 

49 

12.72 

36.36 

44.09 

53.01 

73.50 

50 

13.38 

37.97 

45.43 

54.40 

75.19 

51 

14.12 

39.68 

46.86 

55.87 

76.94 

52 

14.94 

41.51 

48.38 

57.42 

78.77 

53 

15.86 

43.46 

50.01 

59.05 

80.66 

54 

16.89 

45.54 

51.75 

60.78 

82.63 

55 

18.03 

47.76 

53.61 

62.61 

84.69 

56 

19.31 

50.13 

55.61 

64.55 

86.83 

57 

20.71 

52.66 

57.76 

66.62 

89.06 

58 

22.27 

55.37 

60.07 

68.82 

91.41 

59 

24.00 

58.27 

62.57 

71.18 

93.86 

60 

25.92 

61.36 

65.25 

73.70 

96.44 

61 

28.04 

64.68 

62 

30.38 

68.23 

63 

32.95 

72.04 

64 

35.80 

76.11 

65 

38.96 

80.48 

216 


AMER. 
EXP. 

NET  PREMIUMS 

3% 

FULL  PRELIMINARY 

TERM 

ENDOWMENTS 

First  Year 

RENEWAL  PREMIUMS 

Premiums 

20  Year 

15   Year 

lo  Year 

Age 

All  Forms 

End. 

End. 

End. 

20 

7.58 

43.26 

61.08 

99.40 

21 

7.63 

43.31 

61.11 

99.42 

22 

7.68 

43.35 

61.15 

99.45 

23 

7.7Z 

43.40 

61.18 

99.48 

24 

7.7d> 

43.45 

61.23 

99.52 

25 

7.83 

43.51 

61.27 

99.55 

26 

7.89 

43.57 

61.32 

99.59 

27 

7.96 

43.64 

61.37 

99.63 

28 

8.02 

43.72 

61.43 

99.68 

29 

8.10 

43.80 

61.50 

99.73 

30 

8.18 

43.89 

61.56 

99.78 

31 

8.26 

43.99 

61.64 

99.84 

32 

8.36 

44.10 

61.72 

99.90 

33 

8.46 

44.22 

61.82 

99.97 

34 

8.57 

44.36 

61.92 

100.05 

35 

8.69 

44.51 

62.03 

100.13 

36 

8.82 

44.69 

62.16 

100.22 

37 

8.97 

44.88 

62.30 

100.33 

38 

9.13 

45.10 

62.46 

100.44 

39 

9.31 

45.34 

62.64 

100.57 

40 

9.51 

45.62 

62.84 

100.71 

41 

9.72 

45.93 

63.06 

100.87 

42 

9.95 

46.28 

63.32 

101.05 

43 

10.21 

46.68 

63.61 

101.26 

44 

10.51 

47.12 

63.94 

101.49 

45 

10.84 

47.62 

64.31 

101.76 

46 

11.23 

48.18 

64.74 

102.07 

47 

11.65 

48.81 

65.21 

102.41  - 

48 

12.14 

49.51 

65.75 

102.81 

49 

12.72 

50.29 

66.34 

103.25 

50 

13.38 

51.16 

67.01 

103.74 

51 

14.12 

52.13 

67.75 

104.29 

52 

14.94 

53.20 

68.58 

104.91 

53 

15.86 

54.40 

69.50 

105.59 

54 

16.89 

55.72 

70.53 

106.35 

55 

18.03 

57.18 

71.67 

107.20 

56 

19.31 

58.80 

72.93 

108.15 

57 

20.71 

60.58 

74.34 

109.19 

58 

22.27 

62.55 

75.90 

110.36 

59 

24.00 

64.71 

77.63 

111.66 

60 


25.92 


67.10 


79.55 


113.10 


217 


^P^  NET   PREMIUMS  3% 

Per  $i,ooo  of  Insurance,  increasing  by  a  similar  Amount 
Yearly,  and  terminating  entirely  at  end  of  period. 


Mortuary  or  Increasing  Additions 
FULL  LEVEL  PREMIUMS 

Age  20  Yrs.  15  Yrs.  10  Yrs. 

20  78.00  59.30                               40.96 

21.  79.01  59.89                               41.29 

22  80.10  60.54             41.64 

23  81.30  61.24             42.02 

24  82.61  62.00             42.44 

25  84.06  62.84             42.89 

26  85.65  63.75             43.36 

27  87.42  64.75             43.89 

28  89.39  65.85             44.46 

29  91.59  67.05             45.09 

30  94.06  68.37             45.77 

31  96.86  69.84             46.53 

32  100.00  71.48             47.36 

33  -  103.54  73.31             48.27 

34  107.50  75.36             49.27 

35  111.95  77.68             50.38 

36  116.93  80.31             51.61 

37  122.48  83.28             52.99 

38  128.66  86.63             54.53 

39  135.52  90.40             56.28 

40  143.11  94.64             58.27 

41  151.51  99.38             60.54 

42  160.77  104.68             63.11 

43  170.96  110.59             66.03 

44  182.12  117.14             69.31 

45  194.32  124.40             73.00 

46  207.64  132.42             77.12 

47  222.13  141.27             81.73 

48  237.85  150.99             86.85 

49  254.84  161.66             92.53 

50  273.14  173.32             98.80 

51  292.78  186.07  105.73 

52  313.75  199.96  113.37 

53  335.97  215.06  121.78 

54  359.34  231.44  131.00 

55  ,^  383.74  249.15  141.11 

56  409.08  268.23  152.20 

57  435.24  288.69  164.32 

58  462.17  310.47  177.54 

59  489.81  333.48  191.96 

60  518.09  357.62  207.62 


218 


AMER. 
EXP. 

TERMINAL 

RESERVES 

3% 

Ordinary  Life 

^^ 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

I 

3 

3 

4 

5 

20 

0.00 

7.36 

14.95 

22.78 

30.86 

21 

0.00 

7.65 

15.54 

23.68 

32.07 

22 

0.00 

7.95 

16.15 

24.61 

33.34 

23 

0.00 

8.27 

16.80 

25.59 

34.66 

24 

0.00 

8.60 

17.47 

26.61 

36.04 

25 

0.00 

8.94 

18.17 

27.68 

37.48 

26 

0.00 

9.31 

18.90 

28.79 

38.93 

27 

0.00 

9.69 

19.67 

29.95 

40.56 

28 

0.00 

10.08 

20.47 

31.17 

42.20 

29 

0.00 

10.49 

21.31      ■ 

32.45 

43.92 

30 

0.00 

10.93 

22.19 

33.78 

45.72 

31 

0.00 

11.39 

23.11 

35.17 

47.60 

32 

0.00 

11.85 

24.06 

36.63 

49.56 

33 

0.00 

12.35 

25.08 

38.16 

51.62 

34 

0.00 

12.88 

26.13 

39.76 

53.77 

35 

0.00 

13.42 

27.23 

41.42 

56.00 

36 

0.00 

14.00 

28.38 

43.16 

58.33 

37 

0.00 

14.58 

29.57 

44.96 

60.77 

38 

0.00 

15.21 

30.83 

46.87 

63.32 

39 

0.00 

15.86 

32.14 

48.85 

65.99 

40 

0.00 

16.55 

33.53 

50.94 

68.78 

41 

0.00 

17.26 

34.97 

53.11 

71.68 

42 

0.00 

18.02 

36.47 

55.37 

74.68 

43 

0.00 

18.79 

38.03 

57.70 

77.78 

44 

0.00 

19.61 

39.65 

60.12 

80.98 

45 

0.00 

20.44 

41.32 

62.60 

84.24 

46 

0.00 

21.31 

43.03 

65.13 

87.56 

47 

0.00 

22.20 

44.77 

67.70 

90.94 

48 

0.00 

23.09 

46.53 

70.30 

94.36 

49 

0.00 

24.00 

48.33 

72.96 

97.86 

50 

0.00 

24.93 

50.17 

75.68 

101.43 

51 

0.00 

25.88 

52.05 

78.45 

105.06 

52 

0.00 

26.86 

53.97 

81.28 

108.75 

53 

0.00 

27.85 

55.92 

84.15 

112.51 

54 

0.00 

28.87 

57.91 

87.08 

116.33 

55 

0.00 

29.90 

59.94 

90.06 

120.21 

56 

0.00 

30.96 

62.01 

93.09 

124.13 

57 

0.00 

32.04 

64.11 

96.15 

128.10 

58 

0.00 

33.13 

66.23 

99.24 

132.09 

59 

0.00 

34.23 

68.37 

102.35 

136.11 

60 

0.00 

35.35 

70.53 

105.48 

140.15 

61 

0.00 

36.47 

72.71 

108.64 

144.18 

62 

0.00 

37.61 

74.90 

111.79 

148.19 

63  . 

0.00 

38.75 

77.07 

114.90 

152.14 

64 

0.00 

39.87 

79.22 

117.96 

156.01 

65  0.00  40.98  81.34  120.96  159.80 


219 


AMER. 
EXP. 

TERMINAL 

RESERVES 

3% 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

6 

7 

8 

9 

lO 

20 

39.20 

47.79 

56.65 

65.79 

75.21 

21 

40.73 

49.66 

58.86 

68.35 

78.12 

22 

42.33 

51.61 

61.17 

71.02 

81.17 

23 

44.01 

53.64 

63.57 

73.81 

84.36 

24 

45.76 

55.77 

66.09 

76.72 

87.67 

25 

47.58 

57.99 

68.71 

79.75 

91.12 

26 

49.49 

60.31 

71.45 

82.92 

94.73 

27 

51.48 

62.73 

74.31 

86.23 

98.49 

28 

53.56 

65.25 

77.29 

89.68 

102.42 

29 

55.73 

67.90 

80.41 

93.28 

106.50 

30 

58.01 

70.66 

83.66 

97.03 

110.76 

31 

60.39 

73.54 

87.05 

100.94 

115.19 

32 

62.87 

76.53 

90.58 

105.00 

119.81 

33 

65.46 

79.67 

94.27 

109.25 

124.63 

34 

68.16 

82.94 

98.11 

113.68 

129.65 

35 

70.97 

86.34 

102.12 

118.29 

134.86 

36   - 

73.91 

89.90 

106.30 

123.09 

140.29 

37 

76.98 

93.61 

110.65 

128.09 

145.91 

38 

80.20 

97.48 

115.18 

133.27 

151.74 

39 

83.54 

101.52 

119.88 

138.64 

157.76 

40 

87.04 

105.70 

124.76 

144.19 

163.95 

41 

90.65 

110.03 

129.79 

149.88 

170.28 

42 

94.40 

114.50 

134.94 

155.70 

176.75 

43 

98.25 

119.07 

140.21 

161.64 

183.34 

44 

102.20 

123.74 

145.59 

167.70 

190.06 

45 

106.21 

128.50 

151.05 

173.86 

196.87 

46 

110.31 

133.34 

156.62 

180.11 

203.78 

47 

114.47 

138.25 

162.26 

186.44 

210.77 

48 

118.69 

143.24 

167.98 

192.86 

217.85 

49 

122.99 

148.31 

173.78 

199.36 

225.01 

50 

\27.Z7 

153.47 

179.67 

205.96 

232.27 

51 

131.82 

158.70 

185.66 

212.64 

239.59 

52 

136.35 

164.02 

191.72 

219.39 

246.98 

53 

140.95 

169.41 

197.84 

226.19 

254.41 

54 

145.61 

174.86 

204.02 

233.05 

261.90 

55 

150.33 

180.36 

210.25 

239.95 

269.41 

56 

155.09 

185.91 

216.52 

246.89 

276.91 

57 

159.90 

191.49 

222.82 

253.81 

284.39 

58 

164.73 

197.10 

229.11 

260.70 

291.81 

59 

169.58 

202.69 

2ZSZ7 

267.54 

299.13 

60 

174.43 

208.26 

241.58 

274.29 

306.35 

61 

179.25 

213.79 

247.70 

280.94 

313.42 

62 

184.03 

219.23 

253.72 

287.43 

320.35 

63 

188.71 

224.55 

259.59 

293.78 

327.18 

64 

193.29 

229.74 

265.31 

300.06 

334.07 

65 

197.75 

234.81 

270.99 

306.41 

341.17 

220 
AMER 


exp!^  terminal  reserves  3% 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

12 

13 

14 

15 

20 

84.91 

94.91 

105.22 

115.83 

126.75 

21 

88.20 

98.58 

109.27 

120.27 

131.61 

22 

91.64 

102.40 

113.49 

124.91 

136.66 

23 

95.21 

106.39 

117.90 

129.74 

141.92 

24 

98.94 

110.55 

122.49 

134.77 

147.39 

25 

102.83 

114.87 

127.26 

139.99 

153.07 

26 

106.88 

119.38 

132.23 

145.43 

158.98 

27 

111.11 

124.08 

137.40 

151.08 

165.13 

28 

115.51 

128.96 

142.78 

156.96 

171.52 

29 

120.10 

134.05 

148.38 

163.08 

178.16 

30 

124.87 

139.35 

154.21 

169.45 

185.05 

31 

129.83 

144.86 

160.27 

176.05 

192.20 

32 

135.01 

150.60 

166.56 

182.90 

199.60 

33 

140.40 

156.56 

173.10 

190.00 

207.26 

34 

146.01 

162.76 

179.87 

197.35 

215.16 

35 

151.83 

169.17 

186.87 

204.92 

223.28 

36 

157.86 

175.81 

194.11 

212.71 

231.60 

37 

164.11 

182.67 

201.54 

220.70 

240.12 

38 

170.57 

189.72 

209.16 

228.88 

248.84 

39 

177.20 

196.95 

216.97 

237.23 

257.72 

40 

184.01 

204.35 

224.94 

245.76 

266.77 

41 

190.96 

211.90 

233.07 

254.44 

275.96 

42 

198.06 

219.60 

241.34 

263.24 

285.27 

43 

205.28 

227.42 

249.72 

272.16 

294.69 

44 

212.62 

235.35 

258.22 

281.18 

304.22 

45 

220.06 

243.38 

266.80 

290.30 

313.81 

46 

227.59 

251.51 

275.49 

299.49 

323.47 

47 

235.21 

259.71 

284.24 

308.74 

333.17 

48 

242.91 

267.99 

293.05 

318.04 

342.91 

49 

250.69 

276.34 

301.92 

327.38 

352.68 

50 

258.55 

284.76 

310.84 

336.76 

362.46 

51 

266.47 

293.22 

319.80 

346.16 

372.23 

52 

274.44 

301.73 

328.79 

355.55 

381.96 

53 

282.46 

310.26 

337.76 

364.90 

391.62 

54 

290.50 

318.79 

346.70 

374.19 

401.19 

.  55 

298.53 

327.28 

355.59 

383.38 

410.62 

56 

306.54 

335.72 

364.38 

392.46 

419.90 

57 

314.50 

344.07 

373.05 

401.37 

429.02 

58 

322.36 

352.29 

381.55 

410.12 

438.02 

59 

330.10 

360.36 

389.90 

418.76 

477.00 

60 

337.69 

368.28 

398.16 

427.39 

456.09 

61 

345.13 

376.10 

406.41 

436.16 

465.41 

62 

352.49 

383.95 

414.81 

445.18 

475.11 

63 

359.87 

391.95 

423.49 

454.59 

485.26 

64 

367.43 

400.25 

432.61 

464.51 

495.93 

65 

375.35 

409.05 

442.27 

475.00 

507.24 

221 


^^  TERMINAL  RESERVES  0% 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

i6 

17 

i8 

19 

20 

■21 

20 

138.00 

149.57 

161.47 

173.70 

186.27 

199.17 

21 

143.26 

155.25 

167.57 

180.24 

193.23 

206.58 

22 

148.74 

161.16 

173.92 

187.02 

200.47 

214.27 

23 

154.44 

167.30 

180.50 

194.06 

207.98 

222.25 

24 

160.36 

173.67 

187.34 

201.37 

215.77 

230.50 

25 

166.50 

180.29 

194.44 

208.96 

223.83 

239.05 

26 

172.90 

187.18 

201.82 

216.82 

232.18 

247.87 

27 

179.54 

194.32 

209.46 

224.97 

240.81 

256.99 

28 

186.44 

201.73 

217.39 

233.38 

249.72 

266.38 

29 

193.61 

209.42 

225.58 

242.08 

258.90 

276.02 

30 

201.04 

217.37 

234.05 

251.05 

268.34 

285.90 

31 

208.72 

225.58 

242.77 

260.25 

278.00 

296.00 

32 

216.66 

234.05 

251.73 

269.69 

287.90 

306.33 

33 

224.86 

242.76 

260.93 

279.35 

298.00 

316.86 

34 

233.28 

251.68 

270.34 

289.22 

-  308.32 

327.58 

35 

241.92 

260.82 

279.95 

299.29 

318.81 

338.48 

36 

250.76 

270.15 

289.76 

309.54 

329.48 

349.53 

37 

259.79 

279.68 

299.74 

319.96 

340.29 

360.72 

38 

269.02 

289.38 

309.89 

330.53 

351.26 

372.04 

39 

278.40 

299.23 

320.19 

341.24 

362.34 

383.47 

40 

287.94 

309.24 

330.62 

352.07 

373.54 

394.98 

41 

297.61 

319.36 

341.17 

363.00 

384.80 

406.55 

42 

307.40 

329.59 

351.80 

374.00 

396.12 

418.14 

43 

317.29 

339.91 

362.51 

385.04 

407.47 

429.75 

44 

327.27 

350.30 

373.26 

396.12 

418.83 

441.35 

45 

337.30 

360.73 

384.04 

407.21 

430.18 

452.90 

46 

347.39 

371.19 

394.84 

418.29 

441.48 

464.37 

47  • 

357.49 

381.66 

405.62 

429.32 

452.70 

475.73 

48 

367.62 

392.13 

416.36 

440.28 

463.83 

486.96 

49 

m.ye 

402.57 

427.05 

451.16 

474.83 

498.04 

50 

387.88 

412.96 

437.67 

461.92 

485.69 

508.93 

51 

397.96 

423.29 

448.17 

472.55 

496.37 

519.63 

52 

407.97 

433.50 

458.53 

482.99 

506.87 

530.19 

53 

417.87 

443.58 

468.72 

493.26 

517.22 

540.68 

54 

427.64 

453.50 

478.74 

503.39 

527.52 

551.19 

55 

437.25 

463.24 

488.63 

513.47 

537.85 

561.83 

56 

446.70 

472.86 

498.48 

523.60 

548.32 

572.69 

57 

456.02 

482.45 

508.38 

533.89 

559.04 

583.83 

58 

465.32 

492.11 

518.46 

544.44 

570.05 

595.28 

59 

474.71 

501.96 

528.83 

555.32 

581.42 

607.12 

60 

484.31 

512.13 

539.56 

566.58 

593.19 

618.17 

61 

494.25 

522.68 

550.70 

578.28 

605.22 

631.56 

62 

504.62 

533.69 

562.32 

590.28 

617.61 

644.45 

63 

515.47 

545.22 

574.27 

602.67 

630.55 

658.19 

64 

526.88 

557.10 

586.65 

615.66 

644.41 

673.03 

65 

538.71 

569.49 

599.70 

629.64 

659.45 

688  84 

222 


AMER. 
EXP. 

TERMINAL 

RESERVES 

3% 

20  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

I 

2 

3 

4 

5 

20 

0.00 

17.31 

35.23 

53.79 

73.00 

21 

0.00 

17.66 

35.93 

54.84 

74.43 

22 

0.00 

17.99 

36.61 

55.89 

75.86 

23 

0.00 

18.34 

37.34 

56.99 

77.35 

24 

0.00 

18.71 

38.08 

58.13 

78.89 

25 

0.00 

19.09 

38.84 

59.30 

80.47 

26 

0.00 

19.48 

39.64 

60.50 

82.10 

27 

0.00 

19.88 

40.45 

61.74 

83.77 

28 

0.00 

20.29 

41.28 

63.01 

85.50 

29 

0.00 

20.71 

42.15 

64.33 

87.26 

30 

0.00 

21.16 

43.04 

65.67 

89.09 

31 

0.00 

21.61 

43.95 

67.05 

90.96 

32 

0.00 

22.06 

44.88 

68.48 

92.88 

33 

0.00 

22.54 

45.85 

69.95 

94.86 

34 

0.00 

23.04 

46.85 

71.46 

96.89 

35 

0.00 

23.54 

47.87 

73.00 

98.96 

36 

0.00 

24.06 

48.91 

74.58 

101.09 

V 

0.00 

24.59 

49.98 

76.20 

103.27 

38 

0.00 

25.14 

51.09 

77.88 

105.53 

39 

0.00 

25.70 

52.22 

79.59 

107.84 

40 

0.00 

26.29 

53.40 

81.37 

110.20 

41 

0.00 

26.88 

54.61 

83.18 

112.63 

42 

0.00 

27.51 

55.84 

85.04 

115.09 

43 

0.00 

28.13 

57.10 

86.92 

117.59 

44 

0.00 

28.79 

58.39 

88.83 

120.12 

45 

0.00 

29.43 

59.69 

90.76 

122.64 

46 

0.00 

30.10 

61.00 

92.68 

125.14 

47 

0.00 

30.77 

62.30 

94.58 

127.63 

48 

0.00 

31.42 

63.58 

96.46 

130.09 

49 

0.00 

32.08 

64.86 

98.34 

132.54 

50 

0.00 

32.73 

66.14 

100.23 

134.98 

51 

0.00 

33.39 

67.43 

102.10 

137.41 

52 

0.00 

34.06 

68.71 

103.97 

139.82 

53 

0.00 

34.72 

70.00 

105.82 

142.20 

54 

0.00 

35.39 

71.28 

107.68 

144.59 

55 

0.00 

36.05 

72.57 

109.54 

146.96 

56 

0.00 

36.73 

73.87 

111.40 

149.32 

57 

O.fX) 

37.42 

75.17 

113.25 

151.64 

58 

0.00 

38.10 

76.47 

115.08 

153.93 

59 

0.00 

38.78 

77.76 

116.90 

156.20 

60         0.00       39.47       79.04      118.71       158.45 


223 


AMER. 


EXP  TERMINAL   RESERVES  0% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

io 

20 

92.91 

113.52 

134.86 

156.97 

179.86 

21 

94.71 

115.71 

137.46 

159.99 

183.31 

22 

96.53 

117.93 

140.10 

163.05 

186.82 

23 

98.42 

120.24 

142.83 

166.23 

190.45 

24 

100.37 

122.62 

145.65 

169.50 

194.18 

25 

102.38 

125.07 

148.55 

172.86 

198.02 

26 

104.45 

127.59 

151.53 

176.32 

20198 

27 

106.57 

130.17 

154.59 

179.87 

206.03 

28 

108.75 

132.82 

157.74 

183.51 

210.19 

29 

111.00 

135.56 

160.97 

187.26 

214.45 

30 

113.31 

138.37 

164.29 

191.10 

218.83 

31 

115.68 

141.25 

167.68 

195.02 

223.30 

32 

118.11 

144.19 

171.16 

199.04 

227.87 

33 

120.61 

147.23 

174.73 

203.17 

232.57 

~M 

123.17 

150.33 

178.39 

207.40 

237.38 

35 

125.78 

153.50 

182.13 

211.72 

242.28 

36 

128.47 

156.76 

185.97 

216.14 

247.30 

37 

131.23 

160.10 

189.89 

220.66 

252.40 

38 

134.07 

163.52 

193.91 

225.26 

257.59 

39 

136.97 

167.02 

197.99 

229.93 

262.85 

40 

139.94 

170.58 

202.15 

234.67 

268.15 

41 

142.96 

174.20 

206.36 

239.44 

273.47 

42 

146.03 

177.86 

210.59 

244.22 

278.80 

43 

149.13 

181.53 

214.81  , 

248.99 

284.10 

44 

152.24 

185.20 

219.03 

253.74 

289.37 

45 

155.33 

188.85 

223.21 

258.45 

294.59 

46 

158.40 

192.47 

227.36 

263.11 

299.74 

47 

161.45 

196.06 

231.47 

267.71 

304.81 

48 

164.46 

199.59 

235.50 

272.21 

309.76 

49 

167.45 

203.09 

239.48 

276.64 

314.64 

50 

170.42 

206.56 

243.41 

281.02 

319.42 

51 

173.36 

209.97 

247.27 

285.28 

324.07 

52 

176.27 

213.35 

251.07 

289.47 

328.60 

53 

179.15 

216.67 

254.79 

293.54 

332.98 

54 

182.01 

219.94 

258.43 

297.50 

337.22 

55 

184.83 

223.16 

261.98 

301.35 

341.32 

56 

187.61 

226.31 

265.45 

305.07 

345.22 

57 

190.35 

229.39 

268.81 

308.62 

348.92 

58 

193.04 

232.40 

272.03 

312.00 

352.38 

59 

195.67 

235.30 

275.12 

315.18 

355.57 

60       198.23      238.09      278.04      318.13      358.47 


224 


AMER. 
EXP. 

1 

TERMINAL 

RESERVES 

3% 

20  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

II 

12 

13 

14 

15 

20 

203.57 

228.14 

253.59 

279.94 

307.25 

21 

207.47 

232.50 

258.42 

285.27 

313.09 

22 

211.43 

236.93 

263.33 

290.68 

319.02 

23 

215.53 

241.51 

268.41 

296.28 

325.14 

24 

219.75 

246.22 

273.63 

302.03 

331.42 

25 

224.09 

251.05 

278.98 

307.90 

337.85 

26 

228.54 

256.04 

284.51 

313.98 

344.49 

27 

233.11 

261.13 

290.14 

320.16 

351.26 

28 

237.79 

266.35 

295.91 

326.51 

358.19 

29 

242.59 

271.70 

301.83 

333.01 

365.29 

30 

247.51 

277.19 

307.89 

339.67 

372.56 

31 

252.54 

282.79 

314.09 

346.46 

379.96 

32 

257.69 

288.52 

320.41 

353.40 

387.51 

33 

262.97 

294.39 

326.89 

360.47 

395.20 

34 

268.36 

300.38 

333.47 

367.67 

403.01 

35 

273.86 

306.47 

340.16 

374.96 

410.91 

36 

279.46 

312.67 

346.96 

382.35 

418.88 

37 

285.15 

318.95 

353.82 

389.79 

426.91 

38 

290.94 

325.31 

360.74 

397.29 

435.00 

39 

296.76 

331.69 

367.68 

404.80 

443.08 

40 

302.61 

338.09 

374.64 

412.31 

451.17 

41 

308.48 

344.51 

381.61 

419.83 

459,24 

42 

314.34 

350.91 

388.53 

427.29 

467.25 

43 

320.17 

357.25 

395.40 

434.67 

475.17 

44 

325.95 

363.54 

402.18 

441.97 

483.00 

45 

331.67 

369.74 

408.88 

449.16 

490.70 

46 

337.29 

375.83 

415.44 

456.20 

498.24 

47 

342.82 

381.82 

421.88 

463.10 

505.61 

48 

348.23 

387.65 

428.14 

469.78 

512.75 

49 

353.52 

393.35 

434.22 

476.28 

519.68 

50 

358.68 

398.88 

440.12 

482.56 

526.37 

51 

363.68 

404.21 

445.79 

488.57 

532.74 

52 

368.53 

409.37 

451.25 

494.33 

538.84 

53 

373.20 

414.31 

456.43 

499.77 

544.57 

54 

377.69 

419.01 

461.33 

504.88 

549.92 

55 

381.98 

423.46 

•   465.94 

509.64 

554.88 

56 

386.03 

427.62 

470.17 

513.97 

559.35 

57 

389.81 

431.43 

474.00 

517.83 

563.30 

58 

393.28 

434.87 

477.40 

521.19 

566.76 

59 

396.42 

437.90 

480.32 

524.08 

569.74 

60       399.19      440.51      482.80      526.53      572.31 


225 


"exr  terminal  reserves  3% 


20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 
Age  i6  17  18  19  30 


20 

335.56 

364.88 

395.27 

426.77 

459.42 

21 

341.91 

371.77 

402.71 

434.78 

468.00 

22 

348.37 

378.78 

410.29 

442.94 

476.80 

23 

355.03 

386.00 

418.09 

451.35 

485.83 

24 

361.87 

393.42 

426.10 

459.97 

495.10 

25 

368.87 

401.00 

434.29 

468.80 

504.59 

26 

376.09 

408.83 

442.75 

477.89 

514.30 

27 

383.45 

416.80 

451.35 

487.14 

524.23 

28 

391.00 

424.97 

460.15 

496.60 

534.37 

29 

398.71 

433.31 

469.14 

506.25 

544.70 

30 

406.60 

441.83 

478.31 

516.09 

555.22 

31 

414.62 

450.50 

487.63 

526.08 

565.89 

32 

422.79 

459.30 

497.08 

536.19 

576.71 

33 

431.11 

468.25 

506.67 

546.45 

587.67 

34  - 

439.54 

477.30 

516.37 

556.82 

598.74 

35 

448.04 

486.43 

526.14 

567.27 

609.92 

36 

456.62 

495.63 

536.00 

577.81 

621.18 

37 

465.26 

504.89 

545.91 

588.40 

632.51 

38 

473.94 

514.20 

555.86 

599.05 

643.89 

39 

482.62 

523.48 

565.80 

609.68 

655.30 

40 

491.28 

532.76 

575.72 

620.31 

666.72 

41 

499.93 

542.02 

585.64 

630.95 

678.13 

42 

508.51 

551.21 

595.48 

641.51 

689.51 

43 

517.00 

560.30 

605.22 

651.98 

700.83 

44 

525.38 

569.27 

614.85 

662.36 

712.08 

45 

533.63 

578.11 

624.35 

672.62 

723.24 

46 

541.69 

586.75 

633.66 

682.70 

734.27 

47 

549.58 

595.22 

642.80 

692.65 

745.16 

48 

557.22 

603.42 

651.66 

702.32 

755.89 

49 

564.63 

611.38 

660.30 

711.79 

766.42 

50 

571.77 

619.08 

668.66 

721.00 

776.73 

51 

578.57 

626.39 

676,63 

729.86 

786.82 

52 

585.06 

633.38 

684.30 

738.44 

796.67 

53 

591.16 

639.96 

691.54 

746.65 

806.28 

54 

596.83 

646.10 

698.37 

754.52 

815.70 

55 

602.08 

651.80 

704.80 

762.09 

824.93 

56 

606.80 

657.00 

710.80 

769.32 

834.01 

57 

611.02 

661.72 

716.38 

776.24 

842.97 

58 

614.75 

666.00 

721.58 

782.89 

851.80 

59 

618.03 

669.86 

726.41 

789.23 

860.49 

60  620.91  673.33  730.84  795.24  869.06 


226 


^^l^  TERMINAL  RESERVES  0% 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

1 

Age 

I 

2 

3 

4 

5 

20 

0.00 

23.52 

47.88 

73.13 

99.30 

21 

0.00 

23.94 

48.74 

74.44 

101.07 

22 

0.00 

24.37 

49.62 

75.79 

102.91 

23 

0.00 

24.82 

50.54 

77.19 

104.80 

24 

0.00 

25.29 

51.48 

78.63 

106.75 

25 

0.00 

25.76 

52.45 

80.10 

108.75 

26 

0.00 

26.25 

53.44 

81.61 

110.81 

27    . 

0.00 

26.76 

54.47 

83.17 

112.92 

28 

0.00 

27.27 

55.52 

84.78 

115.09 

29 

0.00 

27.80 

56.60 

86.43 

117.33 

30 

0.00 

28.36 

57.72 

88.13 

119.63 

31 

0.00 

28.92 

58.86 

89.87 

121.98 

32 

0.00 

29.49 

60.03 

91.65 

124.40 

33 

0.00 

30.09 

61.24 

93.49 

.       126.88 

34 

0.00 

30.70 

62.48 

95.37 

129.42 

35 

0.00 

31.32 

63.74 

97.29 

.132.01 

36 

0.00 

31.96 

65.03 

99.25 

134.66 

37 

0.00 

32.61 

66.35 

101.25 

137.37 

38 

0.00 

33.28 

67.70 

103.31 

140.14 

39 

0.00 

33.96 

69.08 

105.41 

142.98 

40 

0.00 

34.66 

70.51 

107.56 

145.88 

41 

0.00 

35.38 

71.96 

109.75 

148.82 

42 

0.00 

36.11 

73.43 

111.98 

151.80 

43 

0.00 

36.86 

74.93 

114.23 

154.81 

44 

0.00 

37.62 

76.44 

116.51 

157.84 

45 

0.00 

38.38 

77.96 

118.78 

160.84 

46 

0.00 

39.15 

79.48 

121.04 

163.83 

47 

0.00 

39.91 

80.99 

123.26 

166.77 

48 

0.00 

40.65 

82.46 

125.44 

169.65 

49 

0.00 

41.39 

83.90 

127.59 

172.50 

50 

0.00 

42.11 

85.33 

129.71 

175.29 

51 

0.00 

42.82 

86.73 

131.78 

178.02 

52 

0.00 

43.52 

88.10 

133.80 

180.67 

53 

0.00 

44.20 

89.44 

135.76 

183.23 

54 

0.00 

44.87 

90.73 

137.66 

185.72 

55 

0.00 

45.51 

91.99 

139.50 

188.11 

56 

0.00 

46.14 

93.22 

141.27 

190.39 

57 

0.00 

46.75 

94.39 

142.96 

192.55 

58 

0.00 

47.34 

95.50 

144.55 

194.57 

59 

0.00 

47.90 

96.56 

146.05 

196.47 

60        0.00       48.43       97.55      147.45      198.22 


227 


AMER. 
EXP. 

1 

TERMINAL 

RESERVES 

3% 

15  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

6 

7     . 

8 

9 

lO 

20 

126.42 

154.52 

183.65 

213.84 

245.14 

21 

128.67 

157.28 

186.93 

217.66 

249.52 

22 

131.01 

160.13 

190.31 

221.60    . 

254.03 

23 

133.41 

163.06 

193.79 

225.65 

258.67 

24 

135.88 

166.08 

197.38 

229.82 

263.44 

25 

138.42 

169.19 

201.06 

234.10 

268.34 

26 

141.04 

172.38 

204.85 

238.50 

273.39 

27 

143.73 

175.66 

208.74 

243.02 

278.56 

28 

146.49 

179.02 

212.74 

247.67 

283.88 

29 

149.33 

182.48 

216.85 

252.44 

289.33 

30 

152.26 

186.05 

221.07 

257.34 

294.91 

31 

155.24 

189.70 

225.38 

262.35 

300.64 

32 

158.31 

193.43 

229.79 

267.47 

306.50 

33 

161.45 

197.25 

234.32 

272.72 

312.50 

34- 

164.67 

201.16 

238.95 

278.10 

318.65 

35 

167.95 

205.16 

243.68 

283.59 

324.92 

36 

171.30 

209.24 

248.52 

289.19 

331.30 

37 

174.74 

213.42 

253.45 

294.90 

337.80 

38 

178.26 

217.68 

258.49 

300.71 

344.41 

39 

181.83 

222.02 

263.59 

306.60 

351.10 

40 

185.48 

226.44 

268.79 

312.58 

357.87 

41 

189.18 

230.90 

274.02 

318.59 

364.66 

42 

192.93 

235.41 

279.29 

324.62 

371.48 

43 

196.70 

239.93 

284.55 

330.65 

378.30 

44 

200.46 

244.43 

289.81 

336.66 

385.09 

45 

204.20 

248.90 

295.02 

342.63 

391.82 

46 

207.91 

253.33 

300.19 

348.54 

398.51 

47 

211.56 

257.71 

305.28 

3.54.37 

405.09 

48 

215.15 

262.00 

310.28 

360.09 

411.56 

49 

218.68 

266.21 

315.17 

365.69 

417.91 

50 

222.13 

270.32 

319.96 

371.17 

424.10 

51 

225.50 

274.33 

324.62 

376.49 

430.12 

52 

228.77 

278.22 

329.13 

381.64 

435.94 

53 

231.94 

281.97 

333.47 

386.58 

441.52 

54 

234.98 

285.57 

337.61 

391.29 

446.86 

55 

237.89 

288.98 

341.54 

395.76 

451.91 

56 

240.66 

292.22 

345.26 

399.98 

456.66 

57 

243.26 

295.26 

348.71 

403.87 

461.05 

58 

245.70 

298.07 

351.89 

407.44 

465.07 

58 

247.94 

300.63 

354.76 

410.64 

468.64 

60       249.98      302.92      357.29      413.42      471.75 


228 


"exp!^  terminal  reserves  2% 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

12 

13 

14 

15 

20 

277.59 

311.25 

346.14 

382.33 

419.88 

21 

282.56 

316.80 

352.30 

389.13 

427.36 

22 

287.66 

322.52 

358.67 

396.16 

435.04 

2Z 

292.90 

328.39 

365.19 

403.36 

442.95 

24 

298.30 

334.44 

371.91 

410.78 

451.08 

25 

303.84 

340.65 

378.81 

418.38 

459.42 

26 

309.54 

347.03 

385.89 

426.20 

468.00 

27 

315.40 

353.57 

393.16 

434.21 

476.80 

28 

321.39 

360.28 

400.60 

442.43 

485.83 

,29 

327.55 

367.18 

408.27 

450.88 

495.10 

30  ., 

333.88 

374.25 

416.12 

459.55 

504.59 

31 

340.34 

381.49 

424.15 

468.40 

514.30 

32 

346.95 

388.89 

432.36 

477.45 

524.23 

33 

353.73 

396.46 

440.77 

486.71 

534.37 

34 

360.66 

404.21 

449.34 

496.15 

544.70 

35 

Z67.72 

412.09 

458.07 

505.76 

555.22 

36 

374.91 

420.10 

466.94 

515.51 

565.89 

Z7 

382.23 

428.26 

475.95 

525.40 

576.71 

38 

389.66 

436.52 

485.06 

535.41 

587.67 

39 

397.16 

444.84 

494.26 

545.51 

598.74 

40 

404.73 

453.25 

503.54 

555.72 

609.92 

41 

412.33 

461.69 

512.86 

565.97 

621.18 

42 

419.96 

470.17 

522.22 

576.28 

632.51 

43 

427.59 

478.64 

531.59 

586.61 

643.89 

44 

435.18 

487.08 

540.94 

596.93 

655.30 

45 

442.73 

495.48 

550.24 

607.24 

666.72 

46 

450.21 

503.81 

559.51 

617.52 

678.13 

47 

457.60 

512.06 

568.68 

627.73 

689.51 

48 

464.86 

520.18 

577.74 

637.84 

700.83  . 

49 

471.99 

528.15 

586.65 

647.83 

712.08 

50 

478.95 

535.95 

595.40 

657.68 

723.24 

51 

485.72 

543.56 

603.97 

667.36 

734.27 

52 

492.27 

550.94 

612.31 

676.85 

745.16 

53 

498.57 

558.06 

620.39 

686.11 

755.89 

54 

504.60 

564.88 

628.18 

695.10 

766.42 

55 

510.30 

571.39 

635.66 

703.82 

776.7Z 

56 

515.68 

577.51 

642.75 

712.18 

786.82 

57 

520.66 

583.22 

649.44 

720.19 

796.67 

58 

525.22 

588.50 

655.70 

727.84 

806.28 

59 

529.29 

593.27 

661.47 

735.09 

815.70 

60       532.85      597.51      666.77  752.00      824.93 


229 

^1^  TERMINAL   RESERVES  3% 

10  Payment  Life 
FULL  PRELIMINARY  TERM 


^EARS 

Age 

I 

2 

3 

4 

5 

20 

0.00 

36.87 

75.10 

114.75 

155.87 

21 

0.00 

37.48 

76.35 

116.66 

158.46 

22 

0.00 

38.11 

77.64 

118.63 

161.14 

23 

0.00 

38.77 

78.97 

120.67 

163.91 

24 

0.00 

39.45 

80.34 

122.77 

166.76 

25 

0.00 

40.14 

81.76 

124.93 

169.68 

26 

0.00 

40.85 

83.21 

127.14 

172.69 

27 

0.00 

41.58 

84.70 

129.42 

175.80 

28 

0.00 

42.34 

86.24 

131.77 

178.99 

29 

0.00 

43.12 

87.83 

134.19 

182.27 

30 

0.00 

43.92 

89.46 

136.68 

185.64 

31 

0.00 

44.74 

91.13 

139.22 

189.10 

32 

0.00 

45.58 

92.84 

141.84 

192.66 

33 

0.00 

46.45 

94.61 

144.54 

196.31 

34   - 

0.00 

47.34 

96.41 

147.30 

200.05 

35 

0.00 

48.25 

98.26 

150.11 

203.87 

36 

0.00 

49.18 

100.15 

152.99 

207.79 

37 

0.00 

50.13 

102.08 

155.94 

211.79 

38 

■   0.00 

51.10 

104.06 

158.96 

215.89 

39 

0,00 

52.09 

106.07 

162.04 

220.06 

40 

0.00 

53.11 

108.14 

165.19 

224.33 

41 

0.00 

54.14 

110.25 

168.39 

228.68 

42 

0.00 

55.20 

112.39, 

171.65 

233.08 

43 

0.00 

56.27 

114.56 

174.95 

237.54 

44 

0.00 

57.36 

116.76 

178.28 

242.03 

45 

0.00 

58.45 

118.96 

181.63 

246.54 

46 

0.00 

59.55 

121.18 

184.97 

251.04 

47_ 

0.00 

60.65 

123.38 

188.29 

255.51 

48 

0.00 

61.72 

125.55 

191.57 

259.95 

49 

0.00 

62.78 

127.68 

194.82 

264.35 

50 

0.00 

63.83 

129.80 

198.04 

268.70 

51 

0.00 

64.86 

131.88 

201.19 

272.98 

52 

0.00 

65.87 

133.91 

204.28 

277.16 

53 

0.00 

66.85 

135.89 

207.28 

281.25 

54 

0.00 

67.80 

137.80 

210.19 

285.22 

55 

0.00 

68.71 

139.64 

213.00 

289.04 

56 

0.00 

69.58 

141.41 

215.69 

292.71 

57  ■ 

0.00 

70.41 

143.08 

218.24 

296.19 

58 

0.00 

71.19 

144.64 

220.62 

299.46 

59 

0.00 

71.90 

146.08 

222.82 

302.51 

60         0.00       72.55      147.39      224.83      305.30 


230 


AMER. 
EXP. 

TERMINAL 

RESERVES 

3% 

10  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

6 

7 

8 

9 

lO 

20 

198.52 

242.75 

288.64 

336.26 

385.64 

21 

201.82 

246.80 

293.45 

341.86 

392.09 

22 

205.23 

250.97 

298.42 

347.65 

398.73 

23 

208.75 

255.27 

303.54 

353.61 

405.58 

24 

.  212.38 

259.71 

308.81 

359.76 

412.63 

25 

216.11 

264.28 

314.24 

366.08 

419.88 

26 

219.95 

268.97 

319.82 

372.59 

427.36 

27 

223.90 

273.80 

325.56 

379.29 

435.04 

28 

227.96 

278.77 

331.47 

386.18 

442.95 

29 

232.14 

283.88 

337.56 

393.26 

451.07 

30 

236.44 

289.13 

343.80 

400.53 

459.42 

31 

240.85 

294.52 

350.21 

408.01 

468.00 

32 

245.37 

300.05 

356.79 

415.67 

476.80 

33 

250.01 

305.73 

363.53 

423.54 

485.83 

34 

254.78 

311.54 

370.45 

431.60 

495.10 

35 

259.65 

317.49 

377.53 

439.86 

504.59 

36 

264.63 

323.58 

384.78 

448.31 

514.30 

37 

269.72 

329.82 

392.20 

456.96 

524.23 

38 

274.93 

336.19 

399.78 

465.79 

534.37 

39 

280.25 

342.69 

407.50 

474.79 

544.70 

40 

285.67 

349.31 

415.35 

483.94 

555.22 

41 

291.18 

356.03 

423.34 

493.24 

565.89 

42 

296.77 

362.85 

431.42 

502.65 

576.71 

43 

302.43 

369.73 

439.58 

512.17 

587.67 

44 

308.11 

376.65 

447.80 

521.76 

598.74 

45 

313.81 

383.59 

456.07 

531.43 

609.92 

46 

319.51 

390.56 

464.36 

541.15 

621.18 

47 

325.19 

397.51 

472.66 

550.91 

632.51 

48 

330.84 

404.42 

480.94 

560.65 

643.89 

49 

336.44 

411.30 

489.18 

570.39 

655.30 

50 

341.98 

418.11 

497.38 

580.11 

666.72 

51 

347.44 

424.85 

505.50 

589.78 

678.13 

52 

352.80 

431.47 

513.52 

599.36 

689.51 

53 

358.04 

437.97 

521.42 

608.84 

700.83 

54 

363.14 

444.31 

529.15 

618.19 

712.08 

55 

368.07 

450.47 

536.71 

627.39 

723.24 

56 

372.81 

456.42 

544.07 

636.41 

734.27 

57 

377.33 

462.13 

551.18 

645.21 

745.16 

.58  . 

381.60 

467.56 

558.00 

653.75 

755.89 

59 

385.60 

472.69 

564.53 

662.02 

766.42 

60       389.29      477.47      570.67      669.97      776.7Z 


231 

"^exp!^  terminal  reserves  3% 

20  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

a 

3 

4 

5 

20 

0.00 

37.00 

75.36 

115.14 

156.40 

21 

0.00 

36.99 

75.35 

115.13 

156.38 

22 

0.00 

36.99 

75.34 

115.12 

156.36 

23 

0.00 

36.99 

75.33 

115.11 

156.34 

24 

0.00 

36.99 

75.33 

115.10 

156.33 

25 

0.00 

36.99 

75.33 

115.09 

156.32 

26 

0.00 

36.99 

75.33 

115.09 

156.31 

27 

0.00 

36.99 

75.33 

115.09 

156.31 

28 

0.00 

36.99 

75.33 

115.09 

156.31 

29 

0.00 

37.00 

75.34 

115.10 

156.31 

30 

0.00 

37.01 

75.35 

115.11 

156.32 

31 

0.00 

37.02 

75.37 

115.13 

156.34 

32 

0.00 

37.03 

75.40 

115.16 

156.37 

33 

0.00 

37.05 

75.43 

115.20 

156.41 

34 

0.00 

37.07 

75.47 

115.25 

156.46 

35 

0.00 

37.10 

75.52 

115.31 

156.53 

36 

0.00 

37.14 

75.58 

115.39 

156.62 

37 

0.00 

.    37.18 

75.65 

115.49 

156.73 

38 

0.00 

37.23 

75.74 

115.61 

156.88 

39 

0.00 

37.29 

75.85 

115.76 

157.07 

40 

0.00 

37.36 

75.98 

115.94 

157.30 

41 

0.00 

37.45 

76.14 

116.16 

157.57 

42 

0.00 

37.55 

76.33 

116.42 

157.87 

43 

0.00 

37.66 

76.54 

116.69 

158.19 

44 

0.00 

37.78 

7(i.7~7 

116.98 

158.53 

45 

0.00 

37.92 

77.02 

117.29 

158.88 

46 

0.00 

38.07 

77.29 

117.62 

159.24 

47 

0.00 

38.23 

77.56 

117.96 

159.60 

48 

0.00 

38.39 

77.83 

118.30 

159.96 

49 

0.00 

38.55 

78.11 

118.66 

160.34 

50 

0.00 

38.72 

78.41 

119.03 

160.74 

51 

0.00 

38.90 

78.73 

119.44 

161.17 

52 

0.00 

39.10 

79.08 

119.87 

161.63 

53 

0.00 

39.31 

79.45 

120.34 

162.12 

54 

0.00 

39.54 

79.85 

120.86 

162.66 

55 

0.00 

39.80 

80.29 

121.43 

163.26 

56 

0.00 

40.08 

80.77 

122.05 

163.92 

57 

0.00 

40.38 

81.29 

122.71 

164.64 

58 

0.00 

40.71 

81.85 

123.42 

165.41 

59 

0.00 

41.06 

82.45 

124.18 

166.24 

60        0.00       41.43       83.09      124.99      167.13 


232 
AMER 


^  TERMINAL  RESERVES  3% 


20  Year  Endowment 
FULL  PRELIMINARY  TERM 


VEARS 

Age 

6 

7 

8 

9 

10 

20 

199.20 

243.59 

289.64 

337.40 

386.97 

21 

199.17 

243.55 

289.59 

337.35 

386.90 

22 

199.14 

243.51 

289.54 

337.30 

386.84 

23 

199.12 

243.48 

289.50 

337.25 

386.78 

24 

199.10 

243.45 

289.46 

337.20 

386.72 

25 

199.08 

243.42 

289.42 

337.15 

386.66 

26 

199.06 

243.40 

289.38 

337.10 

386.60 

27 

199.05 

243.38 

289.35 

337.05 

386.54 

28 

199.04 

243.36 

289.32 

337.01 

386.48 

29 

199.04 

243.35 

289.30 

336.97 

386.42 

30 

199.05 

243.35 

289.28 

336.93 

386.36 

31 

199.06 

243.35 

289.27 

336.90 

386.30 

32 

199.08 

243.36 

289.27 

336.88 

386.26 

33 

199.11 

243.38 

289.28 

336.87 

386.23 

34 

199.16 

243.42 

289.31 

336.87 

386.21 

35 

199.23 

243.48 

289.36 

336.90 

386.21 

36 

199.33 

243.57 

289.44 

336.96 

386.24 

37 

199.46 

243.70 

289.56 

337.05 

386.30 

38 

199.62 

243.87 

289.72 

337.18 

386.39 

39 

199.82 

244.08 

289.91 

337.34 

386.49 

40 

200.08 

244.33 

290.13 

337.52 

386.60 

41 

200.36 

244.61 

290.37 

337.71 

386.70 

42 

200.67 

244.91 

290.62 

337.89 

386.78 

43 

201.01 

245.22 

290.88 

338.05 

386.84 

44 

201.36 

245.53 

291.13 

338.19  ' 

386.87 

45 

201.71 

245.83 

291.36 

338.31 

386.86 

46 

202.06 

246.13 

291.57 

338.41 

386.82 

47 

202.40 

246.42 

291.76 

338.48 

386.74 

48 

202.73 

246.70 

291.94 

338.52 

386.62 

49 

203.07 

246.99 

292.11 

338.55 

386.46 

50 

203.44 

247.29 

292.29 

338.58 

386.28 

51 

203.85 

247.61 

292.49 

338.60 

386.08 

52 

204.28 

247.96 

292.71 

338.63 

385.86 

53 

204.76 

248.34 

292.95 

338.67 

385.63 

54 

205.29 

248.77 

293.22 

338.72 

385.40 

55 

205.87 

249.25 

293.53 

338.79 

385.18 

56 

206.50 

249.78 

293.87 

338.87 

384.92 

57 

207.18 

250.35 

294.24 

338.94 

384.62 

58 

207.92 

250.96 

294.62 

338.99 

384.24 

59 

208.71 

251.59 

294.99 

339.00 

383.78 

60       209.54      252.24      295.35      338.94      383.21 


233 


TERMINAL  RESERVES  ^% 


AMER. 
EXP. 

20  Year  Endowment 


FULL  PRELIMINARY  TERM 


YEARS 

• 

Age 

II 

12 

13 

14 

15 

20 

43.841 

491.80 

547.21 

604.75 

664.49 

21 

438.34 

491.73 

547.13 

604.66 

664.40 

22 

438.27 

491.65 

547.04 

604.57 

664.30 

23 

438.20 

491.57 

546.95 

604.47 

664.20 

24 

438.13 

491.48 

546.85 

604.36 

664.09 

25 

438.05 

491.39 

546.75 

604.25 

663.97 

26 

437.97 

491.29 

546.64 

604.13 

663.84 

27 

437.89 

491.19 

546.53 

604.00 

663.70 

28 

437.81 

491.08 

546.41 

603.87 

663.56 

29 

437.73 

490.98 

546.29 

603.73 

663.41 

30 

437.65 

490.88 

546.16 

603.59 

663.25 

31 

437.57 

490.78 

546.03 

603.44 

663.08 

32 

437.50 

490.69 

545.91 

603.29 

662.91 

33. 

437.45 

490.60 

545.79 

603.14 

662.73 

34 

437.42 

490.52 

545.67 

602.98 

662.54 

35 

437.40 

490.45 

545.56 

602.82 

662.33 

36 

437.40 

490.39 

545.46 

602.65 

662.09 

37 

437.40 

490.34 

545.34 

602.46 

661.82 

38 

437.41 

490.30 

545.19 

602.22 

661.52 

39 

437.43 

490.24 

545.02 

601.95 

661.18 

40 

437.44 

490.15 

544.82 

601.65 

660.79 

41 

437.44 

490.03 

544.58 

601.30 

660.34 

42 

437.41 

489.87 

544.29 

600.88 

659.82 

43 

437.35 

489.66 

543.94 

600.40 

659.22 

44  ■ 

437.25 

489.40 

543.53 

599.84 

658.53 

45 

437.08 

489.08 

543.04 

599.19 

657.74 

46 

436.85 

488.69 

542.47 

598.45 

656.86 

47 

436.58 

488.23 

541.81 

597.60 

655.86 

48 

436.26 

487.70 

541.06 

596.64 

654.73 

49 

435.89 

487.10 

540.22 

595.57 

653.47 

50 

435.48 

486.44 

539.29 

594.40 

652.09 

51 

435.03 

485.71 

538.27 

593.12 

650.58 

52 

434.54 

484.92 

537.16 

591.71 

648.92 

53 

434.01 

484.06 

535.94 

590.17 

647.10 

54 

433.44 

483.14 

534.68 

588.49 

645.10 

55 

432.83 

482.13 

533.25 

586.64 

642.88 

56 

432.17 

481.01 

531.65 

584.57 

640.39 

57 

431.43 

479.75 

529.85 

582.25 

637.60 

58 

430.58 

478.32 

527.82 

579.65 

634.50 

59 

429.57 

476.68 

525.53 

576.74 

631.12 

60       428.38      474.81      522.97      573.59      627.49 


234 


AMER. 
EXP. 

TERMINAL   RESERVES 

3% 

20  Year  Endowment 

FULL  PRELIMINARY  TERM 

1 

YEARS 

Age 

i6 

17 

i8 

19 

20 

726.54 

791.00 

857.98 

927.60 

21 

726.45 

790.92 

857.92 

927.56 

22 

726.36 

790.83 

857.85 

927.52 

23 

726.26 

790.73 

857.77 

927.48 

24 

726.15 

790.62 

857.68 

927.43 

25 

726.03 

790.51 

857.58 

927.38 

26 

725.90 

790.39 

857.48 

927.32 

27 

725.76 

790.26 

857.37 

927.25 

28 

725.61 

790.13 

857.26 

927.18 

29 

725.45 

789.99 

857.14 

927.10 

30 

725.28 

789.83 

857.00 

927.01 

31 

725.10 

789.65 

856.85 

926.91 

32 

724.91 

789.46 

856.68 

926.79 

33 

724.71 

789.25 

856.49 

926.66 

34 

724.49 

789.01 

856.28 

926.52 

35 

724.25 

788.74 

856.05 

926.37 

36 

723.98 

788.44 

855.79 

926.20 

37 

723.67 

788.11 

855.49 

926.00 

38 

723.32 

787.74 

855.15 

925.78 

39 

722.92 

787.33 

854.77 

925.54 

40 

722.47 

786.87 

854.35 

925.27 

41 

721.95 

786.34 

853.88 

924.96 

42 

721.35 

785.74 

853.34 

924.61 

43 

720.67 

785.06 

852.73 

924.21 

44 

719.90 

784.28 

852.04 

923.76 

45 

719.01 

783.40 

851.26 

923.26 

46 

718.01 

782.42 

850.39 

922.70 

47 

716.90 

781.32 

849.42 

922.08 

48 

715.67 

780.08 

848.34 

921.38 

49 

714.31 

778.70 

847.14 

920.60 

50 

712.81 

777.18 

845.81 

919.74 

51 

711.15 

775.50 

844.33 

918.77 

52 

709.31 

773.65 

842.69 

917.70 

53 

707.27 

771.60 

840.87 

916.51 

54 

705.03 

769.34 

838.87 

915.19 

55 

702.56 

766.82 

836.66 

913.72 

56 

699.80 

764.01 

834.19 

912.08 

57 

696.72 

760.90 

831.46 

910.29 

58 

693.34 

757.51 

828.46 

908.34 

59 

689.68 

753.83 

825.19 

906.18 

60  685.76        749.85        821.65        903.78 


235 

^exp!^  terminal  reserves  3% 

15  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

0.00 

55.50 

113.05 

172.76 

234.72 

21 

0.00 

55.48 

113.03 

172.73 

234.68 

22  . 

0.00 

55.46 

113.01 

172.70 

234.64 

23 

0.00 

55.45 

112.99 

172.67 

234.59 

24 

0.00 

55.44 

112.97 

172.63 

234.54 

25 

0.00 

55.43 

112.94 

172.59 

234.49 

26 

0.00 

55.42 

112.91 

172.55 

234.44 

27 

0.00 

55.41 

112.88 

172.51 

234.39 

28 

0.00 

55.39 

112.85 

172.47 

234.33 

29 

0.00 

55.38 

112.82 

172.43 

234.27 

30 

0.00 

55.37 

112.79 

172.39 

234.21 

31 

0,00 

55.36 

112.76 

172.35 

234.15 

32 

0.00 

55.34 

112.73 

172.30 

234.09 

33 

0.00 

55.33 

112.70 

172.25 

234.02 

34  ' 

0.00 

55.32 

112.67 

172.20 

233.94 

35 

0.00 

55.31 

112.64 

172.15 

233.86 

36 

0.00 

55.30 

112.61 

172.10 

233.78 

37 

0.00 

55.28 

112.59 

172.04 

233.70 

38 

0.00 

55.27 

112.57 

171.99 

233.63 

39 

0.00 

55.26 

112.55 

171.95 

233.57 

40 

0.00 

55.26 

112.54 

171.92 

233.51 

41 

0.00 

55.27 

112.54 

171.90 

233.46 

42 

0.00 

55.28 

112.55 

171.88 

233.42 

43 

0.00 

55.30 

112.56 

171.87 

233.36 

44 

0.00 

55.32 

112.57 

171.85 

233.28 

45 

0.00 

55.33 

112.58 

171.82 

233.17 

46 

0.00 

55.34 

112.58 

171.76 

233.02 

47 

0.00 

55.34 

112.55 

171.67 

232.82 

48 

0.00 

55.33 

112.49 

171.54 

232.57 

49 

0.00 

55.31 

112.41 

171.37 

232.28 

50 

0.00 

55.28 

112.31 

171.17 

231.94 

51 

0.00 

55.25 

112.19 

170.93 

231.55 

52 

0.00 

55.21 

112.05 

170.66 

231.11 

53 

0.00 

55.16 

111.90 

170.35 

230.62 

54 

0.00 

55.10 

111.73 

170.01 

230.08 

55 

0.00 

55.03 

111.54 

169.64 

229.49 

56 

0.00 

54.96 

111.34 

169.28 

228.86 

57   . 

0.00 

54.89 

111.13 

168.86 

228.18 

58 

0.00 

54.81 

110.90 

168.40 

227.44 

59 

0.00 

54.73 

110.65 

167.89 

226.64 

60         0.00       54.64-      110.38      167.37      225.78 


236 
AMER 


exp!^  terminal  reserves  3% 


15  Year  Endowment 
FULL  PRELIMINARY  TERM 


k^EARS 

Age 

6 

7 

8 

9 

10 

20 

299.02 

365.74 

434.99 

506.87 

581.49 

21 

298.97 

365.68 

434.92 

506.79 

581.41 

22 

298.91 

365.61 

434.85 

506.71 

581.33 

23 

298.85 

365.54 

434.77 

506.63 

581.24 

24 

298.79 

365.47 

434.69 

506.54 

581.15 

25 

298.73 

365.39 

434.60 

506.44 

581.04 

26 

298.66 

365.31 

434.51 

506.34 

580.94 

27 

298.59 

365.23 

434.41 

506.24 

580.83 

28 

298.52 

365.15 

434.31 

506.13 

580.71 

29 

298.44 

365.06 

434.20 

506.01 

580.58 

30 

298.36 

364.96 

434.08 

505.88 

580.44 

31 

298.28 

364.85 

433.96 

505.74 

580.29 

32 

298.20 

364.73 

433.83 

505.59 

580.13 

33 

298.11 

364.61 

433.69 

505.43 

579.96 

34 

298.01 

364.49 

433.54 

505.25 

579.78 

35 

297.90 

364.36 

433.38 

505.07 

579.59 

36 

297.79 

364.22 

433.21 

504.88 

579.38 

37 

297.68 

364.08 

433.04 

504.68 

579.14 

38 

297.58 

363.95 

432.87 

504.47 

578.88 

39 

297.48 

363.82 

432.69 

504.24 

578.60 

40 

297.39 

363.68 

432.50 

503.99 

578.30 

41 

297.30 

363.53 

432.29 

503.71 

577.95 

42 

297.20 

363.36 

432.05 

503.38 

577.55 

43 

297.08 

363.16 

431.76 

503.00 

577.11 

44 

296.93 

362.91 

431.41 

502.55 

576.57 

45 

296.73 

362.60 

430.99 

502.01 

575.94 

46 

296.48 

362.23 

430.49 

501.38 

575.24 

47 

296.17 

361.78 

429.90 

500.66 

574.42 

48 

295.79 

361.25 

429.22 

499.84 

573.49 

49 

295.34 

.  360.64 

428.45 

498.92 

572.45 

50 

294.83 

359.95 

427.58 

497.89 

571.29 

51 

294.26 

359.18 

426.61 

496.74 

569.99 

52 

293.62 

358.33 

425.54 

495.46 

568.54 

53 

292.92 

357.39 

424.36 

494.05 

566.94 

54 

292.15 

356.35 

423.06 

492.49 

565.18 

55 

291.31 

355.21 

421.63 

490.78 

563.24 

56 

290.39 

353.97 

420.07 

488.91   . 

561.07 

57 

289.38 

352.63 

418.37 

486.86 

558.74 

58 

288.28 

351.17 

416.50 

484.62 

556.17 

59 

287.09 

349.58 

414.45 

482.16 

553.34 

60       285.81      347.84      412.22      479.45      550.22 


237 
AMER.  TERMINAL   RESERVES  3% 

1 5  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

12 

13 

14 

20 

658.97 

739.42 

822.99 

909.80 

21 

658.89 

739.35 

822.93 

909.77 

22 

658.80 

739.28 

822.87 

909.74 

23 

658.71 

739.20 

822.81 

909.70 

24 

658.62 

739.12 

822.74 

909.66 

25 

658.52 

739.03 

822.67 

909.61 

26 

658.42 

738.93 

822.59 

909.56 

27 

658.31 

738.82 

822.50 

909.50 

28 

658.19 

738.71 

822.40 

909.44 

29 

658.06 

738.59 

822.30 

909.38 

30 

657.92 

738.45 

822.19 

909.31 

31 

657.76 

738.30 

822.07 

909.24 

32 

657.59 

738.14 

821.94 

909.16 

33 

657.41 

737.97 

821.80 

909.07 

34 

657.22 

737.79 

821.64 

908.97 

35 

657.01 

737.59 

821.46 

908.86 

36 

656.78 

737.36 

821.26 

908.74 

37 

656.53 

737.11 

821.04 

908.60 

38 

656.26 

736.84 

820.80 

908.44 

39 

655.96 

736.53 

820.53 

908.26 

40 

655.62 

736.18 

820.22 

908.06 

41 

655.23 

735.79 

819.87 

907.84 

42 

654.79 

735.34  > 

819.48 

907.59 

43 

654.28 

734.82 

819.03 

907.30 

44 

653.69 

734.23 

818.51 

906.97 

45 

653.01 

733.56 

817.92 

906.60 

46 

652.23 

732.80 

817.26 

906.18 

47 

651.35 

731.94 

816.51 

905.70 

48 

650.36 

730.97 

815.67 

905.16 

49 

649.25 

729.88 

814.74 

904.56 

50 

648.02 

728.66 

813.70 

903.89 

51 

646.64 

727.30 

812.53 

903.14 

52 

645.10 

725.79 

811.23 

902.31 

53 

643.40 

724.12 

809.79 

901.39 

54 

641.53 

722.28 

808.20 

900.37 

55 

639.46 

720.24 

806.44 

899.23 

56 

637.19 

717.99 

804.48 

897.96 

57 

634.69 

715.50 

802.30 

896.55 

58 

631.93 

712.75 

799.88 

894.98 

59 

628.88 

709.70 

797.21 

893.25 

60  625.49        706.31        794.24        891.34 


238 
AMER 


^£^'  TERMINAL   RESERVES  3% 


10  Year  Elndowment. 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

3 

3 

4 

5 

20 

0.00 

95.28  " 

194.13 

296.74 

403.24 

21 

0.00 

95.26 

194.10 

296.70 

403.19 

22 

0.00 

95.24 

194.07 

296.66 

403.14 

23 

0.00 

95.22 

194.04 

296.61 

403.08 

24 

0.00 

95.20 

194.01 

296.56 

403.02 

25 

0.00 

95.18 

193.97 

296.51 

402.96 

26 

0.00 

95.16 

193.93 

296.46 

402.90 

27 

0.00 

95.14 

193.89 

296.40 

402.83 

28 

0.00 

95.12 

193.85 

296.34 

402.75 

29 

0.00 

95.10 

193.80 

296.27 

402.67 

30 

0.00 

95.07 

193.75 

296.20 

402.58 

31 

0.00 

95.04 

193.70 

296.12 

402.49 

32 

0.00 

95.01 

193.64 

296.04 

402.39 

33 

0.00 

94.98 

193.58 

295.96 

402.28 

34 

0.00 

94.95 

193.51 

295.87 

402.16 

35 

0.00 

94.91 

193.44 

295.77 

402.03 

36 

0.00 

94.87 

193.36 

295.65 

401.88 

37 

0.00 

94.82 

193.27 

295.52 

401.72 

38 

0.00 

94.77 

193.17 

295.38 

401.55 

39 

0.00 

94.72 

193.07 

295.23 

401.37 

40 

0.00 

94.67 

192.97 

295.07 

401.18 

41 

0.00 

94.61 

192.86 

294.90 

400.97 

42 

0.00 

94.55 

192.74 

294.72 

400.73 

43 

0.00 

94.48 

192.61 

294.52 

400.46 

44 

0.00 

94.41 

192.46 

294.30 

400.16 

45 

0.00 

94.33 

192.29 

294.04 

399.81 

46 

0.00 

94.23 

192.09 

293.74 

399.40 

47 

0.00 

94.12 

191.85 

293.38 

398.92 

48 

0.00 

93.99 

191.57 

292.96 

398.37 

49 

0.00 

93.84 

191.25 

292.47 

397.75 

50 

0.00 

93.67 

190.88 

291.92 

397.04 

51 

0.00 

93.47 

190.46 

291.30 

396.24 

52 

0.00 

93.24 

189.99 

290.60 

395.34 

53 

0.00 

92.98 

189.47 

289.82 

394.34 

54 

0.00 

92.69 

188.89 

288.96 

393.24 

55 

0.00 

92.37 

188.25 

288.00 

392.02 

56 

0.00 

92.02 

187.54 

286.95 

390.67 

57 

0.00 

91.64 

186.75 

285.77 

389.17 

58 

0.00 

91.22 

185.88 

284.46 

387.51 

59 

0.00 

90.75 

184.92 

283.04 

385.68 

60        0.00       90.22      183.87      281.48      383.68 


239 

^exp!^  terminal  reserves  3% 

10  Year  Elndowment. 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

•  7 

8 

9 

20 

513.79 

628.56 

747.73 

871.48 

21 

513.74 

628.51 

747.68 

871.45 

22 

513.68 

628.45 

747.63 

871.42 

23 

513.62 

628.39 

747.58 

871.39 

24 

513.56 

628.33 

747.53 

871.36 

25 

513.49 

628.26 

747.47 

871.33 

26 

513.42 

■  628.19 

747.41 

871.29 

27 

513.34 

628.12 

747.35 

871.25 

28 

513.26 

628.04 

747.28 

871.21 

29 

513.17 

627.96 

747.20 

871.16 

30 

513.07 

627.87 

747.12 

871.10 

31 

512.97 

627.77 

747.03 

871.03 

32 

512.86 

627.66 

746.93 

870.96 

^ 

512.74 

627.54 

746.82 

870.89 

34 

512.60 

627.40 

746.70 

870.81 

35 

512.45 

627.24 

746.57   . 

870.73 

36 

512.28 

627.07 

746.43 

870.64 

37 

512.10 

626.88 

746.27 

870.54 

38 

511.91 

626.68 

746.10 

870.43 

39 

511.70 

626.46 

745.91 

870.31 

40 

511.47 

626.22 

745.70 

870.17 

41 

511.22 

625.96 

745.46 

870.01 

42 

510.94 

625.67  ■ 

745.19 

869.83 

43 

510.63 

625.34 

744.88 

869.63 

44 

510.27 

624.96 

744.52 

869.40 

45 

509.85 

624.52 

744.11 

869.13 

46 

509.37 

624.01 

743.65 

868.82 

47 

508.81 

623.42 

743.12 

868.47 

48 

508.17 

622.75 

742.50 

868.07 

49 

507.44 

.  621.99 

741.83 

867.62 

50 

506.66 

621.14 

741.08 

867.12 

51 

505.70 

620.19 

740.24 

866.57 

52 

504.68 

619.13 

739.34 

865.95 

53 

503.54 

^  617.96 

738.29 

865.27 

54 

502.27 

'616.66 

737.12 

864.50 

55 

500.87 

615.21 

735.82 

863.65 

56 

499.31 

613.60 

734.38 

862.71 

57 

497.58 

611.82 

732.78 

861.66 

58 

495.68 

609.84 

732.01 

860.50 

59 

493.59 

607.65 

729.06 

859.21 

60  491,27        605.24        726.89        857.77 


240 


^Expf  TERMINAL   RESERVES 

20  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
3'ear,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

73.10 

141.03 

203.49 

260.17 

310.75 

21 

74.11 

143.02 

206.46 

264.10 

315.62 

22 

75.19 

145.19 

209.70 

268.40 

320.92 

23 

76.39 

147.58 

213.28 

273.12 

326.75 

24 

77.70 

150.21 

217.18 

278.28 

333.15 

25 

79.15 

153.09 

221.49 

284.01 

340.23 

26 

80.75 

156.28 

226.26 

290.32 

348.05 

27 

82.52 

159.84 

231.57 

297.36 

356.81 

28 

84.50 

163.79 

237.49 

305.24 

366.59 

29 

86.71 

168.21 

244.14 

314.08 

377.53 

30 

89.21 

173.23 

251.65 

324.04 

389.94 

31 

92.03  ■ 

178.88 

260.12 

335.32 

404.03 

32 

95.21 

185.25 

269.69 

348.11 

419.93 

33 

98.78 

192.43 

280.51 

362.51 

437.90 

34 

102.80 

200.52 

292.65 

378.72 

458.08 

35 

107.32 

209.58 

306.31 

396.90 

480.80 

36 

112.37 

219.73 

321.55 

417.29 

506.23 

37 

118.01 

231.06 

338.63 

440.08 

534.74 

38 

124.28 

243.69 

357.64 

465.52 

566.54 

39 

131.25 

257.71 

378.79 

493.79 

601.93 

40 

138.98 

273.27 

402.24 

525.17 

641.14 

41 

147.53 

290.48 

428.21 

559.86 

684.54 

42 

156.95 

309.48 

456.83 

598.16 

732.36 

43 

167.33 

330.36 

488.32 

640.21 

784.92 

44 

178.69 

353.25 

522.80 

686.30 

842.46 

45 

191.12 

378.26 

560.49 

736.63 

905.22 

46 

204.68 

405.56 

601.60 

791.47 

973.59 

47 

219.43 

435.23 

646.24 

851.02 

1047.89 

48 

235.42 

467.38 

694.60 

915.58 

1128.45 

49 

252.69 

502.11 

746.90 

985.41 

1215.65 

50 

271.29 

539.54 

803.26 

1060.68 

1309.65 

51 

291.26 

579.71 

863.78 

1141.54 

1410.69 

52 

312.58 

622.62 

928.43 

1227.96 

1518.74 

53 

335.19 

668.12 

997.01 

1319.67 

1633.48 

54 

358.97 

716.01 

1069.21 

1416.27 

1754.44 

55 

383.81 

766.04 

1144.69 

1517.35 

1881.02 

56 

409.61 

818.02 

1223.16 

1622.43 

2012.72 

57 

436.27 

871.77 

1304.31 

1731.17 

2149.07 

58 

463.74 

927.16 

1387.99 

1843.37 

2289.90 

59 

491.95 

984.10 

1474.07 

1958.93 

2435.14 

60 

520.84 

1042.44 

1562.35 

2077.60 

2584.49 

241 
^^-  TERMINAL  RESERVES  3% 

20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

6 

7 

8 

9 

ID 

20 

354.88 

392.14 

422.13 

444.42 

458.47 

21 

360.62 

398.71 

429.48 

452.42 

467.04 

22 

366.88 

405.89 

437.47 

461.14 

476.44 

23 

373.80 

413.79 

446.29 

470.84 

486.82 

24 

381.35 

422.45 

456.01 

481.46 

498.16 

25 

389.74 

432.12 

466.82 

493.24 

510.82 

26 

399.04 

442.80 

478.73 

506.30 

524.95 

27 

409.44 

454.70 

492.08 

521.04 

540.74 

28 

421.02 

468.03 

507.11 

537.48 

558.49 

29 

434.04 

483.09 

523.98 

556.06 

578.43 

30 

448.86 

500.14 

543.17 

577.10 

601.20 

31 

465.61 

519.50 

564.89 

601.08 

627.08 

32 

484.60 

541.37 

589.57 

628.27 

656.61 

33    , 

505.98 

566.13 

617.45 

659.14 

690.10 

34 

530.11 

594.00 

648.98 

694.02 

728.05 

35 

557.23 

625.45 

684.52 

733.43 

770.81 

36 

587.68 

660.75 

724.49 

777.63 

818.90 

37 

.  621.79 

700.35 

769.22 

827.21 

872.66 

38 

659.90 

744.48 

819.18 

882.42 

932.60 

39 

702.20 

793.57 

874.58 

943.72 

999.02 

40 

749.17 

847.92 

936.00 

1011.55 

1072.30 

41 

801.03 

908.01 

1003.79 

1086.25 

1152.97 

42 

858.22 

974.19 

1078.30 

1168.31 

1241.61 

43 

921.03 

1046.72 

1159.94 

1258.26 

1338.82 

44 

989.66 

1125.97 

1249.18 

1356.62 

1445.18 

45 

1064.51 

1212.45 

1346.59 

1464.05 

1561.34 

46 

1146.10 

1306.75 

1452.89 

1581.30 

1688.26 

47 

1234.79 

1409.32 

1568.52 

1708.97 

1826.51 

48 

1331.03 

1520.63 

1694.12 

1847.71 

1976.94 

49 

1435.20 

1641.23 

1830.27 

1998.27 

2140.45 

50 

1547.59 

1771.39 

1977.37 

2161.18 

2317.44 

51 

1668.45 

1911.50 

2135.92 

2336.85 

2508.56 

52 

1797.80 

2061.63 

2305.88 

2525.40 

2713.89 

53 

1935.30 

2221.28 

2486.81 

2726.27 

2932.96 

54 

2080.30 

2389.77 

2677.87 

2938.66 

3164.93 

55 

2232.14 

2566.31 

2878.29 

3161.72 

3408.77 

56. 

2390.19 

2750.26 

3087.37 

3394.63 

3663.54 

57 

2554.00 

2941.14 

3304.52 

3636.73 

3928.79 

58 

2723.42 

3138.77 

3529.56 

3888.08 

4204.61 

59 

2898.34 

3343.04 

3762.66 

4148.90 

4491.42 

60 

3078.40 

3553.78 

4003.60 

4419.13 

4789.56 

242 

^Expf  TERMINAL   RESERVES 

20  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first  year, 
increasing  by  a  similar  amount. yearly. 


YEARS 

Age 

II 

12 

13 

14 

15 

20 

463.78 

459.82 

445.90 

421.23 

385.13 

21 

472.84 

469.15 

455.23 

430.43 

394.06 

22 

482.71 

479.26 

465.44 

440.61 

403.67 

23 

493.57 

490.48 

476.90 

451.81 

414.43 

24 

505.51 

502.92 

489.39 

464.17 

426.07 

25 

518.96 

516.74 

503.44 

477.89 

439.23 

26 

533.79 

532.13 

518.89 

493.19 

453.74 

27 

550.52 

549.34 

536".39 

510.40 

470.3.5 

28 

569.18 

568.74 

556.00 

529.94 

489.13 

29 

590.33 

590.63 

578.37 

552.18 

510.69 

30 

614.41 

615.79 

604.06 

577.91 

535.51 

31 

641.99 

644.58 

633.62 

607.37 

564.21 

32 

673.43 

677.55 

667.34 

641.24 

596.95 

33 

709.22 

714.94 

705.79 

679.60 

634.23 

34 

749.63 

757.34 

749.15 

723.03 

676.26 

35 

795.33 

805.07 

798.10 

771.88 

723.24 

36 

846.51 

858.64 

852.88 

826.24 

775.43 

37 

903.83 

918.48 

913.78 

886.63 

833.39 

38 

967.60 

984.78 

981.20 

953.46 

897.57 

39 

1038.01 

1057.93 

1055.57 

1027.19 

968.41 

40 

1115.66 

1138.61 

1137.63 

1108.61 

1046.55 

41 

1201.13 

1227.46 

1228.06 

1198.27 

1132.75 

42 

1295.11 

1325.21 

1327.51 

1297.04 

1227.68 

43 

1398.24 

1432.45 

1436.77 

1405.52 

1332.17 

44 

1511.05 

1549.90 

1556.43 

1524.53 

1447.01 

45 

1634.40 

1678.34 

1687.49 

1655.13 

1573.02 

46 

1769.23 

1818.96 

1831.24 

1798.43 

1711.55 

47 

1916.29 

1972.59 

1988.36 

1955.30 

1863.37 

48 

2076.57 

2140.11 

2159.95 

2126.83 

2029.76 

49 

2250.87 

2322.57 

2347.07 

2314.31 

2212.16 

50 

2439.81 

2520.57 

2550.54 

2518.68 

2411.39 

51 

2644.06 

2735.03 

2771.46 

2741.00 

2628.33 

52 

2863.87 

2966.32 

3010.09 

2981.38 

2863.56 

53 

3098.80 

3213.82 

3265.64 

3239.36 

3116.36 

54 

3347.82 

3476.31 

3537.15 

3513.73 

3385.28 

55 

3609.72 

3752.83 

3823.42 

3803.12 

3669.30 

56 

3883.79 

4042.49 

4123.52 

4107.01 

3967.63 

57 

4169.49 

4344.79 

4437.38 

4425.21 

4280.94 

58 

4467.07 

4660.49 

4765.87 

4759.61 

4612.54 

59 

4777.44 

4990.74 

5111.15 

5113.78 

4967.30 

60 

5101.17 

5336.96 

5475.95 

5491.69 

5350.27 

243 

AMER.  TERMINAL   RESERVES  ^% 

20  Year  Mortuary  Additions 

( LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

i6 

17 

i8 

19 

20 

336.90 

275.34 

199.57 

108.15 

21 

344.97 

282.33 

204.75 

111.19 

22 

353.81 

289.71 

210.37 

114.22 

23 

363.48 

298.02 

216.53 

117.79 

24 

374.15 

306.97 

223.36 

121.60 

25 

386.06 

317.27 

231.19 

126.20 

26 

399.45 

328.72 

240.02 

131.12 

27 

414.71 

342.00 

250.10 

137.08 

28 

432.14 

356.96 

261.73 

143.64 

29 

451.99 

374.29 

274.92 

151.31 

30 

475.15 

394.31 

290.50 

160.43 

31 

501.71 

417.53 

308.51 

170.75 

32 

532.24 

444.11 

328.83 

182.36 

31 

566.84 

473.90 

351.53 

195.29 

34 

■  605.52 

507.11 

376.81 

209.68 

35 

648.68 

544.17 

405.05 

225.87 

36 

696.60 

585.34 

436.47 

243.72 

37 

749.87 

631.17 

471.33 

263.67 

38 

808.90 

681.82 

509.99 

285.66 

39 

873.92 

737.72 

552.48 

309.88 

40 

945.79 

799.41 

599.56 

336.91 

41 

1025.01 

867.63 

651.83 

366.82 

42 

1112.47 

943.18  ■ 

709.65 

400.05 

43 

1208.98 

1026.47 

773.52 

436.71 

44  ■ 

1314.99 

1118.09 

843.74 

477.03 

45 

1431.49 

1218.82 

921.12 

521.69 

46 

1559.73 

1330.06 

1007.02 

571.59 

47 

1700.62 

1452.71 

1101.99 

626.53 

48 

1855.52 

1.587.86 

1206.57 

687.37 

49 

2025.72 

1736.46 

1322.12 

754.94 

50 

2211.75 

1899.46 

1449.18 

829.08 

51 

2415.01 

2078.03 

1588.51 

910.96 

52 

2635.86 

2272.23 

1740.63 

1000.14 

53 

2873.29 

2481.42 

1904.06 

1095.73 

54 

3126.19 

2703.82 

2077.66 

1197.48 

55 

3393.09 

2938.66 

2261.64 

1306.08 

56 

3673.95 

3187.05 

2457.86 

1423.28 

57 

3970.71 

3451.86 

2669.53 

1551.27 

58 

4287.88 

3738.42 

2901.78 

1694.32 

59 

4631.43 

4053.06 

3160.98 

1856.24 

60 

5007.00 

4401.92 

3451.81 

2039.74 

244 

^^If  TERMINAL  RESERVES  3% 

15  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

53.70 

101.48 

143.02 

177.97 

205.99 

21 

54.26 

102.58 

144.63 

180.05 

208.50 

22 

54.88 

103.79 

146.40 

182.36 

211.25 

23 

55.56 

105.12 

148.35 

184.85 

214.24 

24 

56.30 

106.58 

150.47 

187.60 

217.57 

25 

57.12 

108.17 

152.80 

190.62 

221.18 

26 

58.01 

109.92 

155.38 

193.94 

225.19 

27 

58.98 

111.84 

158.17 

197.57 

229.59 

28 

60.05 

113.94 

161.25 

201.59 

234.43 

29 

61.22 

116.24 

164.66 

206.00 

239.73 

30 

62.53 

118.82 

168.42 

210.88 

245.64 

31 

63.97 

121.66 

172.60 

216.30 

252.25 

32 

65.58 

124.82 

177.26 

222.41 

259.62 

33 

67.37 

128.37 

182.52 

229.23 

267.92 

34 

69.40 

132.39 

188.43 

236.95 

277.24 

35 

71.71 

136.92 

195.15 

245.69 

287.90 

36 

74.30 

142.09 

202.75 

255.66 

300.01 

37 

77.26 

147.93 

211.41 

266.97 

313.86 

38 

80.58 

154.54 

221.19 

279.82 

329.57 

39 

84.34 

161.98 

232.25 

294.34 

347.35 

40 

88.55 

170.37 

244.71 

310.73 

367.37 

41 

93.29 

179.79 

258.71 

329.09 

389.86 

42 

98.58 

190.33 

274.35 

349.65 

414.95 

43 

104.49 

202.06 

291.79 

372.51 

442.90 

44 

111.03 

215.08 

311.10 

397.86 

473.82 

45 

118.29 

229.50 

332.50 

425.89 

507.93 

46 

126.29 

245.42 

356.10 

456.73 

545.43 

47 

135.13 

262.95 

382.04 

490.64 

586.69 

48 

144.83 

282.18 

410.48 

527.84 

631.98 

49 

155.44 

303.22 

441.62 

568.58 

681.61 

50 

167.04 

326.23 

475.70 

613.17 

735.91 

51 

179.72 

351.40 

512.97 

661.94 

795.37 

52 

193.55 

378.83 

553.60 

715.16 

860.25 

53 

208.58 

408.67 

597.83 

773.11 

931.00 

54 

224.91 

441.09 

645.90 

836.16 

1008.08 

55 

242.56 

476.16 

697.95 

904.52 

1091.67 

56 

261.60 

514.02 

754.21 

978.42 

1182.14 

57 

282.03 

554.69 

814.66 

1057.92 

1279.56 

58 

303.81 

598.05 

879.16 

1142.80 

1383.71 

59 

326.84 

643.93 

947.45 

1232.76 

1494.23 

60 

351.03 

692.13 

1019.27 

1327.48 

1610.67 

245 
^^  TERMINAL  RESERVES  3% 

15  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 

YEARS 
Age  67  8  9  10 


20 

226.69 

239.61 

244.31 

240.33 

227.07 

21 

229.53 

242.72 

247.63 

243.68 

230.36 

22 

232.67 

246.19 

251.27 

247.41 

234.08 

23 

236.11 

249.94 

255.25 

251.53 

238.12 

24 

239.89 

254.11 

259.72 

256.11 

242.59 

25 

244.04 

258.71 

264.61 

261.08 

247.51 

26 

248.67 

263.81 

270.00 

266.64 

253.11 

27 

253.71 

269.34 

275.89 

272.79 

259.13 

28 

259.24 

275.45 

282.50 

279.54 

265.86 

29 

265.34 

282.25 

289.70 

287.00 

273.14 

30 

272.20 

289.80 

297.80 

295.26 

281.38 

31 

279.76 

298.21 

306.70 

304.49 

290.46 

32  , 

288.29 

307.60 

316.80 

314.86 

300.86 

33 

297.81 

318.20 

328.11 

326.66 

312.64 

34 

308.62 

330.17 

341.04 

340.10 

326.18 

35 

320.93 

343.95 

355.91 

355.68 

341.78 

36 

335.03 

359.72 

373.01 

373.51 

359.82 

37 

351.13 

377.80 

392.53 

394.02 

380.40 

38 

369.47 

398.30 

414.81 

417.25 

403.84 

39 

390.14 

421.52 

439.87 

443.50 

430.21 

40 

413.51 

447.63 

468.15 

473.01 

459.64 

41 

439.63 

476.91 

499.75 

505.78 

492.29 

42 

468.85 

509.55 

534.82 

542.12 

528.49 

43 

501.31 

545.66 

573.58 

582.30 

568.54 

44 

537.09 

585.45 

616.31 

626.59 

612.72 

45 

576.55 

629.34 

663.46 

675.52 

661.47 

46 

619.96 

677.66 

715.41 

729.39 

715.24 

47 

667.74 

730.88 

772.59 

788.78 

774.50 

48 

720.23 

789.32 

835.47 

854.08 

839.79 

49 

777.72 

853.41 

904.42 

925.79 

911.63 

50 

840.70 

923.61 

980.06 

1004.60 

990.55 

51 

909.66 

1000.59 

1063.16 

1091.50 

1077.42 

52 

985.02 

1084.86 

1154.14 

1186.14 

1172.75 

53 

1067.31 

1176.89 

1253.63 

1290.09 

1277.36 

54 

1156.99 

1277.33 

1362.34 

1403.91 

1392.23 

55 

1254.37 

1386.50 

1480.72 

1528.15 

1517.85 

56 

1359.87 

1505.00 

1609.51 

1663.55 

1654.85 

57 

1473.66 

1633.04 

1748.88 

1810.17 

1803.59 

58 

1595.49 

1770.29 

1898.32 

1967.71 

1963.57 

59 

1724.89 

1916.10 

2057.34 

2135.46 

2133.96 

60 

1861.25 

2069.97 

2225.26 

2312.62 

2314.07 

246 

^^^  TERMINAL   RESERVES  ^% 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVES) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

Age 

II 

12 

13 

14 

20 

203.99 

170.52 

125.91 

69.32 

21 

207.11 

173.22 

127.88 

70.39 

22 

210.59 

176.18 

130.17 

71.82 

23 

214.31 

179.42 

132.76 

73.24 

24 

218.52 

183.22 

135.66 

75.01 

25 

223.25 

187.31 

138.89 

76.78 

26 

228.47 

191.96 

142.41 

78.89 

27 

234.19 

196.86 

146.24 

80.99 

28 

240.42 

202.36 

150.40 

83.46 

29 

247.32 

208.30 

155.06 

86.11 

30 

255.01 

215.14 

160.38 

89.31 

31 

263.66 

222.76 

166.41 

92.74 

32 

273.54 

231.60 

173.28 

96.90 

33 

284.83 

241.56 

181.22 

101.47 

34 

297.70 

253.12 

190.23 

106.83 

35 

312.74 

266.47 

200.88 

113.20 

36 

329.97 

281.96 

213.18 

120.39 

37 

349.78 

299.69 

227.05 

128.47 

38 

372.24 

319.56 

242.56 

137.50 

39 

397.27 

341.63 

259.74 

147.48 

40 

425.17 

366.24 

278.95 

158.73 

41 

456.11 

393.55 

300.29 

171.10 

42 

490.44 

423.91 

323.94 

184.92 

43 

528.47 

457.43 

350.14 

200.13 

44 

570.32 

494.42 

378.93 

216.88 

45 

616.62 

535.26 

410.86 

235.62 

46 

667.62 

580.40 

446.28 

256.31 

47 

724.00 

630.45 

485.51 

279.34 

48 

786.25 

685.67 

528.87 

304.74 

49 

854.69 

746.44 

576.55 

332.69 

50 

929.99 

813.33 

629.15 

363.68 

51 

1012.97 

887.27 

687.62 

398.35 

52 

1104.24 

968.89 

752.30 

436.53 

53 

1204.71 

1058.92 

823.56 

478.82 

54 

1315.28 

1158.04 

902.43 

525.89 

55 

1436.22 

1266.83 

989.17 

577.48 

56 

1568.57 

1386.18 

1084.42 

634.57 

57 

1712.52 

1516.07 

1188.45 

696.74 

58 

1867.35 

1655.99 

1300.14 

763.25 

59 

2032.43 

1804.85 

1418.83 

834.12 

60 

2206.71 

1962.03 

1544.60 

909.73 

^^'  TERMINAL   RESERVES 

10  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVES) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


247 

3% 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

34.65 

62.66 

83.68 

97.31 

103.19 

21 

34.95 

63.22 

84.44 

98.25 

104.25 

22 

35.27 

63.81 

85.27 

99.26 

105.34 

23 

35.61 

64.46 

86.18 

100.34 

106.53 

24 

35.98 

65.18 

87.16 

101.53 

107.86 

25 

36.39 

65.94 

88.23 

102.84 

109.29 

26 

36.83 

66.76 

89.37 

104.21 

110.80 

27 

37.31 

67.67 

90.63 

105.73 

112.52 

28 

37.84 

68.65 

91.99 

107.42 

114.38 

29 

38.42 

69.74 

93.54 

109.30 

116.44 

30 

39.05 

70.95 

95.22 

111.32 

118.70 

31 

39.76 

72.28 

97.07 

113.59 

121.28 

32 

40.52 

73.72 

99.09 

116.10 

124.05 

33 

41.36 

75.32 

101.36 

118.85 

127.13 

34 

42.29 

77.09 

103.83 

121.88 

130.46 

35 

43.33 

79.06 

106.60 

125.23 

134.24 

36 

44.47 

81.24 

109.64 

128.98 

138.39 

37 

45.77 

83.69 

113.10 

133.20 

143.17 

38 

47.21 

86.45 

116.98 

138.00 

148.57 

39   • 

48.85 

89.57 

121.42 

143.49 

154.81 

40 

50.72 

93.18 

126.53 

149.85 

161.98 

41 

52.87 

97.31 

132.42 

157.13 

170.29 

42 

55.32 

102.03 

139.12 

165.49 

179.73 

43 

58.10 

107.36 

146.73 

174.92 

190.46 

44 

61.22 

113.38 

155.28 

185.55 

202.49 

45 

64.75 

120.14 

164.91 

197.48 

215.89 

46 

68.67 

127.70 

175.64 

210.68 

230.71 

47 

73.06 

136.12 

187.53 

225.32 

247.15 

48 

77.93 

145.42 

200.66 

241.49 

265.34 

49 

83.29 

155.67 

215.15 

259.34 

285.42 

50 

89.21 

167.00 

231.17 

279.10 

307.61 

51 

95.75 

179.51 

248.86 

300.88 

332.13 

52 

102.97 

193.32 

268.37 

324.94 

359.17 

53 

110.91 

208.50 

289.85 

351.42 

389.02 

54 

119.62 

225.18 

313.44 

380.55 

421.90 

55 

129.17 

243.47 

339.35 

412.60 

458.04 

56 

139.66 

263.56 

367.86 

447.85 

497.88 

57 

151.13 

285.59 

399.11 

486.54 

541.63 

58 

163.69 

309.68 

433.33 

528.95 

589.68 

59 

177.38 

336.01 

470.76 

575.44 

642.51 

60 

192.29 

364.67 

511.59 

626.26 

700.35 

248 

Ixp!^  terminal  reserves 

10  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  Attained  Amount  of  Insurance — $i,ooo  the  first 
year,  increasing  by  a  similar  amount  yearly. 


YEARS 

• 

Age 

6 

7 

8 

9 

20 

100.90 

89.94 

69.82 

40.06 

21 

101.95 

90.91 

70.64 

40.52 

22 

103.06 

91.95 

71.44 

40.98 

23 

104.28 

93.06 

72.34 

41.56 

24 

105.62 

94.31 

73.39 

42.20 

25 

107.08 

95.71 

74.54 

42.86 

26 

108.66 

97.17 

75.66 

43.50 

27 

110.40 

98.75 

76.95 

44.35 

28 

112.27 

100.50 

78.44 

45.19 

29 

114.40 

102.56 

80.10 

46.26 

30 

116.78 

104.76 

81.93 

47.30 

31 

119.39 

107.26 

83.92 

48.56 

Z2 

122.27 

109.89 

86.10 

49.81 

33 

125.39 

112.84 

88.46 

51.27 

34 

128.83 

116.02 

91.09 

52.83 

35 

132.69 

119.70 

94.12 

54.75 

36 

137.02 

123.78 

97.54 

56.78 

Z7 

141.98 

128.55 

101.45 

59.27 

38 

147.65 

133.90 

105.97 

61.98 

39 

154.12 

140.14 

111.10 

•  65.18 

40 

161.68 

147.32  . 

117.16 

68.97 

41 

170.35 

155.68 

124.18 

73.26 

42 

180.29 

165.21 

132.05 

78.06 

43 

191.52 

175.83 

140.80 

83.38 

44 

203.99 

187.61 

150.49 

89.27 

45 

217.87 

200.73 

161.31 

95.91 

46 

233.22 

215.25 

173.31 

103.18 

47 

250.27 

231.41 

186.62 

111.33 

48 

269.15 

249.25 

201.37 

120.29 

49 

289.95 

268.95 

217.56 

130.15 

50 

312.99 

290.73 

235.56 

141.21 

51 

338.41 

314.83 

255.55 

153.43 

52 

366.53 

341.58 

277.70 

167.02 

53 

397.62 

371.11 

302.20 

182.03 

54 

431.84 

403.65 

329.16 

198.56 

55 

469.51 

439.47 

358.90 

216.88 

56 

511.05 

479.10 

391.99 

237.41 

57 

556.79 

522.89 

428.63 

260.01 

58 

607.19 

571.22 

469.01 

285.05 

59 

662.69 

624.44 

513.70 

312.91 

60 

723.46 

682.92 

562.89 

343.47 

■  '  ■  249 

^^-  MEAN   RESERVES  ^% 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


V'EARS 

Age 

I 

2 

3 

4 

5 

20 

3.79 

11.04 

18.52 

26.23 

34.19 

21 

3.82 

11.35 

19.12 

27.13 

35.40 

22 

3.84 

11.67 

19.74 

28.07 

36.67 

23 

3.86 

12.01 

20.40 

29.07 

38.00 

24 

3.89 

12.36 

21.09 

30.10 

39.38 

25 

3.92 

12.73 

21.81 

31.18 

40.84 

26 

3.95 

13.12 

22.57 

32.31 

42.35 

27 

3.98 

13.52 

23.36 

33.49 

43.93 

28 

4.01 

13.95 

24.18 

34.73 

45.59 

29 

4.05 

14.39 

25.04 

36.02 

47.33 

30 

4.09 

14.86 

25.96 

37.38 

49.15 

31 

4.13 

15.35 

26.91 

38.80 

51.05 

32 

4.18 

15.86 

27.90 

40.28 

53.03 

33 

4.23 

16.41 

28.95 

41.85 

55.12 

34 

4.28 

16.98 

30.05 

43.49 

57.31 

35 

4.34 

17.58 

31.20 

45.20 

59.58 

36 

4.41 

18.22 

32.41 

46.99 

61.96 

37 

4.48 

18.87 

33.66 

48.85 

64.45 

38 

4.57 

19.57 

34.99 

50.82 

67.06 

39 

4.66 

20.31 

36.38 

52.87 

69.80 

40 

4.76 

21.09 

37.85 

55.05 

72.67 

41 

4.86 

21.90 

39.39 

57.31 

75.67 

42 

4.98 

22.77 

41.01 

59.68 

78.79 

43 

5.11 

23.68 

-   42.69 

62.15 

82.02 

44 

5.26 

24.64 

44.47 

64.72 

85.39 

45 

5.42 

25.64 

46.30 

67.38 

88.84 

46 

5.62 

26.70 

48.22 

70.13 

92.39 

47 

5.83 

27.82 

50.20 

72.95 

96.04 

48 

6.07 

28.97 

52.24 

75.84 

99.76 

49 

6.36 

30.18 

54.35 

78.83 

103.59 

50 

6.69 

31.45 

56.54 

81.91 

107.54 

51 

7.06 

32.78 

58.81 

85.09 

111.60 

52 

7.47 

34.19 

61.17 

88.38 

115.77 

53 

7.93 

35.66 

63.62 

91.77 

120.06 

54 

8.45 

37.21 

66.16    . 

95.27 

124.48 

55 

9.02 

38.83 

68.80 

98.88 

129.02 

56 

9.66 

40.55 

71.55 

102.62 

133.68 

57 

10.36 

42.35 

74.41 

106.46 

138.46 

58 

11.14 

44.25 

77.37 

110.42 

143.35 

59 

12.00 

46.25 

80.44 

114.50 

148.37 

60 

12.96 

48.36 

83.62 

118.69 

153.50 

61 

14.02 

50.58 

86.92 

123.02 

158.75 

62 

15.19 

52.92 

90.37 

127.46 

164.11 

63 

16.48 

55.40 

93.93 

132.01 

169.54 

64 

17.90 

57.98 

97.60 

136.65 

175.04 

65 

19.48 

60.73 

101.40 

141.39 

180.62 

250 


^^-  MEAN   RESERVES 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

42.39 

50.86 

59.58 

68.58 

77.86 

21 

43.92 

52.72 

61.78 

71.13 

80.76 

22 

45.53 

54.66 

64.08 

73.79 

83.79 

23 

47.21 

56.70 

66.48 

76.56 

86.96 

24 

48.96 

58.82 

68.99 

79.46 

90.25 

25 

50.79 

61.04 

71.61 

82.49 

93.69 

26 

52.70 

63.36 

74.34 

85.65 

97.29 

27 

54.70 

65.78 

77.20 

88.95 

101.04 

28 

56.79 

68.31 

80.18 

92.39 

104.96 

29 

58.97 

70.96 

83.30 

95.99 

109.03 

30 

61.26 

73.73 

86.56 

99.75 

113.29 

31 

63.66 

76.63 

89.96 

103.66 

117.73 

32 

66.15 

79.64 

93.49 

107.73 

122.34 

33 

68.77 

82.80 

97.20 

111.99 

127.17 

34 

71.51 

86.09 

101.07 

116.44 

132.21 

35 

74.36 

89.53 

105.10 

121.08 

137.45 

36 

77.34 

93.12 

109.32 

125.91 

142.91 

37 

80.46 

96.88 

113.71 

130.95 

148.58 

38 

83.73 

100.81 

118.30 

136.19 

154.47 

39 

87.14 

104.91 

123.08 

141.64 

160.58 

40 

90.72 

109.18 

128.04 

147.29 

166.88 

41 

94.44 

113.61 

133.18 

153.11 

173.35 

42 

98.30 

118.21 

138.48 

159.08 

179.99 

43 

102.30 

122.94 

143.92 

165.21 

186.77 

44 

106.43 

127.81 

149.50 

171.48 

193.72 

45 

110.65 

132.78 

155.20 

177.88 

200.79 

46 

114.98 

137.87 

161.03 

184.41 

207.99 

47 

119.42 

143.08 

166.97 

191.07 

215.32 

48 

123.95 

148.39 

173.04 

197.85 

222.78 

49 

128.61 

153.83 

179.23 

204.75 

230.37 

50 

133.39 

159.41 

185.56 

211.80 

238.10 

51 

138.28 

165.10 

192.02 

218.99 

245.96 

52 

143.31 

170.94 

198.63 

226.31 

253.94 

53 

148.46 

176.91 

205.36 

233.75 

262.04 

54 

153.74 

183.01 

212.21 

241.31 

270.25 

55 

159.15 

189.23 

219.19 

248.98 

278.56 

56 

164.68 

195.57 

226.28 

256.77 

286.97 

57 

170.33 

202.03 

233.49 

264.65 

295.43 

58 

176.10 

208.60 

240.79 

272.59 

303.94 

59 

181.98 

215.27 

248.17 

280.59 

312.47 

60 

187.97 

222.03 

■      255.60 

288.62 

321.00 

61 

194.06 

228.86 

263.09 

296.66 

329.52 

62 

200.23 

235.75 

270.59 

304.69 

338.01 

63 

206.45 

242.65 

278.09 

312.71 

346.50 

64 

212.71 

249.57 

285.58 

320.74 

355.12 

65 

219.02 

256.52 

293.15 

328.95 

364.03 

251 


AMER. 


EXR  MEAN   RESERVES  3% 

Ordinary  Life 
FULL  PRELIMINARY  TERM 


VEARS 

Age 

IX 

12 

13 

14 

15 

20 

87.42 

97.27 

107.43 

117.89 

128.65 

21 

90.68 

100.91 

111.45 

122.29 

133.46 

22 

94.10 

104.71 

115.64 

126.89 

138.48 

23 

97.66 

108.67 

120.02 

131.69 

143.70 

24 

101.36 

112.80 

124.58 

136.69 

149.14 

25 

105.23 

117.11 

129.32 

141.88 

154.79 

26 

109.27 

121.59 

134.27 

147.29 

160.67 

27 

113.48- 

126.27 

139.42 

152.92 

166.78 

28 

117.87 

131.14 

144.78 

158.78 

173.15 

29 

122.44 

136.22 

150.36 

164.87 

179.76 

30 

127.21 

141.51 

156.18 

171.23 

186.65 

31 

132.17 

147.01 

162.23 

177.82 

193.79 

32 

137.35 

152.74 

168.52 

184.67 

201.19 

33 

142.75 

158.71 

175.06 

191.78 

208.86 

34 

148.37 

164.93 

181.86 

199.15 

216.80 

35 

154.22 

171.37 

188.89 

206.77 

224.97 

36  - 

160.29 

178.05 

196.17 

214.62 

233.37 

37 

166.59 

184.97 

203.69 

222.70 

241.99 

38 

173.12 

192.11 

211.41 

230.99 

250.83 

39 

179.86 

199.45 

219.34 

239.48 

259.85 

40 

186.79 

206.99 

227.46 

248.16 

269.08 

41 

193.89 

214.70 

235.76 

257.03 

278.47 

42 

201.17 

222.59 

244.23 

266.05 

288.02 

43 

208.58 

230.63 

252.85 

275.22 

297.71 

44 

216.18 

238.82 

261.62 

284.54 

307.54 

45 

223.89 

247.14 

270.51 

293.97 

317.48 

46 

231.73 

255.59 

279.54 

303.54 

327.53 

47 

239.71 

264.18 

288.69 

313.21 

337.68 

48 

247.81 

272.88 

297.95 

322.97 

347.90 

49 

256.03 

281.70 

307.31 

332.83 

358.21 

50 

264.40 

290.64 

316.79 

342.79 

368.60 

51 

272.87 

299.69 

326.35 

352.82 

379.04 

52 

281.47 

308.84 

336.02 

362.93 

389.51 

53 

290.17 

318.09 

345.74  : 

373.06 

399.99 

54 

298.97 

327.42 

355.52 

383.22 

410.46 

55 

307.85 

336.79 

365.32 

393.37 

420.88 

56 

316.79 

346.20 

375.12 

403.49 

431.25 

57 

325.78 

355.62 

384.89 

413.54 

441.53 

58 

334.77 

365.01 

394.61 

423.52 

451.76 

59 

343.75 

374.37 

404.27 

433.47 

462.02 

60 

352.70 

383.67 

413.90 

443.46 

472.42 

61 

361.62 

392.96 

423.60 

453.63 

483.13 

62 

370.54 

402.34 

433.50 

464.11 

494.26 

63 

379.55 

411.93 

443.74 

475.06 

505.95 

64 

388.81 

421.90 

454.49 

486.62 

518.28 

65       398.50      432.44      465.90      498.88      531.36 


252 


AMtK. 
EXP. 

MEAN   RESERVES 

3*^ 

Ordinary  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

l6 

17 

i8 

19 

30 

21 

20 

139.74 

151.15 

162.88 

174.95 

187.35 

200.08 

21 

144.96 

156.78 

168.93 

181.42 

194.25 

207.43 

22 

150.39 

162.64 

175.23 

188.16 

201.44 

215.06 

23 

156.05 

168.74 

181.77 

195.15 

208.89 

222.99 

24 

161.93 

175.07 

188.56 

202.41 

216.63 

231.19 

25 

168.04 

181.65 

195.62 

209.96 

224.65 

239.70 

26 

174.40 

188.50 

202.96 

217.78 

232.96 

248.49 

27 

181.01 

195.61 

210.57 

225.90 

241.57 

257.58 

28 

187.89 

202.99 

218.47 

234.29 

250.46 

266.96 

29 

195.03 

210.66 

226.64 

242.97 

259.63 

276.60 

30 

202.44 

218.60 

235.11 

251.95 

269.09 

286.52, 

31 

210.12 

226.81 

243.84 

261.17 

278.79 

296.66 

32 

218.07 

235.29 

252.83 

270.65 

288.73 

307.05 

33 

226.29 

.    244.04 

262.08 

280.37 

298.91 

317.66 

34 

234.76 

253.02 

271.55 

290.32 

309.31 

328.49 

35 

243.47 

262.24 

281.26 

300.49 

319.92 

339.52 

36 

252.40 

271.67 

291.17 

310.87 

330.73 

350.72 

Z7 

261.54 

281.32 

301.29 

321.43 

341.71 

362.09 

38 

270.90 

291.17 

311.60 

332.18 

352.86 

373.62 

39 

280.44 

301.19 

322.09 

343.09 

364.17 

385.28 

40 

290.17 

311.40 

332.74 

354.16 

375.62 

397.07 

41 

300.06 

Z2\.76 

343.54 

365.35 

387.17 

408.95 

42 

310.10 

332.26 

354.46 

376.66 

398.82 

420.89 

43 

320.27 

342.88 

365.49 

388.06 

410.54 

432.89 

44 

330.58 

353.62 

376.62 

399.53 

422.31 

444.93 

45 

340.98 

364.44 

387.81 

411.05 

434.12 

456.96 

46 

351.48 

375.34 

399.06 

422.61 

445.93 

468.97 

47 

362.05 

386.29 

410.36 

434.19 

457.73 

480.93 

48 

372.69 

397.30 

421.67 

445.75 

469.48 

492.82 

49 

383.40 

408.35 

432.99 

457.29 

481.18 

504.62 

50 

394.16 

419.41 

444.31 

468.78 

492.79 

516.30 

51   • 

404.94 

430.47 

455-.57 

480.20 

504.30 

527.84 

52 

415.72 

441.49 

466.77 

491.52 

515.69 

539.29 

53 

426.48 

452.46 

477.88 

502.72 

526.97 

550.68 

54 

437.19 

463.34 

488.89 

513.84 

538.23 

562.13 

55 

447.82 

474.13 

499.82 

524.93 

549.54 

573.72 

56 

458.37 

484.85 

510.74 

536.11 

561.03 

585.57 

57 

468.85 

495.57 

521.75 

547.47 

572.80 

597.77 

58 

479.36 

506.40 

532.97 

559.14 

584.93 

610.35 

59 

489.99 

517.47 

544.53 

571.21 

597.51 

623.41 

60 

500.88 

528.90 

556.53 

583.75 

610.57 

636.86 

61 

512.17 

540.81 

569.03 

596.83 

624.09 

650.73 

62 

523.98 

553.27 

582.12 

610.42 

638.06 

665.15 

63 

536.39 

566.37 

595.77 

624.49 

652.63 

680.3:-' 

64 

549.46 

580.05 

609.93 

639.21 

668.09 

696.78 

65 

563.22 

594.34 

624.84 

654.91 

684.79 

714.39 

253 


AMER. 
EXP. 

MEAN 

RESERVES 

3% 

20  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age     • 

I 

3 

3 

4 

5 

20 

3.79 

20.81 

38.42 

56.66 

75.55 

21 

3.82 

21.16 

39.13 

57.72 

76.97 

22 

3.84 

21.52 

39.82 

58.79 

78.42 

23 

3.86 

21.89 

40.56 

59.89 

79.89 

24 

3.89 

22.28 

41.32 

61.03 

81.43 

25 

3.92 

22.68 

42.10 

62.21 

83.02 

26 

3.95 

23.09 

42.91 

63.43 

84.65 

27 

3.98 

23.52 

43.75 

64.68 

86.34 

28 

4.01 

23.96 

44.60 

65.97 

88.07 

29 

4.05 

24.42 

45.49 

67.30 

89.86 

30 

4.09 

24.89 

46.41 

68.67 

91.69 

31 

4.13 

25.38 

47.35 

70.08 

93.58 

32 

4.18 

25.88 

48.32 

71.53 

95.53 

33 

4.23 

26.40 

49.33 

73.03 

97.54 

5-4 

4.28 

26.94 

50.37 

74.58 

99.60 

35 

4.34 

27.50 

51.44 

76.17 

101.71 

36 

4.41 

28.08 

52.54 

77.80 

103.89 

yj 

4.48 

28.68 

53.68 

79.48 

106.13 

38 

4.57 

29.31 

54.85 

81.22 

108.44 

39 

4.66 

29.96 

56.07 

83.01 

110.82 

40 

4.76 

30.63 

57.33 

84.87 

113.28 

41 

4.86 

31.34 

58.64 

86.79 

115.80 

42 

4.98 

32.07 

59.99 

88.76 

118.38 

43 

5.11 

32.83 

61.38 

90.77 

121.02 

44 

5.26 

33.63 

62.82 

92.85 

123.71 

45 

5.42 

34.45 

64.29 

94.96 

126.43 

46 

5.62 

35.31 

65.81 

97.10 

129.17 

47 

5.83 

36.21 

67.36 

99.26 

131.93 

48 

6.07 

37.13 

68.92 

101.44 

134.70 

49 

6.36 

38.08 

70.51 

103.65 

137.49 

50 

6.69 

39.08 

72.15 

105.90 

140.32 

51 

7.06 

40.13 

73.84 

108.19 

143.18 

52 

7.47 

41.22 

75.58 

110.53 

146.08 

53 

7.93 

42.36 

77.Z(> 

112.91 

149.02 

54 

8.45 

43.57 

79.21 

115.35 

152.01 

55 

9.02 

44.83 

81.12 

117.86 

155.06 

56 

9.66 

46.17 

83.11 

120.44 

158.16 

57 

10.36 

47.59 

85.17 

123.09 

161.32 

58 

11.14 

49.09 

87.32 

125.81 

164.54 

59 

12.00 

50.67 

89.55 

128.61 

167.83 

60        12.96       52.36       91.88      131.50      171.20 


254 
AMER 


exp!^  mean   reserves  3% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

•  lO 

20 

95.11 

115.37 

136.35 

158.08 

180.57 

21 

96.91 

117.55 

138.92 

161.06 

183.98 

22 

98.74 

119.77 

141.55 

164.11 

187.47 

23 

100.61 

122.05 

144.26 

167.25 

191.06 

24 

102.55 

124.42 

147.06 

170.50 

194.77 

25 

104.56 

126.86 

149.94 

173.84 

198.58 

26 

106.63 

129.37 

152.92 

177.28 

202.51 

27 

108.76 

131.95 

155.96 

180.81 

206.53 

28 

110.94 

134.61 

159.10 

184.44 

210.67 

29 

113.19 

137.34 

162.32 

188.17 

214.91 

30 

115.51 

140.16 

165.64 

192.01 

219.27 

31 

117.90 

143.04 

169.04 

195.93 

223.74 

32 

120.35 

146.00 

172.53 

199.95 

228.31 

33 

122.87 

149.05 

176.11 

204.08 

233.00 

34 

125.46 

152.18 

179.79 

208.32 

237.82 

35 

128.11 

155.38 

183.55 

212.66 

242.74 

2>6 

130.84 

158.67 

187.42 

217.11 

247.77 

37 

133.64 

162.05 

191.39 

221.66 

252.92 

38 

136.54 

165.54 

195.46 

226.33 

258.17 

39 

139.51 

169.10 

199.61 

231.07 

263.50 

40 

142.56 

172.75 

203.85 

235.90 

268.90 

41 

145.69 

176.47 

208.17 

240.79 

274.35 

42 

148.88 

180.26 

212.54 

245.72 

279.83 

43 

152.12 

184.09 

216.93 

250.66 

285.31 

44 

155.41 

187.95 

221.35 

255.62 

290.79 

45 

158.72 

191.82 

225.77 

260.57 

296.26 

46 

162.03 

195.70 

230.18 

265.50 

301.68 

47 

165.36 

199.58 

23458 

270.41 

307.08 

48 

168.69 

203.44 

238.96 

275.27 

312.40 

49 

172.04 

207.32 

243.33 

280.11 

317.69 

50 

175.42 

211.21 

247.72 

284.93 

322.94 

51 

178.81 

215.09 

252.08 

289.71 

328.10 

52 

182.23 

219.00 

256.40 

294.46 

333.22 

53 

185.68 

222.91 

260.73 

299.17 

338.26 

54 

189.17 

226.85 

265.06 

303.83 

343.23 

55 

192.70 

230.80 

269.38 

308.47 

348.14 

56 

196.27 

234.77 

273.69 

313.06 

352.95 

57 

199.87 

238.75 

277.98 

317.59 

357.65 

58 

203.52 

242.75 

282.25 

322.05 

362.23 

59 

207.22 

246.77 

286.49 

326.43 

366.66 

60       210.97      250.79      290.69      330.71      370.93 


255 


exp!^  mean   reserves  3% 

20  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

13 

13 

14 

15 

20 

203.89 

228.01 

253.01 

278.91 

305.75 

21 

207.73 

232.32 

257.79 

284.18 

311.51 

22 

211.67 

236.70 

262.65 

289.53 

317.37 

23 

215.71 

241.24 

267.68 

295.07 

323.43 

24 

219.87 

245.91 

272.85 

300.76 

329.65 

25 

224.19 

250.70 

278.15 

306.58 

336.01 

26 

228.62 

255.65 

283.63 

312.60 

342.59 

27 

233.15 

260.70 

289.22 

318.73 

349.29 

28 

237.81 

265.89 

294.95 

325.03 

356.17 

29 

242.58 

271.20 

300.82 

331.48 

363.21 

30 

247.48 

276.66 

306.85 

338.10 

370.43 

31 

252.49 

282.24 

313.02 

344.85 

377.79 

32 

257.63 

287.95 

319.32 

351.75 

385.30 

-33 

262.90 

293.82 

325.77 

358.81 

392.97 

'34 

268.30 

299.80 

332.35 

366.00 

400.77 

35 

273.81 

305.90 

339.05 

373.30 

408.67 

36 

279.43 

312.12 

345.87 

380.71 

416.67 

37 

285.17 

318.44 

352.78 

388.19 

424.74 

38 

291.01 

324.86 

359.77 

395.76 

432.88 

39 

296.91 

331.33 

366.79 

403.35 

441.04 

40 

302.87 

337.84 

373.86 

410.97 

449.23 

41 

308.87 

344.39 

380.95 

418.61 

457.43 

42 

314.89 

350.94 

388.04 

426.23 

465.58 

43 

320.90 

357.47 

395.09 

433.80 

473.63 

44 

326.90 

363.98 

402.10 

441.31 

481.72 

45 

332.86 

370.44 

409.04 

448.75 

489.67 

46 

338.78 

376.82 

415.90 

456.08 

497.48 

47 

344.64 

383.15 

422.68 

463.32 

505.18 

48 

350.41 

389.35 

429.31 

470.38 

512.68 

49 

356,13 

395.48 

435.83 

477.29 

520.02 

50 

361.77 

401.50 

442.22 

484.06 

527.18 

51 

367.30 

407.37 

448.43 

490.61 

534.08 

52 

372.75 

413.14 

454.50 

496.98 

540.77 

53 

378.09 

418.76 

460.37 

503.10 

547.17 

54 

383.33 

424.22 

466.Q4 

508.98 

553.28 

55 

388.45 

429.53 

471.51 

514.59 

559.06 

56 

393.43 

434.63 

476.70 

519.88 

564.46 

57 

398.24 

439.50 

481.60 

524.80 

569.44 

58 

402.87 

444.11 

486.17 

529.33 

574.01 

59 

407.28 

448.44 

490.39 

533.48 

578.19 

60       411.45      452.47   .   494.28      537.29      582.04 


256 


AMER. 
EXP. 

MEAN 

RESERVES 

3% 

20  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

i6 

17 

l8 

19 

20 

20 

333.56 

362.37 

392.23 

423.17 

455.25 

21 

339.83 

369.17 

399.58 

431.08 

463.71 

22 

346.22 

376.10 

407.06 

439.14 

472.40 

23 

352.81 

383.24 

414.77 

447.44 

481.31 

24 

359.57 

390.57 

422.68 

455.96 

490.46 

25 

366.50 

398.07 

430.79 

464.68 

499.84 

26 

373.65 

405.82 

439.14 

473.67 

509.45 

27 

380.94 

413.71 

447.66 

482.83 

519.27 

28 

388.41 

421.80 

456.38 

492.20 

529.30 

29 

396.06 

430.07 

465.28 

501.75 

539.54 

30 

403.89 

438.53 

474.38 

511.51 

549.96 

31 

411.87 

447.14 

483.64 

521.43 

560.55 

32 

420.00 

455.90 

493.04 

531.48 

571.30 

33 

428.29 

464.82 

502.59 

541.69 

582.19 

34 

436.70 

473.84 

512.26 

552.02 

593.21 

35 

445.21 

482.97 

522.02 

562.44 

604.33 

36 

453.81 

492.18 

531.87 

572.96 

615.55 

37 

462.48 

501.47 

541.79 

583.55 

626.85 

38 

471.21 

510.81 

551.77 

594.20 

638.21 

39 

479.95 

520.16 

561.75 

604.84 

649.59 

40 

488.71 

529.51 

571.73 

615.51 

661.01 

41 

497.48 

538.87 

581.72 

626.19 

672.43 

42 

506.19 

548.18 

591.66 

636.81 

683.82 

43 

514.85 

557.41 

601.53 

647.37 

695.17 

44 

523.42 

566.56 

611.30 

657.84 

706.45 

45 

531.90 

575.60 

620.96 

668.22 

717.66 

46 

540.23 

584.48 

630.46 

678.44 

728.75 

47 

548.42 

593.22 

639.83 

688.55 

739.73 

48 

556.40 

601.74 

648.96 

698.41 

75052 

49 

564.20 

610.05 

657.89 

708.09 

761.15 

50 

571.79 

618.14 

666.58 

717.55 

771.58 

51 

579.08 

625.91 

674.94 

726.68 

781.78 

52 

586.14 

633.41 

683.03 

735.56 

791.75 

53 

592.87 

640.56 

690.75 

744.10 

801.48 

54 

599.25 

647.34 

698.10 

752.31 

810.98 

55 

605.28 

653.74 

705.11 

760.25 

820.31 

56 

610.88 

659.71 

711.70 

767.87 

829.47 

57 

616.04 

665.25 

717.93 

775.19 

838.49 

58 

620.79 

670.41 

723.83 

782.27 

847.38 

59 

625.17 

675.23 

729.42 

789.10 

856.15 

60       629.24      679.75      734.71      795.67      864.77 


25^ 


AMER. 
EXP. 

MEAN 

RESERVES 

3% 

15  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

I 

2 

3 

4 

5 

20 

3.79 

26.90 

50.84 

75.65 

101.35 

21 

3.82 

27.33 

51.70 

76.95 

103.12 

22 

3.84 

27.79 

52.60 

78.31 

104.95 

23. 

3.86 

28.25 

53.52 

79.70 

106.83 

24 

3.89 

28.73 

54.48 

81.14 

108.77 

25 

3.92 

29.23 

55.45 

82.62 

110.77 

26 

3.95 

29.74 

56.46 

84.15 

112.82 

27 

3.98 

30.27 

57.50 

85.71 

114.94 

28 

4.01 

30.81 

58.57 

87.33 

117.11 

29 

4.05 

31.38 

59.68 

88.99 

119.35 

30 

4.09 

31.96 

60.82 

90.71 

121.66 

31 

4.13 

32.56 

61.99 

92.46 

124.02 

32 

4.18 

33.17 

.63.18 

94.26 

126.45 

33 

4.23 

.33.81 

64.43 

96.13 

128,95 

34  , 

4.28 

34  47 

65.70 

98.04 

131.51 

35 

4.34 

35.14 

67.01 

99.99 

134.13 

36 

4.41 

35.84 

68.35 

102.00 

136.81 

37 

4.48 

36.55 

69.73 

104.05 

139.56 

38 

4.57 

37.30 

71.15 

106.16 

142.38 

39 

4.66 

38.06 

72.60 

108.32 

145.27 

40 

4.76 

38.85 

74.10 

110.55 

148.24 

41 

4.86 

39.67 

75.65 

112.83 

151.26 

42 

4.98 

40.52 

77.24 

115.17 

154.35 

43 

5.11 

41.39 

78.85 

117.54 

157.48 

44 

5.26 

42.29 

80.52 

119.96 

160.65 

45 

5.42 

43.22 

82.20 

122.40 

163.84 

46 

5.62 

44.18 

83.92 

124.87 

167.03 

47 

5.83 

45.16 

85.66 

127.33 

170.22 

48 

6.07 

46.17 

87.39 

129.79 

17339 

49 

6.36 

47.20 

89.15 

132.25 

176.55 

50 

6.69 

48.25 

90.92 

134.72 

179.70 

51 

7.06 

49.34 

92.71 

137.19 

182.83 

52 

7.47 

50.47 

94.52 

139.66 

185.94 

53 

7.93 

51.63 

96.35 

142.13 

189.02 

54 

8.45 

52.82 

98.19 

144.59 

192.08 

55 

9.02 

54.06 

100.05 

147.05 

195.11 

56 

9.66 

55.35 

101.95 

149.52 

198.11 

57 

10.36 

56.69 

103.88 

151.98 

201.06 

58 

11.14 

58.08 

105.83 

154.44 

203.98 

59 

12.00 

59.54 

107.82 

156.89 

206.85 

60        12.96       61.06      109.84      159.35      209.68 


258 
AMER 


Expf  MEAN   RESERVES  ^% 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

128.00 

155.61 

184.22 

213.88 

244.63 

21 

130.24 

158.34 

187.47 

217.66 

248.96 

22 

132.56 

161.17 

190.82 

221.56 

253.42 

23 

134.95 

164.08 

194.27 

225.56 

258.00 

24 

137.41 

167.07 

197.82 

229.69 

262.72 

25 

139.93 

170.15 

201.47 

233.93 

267.57 

26 

142.54 

173.33 

205.23 

238.29 

272.56 

27 

145.22 

176.59 

209.09 

242.78 

277.69 

28 

147.97 

179.94 

213.06 

247.38 

282.95 

29 

150.80 

183.38 

217.14 

252.12 

288.36 

30 

153.72 

186.93 

221.34 

256.98 

293.91 

31 

156.71 

190.57 

225.63 

261.96 

299.59 

32 

159.78 

194.29 

230.03 

267.05 

305.41 

33 

162.93 

198.11 

234.55 

272.28 

311.37 

34 

166.16 

202.03 

239.17 

277.64 

317.49 

35 

169.46 

206.03 

243.90 

283.11 

323.72 

36 

172.84 

210.13 

248.73 

288.70 

330.09 

37 

176.30 

214.33 

253.68 

294.42 

336.60 

38 

179.85 

218.62 

258.74 

300.25 

343.22 

39 

183.48 

223.00 

263.89 

306.17 

349.93 

40 

187.19 

227.48 

269.13 

312.20 

356.75 

41 

190.98 

232.02 

274.44 

318.28 

363.60 

42 

194.82 

236.63 

279.81 

324.41 

370.51 

43 

198.71 

241.27 

285.20 

330.56 

377A3 

44 

202.63 

245.92 

290.60 

336.71 

384.35 

45 

206.55 

250.57 

295.98 

342.85 

391.25 

46 

210.47 

255.22 

301.36 

348.97 

398.13 

47 

214.37 

259.84 

306.70 

355.03 

404.94 

48 

218.24 

264.41 

311.98 

361.02 

411.66 

49 

222.09 

268.95 

317.19 

366.93 

418.30 

50 

225.91 

273.43 

322.34 

372.76 

424.84 

51 

229.69 

277.85 

327.41 

378.49 

431.24 

52 

233.43 

282.21 

332.39 

384.09 

437.50 

53 

237.11 

286.48 

337.25 

389.55 

443.58 

54 

240.74 

290.66 

341.98 

394.84 

449.46 

55 

244.30 

294.74 

346.56 

399.95 

455.14 

56 

247.80 

298.72 

351.02 

404.89 

460.59 

57 

251.21 

302.57 

355.29 

409.60 

465.77 

58 

254.55 

306.30 

359.40 

414.08 

470.67 

59 

257.79 

309.88 

363.28 

418.29 

475.23 

60   ;     260.95      313.30      366.96      422.21      479.43 


259 

"exp^  mean   reserves  ^% 

15  Payment  Life 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

12 

13 

U 

15 

20 

276.51 

309.56 

343.83 

379.38 

416.25 

21 

281.40 

315.04 

349.92 

386.08 

423.62 

22 

286.45 

320.69 

356.19 

393.01 

431.20 

23 

291.62 

326.48 

362.63 

400.12 

439  00 

24 

296.96 

332.46 

369.27 

407.43 

447.02 

25 

302.44 

338,60 

376.08 

414.95 

455.25 

26 

308.08 

344.90 

383.08 

422.66 

463.71 

27 

313.87 

351.38 

390.26 

430.58 

472.40 

28 

319.81 

358.02 

397.62 

438.69 

481.31 

29 

325.91 

364.84 

405.20 

447.05 

490.46 

30 

332.18 

371.84 

412.97 

455.61 

499.84 

31 

338.59 

379.01 

420.92 

464.37 

509.45 

32 

345.15 

386.34 

429.05 

473.33 

519.27 

33 

351.88 

393.86 

437.38 

482.50 

529.30 

34' 

358.77 

401.55 

445.89 

491.86 

539.54 

35 

365.79 

409.38 

454.56 

501.39 

549.96 

36 

372.96 

417.36 

463.38 

511.08 

560.55 

37 

380.26 

425.49 

472.35 

520.92 

571.30 

38 

387.69 

433.74 

481.45 

530.89 

582.19 

39 

395.21 

442.08 

490.63 

540.96 

593.21 

40 

402.82 

450.51 

499.91 

551.15 

604.33 

41 

410.47 

458.99 

509.25 

561.39 

615.55 

42 

418.18 

467.52 

518.65 

571.71 

626.85 

43 

425.90 

476.07 

528.07 

582.06 

638.21 

44 

433.62 

484.61 

537.49 

592.41 

649.59 

45 

441.30 

493.13 

546.89 

602.77 

661.01 

46 

448.96 

501.62 

556.26 

613.11 

672.43 

47 

456.55 

510.03 

565.57 

623.41 

683.82 

48 

464.05 

518.36 

574.79 

633.63 

695.17 

49 

471.45 

526.57 

583.91 

643.74 

706.45 

50 

478.73 

534.65 

592.88 

653.74 

717.66 

51 

485.86 

542.57 

601.70 

663.60 

728.75 

52 

492.81 

550.31 

610.33 

673.29 

739.72 

53 

499.57 

557.84 

618.75 

682.78 

750.52 

54 

506.12 

565.13 

626.92 

692.03 

761.15 

55 

512.41 

572.16 

634.83 

701.04 

771.58 

56 

518.45 

578.88 

642.41 

709.74 

781.78 

57 

524.16 

585.25 

649.64 

718.12 

791.75 

58 

529.55 

591.27 

656.51 

726.18 

801.48 

59 

534.55 

596.87 

662.96 

733.87 

810.98 

60       539.15      602.03      668.99      741.23      820.31 


260 


AMER. 
EXP. 

MEAN 

RESERVES 

3% 

10  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

I- 

2 

3 

4 

5 

20 

3.79 

40.01 

77.56 

116.49 

156.88 

21 

3.82 

40.63 

78.81 

118.39 

159.45 

22 

3.84 

41.28 

80.10 

120.36 

162.11 

23 

3.86 

41.94 

81.43 

122.38 

164.85 

24 

3.89 

42.63 

82.81 

124.47 

167.67 

25 

3.92 

43.34 

84.22 

126.61 

170.58 

26 

3.95 

44.07 

85.68 

128.82 

173.56 

27 

3.98 

44.83 

87.18 

131.10 

176.64 

28 

4.01 

45.60 

88.73 

133.44 

179.82 

29 

4.05 

46.40 

90.32 

135.86 

183.08 

30 

4.09 

47.23 

91.96 

138.34 

186.43 

31 

4.13 

48.08 

93.64 

140.88 

189.88 

32 

4.18 

48.95 

95.37 

143.50 

193.42 

33 

4.23 

49.86 

97.16 

146.20 

197.06 

34 

4.28 

50.79 

99.00 

148.97 

200.79 

35 

4.34 

51.74 

100.87 

151.80 

204,61 

36 

4.41 

52.73 

102.80 

154.71 

208.53 

37 

4.48 

53.73 

104.77 

157.68 

212.53 

38 

4.57 

54.77 

106.80 

160.73 

216.64 

39 

4.66 

55.84 

108.87 

163.85 

220.84 

40 

4.76 

56.94 

111.01 

167.05 

225.14 

41 

4.86 

58.06 

113.19 

170.31 

229.53 

42 

4.98 

59.22 

115.42 

173.64 

233.99 

43 

5.11 

60.41 

117.69 

177.03 

238.52 

44 

5.26 

61.63 

120.01 

180.47 

243.11 

45 

5.42 

62.88 

122.36 

183.95 

247.74 

46 

5.62 

64.16 

124.75 

187.46 

252.39 

47 

5.83 

65.47 

127.16 

190.98 

257.05 

48 

6.07 

66.79 

129.56 

194.49 

261.69 

49 

6.36 

68.14 

131.98 

198.00 

266.34 

50 

6.69 

69.51 

134.41 

201.51 

270.96 

51 

7.06 

70.90 

136.84 

205.01 

275.56 

52 

7.47 

72.32 

139.27 

208.48 

280.11 

53 

7.93 

73.75 

141.70 

211.91 

284.59 

54 

8.45 

75.22 

144.12 

215.31 

289.02 

55 

9.02 

76.70 

146.51 

218.66 

293.36 

56 

9.66 

78.20 

148.91 

221.96 

297.62 

57 

10.36 

79.74 

151.28 

225.19 

301.75 

58 

11.14 

81.30 

153.62 

228.33 

305.74  ■ 

59 

12.00 

82.88 

155.92 

231.38 

309.59 

60        12.96       84.50      158.19      234.33      313.29 


261 


AMER. 
EXP. 

MEAN 

RESERVES 

3% 

10  Payment  Life 

FULL  PRELIMINARY  TERM 

YEARS 

Age 

6 

7 

8 

9 

lO 

20 

198.77 

242.21 

287.27 

334.02 

382.52 

21 

202.03 

246.20 

292.01 

339.55 

388.86 

22 

205.41 

250.32 

296.91 

345.25 

395.41 

23 

208.89 

254.58 

301.97 

351.13 

402.16 

24 

212.48 

258.95 

307.17 

357.19 

409.10 

25 

216.17 

263.47 

312.53 

363.44 

416.25 

26 

219.97 

268.11 

318.04 

369.85 

423.62 

27 

223.88 

272.88 

323.71 

376.46 

431.20 

28 

227.91 

277.80 

329.56 

383.26 

439.00 

29 

232.05 

282.85 

335.56 

390.25 

447.02 

30 

236.31 

288.06 

341.74 

397.44 

455.25 

31 

240.69 

293.40 

348.08 

404.82 

463.71 

32 

245.18 

298.88 

354.58 

412.39 

472.40 

33 

249.80 

304.50 

361.26 

420.17 

481.31 

34 

254.53 

310.28 

368.11 

428.14 

490.46 

35 

259.37 

316.18 

375.13 

436.31 

499.84 

36 

264.34 

322.24 

382.32 

444.68 

509.45 

■h7 

269.42 

328.44 

389.68 

453.25 

519.27 

38 

274.63 

334.79 

397.21 

462.01 

529.30 

39 

279.95 

341.26 

404.88 

470.92 

539.54 

40 

285.39 

347.87 

412.71 

480.03 

549.96 

41 

290.92 

354.60 

420.68 

489.28 

560.55 

42 

296.55 

361.43 

428.76 

498.66 

571.30 

43 

302.26 

368.35 

436.93 

508.15 

582.19 

44 

308.02 

Z7^.ZZ 

445.18 

517.73 

593.21 

45 

313.83 

382.36 

453.49 

527.40 

604.33 

46 

319.66 

389.42 

461.85 

537.14 

615.55 

47 

325.50 

396.50 

470.23 

546.93 

626.85 

48 

331.33 

403.56 

478.61 

556.72 

638.21 

49 

337.14 

410.62 

486.99 

566.54 

649.59 

50 

"      342.93 

417.64 

495.34 

576.34 

661.01 

51 

348.68 

424.62 

503.64 

586.11 

672.43 

52 

354.36 

431.52 

511.88 

595.83 

683.82 

53 

359.97 

438.34 

520.02 

605.46 

695.17 

54 

365.49 

445.04 

528.05 

614.99 

706.45 

55 

370.90 

451.61 

535.93 

624.39 

717.66 

56 

376.18 

458.03 

543.65 

633.65 

728.75 

57 

381.29 

464.26 

551.18 

642.72 

739.72 

58 

386.23 

470.28 

558.48 

651.58 

750.52 

59 

390.98 

476.08 

565.53 

660.20 

761.15 

60 

395.51 

481.60 

"""'      572.29 

668.54 

771.58 

262 
AMER 


^^^  MEAN   RESERVES  3% 


20  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

3.79 

40.13 

77.81 

116.88 

157.40 

21 

3.82 

40.15 

77.82 

116.89 

157.41 

22 

3.84 

40.17 

77.84 

116.90 

157.42 

23 

3.86 

40.19 

77.86 

116.92 

157.43 

24 

3.89 

40.22 

77.88 

116.94 

157.45 

25 

3.92 

40.25 

77.91 

116.97 

157.47 

26 

3.95 

40.28 

77.94 

117.00 

157.50 

27 

3.98 

40.31 

77.98 

117.03 

157.53 

28 

4.01 

40.35 

78.02 

117.07 

157.57 

29 

4.05 

40.40 

78.07 

117.12 

157.62, 

30 

4.09 

40.45 

78.13 

117.18 

157.67 

31 

4.13 

40.50 

78.19 

117.25 

157.73. 

32 

4.18 

40.56 

78.26 

117.33 

157.81 

33 

4.23 

40.63 

78.35 

117.43 

157.91 

34 

4.28 

40.71 

78.45 

117.54 

158.03 

35 

4.34 

40.80 

78.57 

117.67 

158.17 

36 

4.41 

40.90 

78.70 

117.82 

158.34 

37 

4.48 

41.02 

78.85 

118.00 

158.55 

38 

4.57 

41.16 

79.03 

118.22 

158.80 

39 

4.66 

41.32 

79.24 

118.48 

159.09 

40 

4.76 

41.50 

79.48 

118.78 

159.44 

41 

4.86 

41.70 

79.76 

119.13 

159.84 

42 

4.98 

41.92 

80.08 

119.53 

160.29 

43 

5.11 

42.17 

80.44 

119.97 

160.79 

44 

5.26 

42.46 

80.84 

120.46 

161.34 

45 

5.42 

42.78 

81.28 

121.00 

161.93 

46 

5.62 

43.14 

81.76 

121.58 

162.56 

47 

5.83 

43.53 

82.29 

122.20 

163.22 

48 

6.07 

43.96 

82.86 

122.86 

163.91 

49 

6.36 

44.43 

83.47 

123.56 

164.65 

50 

6.69 

44.95 

84.14 

124.32 

165.46 

51 

7.06 

45.53 

84.87 

125.16 

166.36 

52 

7.47 

46.17 

85.68 

126.08 

167.35 

53 

7.93 

46.87 

86.57 

127.09 

168.43 

54 

8.45 

47.64 

87.55 

128.20 

169.62 

55 

9.02 

■48.50 

88.63 

129.43 

170.94 

56 

9.66 

49.45 

89.82 

130.79 

172.39 

57 

10.36 

50.49 

91.13 

132.28 

173.97 

58 

11.14 

51.64 

92.56 

133.90 

175.69 

59 

12.00 

52.82 

94.11 

135.66 

177.57 

60  12.96  54.29  95.80  137.58  179.61 


263 


AMER. 
EXP. 


MEAN   RESERVES  ^% 


20  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

199.43 

243.02 

288.24 

335.15 

383.82 

21 

199.43 

243.01 

288.22 

335.12 

383.78 

22 

199.43 

243.00 

288.20 

335.10 

383.75 

23 

199.43 

243.00 

288.19 

335.08 

383.72 

24 

199.44 

243.00 

288.18 

335.06 

383.69 

25 

199.45 

243.01 

288.18 

335.04 

383.66 

26 

199.47 

243,02 

288.18 

335.03 

383.63 

27 

199.50 

243.04 

288.19 

335.02 

383.61 

28 

199.54 

243.06 

288.21 

335.02 

383.60 

29 

199.58 

243.09 

288.23 

335.03 

383.59 

30 

199.63 

243.14 

288.26 

335.05 

383.59 

31 

199.69 

243.20 

288.30 

335.08 

383.60 

32 

190.77 

243.27 

288.36 

335.12 

383.62 

33- 

199.87 

243.36 

288.44 

335.18 

383.66 

34 

199.99 

243.47 

288.54 

335.27 

383.72 

35 

200.13 

243.61 

288.67 

335.39 

383.81 

36 

200.31 

243.79 

288.84 

335.55 

383.95 

37 

200.53 

244.02 

289.06 

335.75 

384.13 

38 

200.80 

244.30 

289.33 

336.00 

384.35 

39 

201.12 

244.63 

289.66 

336.30 

384.60 

40 

201.49 

245.01 

•290.04 

336.64 

384.88 

41 

201.92 

245.45 

290.46 

337.01 

385.18 

42 

202.40 

245.93 

290.91 

337.40 

385.48 

43 

202.93 

246.45 

291.39 

337.80 

385.79 

44 

203.50 

247.00 

291.89 

338.21 

386.10 

45 

204.10 

247.57 

292.40 

338.63' 

386.40 

46 

204.73 

248.17 

292.93 

339.06 

386.70 

47 

205.39 

248.80 

293.48 

339.50 

387.01 

48 

206.09 

249.46 

294.06 

339.96 

387.32 

49 

206.84 

250.17 

294.68 

340.45 

387.65 

50 

207.65 

250.94 

295.35 

340.99 

388.01 

51 

208.54 

251.78 

296.19 

341.59 

388.40 

52 

209.53 

252.71 

296.91 

342.26 

388.84 

53 

210.63 

253.74 

297.83 

343.00 

389.34 

54 

211.84 

254.88 

298.85 

343.83 

389.92 

55 

213.16 

25614 

299.98 

344.75 

390.57 

56 

214.61 

257.53 

301.22 

345.77 

391.29 

57 

216.20 

259.05 

302.58 

346.88 

392.07 

58 

217.94 

260.71 

304.06 

348.08 

392.89 

59 

219.83 

262.51 

305.65 

349.36 

393.75 

60      221.88       264.44      307.35      350.70      394.63 


264 
AMER 


^exp!^  mean   reserves  3% 


20  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

11 

la 

13 

14 

*» 

20 

434.32 

486.73 

541.14 

597.61 

656.25 

21 

434.27 

486.67 

541.07 

597.54 

656.18 

22 

434.23 

486.61 

541.00 

597.47 

656.11 

23 

434.19 

486.56 

540.93 

597.40 

656.04 

24 

434.15 

486.51 

540.86 

597.33 

655.96 

25 

434.11 

486.46 

540.79 

497.25 

655.87 

26 

434.07 

486.41 

540.72 

■597.17 

655.77 

27 

434.03 

486.36 

540.65 

597.08 

655.67 

28 

43400 

486.31 

540.58 

596.99 

655.57 

29 

433.97 

486.26 

540.52 

596.90 

655.47 

30 

433.95 

486.21 

540.46 

596.81 

655.36 

31 

433.93 

486.17 

540.40 

596.73 

655.25 

32 

433.93 

486.14 

540.35 

596.65 

655.14 

33 

433.95 

486.13 

540.31 

5%.58 

655.03 

34 

433.99 

486.14 

540.29 

596.51 

654.92 

35 

434.05 

486.16 

540.29 

596.45 

654.80 

36 

434.14 

486.21 

540.30 

596.39 

654.67 

37 

434.27 

486.28 

540.30 

596.32 

654.53 

38 

434.44 

486.40 

540.30 

596.25 

654.39 

39 

434.63 

486.5] 

540.30   ■ 

596.16 

654.22 

40 

434.83 

486.61 

540.30 

596.05 

654.02 

41 

435.03 

486.70 

540.27 

595.91 

653.77 

42 

435.23 

486.78 

540.22 

595.73 

653.47 

43 

435.43 

486.84 

540.14 

595.51 

653.12 

44 

435.61 

486.87 

540.03 

595.24 

652.72 

45 

435.77 

486.87 

539.87 

594.91 

652.26 

46 

435.92 

486.85 

539.67 

594.54 

651.73 

47 

436.06 

486.80 

539.43 

594.12 

651.12 

48 

436.19 

486.73 

539.14 

593.63 

650.43 

49 

436.32 

486.63 

538.80 

593.07 

649.66 

50 

436.46 

486.53 

538.44 

592.46 

648.82 

51 

436.61 

486.43 

538.05 

591.80 

647.90 

52 

436.79 

486.33 

537.64 

591.08 

646.90 

53 

437.01 

486.23 

537.21 

590.30 

645.81 

54 

437.29 

486.14 

536.75 

589.43 

644.63 

55 

437.61 

486.07 

536.26 

588.48 

643.33 

56 

437.95 

485.99 

535.71 

587.45 

641.86 

57 

438.31 

485.88 

535.08 

586.28 

640.19 

58 

438.68 

485.72 

534.34 

584.95 

638.32 

59 

439.03 

485.48 

533.45 

583.48 

636.27 

60       439.34      485.14      532.44      581.83      634.08 


285 


^^  MEAN   RESERVES  3% 


20  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 
Age  i6  17  i8  19  30 


20 

717.15 

780.40 

846.13 

914.43 

985.44 

21 

717.08 

780.34 

846.07 

914.40 

985.44 

22 

717.01 

780.27 

846.01 

914.37 

985.44 

23 

716.93 

780.20 

845.95 

914.34 

985.44 

24 

716.84 

780.12 

845.88 

914.30 

985.44 

25 

716.75 

780.03 

845.81 

914.26 

985.44 

26 

716.65 

779.93 

845.73 

914.21 

985.44 

27 

716.55 

779.83 

845.65 

914.16 

985.44 

28 

716.44 

779.73 

845.56 

914.10 

985.44 

29 

716.33 

779.62 

845.46 

914.04 

985.44 

30 

716.21 

779.50 

845.35 

913.97 

985.44 

31 

716.09 

779.37 

845.23 

913.89 

985.44 

32 

715.96 

779.23 

845.10 

913.80 

985.44 

33. 

715.83 

779.09 

844.96 

913.70 

985.44 

34 

715.69 

778.93 

844.81 

913.59 

985.44 

35 

715.54 

778.75 

844.65 

913.47 

985.44 

36 

715.37 

778.55 

844.47 

913.33 

985.44 

37 

715.17 

778.32 

844.25 

913.18 

985.44 

38 

714.95 

778.07 

844.00 

913.01 

985.44 

39 

714.71 

777.79 

843.73 

912.82 

985.44 

40 

714.43 

777.47 

843.42 

912.62 

985.44 

41 

714.10 

777.10 

843.07 

912.39 

985.44 

42 

713.71 

776.67 

842.67 

912.12 

985.44 

43 

713.26 

776.18 

842.22 

911.80 

985.44 

44 

712.75 

775.63 

841.72 

911.45 

985.44 

45 

712.18 

775.00 

841.15 

911.06 

985.44 

46 

711.53 

774.30 

840.51 

910.63 

985.44 

47 

710.80 

773.51 

839.78 

910.16 

985.44 

48 

709.97 

772.63 

838.97 

909.63 

985.44 

49 

709.05 

771.65 

838.06 

909.03 

985.44 

50 

708.04 

770.57 

837.07 

908.36 

985.44 

51 

706.93 

769.38 

835.98 

907.62 

985.44 

52 

705.71 

768.08 

834.77 

906.80 

985.44 

53 

704.37 

766.64 

833.43 

905.89 

985.44 

54 

702.91 

765.04 

831.94 

904.88 

985.44 

55 

701.31 

763.27 

830.29 

903.76 

985.44 

56 

699.49 

761.29 

828.45 

902.52 

985.44 

57 

697.45 

759.07 

826.42 

901.15 

985.44 

58 

695.21 

756.69 

824.22 

899.66 

985.44 

59 

692.77 

754.10 

821.85 

898.04 

985.44 

60  690.17  751.36  819.30  896.26  985.44 


266 
AMER 


EXP  MEAN   RESERVES  3% 


1 5  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

I 

■2 

3 

4 

5 

20 

3.79 

58.28 

114.81 

173.44 

234.28 

21 

3.82 

58.29 

114.80 

173.43 

234.26 

22 

3.84 

58.30 

114.80 

173.42 

234.24 

23 

3.86 

58.31 

114.81 

173.41 

234.22 

24 

3.89 

58.33 

114.81 

173.40 

234.20 

25 

3.92 

58.35 

114.82 

173.39 

234.18 

26 

3.95 

58.37 

114.82 

173.38 

234.16 

27 

3.98 

58.39 

114.83 

173.38 

234.14 

28 

4.01 

58.41 

114.84 

173.38 

234.12 

29 

4.05 

58.44 

114.85 

173.38 

234.10 

30 

4.09 

58.47 

114.87 

173.38 

234.08 

31 

4.13 

58.50 

114.89 

173.38 

234.06 

32 

4.18 

58.54 

114.91 

173.39 

234.05 

33 

4.23 

58.58 

114.94 

173.40 

234.04 

34 

4.28 

58.63 

114.97 

173.41 

234.03 

35 

4.34 

58.68 

115.00 

173.42 

234.02 

36 

4.41 

58.74 

■  115.04 

173.44 

234.02 

37 

4.48 

58.80 

115.09 

173.47 

234.02 

38 

4.57 

58.87 

115.15 

173.51 

234.04 

3? 

4.66 

58.96 

115.22 

173.57 

234.08 

40 

4.76 

59.06 

115.31 

173.65 

234.14 

41 

4.86 

59.18 

115.43 

173.75 

234.22 

42 

4.98 

59.31 

115.57 

173.87 

234.32 

43 

5.11 

59.46 

115.73 

174.01 

234.43 

44 

5.26 

59.63 

115.91 

174.17 

234.55 

45 

5.42 

59.82 

116.11 

174.35 

234.67 

46 

5.62 

60.04 

116.32 

174.54 

234.78 

47 

5.83 

60.28 

116.54 

174.71 

234.87 

48 

6.07 

60.54 

116.77 

174.88 

234.94 

49 

6.36 

60.83 

117.02 

175.05 

235.00 

50 

6.69 

61.15 

117.29 

175.23 

235.06 

51 

7.06 

61.50 

117.59 

175.43 

235.12 

52 

7.47 

61.89 

117.92 

175.64 

235.18 

53 

7.93 

62.33 

118.28 

175.87 

235.24 

54 

8.45 

62.82 

118.67 

176.13 

235.32 

55 

9.02 

63.36 

119.11 

176.43 

235.42 

56 

9.66 

63.95 

119.61 

176.77 

235.54 

57 

10.36 

64.61 

120.17 

177.16 

235.69 

58 

11.14 

65.35 

120.80 

.  177.60 

235.87 

59 

12.00 

66.18 

121.50 

178.09 

236.09 

60        12.96       67.10      122.28      178.65      236.35 


"^1^  MEAN   RESERVES  3% 

1 5  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

297.41 

362.92 

430.90 

501.46 

574.72 

21 

297.37 

362.87 

430.85 

501.40 

574.66 

22 

297.34 

362.83 

430.80 

501.34 

574.60 

2Z 

297.31 

362.79 

430.75 

501.28 

574.54 

24 

297.28 

362.75 

430.69 

501.22 

574.47 

25 

297.24 

362.70 

430.63 

501.15 

574.39 

26 

297.21 

362.65 

430.57 

501.08 

574.31 

27 

297.17 

362.60 

430.51 

501.01 

574.23 

28 

297.14 

362.55 

430.45 

500.94 

574.14 

29 

297.10 

362.50 

430.38 

500.86 

574.04 

30 

297.07 

362.45 

430.31 

500.77 

573.94 

31 

297.03 

362.39 

430.23 

500.67 

573.83 

32 

297.00 

362.33 

430.15 

500.57 

573.71 

iz 

296.96 

362.26 

430.06 

500.46 

573.59 

34 

296.93 

362.19 

429.97 

500.35 

573.46 

35 

296.90 

362.13 

429.88 

500.23 

573.32 

36 

296.87 

362.07 

429.79 

500.11 

573.18 

37 

296.84 

362.02 

429.71 

500.00 

573.03 

38 

296.83 

361.98 

429.64 

499.89 

572.88 

39 

296.84 

361.96 

429.58 

499.78 

572.72 

40 

296.87 

361.95 

429.52 

499.66 

572.55 

41 

296.91 

361.95 

429.45 

499.53 

572.35 

42 

296.97 

361.95 

429.37 

499.37 

572.12 

43 

297.03 

361.93 

429.27 

499.18 

571.85 

44 

297.08 

361.89 

429.13 

498.94 

571.53 

45 

297.11 

361.82 

428.95 

498.65 

571.15 

46 

297.12 

361.72 

428.73 

498.31 

570.69 

47 

297.10 

361.58 

428.46 

497.90 

570.15 

48 

297.05 

361.40 

428.13 

497.42 

569.54 

49 

296.98 

361.18  . 

427.74 

496.87 

568.86 

50 

296.89 

360.92 

427.29 

496.25 

568.10 

51 

296.78 

360.62 

426.79 

495.56 

567.25 

52 

296.65 

360.28 

426.24 

494.80 

566.30 

53 

296.52 

359.91 

425.64 

493.96 

565.25 

54 

296.39 

359.52 

424.98 

493.04 

564.10 

55 

296.25 

359.10 

424.27 

492.03 

562.84 

56 

296.10 

358.65 

423.51 

490.94 

561.47 

57 

295.95 

358.18 

422.69 

489.77 

559.99 

58 

295.81 

357.68 

421.78 

488.50 

558.37 

59 

295.69 

357.16 

420.84 

487.12 

556.59 

60       295.58      356.62      419.81      485.61      554.63 


268 


^xp!^  mean  reserves  3% 


15  Year  Endowment 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

II 

» 

13 

14 

IS 

20 

650.76 

729.73 

811.74 

896.93 

985.44 

21 

650.70 

729.67 

811.69 

896.90 

985.44 

22 

650.63 

729.61 

811.64 

896.87 

985.44 

23 

650.56 

729.55 

811.59 

896.84 

985.44 

24 

650.49 

729.48 

811.54 

896.81 

985.44 

25 

650.42 

729.41 

811.48 

896.77 

985.44 

26 

650.34 

729.34 

811.42 

896.73 

985.44 

27 

650.26 

729.26 

811.35 

896.69 

985.44 

28 

650.17 

729.17 

811.28 

896.64 

985.44 

29 

650.07 

729.07 

811.20 

896.59 

985.44 

30 

649.96 

728.96 

811.11 

896.53 

985.44 

31 

649.84 

728.85 

811.01 

896.47 

985.44 

32 

649.72 

728.73 

810.91 

896.40 

985.44 

33 

649.59 

728.60 

810.80 

896.33 

985.44 

34 

649.45 

728.46 

810.68 

896.25 

985.44 

35 

649.30 

728.31 

810.54 

896.16 

985.44 

36 

649.14 

728.15 

810.39 

896.06 

985.44 

Z7 

648.97 

727.97 

810.23 

895.95 

985.44 

38 

648.79 

727.77 

810.05 

895.83 

985.44 

39 

648.59 

727.SS 

809.85 

895.70 

985.44 

40 

648.37 

727.31 

809.62 

895.55 

985.44 

41 

648.12 

727.04 

809.36 

895.38 

985.44 

42 

647.83 

726.7Z 

809.06 

895.18 

985.44 

43 

647.49 

726.Z7 

808.71 

894.95 

985.44 

44 

647.09 

725.95 

808.32 

894.69 

985.44 

45 

646.63 

725.47 

807.88 

894.40 

985.44 

46 

646.11 

724.92 

807.39 

894.08 

985.44 

47 

645.51 

724.29 

806.83 

893.71 

985.44 

48 

644.82 

723.57 

806.20 

893.29 

985.44 

49 

644.04 

72276 

805.49 

892.82 

985.44 

50 

643.16 

721.86 

804.69 

892.30 

985.44 

51 

642.18 

720.86 

803.80 

891.71 

985.44 

52 

641.10 

719.74 

802.81 

891.05 

985.44 

53 

639.91 

718.51 

801.72 

890.32 

985.44 

54 

638.61 

717.16 

800.51 

889.52 

985.44 

55 

637.18 

715.68 

799.17 

888.64 

985.44 

56 

635.62 

714.06 

797.70 

887.67 

985.44 

57 

633.91 

712.27 

796.08 

886.59 

985.44 

58 

632.02 

710.29 

794.28 

885.38 

985.44 

59 

629.94 

708.10 

792.28 

884.04 

985.44 

60       627.64      705.67      790.06      882.57  -     985.44 


269 
^Expf  MEAN   RESERVES  3% 

10  Year  Elndowment. 
FULL  PRELIMINARY  TERM 


YEARS 

• 

A^e 

I 

3 

3 

4 

5 

20 

3.79 

97.33 

194.40 

295.14 

399.69 

21 

3.82 

97.33 

194.39 

295.12 

399.66 

22 

3.84 

97.34 

194.38 

295.10 

399.63 

23 

3.86 

97.35 

194.37 

295.08 

399.60 

24 

3.89 

97.36 

194.36 

295.05 

399.56 

25 

3.92 

97.37 

194.35 

295.02 

399.52 

26 

3.95 

97.38 

194.34 

294.99 

399.48 

27 

3.98 

97.39 

194.33 

294.96 

399.43 

28 

4.01 

97.40 

194.32 

294.93 

399.38 

29 

4.05 

97.41 

194.31 

294.90 

399.33 

30 

4.09 

97.42 

194.30 

294.86 

399.28 

31 

4.13 

•  97.43 

194.29 

294.82 

399.22 

32 

4.18 

97.45 

194.28 

294.78 

399.16 

33 

4.23 

97.47 

194.27 

294.74 

399.09 

34 

4.28 

97.49 

194.26 

294.70 

399.02 

35 

4.34 

97.52 

194.25 

294.65 

398.94 

36 

4.41 

■     97.55 

194.23 

294.60 

398.85 

37 

4.48 

97.58 

194.21 

294.55 

398.75 

38 

5.57 

97.61 

194.19 

294.49 

398.65 

39 

4.66 

97.65 

194.18 

294.43 

398.55 

40 

4.76 

97.69 

194.17 

294.37 

398.45 

41 

4.86 

97.74 

194.17 

294.31 

398.34 

42 

4.98 

97.80 

194.17 

294.25 

398.23 

43 

5.11 

97.87 

194.18 

294.19 

398.10 

44 

5.26 

97.95 

194.19 

294.12 

397.95 

45 

5.42 

98.04 

194.21 

294.04 

397.78 

46 

5.62 

98.14 

194.22 

293.94 

397.58\ 

47 

5.83 

98.26 

194.22 

293.82 

397.34 

48 

6.07 

98.39 . 

194.21 

293.67 

397.05 

49 

6.36 

98.54 

194.19 

293.49 

396.71 

50 

6.69 

98.70 

194.16 

293.28 

396.33 

51 

7.06 

98.88 

194.12 

293.04 

395.90 

52 

7.47 

99.08 

194.08 

292.77 

395.41 

53 

7.93 

99.30 

194.03 

292.46 

394.86 

54 

8.45 

99.54 

193.97 

292.11 

394.25 

55 

9.02 

99.80 

193.91 

291.73 

393.58 

56 

9.66 

100.09 

193.85 

291.32 

392.85 

57 

10.36 

100.42 

193.79 

290.87 

392.05 

58 

11.14 

10^179 

193.73 

290.37 

391.17 

59 

12.00 

101.20 

193.66 

289.82 

390.20 

60        12.96      101.65      193.59      289.22      389.13 


270 


AMER. 
EXP. 


MEAN   RESERVES  ^% 


10  Year  Elndowinent. 
FULL  PRELIMINARY  TERM 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

508.22 

620.88 

737.85 

859.30 

985.44 

21 

508.18 

620.84 

737.81 

859.28 

985.44 

22 

508.14 

620.80 

737.77 

859.26 

985.44 

23 

508.10 

620.76 

737.73 

859.23 

985.44 

24 

508.05 

620.71 

737.69 

859.20 

985.44 

25 

508.00 

620.66 

737.64 

859.17 

985.44 

26 

507.95 

620.61 

737.59 

859.14 

985.44 

27 

507.90 

620.56 

737.54 

859.11 

985.44 

28 

507.84 

620.50 

737.49 

859.08 

985.44 

29 

507.78 

620.43 

737.44 

859.05 

985.44 

30 

507.72 

620.36 

737.38 

859.01 

985.44 

31 

507.65 

620.28 

737.32 

858.96 

985.44 

32 

507.57 

620.19 

737.25 

858.91 

985.44 

33 

507.49 

620.10 

737.17 

858.85 

985.44 

34 

507.40 

620.00 

737.08 

858.78 

985.44 

35 

507.30 

619.89 

736.98 

858.71 

985.44 

36 

507.19 

619.77 

736.87 

858.64 

985.44 

37 

507.07 

619.64 

736.75 

858.56 

985.44 

38 

506.95 

619.50 

736.62 

858.47 

985.44 

39 

506.82 

619.35 

736.48 

858.37 

985.44 

40 

506.68 

619.19 

736.33 

858.26 

985.44 

41 

506.53 

619.02 

736.16 

858.14 

985.44 

42 

506.36 

618.83 

735.97 

858.01 

985.44 

43 

506.17 

618.61 

735.75 

857.86 

985.44 

44 

505.95 

618.35 

735.49 

857.69 

985.44 

45 

505.70 

618.05 

735.20 

857.49 

985.44 

46 

505.40 

617.70 

734.87 

857.26 

985.44 

47 

505.05 

617.30 

734.49 

857.00 

985.44 

48 

504.65 

616.84 

734.05 

856.70 

985.44 

49 

504.20 

616.32 

733.55 

856.36 

985.44 

50 

503.69 

615.74 

732.99 

855.98 

985.44 

51 

503.11 

615.09 

732.37 

855.56 

985.44 

52 

502.46 

614.36 

731.68 

855.09 

985.44 

53 

501.74 

613.55 

730.91 

854.57 

985.44 

54 

500.94 

612.65 

730.05 

853.99 

985.44 

55 

500.05 

611.65 

729.10 

853.34 

985.44 

56 

499.07 

610.54 

728.05 

852.62 

985.44 

57 

497.98 

609.31 

726.89 

851.82 

985.44 

58 

496.78 

607.95 

725.60 

850.94 

985.44 

59 

495.47 

606.45 

724.18 

849.97 

985.44 

60  494.03  604.81  722.61  848.88  985.44 


271 


AMER. 
EXP. 


MEAN   RESERVES  ^% 

20  Year  Mortuary  Additions 


(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

I 

3 

3 

4 

5 

20 

75.55 

73.04 

70.42 

67.71 

64.89 

21 

76.56 

74.04 

71.42 

68.70 

65.87 

22 

77.65 

75.13 

72.50 

69.78 

66.94 

23 

78.85 

76.32 

73.69 

70.96 

68.12 

24 

80.16 

77.63 

75.00 

72.26 

69.40 

25 

81.61 

79.08 

76.44 

73.70 

70.83 

26 

83.20 

80.67 

78.03 

75.28 

72.40 

27 

84.97 

82.45 

79.80 

77.05 

74.16 

28 

86.95 

84.42 

81.78 

79.02 

76.12 

29 

89.15 

86.63 

83.99 

81.23 

78.32 

30 

91.64 

89.13 

86.49 

83.72 

80.80 

31 

94.44 

91.94 

89.31 

86.54 

83.62 

32 

97.61 

95.12 

92.49 

89.73 

86.80 

33 

101.16 

98.69 

96.08 

93.32 

90.39 

34 

105.15 

102.71 

100.11 

97.36 

94.43 

35 

109.64 

107.22 

104.64 

101.90 

98.97 

36 

114.65 

112.26 

109.70 

106.97 

104.04 

37 

120.24 

117.89 

115.36 

112.65 

109.73 

38 

126.47 

124.16 

121.67 

118.98 

116.07 

39 

133.39 

131.12 

128.67 

126.01 

123.12 

40 

141.04 

138.84 

136.44 

133.82 

130.94 

41 

149.52 

147.38 

145.03 

142.45 

139.59 

42 

158.86 

156.80 

154.51 

151.97 

149.13 

43 

169.14 

167.16 

164.94 

162.44 

159.61 

44 

180.41 

178.52 

176.36 

173.90 

171.09 

45 

192.72 

190.93 

188.85 

186.43 

183.62 

46 

206.16 

204.47 

202.47 

200.09 

197.27 

47 

220.78 

219.20 

217.27 

214.93 

212.10 

48 

236.63 

235.16 

233.30 

231.00 

228.19 

49 

253.77 

252.41 

250.64 

248.40 

245.59 

50 

272.22 

271.00 

269.32 

267.14 

264.35 

51 

292.02 

290.94 

289.38 

287.26 

284.50 

52 

313.16 

312.24 

310.80 

308.77 

306.04 

53 

335.58 

334.82 

333.52 

331.58 

328.91 

54 

359.15 

358.58 

357.43 

355.60 

353.01 

55 

383.78 

383.40 

382.41 

380.72 

378.21 

56 

409.34 

409.18 

408.38 

406.83 

404.42 

57 

435.75 

435.82 

435.22 

433.84 

431.55 

58 

462.95 

463.27 

462.89 

461.69 

459.54 

59 

490.88 

491.47 

491.33 

490.35 

488.39 

60 

519.46 

520.34 

520.48 

519.76 

518.02 

272 
AMER 


''^-  MEAN   RESERVES  3% 


20  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

61.97 

58.93 

55.77 

52.47 

49.05 

21 

62.94 

59.88 

56.70 

53.38 

49.92 

22 

63.99 

60.92 

57.72 

54.37 

50.88 

23 

65.15 

62.06 

58.84 

55.47 

51.95 

24 

66.43 

63.31 

60.07 

56.67 

53.11 

25 

67.84 

64.71 

61.44 

58.01 

54.41 

26 

69.40 

66.25 

62.95 

59.48 

55.85 

27 

71.14 

67.97 

64.64 

61.14 

57.46 

28 

73.08 

69.89 

66.53 

63.00 

59.27 

29 

75.26 

72.05 

68.67 

65.09 

61.30 

30 

77.74 

74.50 

71.09 

67.46 

63.62 

31 

80.54 

77.28 

73.83 

70.16 

66.25 

32 

83.71 

80.43 

76.93 

73.21 

69.24 

33 

87.29 

83.97 

80.45 

76.67 

72.64 

34 

91.31 

87.97 

84.41 

80.58 

76.48 

35 

95.83 

92.47 

88.87 

84.99 

80.81 

36 

100.90 

97.53 

93.89 

89.95 

85.67 

37 

106.59 

103.19 

99.50 

95.49 

91.12 

38 

112.93 

109.50 

105.77 

101.68 

97.18 

39 

119.97 

116.52 

112.73 

108.55 

103.91 

40 

127.79 

124.30 

120.44 

116.15 

111.35 

41 

136.42 

132.90 

128.96 

124.53 

119.54 

42 

145.95 

142.37 

138.33 

133.74 

128.53 

43 

156.41 

152.76 

148.60 

143.84 

138.40 

44 

167.85 

164.12 

159.83 

154.88 

149.20 

45 

180.34 

176.52 

172.09 

166.94 

160.99 

46 

193.95 

190.04 

185.46 

180.10 

173.86 

47 

208.74 

204.73 

200.00 

194.42 

187.88 

48 

224.78 

220.68 

215.79 

209.98 

203.12 

49 

24'2.14 

237.95 

232.90 

226.85 

219.68 

50 

260.87 

256.58 

251.37 

245.09 

237.59 

51 

280.99 

276.62 

271.26 

264.75 

256.91 

52 

302.52 

298.08 

292.58 

285.83 

277.65 

53 

325.40 

320.90 

315.25 

308.28 

299.76 

54 

349.51 

344.96 

339.19 

331.99 

323.15 

55 

374.74 

370.16 

364.27 

356.87 

347.71 

56 

401.00 

396.39 

390.42 

382.84 

373.36 

57 

428.19 

423.60 

417.56 

409.80 

400.04 

58 

456.29 

451.74 

445.66 

437.77 

427.74 

59 

485.28 

480.80 

474.72 

466.74 

456.51 

60 

515.08 

510.73 

504.72 

496.71 

486.34 

273 


AMER. 
EXP. 


MEAN   RESERVES  2i% 


20  Year  Mortuary  Additions 

(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


k^EARS 

Age 

II 

12 

X3 

14 

15 

20 

45.47 

41.73 

37.84 

33.75 

29.48 

21 

46.31 

42.54 

38.60 

34.45 

30.12 

22 

47.24 

43.42 

39.42 

35.22 

30.81 

23 

'48.26 

44.39 

40.34 

36.07 

31.58 

24 

49.38 

45.46 

41.35 

37.01 

32.43 

25 

50.63 

46.66 

42.48 

38.05 

33.37 

26 

52.02 

47.98 

43.73 

39.20 

34.42 

27 

53.58 

49.47 

45.13 

40.51 

35.61 

28 

55.32 

51.14 

46.70 

41.98 

36.95 

29 

57.29 

53.02 

48.49 

43.65 

38.48 

30 

59.53 

55.18 

50.54 

45.57 

40.25 

31 

62.0Q 

57.64 

52.89 

47.78 

42.28 

.32 

65.00 

60.46 

55.57 

50.31 

44.61 

33 

68.31 

63.65 

58.63 

53.18 

47.25 

34 

72.05 

67.27 

62.08 

56.42 

50.23 

35 

76.28 

71.35 

65.97 

60.07 

53.57 

36    . 

81.02 

75.92 

70.32 

64.14 

57.29 

37 

86.32 

81.03 

75.18 

68.67 

61.42 

38 

92.22 

86.71 

80.56 

73.69 

65.99 

39 

98.75 

92.98 

86.50 

79.22 

71.04 

40 

105.96 

99.89 

93.05 

85.33 

76.61 

41 

113.89 

107.50 

100.27 

92.07 

82.75 

42 

122.61 

115.88 

108.21 

99.48 

89.52 

43 

132.18 

125.07 

116.93 

107.62 

96.96 

44 

142.65 

135.13 

126.48 

116.54 

105.12 

45 

154.09 

146.13 

136.93 

126.32 

114.08 

46 

166.60 

158.16 

148.38 

137.05 

123.92 

47 

180.22 

171.29 

160.89 

148.78 

134.69 

48 

195.06 

185.61 

174.53 

161.59 

146.48 

49 

211.19 

201.18 

189.40 

175.58 

159.38 

50 

228.65 

218.06 

205.55 

190.80 

173.44 

51 

247.52 

236.33 

223.05 

207.33 

188.74 

52 

267.80 

256.00 

241.93 

225.19 

205.29 

53 

289.44 

277.02 

262.13 

244.32 

223.06 

54 

312.37 

299.31 

283.57 

264.65 

241.95 

55 

336.46 

322.76 

306.15 

286.08 

261.87 

56 

361.65 

347.31 

329.81 

308.56 

282.79 

57 

387.89 

372.90 

354.52 

332.07 

304.71 

58 

415.17 

399.57 

380.33 

356.70 

327.81 

59 

443.58 

427.42 

407.37 

382.67 

352.37 

60 

473.13 

456.51 

435.81 

410.20 

378.67 

274 
AMER 


EXP  MEAN   RESERVES  ^% 

20  Year  Mortuary  Additions 


(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

l6 

17 

i8 

19 

30 

20 

25.00 

20.30 

15.36 

10.15 

4.65 

21 

25.56 

20.77 

15.72 

10.39 

4.75 

22 

26.17 

21.28 

16.12 

10.65 

4.86 

23 

26.85 

21.85 

16.55 

10.94* 

4.98 

24 

27.59 

22.46 

17.03 

11.25 

5.11 

25 

28.42 

23.16 

17.57 

11.62 

5.26 

26 

29.34 

23.94 

18.18 

12.02 

5.42 

27 

30.39 

24.83 

18.88 

12.49 

5.62 

2S 

31.58 

25.84 

19.67 

13.02 

5.83 

29 

32.95 

27.00 

20.58 

13.63 

6.07 

30 

3452 

28.34 

21.64 

14.34 

6.36 

31 

36.34 

29.89 

22.86 

15.16    . 

6.69 

32 

3841 

31.66 

24.25 

16.08 

7.06 

33 

40.77 

33.65 

25.80 

17.11 

7.47 

34 

43.42 

35.89 

27.54 

18.26 

7.93 

35 

46.37 

38.38 

29.48 

19.55 

8.45 

36 

49.66 

41.14 

31.63 

20.98 

9.02 

37 

53.30 

44.22 

34.03 

22.57 

9.65 

38 

57.35 

47.63 

36.68 

24.32 

10.36 

39 

61.81 

51.39 

39.60 

26.26 

11.13 

40 

66.73 

55.54 

42.84 

2841 

12.00 

41 

72.17 

60.12 

46.42 

30.79 

12.96 

42 

78.15 

65.19 

50.38 

33.43 

14.02 

43 

84.75 

70.78 

54.75 

36.35 

15.19 

44 

92.00 

76.92 

59.55 

39.55 

16.48 

45 

99.96 

83.67 

64.84 

43.08 

17.90 

46 

108.72 

91.10 

70.69 

47.01 

19.48 

47 

118.32 

99.28 

77.13 

51.33 

21.22 

48 

128.85 

108.27 

84.23 

56,10 

23.13 

49 

140.40 

118.15 

92.04 

61.37 

25.24 

50 

153.01 

128.95 

100.61 

67.14 

27.55 

51 

166.75 

140.76 

109.98 

73.48 

30.09 

52 

181.66 

153.58 

120.18 

80.38 

32.85 

53 

197.68 

167.37 

131.15 

87.78 

35.79 

54 

21471 

182.04 

142.80 

95.64 

38.92 

55 

232.69 

197.51 

155.11 

103.99 

42.24 

56 

251.58 

213.82 

168.17 

112.90 

45.81 

57 

271.47 

231.11 

182.13 

122.53 

49.66 

58 

292.58 

249.66 

197.29 

133.11 

53.91 

59 

315.27 

269.83 

214.00 

144.92 

58.65 

60 

339.86 

291.97 

232.55 

158.15 

63.95 

275 

^^'  MEAN   RESERVES  ^% 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

I 

2 

3 

4 

5 

20 

56.50 

53.62 

50.63 

47.54 

44.33 

21 

57.08 

54.19 

51.18 

48.07 

44.84 

22 

57.71 

54.81 

51.79 

48.66 

45.42 

23 

58.40 

55.48 

52.45 

49.31 

46.03 

24 

59.15 

56.22 

53.18 

50.01 

46.72 

25 

59.98 

57.03 

53.97 

50.78 

47.46 

26 

60.88 

57.92 

54.84 

51.64 

48.29 

27 

61.87 

58.89  . 

55.79 

52.56 

49.19 

28 

62.95 

59.96  . 

56.84 

53.59 

50.19 

29 

64.13 

61.13 

57.99 

54.71 

51.28 

30 

65.45 

62.43 

59.27 

55.96 

52.49 

31 

66.91 

63.87 

60.68 

57.34 

53.84 

32       ' 

68.53 

65.47 

62.26 

58.90 

55.35 

33 

70.34 

67.27 

64.03 

60.63 

57.05 

34 

72.38 

69.29 

66.03 

62.59 

58.96 

35 

74.69 

71.58 

68.29 

64.82  . 

61.13 

36 

■    77.31 

74.18 

70.86 

67.34 

63.60 

37 

80.27 

77.12 

73.77 

70.21 

66.41 

38 

83.61 

80.44 

77.06 

73.46 

69.60 

39 

87.37 

84.18 

80.77 

77.12 

73.21 

40 

91.59 

88.39 

84.95 

81.26 

77.27 

41 

96.33 

93.12 

89.65- 

85.90 

81.83 

42 

101.63 

98.40 

94.89 

91.09 

86.93 

43 

107.54 

104.28 

100.74 

96.86 

92.60 

44 

114.08 

110.81 

107.22 

103.26 

98.88 

45 

121.34 

118.05 

114.40 

110.35 

105.82 

46 

129.35 

126.03 

122.32 

118.16 

113.46 

47 

138.20 

134.84 

131.04 

126.74 

121.86 

48 

147.91 

144.50 

140.61 

136.17 

131.08 

49 

158.55 

155.08 

151.08 

146.48 

141.18 

50 

170.18 

166.65 

162.54 

157.77 

152.24 

51 

182.90 

179.30 

175.07 

170.12 

164.34 

52 

196.75 

193.09 

188.73 

183.59 

177.54 

53 

211.82 

208.08 

203.59 

198.25 

191.92 

54 

228.17 

224.36 

219.74 

214.19 

207.57 

55 

245.85 

241.97 

237.21 

231.45 

224.53 

56 

264.91 

260.96 

256.08 

250.11 

242.88 

57 

285.36 

281.36 

276.34 

270.16 

262.62 

58 

307.14 

303.09 

297.95 

291.56 

283.70 

59 

330.16 

326.06 

320.81 

314.21 

306.05 

60 

354.32 

350.20 

344.84 

338.05 

329.58 

276 


AMER. 
EXP. 


MEAN   RESERVES  ^% 

15  Year  Mortuary  Additions 


(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

6 

7 

8 

9 

ID 

20 

41.00 

37.54 

33.95 

30.22 

26.34 

21 

41.49 

38.01 

34.39 

30.62 

26.70 

22 

42.04 

38.53 

34.88 

31.07 

27.10 

23 

42.63 

39.09 

35.40 

31.56 

27.54 

24 

43.29 

39.71 

35.99 

32.10 

28.04 

25 

44.01 

40.40 

36.64 

32.70 

28.57 

26 

44.80 

41.16 

37.35 

33.36 

29.18 

27 

45.67 

41.99 

38.12 

34.08 

29.83 

28 

46.63 

42.90 

38.99 

34.88 

30.56 

29 

47.68 

43.90 

39.94 

35.76 

31.36 

30 

48.85 

45.03 

41.00 

36.75 

32.25 

31 

50.15 

46.27 

42.17 

37.84 

33.24 

32 

51.62 

47.67 

43.49 

39.06 

34.36 

33 

53.25 

49.24 

44.98 

40.45 

35.63 

34 

55.10 

51.01 

46.66 

42.03 

37.08 

35 

57.21 

53.04 

48.60 

43.85 

38.76 

36 

59.61 

55.36 

50.82 

45.94 

40.68 

37 

62.36 

58.01 

53.35 

48.32 

42.89 

38 

65.47 

61.03 

56.23 

51.04 

45.39 

39 

68.99 

64.43 

59.49 

54.10 

48.21 

40 

72.96 

68.27 

63.15 

57.54 

51.36 

41 

77.41 

72.57 

67.25 

61.38 

54.87 

42 

82.37 

77.36 

71.82 

65.65 

58.77 

43 

87.90 

82.68 

76.86 

70.36 

63.07 

44 

94.01 

88.55 

82.43 

75.56 

67.82 

45 

100.74 

95.02 

88.58 

81.30 

73.07 

46 

108.15 

102.15 

95.34 

87.62 

78.85 

47 

116.31 

109.99 

102.80 

94.59 

85.23 

48 

125.27 

118.61 

110.99 

102.25 

92.24 

49 

135.08 

128.06 

119.97 

110.66 

99.95 

50 

145.83 

138.40 

129.81 

119.89 

108.42 

51 

157.59 

149.74 

140.61 

130.02 

117.74 

52 

170.44 

162.13 

152.44 

141.12 

127.94 

53 

184.45 

175.66 

165.35 

153.27 

139.13 

54 

199.71 

190.41 

179.45 

166.54 

151.38 

55 

216.27 

206.43 

194.77 

181.00 

164.76 

56 

234.19 

223.79 

211.42 

196.74 

179.33 

57 

253.49 

242.53 

229.41 

213.76 

195.12 

58 

274.14 

262.59 

248.69 

232.03 

212.09 

59 

296.05 

283.89 

269.18 

251.46 

230.15 

60 

319.13 

306.35 

290.80 

271.97 

249.22 

277 
^^-  MEAN   RESERVES  3^ 

15  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

II 

12 

13 

14 

15 

20 

22.29 

18.08 

13.68 

9.09 

4.29 

21 

22.61 

18.34 

13.88 

9.22 

4.34 

22 

22.96 

18.64 

14.11 

9.38 

4.41 

23 

23.35 

18.96 

14.36 

9.54 

4.48 

24 

23.78 

19.32 

14.65 

9.74 

4.57 

25 

24.25 

19.72 

14.96 

9.95 

4.65 

26 

24.79 

20.17 

15.31 

10.18 

4.75 

27 

25.37 

20.66 

15.69 

10.43 

4.86 

28 

26.01 

21.19 

16.10 

10.70 

4.98 

29 

26.70 

21.78 

16.55 

11.01 

5.11 

30 

27.49 

22.44 

17.07 

11.36 

5.26 

31 

28.36 

23.18 

17.65 

11.75 

5.42 

32 

29.36 

24.03 

18.32 

12.20 

5.62 

33 

30.49 

24.99 

19.08 

12.71 

5.83 

34 

31.78 

26.09 

19.95 

13.30 

6.07 

35 

33.28 

27.37 

20.96 

13.99 

6.36 

36 

35.00 

28.84 

22.13 

14.78 

0.69 

37 

36.98 

30.53 

23.46 

15.67 

7.06 

38 

39.21 

32.43 

24.95 

16.67 

7.47 

39 

41.72 

34.55 

26.61 

17.77 

7.93 

40 

44.52 

36.92 

28.45 

19.01 

8.45 

41 

47.63 

39.54 

30.51 

20.39 

9.02 

42 

51.07 

42.46 

32.79 

21.91 

9.65 

43 

54.89 

45.69 

35.31 

23.60 

10.36 

44 

59.10 

49.25 

38.10 

25.46 

11.13 

45 

63.75 

53.18 

41.17 

27.53 

12.00 

46 

68.88 

57.52 

44.58 

29.82 

12.96 

47 

74.53 

62.32 

48.35 

32.36 

14.02 

48 

80.77 

67.62 

52.52 

35.16 

15.19 

49 

87.63 

73.45 

57.10 

38.25 

16.48 

50 

95.18 

79.86 

62.15 

41.65 

17.90 

51 

103.48 

86.93 

67.73 

45.43 

19.48 

52 

112.59 

94.71 

73.89 

49.60 

21.22 

53 

122.60 

103.28 

80.67 

54.19 

23.13 

54 

133.59 

112.70 

88.15 

59.28 

25.24 

55 

145.60 

123.01 

96.35 

64.85 

27.55 

56 

158.71 

134.29 

105.34 

70.97 

30.09 

57 

172.95 

146.55 

115.12 

77.64 

32.85 

58 

188.24 

159.74 

125.64 

84.78 

35.79 

59 

204.54 

173.78 

136.81 

92.37 

38.92 

60 

221.75 

188.60 

148.62 

100.43 

42.24 

278 
AMER 


'^  MEAN   RESERVES  ^% 

10  Year  Mortuary  Additions 
(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

» 

A«e 

I 

a 

3 

4 

« 

20 

37.81 

34.57 

31.22 

27.74 

24.15 

21 

38.12 

34.87 

31.49 

28.00 

24.38 

22 

38.46 

35.18 

31.79 

28.27 

24.62 

23 

38.82 

35.53 

32.11 

28.57 

24.89 

24 

39.21 

35.90 

32.46 

28.89 

25.18 

25 

39.64 

36.31 

32.84 

29.25 

25.50 

26 

40.10 

36.74 

33.25 

29.62 

25.84 

27 

40.60 

37.22 

33.70 

30.03 

26.21 

28 

41.15 

37.74 

34.18 

30.49 

26.63 

29 

41.75 

38.31 

34.73 

30.99 

27.08 

,  ^ 

42.41 

38.95 

35.32 

31.54 

27.58 

31 

43.14 

39.64 

35.98 

32.15 

28.14 

32 

43.94 

40.40 

36.70 

32.82 

28.75 

33 

44.81 

41.24 

37.49 

33.56 

29.42 

34 

45.78 

42.16 

38.36 

34.37 

30.16 

35 

.46.85 

43.19 

39.34 

35.28 

30,98 

j 

36 

48.04 

44.33 

40.42 

36.28 

31.90 

37 

49.38 

45.61 

41.63 

37.41 

32.94 

38 

50.87 

47.05 

42.99 

38.69 

34.11 

39 

52.57 

48.68 

44.55 

40.15 

35.46 

40 

54.50 

50.54 

46.33 

41.83 

37.01 

41 

56.71 

52.68 

48.38 

43.76 

38.80 

42 

59.22 

55.12 

50.71 

45.97 

40.83 

43 

62.06 

57.87 

53.35 

48.46 

43.14 

.44 

65.26 

60.98 

56.33 

51.27 

45.74 

45 

68.87 

64.47 

59.68 

54.42 

48.64 

46 

72.90 

68.38 

63.41 

57.93 

51.85 

47 

77.40 

72n 

67.56 

61.82 

55.42 

48 

82.39 

77.55 

72.16 

66.13 

59.37 

49 

87.91 

82.87 

77.22 

70.88 

63.73 

56 

94.01 

88.76 

82.83 

7613 

68.55 

51 

100.74 

95.25 

89.02 

81.94 

73.87 

52 

108.17 

102.42 

95.84 

88.34 

79.75 

53 

116.34 

110.30 

103.35 

95.38 

86.22 

54 

125.31 

118.95 

111.60 

103.13 

93.35 

55 

135.14 

128.44 

120.65 

111.63 

101.18 

56 

145.93 

138.86 

130.60 

120.99 

109.79 

57 

157.72 

150.26 

141.50 

131.25 

119.25 

58 

170.61 

162.73 

153.42 

142.48 

129.62 

59 

184.67 

176.34 

166.45 

154.77 

140.99 

60 

199.95 

191.15 

180.65 

168.18 

153.42 

279 


"^^  MEAN   RESERVES  ^% 

10  Year  Mortuary  Additions 


(LEVEL  PREMIUM  RESERVE) 

Per  $i,ooo  of  Additions  actually  in  force. 


YEARS 

Age 

6 

7 

8 

9 

lO 

20 

20.42 

16.56 

12.55 

8.38 

4.05 

21 

20.62 

16.73 

12.68 

8.47 

4.09 

22 

20.84 

16.90 

12.82 

8.56 

4.13 

23 

21.07 

17.10 

12.96 

8.66 

4.18 

24 

21.33 

17.31 

13.13 

8.78 

4.23 

25 

21.61 

17.55 

13.32 

8.90 

4.29 

26 

21.90 

17.80 

13.51 

9.03 

4.34 

27 

22.24 

18.07 

13.73 

9.18 

4.41 

28 

22.59 

18.37 

13.96 

9.34 

4.48 

29 

22.99 

18.72 

14.23 

9.52 

4.57 

30 

23.44 

19.09 

14.53 

5.72 

4.65 

31 

23.93 

19.51 

14.86 

9.94 

4.75 

32 

24.47 

19.97 

15.21 

10.18 

4.86 

33 

25.07 

20.46 

15.60 

10.44 

4.98 

34 

25.71 

21.01 

16.02 

10.73 

5.11 

35 

26.44 

21.63 

16.51 

11.07 

5.26 

36 

27.25 

22.31 

17.06 

11.44 

5.42 

37 

28.18 

23.11 

17.69 

11.87 

5.62 

38 

29.23 

24.01 

18.40 

12.36 

5.83 

39 

30.43 

25.04 

19.22 

12.92 

6.07 

40 

31.83 

26.23 

20.17 

13.58 

6.36 

41 

33.43 

27.61 

21.28 

14.33 

6.69 

42 

35.26 

29.19 

22.52 

15.18 

7.06 

43 

37.33 

30.96 

23.92 

16.12 

7.47 

44 

39.65 

32.92 

25.46 

17.17 

7.93 

45 

42.23 

35.11 

27.19 

18.35 

8.45 

46 

45.09 

37.54 

29.11 

19.65 

9.02 

47 

48.26 

40.24 

31.24 

21.09 

9.65 

48 

51.78 

43.23 

33.59 

22.69 

10.36 

49 

55.66 

46.53 

36.19 

24.46 

11.13 

50 

59.95 

50.18 

39.07 

26.42 

12.00 

51 

64.69 

54.21 

42.26 

28.60 

12.96 

52 

69.92 

58.68 

45.79 

31.01 

14.02 

53 

75.70 

63.61 

49.69 

33.67 

15.19 

54 

82.06 

69.04 

53.99 

,    36.60 

16.48 

55 

89.06 

75.01 

58.72 

39.83 

17.90 

56 

96.76 

81.60 

63.96 

43.42 

19.48 

57 

105.23 

88.86 

69.74 

47.39 

21.22 

58 

114.53 

96.85 

76.11 

51.76 

23.13 

59 

124.76 

105.65 

83.13 

56.59 

25.24 

60 

135.95 

115.29 

90.84 

61.89 

27.55 

THIS  BOOK  IS  DUl!  ON  THE  LAST  DATE 
STAMPED  BELOW 

AN  INITIAL  FINE  OF  25  CENTS 

WILL  BE  ASSESSED   FOR   FAILURE  TO   RETURN 
THIS   BOOK   ON   THE   DATE  DUE.   THE  PENALTY 
WILL  INCREASE  TO  50  CENTS  ON  THE  FOURTH 
DAY    AND    TO    $1.00    ON    THE    SEVENTH     DAY 
OVERDUE. 

MAv  K  m'' 

MAD        A     IQiiO 

tnnn       rfc    t9tv 

LD  21-95tn-7,'37 

J 


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